Somerset Trust Company
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Somerset Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Somerset Trust Company
151 W Main Street
Somerset, PA 15501
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 921
Total Mortgage Loan Application Amount $90,824,000
Average Mortgage Loan Application Amount $91,666
Highest Mortgage Loan Application Amount $850,000
Average Applicant Income $67,666
Highest Applicant Income $2,208,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Somerset Trust Company by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Somerset County Pennsylvania 423 $ 25,636,000 $ 60,000 $ 60,000
Cambria County Pennsylvania 66 $ 4,028,000 $ 61,000 $ 104,000
Fayette County Pennsylvania 25 $ 1,509,000 $ 60,000 $ 107,000
Cuyahoga County Ohio 12 $ 1,882,000 $ 156,000 $ 88,000
Berkeley County West Virginia 10 $ 2,726,000 $ 272,000 $ 80,000
Mecklenburg County North Carolina 9 $ 1,203,000 $ 133,000 $ 52,000
Lucas County Ohio 9 $ 1,270,000 $ 141,000 $ 68,000
Westmoreland County Pennsylvania 9 $ 1,016,000 $ 112,000 $ 76,000
Franklin County Ohio 8 $ 947,000 $ 118,000 $ 60,000
Guilford County North Carolina 7 $ 992,000 $ 141,000 $ 90,000
Washington County Arkansas 6 $ 871,000 $ 145,000 $ 55,000
Johnson County Kansas 6 $ 1,155,000 $ 192,000 $ 54,000
Wake County North Carolina 6 $ 795,000 $ 132,000 $ 60,000
Hamilton County Ohio 6 $ 753,000 $ 125,000 $ 67,000
Lorain County Ohio 6 $ 740,000 $ 123,000 $ 40,000
Allegheny County Pennsylvania 6 $ 1,264,000 $ 210,000 $ 141,000
Stark County Ohio 5 $ 630,000 $ 126,000 $ 47,000
Summit County Ohio 5 $ 540,000 $ 108,000 $ 40,000
Rowan County North Carolina 4 $ 407,000 $ 101,000 $ 60,000
Butler County Ohio 4 $ 911,000 $ 227,000 $ 108,000
Montgomery County Ohio 4 $ 579,000 $ 144,000 $ 51,000
Jefferson County West Virginia 4 $ 938,000 $ 234,000 $ 70,000
Union County Arkansas 3 $ 439,000 $ 146,000 $ 60,000
Sedgwick County Kansas 3 $ 488,000 $ 162,000 $ 52,000
Jefferson County Kentucky 3 $ 304,000 $ 101,000 $ 44,000
Buncombe County North Carolina 3 $ 604,000 $ 201,000 $ 47,000
Cumberland County North Carolina 3 $ 487,000 $ 162,000 $ 70,000
Davidson County North Carolina 3 $ 480,000 $ 160,000 $ 35,000
Durham County North Carolina 3 $ 454,000 $ 151,000 $ 56,000
Forsyth County North Carolina 3 $ 431,000 $ 143,000 $ 45,000
Johnston County North Carolina 3 $ 362,000 $ 120,000 $ 55,000
Orange County North Carolina 3 $ 675,000 $ 225,000 $ 77,000
Clermont County Ohio 3 $ 497,000 $ 165,000 $ 73,000
Columbiana County Ohio 3 $ 276,000 $ 92,000 $ 35,000
Fairfield County Ohio 3 $ 731,000 $ 243,000 $ 86,000
Lake County Ohio 3 $ 307,000 $ 102,000 $ 46,000
Mahoning County Ohio 3 $ 322,000 $ 107,000 $ 68,000
Trumbull County Ohio 3 $ 353,000 $ 117,000 $ 54,000
Bedford County Pennsylvania 3 $ 204,000 $ 68,000 $ 59,000
