South Central Bank, National Association
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for South Central Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | South Central Bank, National Association 525 W Roosevelt Rd Chicago, IL 60607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 394 |
| Total Mortgage Loan Application Amount | $29,720,000 |
| Average Mortgage Loan Application Amount | $166,500 |
| Highest Mortgage Loan Application Amount | $585,000 |
| Average Applicant Income | $106,000 |
| Highest Applicant Income | $700,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 142 | $ 16,970,000 | $ 119,000 | $ 108,000 |
| Milwaukee County Wisconsin | 30 | $ 620,000 | $ 20,000 | $ 91,000 |
| Waukesha County Wisconsin | 23 | $ 565,000 | $ 24,000 | $ 86,000 |
| Will County Illinois | 11 | $ 1,875,000 | $ 170,000 | $ 118,000 |
| Allegheny County Pennsylvania | 11 | $ 215,000 | $ 19,000 | $ 89,000 |
| Cuyahoga County Ohio | 10 | $ 220,000 | $ 22,000 | $ 109,000 |
| Racine County Wisconsin | 10 | $ 230,000 | $ 23,000 | $ 61,000 |
| DuPage County Illinois | 8 | $ 1,230,000 | $ 153,000 | $ 124,000 |
| Lake County Indiana | 7 | $ 585,000 | $ 83,000 | $ 60,000 |
| Stark County Ohio | 7 | $ 125,000 | $ 17,000 | $ 66,000 |
| Westmoreland County Pennsylvania | 7 | $ 195,000 | $ 27,000 | $ 46,000 |
| Sheboygan County Wisconsin | 7 | $ 145,000 | $ 20,000 | $ 73,000 |
| Jefferson County Kentucky | 6 | $ 230,000 | $ 38,000 | $ 115,000 |
| Kenosha County Wisconsin | 6 | $ 170,000 | $ 28,000 | $ 78,000 |
| Jackson County Missouri | 5 | $ 135,000 | $ 27,000 | $ 92,000 |
| Summit County Ohio | 5 | $ 95,000 | $ 19,000 | $ 80,000 |
| McHenry County Illinois | 4 | $ 270,000 | $ 67,000 | $ 74,000 |
| Kent County Michigan | 4 | $ 60,000 | $ 15,000 | $ 97,000 |
| Washington County Wisconsin | 4 | $ 60,000 | $ 15,000 | $ 54,000 |
| Washington County Pennsylvania | 3 | $ 65,000 | $ 21,000 | $ 71,000 |
| Walworth County Wisconsin | 3 | $ 205,000 | $ 68,000 | $ 112,000 |
| Kane County Illinois | 2 | $ 50,000 | $ 25,000 | $ 115,000 |
| Fayette County Kentucky | 2 | $ 70,000 | $ 35,000 | $ 118,000 |
| Oldham County Kentucky | 2 | $ 70,000 | $ 35,000 | $ 166,000 |
| Scott County Kentucky | 2 | $ 70,000 | $ 35,000 | $ 90,000 |
| Shelby County Kentucky | 2 | $ 70,000 | $ 35,000 | $ 111,000 |
| Prince George's County Maryland | 2 | $ 90,000 | $ 45,000 | $ 132,000 |
| Muskegon County Michigan | 2 | $ 40,000 | $ 20,000 | $ 269,000 |
| Ottawa County Michigan | 2 | $ 30,000 | $ 15,000 | $ 48,000 |
| Lake County Ohio | 2 | $ 60,000 | $ 30,000 | $ 136,000 |
| Lorain County Ohio | 2 | $ 60,000 | $ 30,000 | $ 77,000 |
| Wayne County Ohio | 2 | $ 70,000 | $ 35,000 | $ 109,000 |
| Berks County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 74,000 |
| Philadelphia County Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 74,000 |
| Dane County Wisconsin | 2 | $ 30,000 | $ 15,000 | $ 102,000 |
| Dodge County Wisconsin | 2 | $ 40,000 | $ 20,000 | $ 86,000 |
| Jefferson County Wisconsin | 2 | $ 50,000 | $ 25,000 | $ 80,000 |
| Waupaca County Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 51,000 |
| Maricopa County Arizona | 1 | $ 315,000 | $ 315,000 | $ 87,000 |
| Contra Costa County California | 1 | $ 395,000 | $ 395,000 | $ 107,000 |
| Pinellas County Florida | 1 | $ 75,000 | $ 75,000 | $ 112,000 |
| Grundy County Illinois | 1 | $ 235,000 | $ 235,000 | $ 182,000 |
| Kendall County Illinois | 1 | $ 35,000 | $ 35,000 | $ 153,000 |
| Winnebago County Illinois | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Boone County Iowa | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Clarke County Iowa | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Marion County Iowa | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Story County Iowa | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Wapello County Iowa | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Warren County Iowa | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Webster County Iowa | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Boone County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 293,000 |
| Bullitt County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 193,000 |
| Franklin County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 148,000 |
| Kenton County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Garrett County Maryland | 1 | $ 15,000 | $ 15,000 | $ 130,000 |
| Allegan County Michigan | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Barry County Michigan | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Ingham County Michigan | 1 | $ 15,000 | $ 15,000 | $ 129,000 |
| Montcalm County Michigan | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Shiawassee County Michigan | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Clay County Missouri | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
| Columbiana County Ohio | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Mahoning County Ohio | 1 | $ 5,000 | $ 5,000 | $ 42,000 |
| Medina County Ohio | 1 | $ 25,000 | $ 25,000 | $ 129,000 |
| Portage County Ohio | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Armstrong County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Butler County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 57,000 |
| Chester County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Fayette County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Montgomery County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Charleston County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 100,000 |
| Davidson County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 247,000 |
| Calumet County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 10,000 |
| La Crosse County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 87,000 |
| Marinette County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Monroe County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Ozaukee County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for South Central Bank, National Association in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 297 | $7,605,000 | $25,000 | $105,000 | $89,000 | $700,000 |
| Home Purchase | 60 | $14,770,000 | $246,000 | $585,000 | $135,000 | $560,000 |
| Cash-out Refinancing | 19 | $4,065,000 | $213,000 | $455,000 | $83,000 | $222,000 |
| Refinancing | 18 | $3,280,000 | $182,000 | $435,000 | $117,000 | $569,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 243 | $17,525,000 | $72,000 | $585,000 | $99,000 | $700,000 |
| Black or African American | 71 | $2,405,000 | $33,000 | $435,000 | $93,000 | $569,000 |
| Hispanic | 34 | $3,720,000 | $109,000 | $395,000 | $97,000 | $312,000 |
| Asian | 29 | $5,625,000 | $193,000 | $425,000 | $91,000 | $265,000 |
| Not Provided | 15 | $405,000 | $27,000 | $65,000 | $98,000 | $146,000 |
| American Indian or Alaskan Native | 1 | $15,000 | $15,000 | $15,000 | $48,000 | $48,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 303 | $25,695,000 | $84,000 | $585,000 | $101,000 | $700,000 |
| FHA-insured (Federal Housing Administration) | 91 | $4,025,000 | $44,000 | $355,000 | $85,000 | $465,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 168 | $14,790,000 | $88,000 | $585,000 | $108,000 | $569,000 |
| Application Denied By Financial Institution | 109 | $5,415,000 | $49,000 | $355,000 | $75,000 | $341,000 |
| Application Withdrawn By Applicant | 79 | $2,725,000 | $34,000 | $455,000 | $98,000 | $700,000 |
| Application Approved But Not Accepted | 20 | $4,580,000 | $229,000 | $425,000 | $98,000 | $182,000 |
| File Closed For Incompleteness | 11 | $535,000 | $48,000 | $295,000 | $100,000 | $188,000 |
| Preapproval Approved but not Accepted | 6 | $1,570,000 | $261,000 | $425,000 | $173,000 | $362,000 |
| Preapproval Denied by Financial Institution | 1 | $105,000 | $105,000 | $105,000 | $13,000 | $13,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 284 | $24,200,000 | $85,000 | $585,000 | $106,000 | $700,000 |
| Credit History | 68 | $3,460,000 | $50,000 | $355,000 | $76,000 | $341,000 |
| Debt-To-Income Ratio | 31 | $1,015,000 | $32,000 | $285,000 | $66,000 | $293,000 |
| Collateral | 5 | $505,000 | $101,000 | $315,000 | $127,000 | $312,000 |
| Other | 4 | $300,000 | $75,000 | $165,000 | $60,000 | $101,000 |
| Unverifiable Information | 1 | $55,000 | $55,000 | $55,000 | $108,000 | $108,000 |
| Employment History | 1 | $185,000 | $185,000 | $185,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.