Indiana County Pennsylvania 3 $ 67,000 $ 22,000 $ 89,000
Cabell County West Virginia 3 $ 509,000 $ 169,000 $ 51,000
Hancock County West Virginia 3 $ 240,000 $ 80,000 $ 42,000
Marion County West Virginia 3 $ 262,000 $ 87,000 $ 28,000
Morgan County West Virginia 3 $ 624,000 $ 208,000 $ 67,000
Garland County Arkansas 2 $ 534,000 $ 267,000 $ 69,000
Greene County Arkansas 2 $ 244,000 $ 122,000 $ 26,000
Lonoke County Arkansas 2 $ 268,000 $ 134,000 $ 64,000
Mississippi County Arkansas 2 $ 433,000 $ 216,000 $ 55,000
Poinsett County Arkansas 2 $ 153,000 $ 76,000 $ 40,000
Pulaski County Arkansas 2 $ 254,000 $ 127,000 $ 81,000
Sebastian County Arkansas 2 $ 418,000 $ 209,000 $ 104,000
Lee County Florida 2 $ 325,000 $ 162,000 $ 49,000
Douglas County Kansas 2 $ 306,000 $ 153,000 $ 32,000
Riley County Kansas 2 $ 388,000 $ 194,000 $ 37,000
Shawnee County Kansas 2 $ 329,000 $ 164,000 $ 62,000
Hardin County Kentucky 2 $ 240,000 $ 120,000 $ 78,000
Kenton County Kentucky 2 $ 324,000 $ 162,000 $ 76,000
Garrett County Maryland 2 $ 40,000 $ 20,000 $ 94,000
Carteret County North Carolina 2 $ 294,000 $ 147,000 $ 38,000
Craven County North Carolina 2 $ 347,000 $ 173,000 $ 69,000
Franklin County North Carolina 2 $ 211,000 $ 105,000 $ 46,000
Harnett County North Carolina 2 $ 475,000 $ 237,000 $ 157,000
Henderson County North Carolina 2 $ 428,000 $ 214,000 $ 62,000
Hoke County North Carolina 2 $ 218,000 $ 109,000 $ 52,000
Lincoln County North Carolina 2 $ 296,000 $ 148,000 $ 57,000
New Hanover County North Carolina 2 $ 297,000 $ 148,000 $ 48,000
Onslow County North Carolina 2 $ 432,000 $ 216,000 $ 40,000
Union County North Carolina 2 $ 485,000 $ 242,000 $ 62,000
Wilkes County North Carolina 2 $ 219,000 $ 109,000 $ 34,000
Adams County Ohio 2 $ 173,000 $ 86,000 $ 54,000
Allen County Ohio 2 $ 289,000 $ 144,000 $ 79,000
Darke County Ohio 2 $ 426,000 $ 213,000 $ 71,000
Delaware County Ohio 2 $ 533,000 $ 266,000 $ 116,000
Knox County Ohio 2 $ 215,000 $ 107,000 $ 35,000
Licking County Ohio 2 $ 263,000 $ 131,000 $ 39,000
Ottawa County Ohio 2 $ 304,000 $ 152,000 $ 62,000
Preble County Ohio 2 $ 200,000 $ 100,000 $ 53,000
Washington County Ohio 2 $ 290,000 $ 145,000 $ 69,000
Blair County Pennsylvania 2 $ 117,000 $ 58,000 $ 39,000
Hampshire County West Virginia 2 $ 241,000 $ 120,000 $ 19,000
Harrison County West Virginia 2 $ 188,000 $ 94,000 $ 60,000
Maricopa County Arizona 1 $ 120,000 $ 120,000 $ 40,000
Baxter County Arkansas 1 $ 96,000 $ 96,000 $ 89,000
Benton County Arkansas 1 $ 87,000 $ 87,000 $ 56,000
Calhoun County Arkansas 1 $ 106,000 $ 106,000 $ 82,000
Carroll County Arkansas 1 $ 140,000 $ 140,000 $ 40,000
Cleburne County Arkansas 1 $ 149,000 $ 149,000 $ 79,000
Cleveland County Arkansas 1 $ 272,000 $ 272,000 $ 156,000
Conway County Arkansas 1 $ 86,000 $ 86,000 $ 50,000
Faulkner County Arkansas 1 $ 185,000 $ 185,000 $ 20,000
Franklin County Arkansas 1 $ 106,000 $ 106,000 $ 60,000
Grant County Arkansas 1 $ 365,000 $ 365,000 $ 136,000
Izard County Arkansas 1 $ 76,000 $ 76,000 $ 37,000
Jefferson County Arkansas 1 $ 85,000 $ 85,000 $ 85,000
Miller County Arkansas 1 $ 80,000 $ 80,000 $ 51,000
Montgomery County Arkansas 1 $ 92,000 $ 92,000 $ 30,000
Newton County Arkansas 1 $ 215,000 $ 215,000 $ 78,000
Perry County Arkansas 1 $ 165,000 $ 165,000 $ 72,000
Saline County Arkansas 1 $ 506,000 $ 506,000 $ 156,000
White County Arkansas 1 $ 100,000 $ 100,000 $ 53,000
Yell County Arkansas 1 $ 124,000 $ 124,000 $ 100,000
New London County Connecticut 1 $ 220,000 $ 220,000 $ 70,000
Palm Beach County Florida 1 $ 231,000 $ 231,000 $ 74,000
Seminole County Florida 1 $ 95,000 $ 95,000 $ 22,000
Washington County Florida 1 $ 175,000 $ 175,000 $ 47,000
Cook County Illinois 1 $ 114,000 $ 114,000 $ 15,000
Hamilton County Illinois 1 $ 106,000 $ 106,000 $ 62,000
Macon County Illinois 1 $ 134,000 $ 134,000 $ 60,000
Madison County Illinois 1 $ 92,000 $ 92,000 $ 80,000
Massac County Illinois 1 $ 139,000 $ 139,000 $ 42,000
Vermilion County Illinois 1 $ 148,000 $ 148,000 $ 84,000
Winnebago County Illinois 1 $ 147,000 $ 147,000 $ 62,000
Sullivan County Indiana 1 $ 100,000 $ 100,000 $ 85,000
Bremer County Iowa 1 $ 281,000 $ 281,000 $ 34,000
Polk County Iowa 1 $ 120,000 $ 120,000 $ 48,000
Franklin County Kansas 1 $ 118,000 $ 118,000 $ 58,000
Geary County Kansas 1 $ 118,000 $ 118,000 $ 91,000
Harvey County Kansas 1 $ 91,000 $ 91,000 $ 75,000
Reno County Kansas 1 $ 114,000 $ 114,000 $ 44,000
Rooks County Kansas 1 $ 116,000 $ 116,000 $ 150,000
Saline County Kansas 1 $ 151,000 $ 151,000 $ 99,000
Wyandotte County Kansas 1 $ 92,000 $ 92,000 $ 77,000
Bell County Kentucky 1 $ 100,000 $ 100,000 $ 49,000
Bullitt County Kentucky 1 $ 162,000 $ 162,000 $ 83,000
Caldwell County Kentucky 1 $ 90,000 $ 90,000 $ 52,000
Christian County Kentucky 1 $ 79,000 $ 79,000 $ 52,000
Clark County Kentucky 1 $ 251,000 $ 251,000 $ 86,000
Fayette County Kentucky 1 $ 90,000 $ 90,000 $ 32,000
Floyd County Kentucky 1 $ 136,000 $ 136,000 $ 63,000
Harrison County Kentucky 1 $ 133,000 $ 133,000 $ 36,000
Knott County Kentucky 1 $ 150,000 $ 150,000 $ 58,000
Livingston County Kentucky 1 $ 75,000 $ 75,000 $ 90,000
Lyon County Kentucky 1 $ 141,000 $ 141,000 $ 46,000
Nelson County Kentucky 1 $ 76,000 $ 76,000 $ 36,000
Nicholas County Kentucky 1 $ 72,000 $ 72,000 $ 24,000
Oldham County Kentucky 1 $ 273,000 $ 273,000 $ 225,000
Shelby County Kentucky 1 $ 196,000 $ 196,000 $ 92,000
Webster County Kentucky 1 $ 98,000 $ 98,000 $ 73,000
Allegany County Maryland 1 $ 60,000 $ 60,000 $ 309,000
St. Louis County Missouri 1 $ 110,000 $ 110,000 $ 60,000
Alamance County North Carolina 1 $ 166,000 $ 166,000 $ 102,000
Brunswick County North Carolina 1 $ 260,000 $ 260,000 $ 64,000
Burke County North Carolina 1 $ 176,000 $ 176,000 $ 74,000
Camden County North Carolina 1 $ 241,000 $ 241,000 $ 57,000
Catawba County North Carolina 1 $ 88,000 $ 88,000 $ 60,000
Cherokee County North Carolina 1 $ 106,000 $ 106,000 $ 30,000
Cleveland County North Carolina 1 $ 172,000 $ 172,000 $ 59,000
Columbus County North Carolina 1 $ 167,000 $ 167,000 $ 57,000
Davie County North Carolina 1 $ 144,000 $ 144,000 $ 33,000
Gaston County North Carolina 1 $ 119,000 $ 119,000 $ 50,000
Halifax County North Carolina 1 $ 78,000 $ 78,000 $ 29,000
Hertford County North Carolina 1 $ 110,000 $ 110,000 $ 38,000
Iredell County North Carolina 1 $ 117,000 $ 117,000 $ 26,000
Lee County North Carolina 1 $ 102,000 $ 102,000 $ 43,000
Macon County North Carolina 1 $ 64,000 $ 64,000 $ 27,000
McDowell County North Carolina 1 $ 185,000 $ 185,000 $ 167,000
Pamlico County North Carolina 1 $ 288,000 $ 288,000 $ 145,000
Pender County North Carolina 1 $ 128,000 $ 128,000 $ 37,000
Pitt County North Carolina 1 $ 78,000 $ 78,000 $ 30,000
Randolph County North Carolina 1 $ 159,000 $ 159,000 $ 75,000
Rutherford County North Carolina 1 $ 114,000 $ 114,000 $ 27,000
Stokes County North Carolina 1 $ 218,000 $ 218,000 $ 39,000
Surry County North Carolina 1 $ 133,000 $ 133,000 $ 47,000
Transylvania County North Carolina 1 $ 171,000 $ 171,000 $ 36,000
Yadkin County North Carolina 1 $ 100,000 $ 100,000 $ 32,000
Yancey County North Carolina 1 $ 200,000 $ 200,000 $ 59,000
Ashtabula County Ohio 1 $ 112,000 $ 112,000 $ 44,000
Auglaize County Ohio 1 $ 307,000 $ 307,000 $ 120,000
Brown County Ohio 1 $ 80,000 $ 80,000 $ 39,000
Champaign County Ohio 1 $ 104,000 $ 104,000 $ 35,000
Clark County Ohio 1 $ 120,000 $ 120,000 $ 35,000
Erie County Ohio 1 $ 835,000 $ 835,000 $ 282,000
Fulton County Ohio 1 $ 90,000 $ 90,000 $ 21,000
Gallia County Ohio 1 $ 127,000 $ 127,000 $ 101,000
Greene County Ohio 1 $ 159,000 $ 159,000 $ 123,000
Guernsey County Ohio 1 $ 105,000 $ 105,000 $ 48,000
Hardin County Ohio 1 $ 127,000 $ 127,000 $ 64,000
Harrison County Ohio 1 $ 162,000 $ 162,000 $ 66,000
Huron County Ohio 1 $ 200,000 $ 200,000 $ 53,000
Miami County Ohio 1 $ 92,000 $ 92,000 $ 25,000
Morrow County Ohio 1 $ 293,000 $ 293,000 $ 80,000
Muskingum County Ohio 1 $ 108,000 $ 108,000 $ 55,000
Richland County Ohio 1 $ 200,000 $ 200,000 $ 65,000
Sandusky County Ohio 1 $ 123,000 $ 123,000 $ 60,000
Union County Ohio 1 $ 144,000 $ 144,000 $ 62,000
Warren County Ohio 1 $ 142,000 $ 142,000 $ 68,000
Wyandot County Ohio 1 $ 85,000 $ 85,000 $ 69,000
Chester County Pennsylvania 1 $ 337,000 $ 337,000 $ 152,000
Delaware County Pennsylvania 1 $ 111,000 $ 111,000 $ 53,000
Erie County Pennsylvania 1 $ 96,000 $ 96,000 $ 28,000
Carter County Tennessee 1 $ 104,000 $ 104,000 $ 25,000
Davidson County Tennessee 1 $ 145,000 $ 145,000 $ 31,000
Sevier County Tennessee 1 $ 129,000 $ 129,000 $ 36,000
Shelby County Tennessee 1 $ 127,000 $ 127,000 $ 89,000
Austin County Texas 1 $ 132,000 $ 132,000 $ 26,000
Fort Bend County Texas 1 $ 130,000 $ 130,000 $ 68,000
Harris County Texas 1 $ 136,000 $ 136,000 $ 70,000
Hutchinson County Texas 1 $ 128,000 $ 128,000 $ 64,000
Jefferson County Texas 1 $ 327,000 $ 327,000 $ 84,000
Liberty County Texas 1 $ 75,000 $ 75,000 $ 24,000
Smith County Texas 1 $ 120,000 $ 120,000 $ 54,000
Tarrant County Texas 1 $ 96,000 $ 96,000 $ 108,000
Calhoun County West Virginia 1 $ 102,000 $ 102,000 $ 52,000
Fayette County West Virginia 1 $ 145,000 $ 145,000 $ 41,000
Jackson County West Virginia 1 $ 96,000 $ 96,000 $ 38,000
Logan County West Virginia 1 $ 67,000 $ 67,000 $ 41,000
McDowell County West Virginia 1 $ 123,000 $ 123,000 $ 38,000
Mineral County West Virginia 1 $ 89,000 $ 89,000 $ 35,000
Putnam County West Virginia 1 $ 206,000 $ 206,000 $ 59,000
Taylor County West Virginia 1 $ 81,000 $ 81,000 $ 60,000
Upshur County West Virginia 1 $ 113,000 $ 113,000 $ 52,000
Wetzel County West Virginia 1 $ 97,000 $ 97,000 $ 71,000
Wood County West Virginia 1 $ 114,000 $ 114,000 $ 52,000
Wyoming County West Virginia 1 $ 70,000 $ 70,000 $ 28,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Somerset Trust Company in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 445 $55,744,000 $125,000 $835,000 $63,000 $289,000
Home Improvement 272 $16,851,000 $61,000 $412,000 $60,000 $584,000
Home Purchase 204 $18,229,000 $89,000 $850,000 $80,000 $2,208,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 807 $75,652,000 $93,000 $850,000 $65,000 $2,208,000
Black or African American 59 $7,560,000 $128,000 $396,000 $79,000 $600,000
Not Provided 25 $3,273,000 $130,000 $304,000 $60,000 $180,000
Not applicable 7 $1,015,000 $145,000 $500,000 $0 $0
Hispanic 7 $1,038,000 $148,000 $288,000 $94,000 $225,000
Native Hawaiian or Other Pacific Islander 6 $709,000 $118,000 $264,000 $93,000 $358,000
Asian 6 $954,000 $159,000 $327,000 $59,000 $126,000
American Indian or Alaskan Native 4 $623,000 $155,000 $307,000 $69,000 $120,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 921 $90,824,000 $98,000 $850,000 $66,000 $2,208,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 415 $30,056,000 $72,000 $850,000 $76,000 $2,208,000
Application Denied By Financial Institution 402 $50,207,000 $124,000 $835,000 $56,000 $282,000
Application Withdrawn By Applicant 92 $8,852,000 $96,000 $371,000 $60,000 $209,000
Application Approved But Not Accepted 11 $1,431,000 $130,000 $240,000 $66,000 $112,000
File Closed For Incompleteness 1 $278,000 $278,000 $278,000 $95,000 $95,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.

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