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- Data Updated through 2023
Beneficial Financial I, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Beneficial Financial I, Inc. 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Beneficial Financial I, Inc. 26525 North Riverwoods Blvd. Mettawa, IL 60045 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 211 |
| Total Mortgage Loan Application Amount | $26,762,000 |
| Average Mortgage Loan Application Amount | $115,500 |
| Highest Mortgage Loan Application Amount | $343,000 |
| Average Applicant Income | $55,000 |
| Highest Applicant Income | $212,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Beneficial Financial I, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Beneficial Financial I, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Beneficial Financial I, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Beneficial Financial I, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Beneficial Financial I, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Beneficial Financial I, Inc.'s mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Abbeville County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 44,000 |
| Acadia County Louisiana | 1 | $ 124,000 | $ 124,000 | $ 94,000 |
| Ada County Idaho | 2 | $ 380,000 | $ 190,000 | $ 80,000 |
| Aiken County South Carolina | 2 | $ 144,000 | $ 72,000 | $ 58,000 |
| Allegan County Michigan | 1 | $ 101,000 | $ 101,000 | $ 73,000 |
| Allen County Ohio | 1 | $ 76,000 | $ 76,000 | $ 30,000 |
| Amherst County Virginia | 1 | $ 146,000 | $ 146,000 | $ 64,000 |
| Apache County Arizona | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Appanoose County Iowa | 1 | $ 57,000 | $ 57,000 | $ 50,000 |
| Asotin County Washington | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| Athens County Ohio | 1 | $ 50,000 | $ 50,000 | $ 77,000 |
| Baker County Oregon | 1 | $ 56,000 | $ 56,000 | $ 55,000 |
| Baltimore City County Maryland | 2 | $ 228,000 | $ 114,000 | $ 47,000 |
| Bedford County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 41,000 |
| Bell County Texas | 1 | $ 83,000 | $ 83,000 | $ 77,000 |
| Beltrami County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 53,000 |
| Bernalillo County New Mexico | 1 | $ 139,000 | $ 139,000 | $ 40,000 |
| Boone County Missouri | 1 | $ 94,000 | $ 94,000 | $ 29,000 |
| Box Elder County Utah | 1 | $ 147,000 | $ 147,000 | $ 95,000 |
| Buncombe County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Butler County Ohio | 1 | $ 62,000 | $ 62,000 | $ 41,000 |
| Cabarrus County North Carolina | 2 | $ 262,000 | $ 131,000 | $ 63,000 |
| Calcasieu County Louisiana | 1 | $ 177,000 | $ 177,000 | $ 110,000 |
| Caldwell County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 37,000 |
| Camden County Georgia | 1 | $ 86,000 | $ 86,000 | $ 52,000 |
| Carbon County Utah | 1 | $ 68,000 | $ 68,000 | $ 50,000 |
| Cass County Missouri | 1 | $ 63,000 | $ 63,000 | $ 26,000 |
| Caswell County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 57,000 |
| Cedar County Missouri | 1 | $ 60,000 | $ 60,000 | $ 46,000 |
| Charleston County South Carolina | 2 | $ 280,000 | $ 140,000 | $ 60,000 |
| Chesterfield County Virginia | 3 | $ 426,000 | $ 142,000 | $ 42,000 |
| Chisago County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Claiborne County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 83,000 |
| Clark County Washington | 2 | $ 474,000 | $ 237,000 | $ 92,000 |
| Cleveland County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 18,000 |
| Cleveland County Oklahoma | 1 | $ 180,000 | $ 180,000 | $ 136,000 |
| Clinton County Iowa | 1 | $ 87,000 | $ 87,000 | $ 75,000 |
| Collin County Texas | 1 | $ 142,000 | $ 142,000 | $ 65,000 |
| Cumberland County North Carolina | 3 | $ 287,000 | $ 95,000 | $ 55,000 |
| Davidson County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Davidson County Tennessee | 3 | $ 677,000 | $ 225,000 | $ 92,000 |
| Decatur County Georgia | 1 | $ 95,000 | $ 95,000 | $ 18,000 |
| DeKalb County Georgia | 1 | $ 205,000 | $ 205,000 | $ 212,000 |
| Delaware County Indiana | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| Dillon County South Carolina | 1 | $ 84,000 | $ 84,000 | $ 37,000 |
| Douglas County Colorado | 1 | $ 187,000 | $ 187,000 | $ 92,000 |
| Durham County North Carolina | 2 | $ 279,000 | $ 139,000 | $ 61,000 |
| Eddy County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| El Paso County Colorado | 1 | $ 92,000 | $ 92,000 | $ 29,000 |
| Elmore County Alabama | 1 | $ 87,000 | $ 87,000 | $ 60,000 |
| Fairfield County Ohio | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Fall River County South Dakota | 2 | $ 273,000 | $ 136,000 | $ 79,000 |
| Forsyth County North Carolina | 3 | $ 333,000 | $ 111,000 | $ 71,000 |
| Franklin County Maine | 1 | $ 101,000 | $ 101,000 | $ 44,000 |
| Franklin County Ohio | 3 | $ 370,000 | $ 123,000 | $ 51,000 |
| Fulton County Georgia | 2 | $ 561,000 | $ 280,000 | $ 185,000 |
| Garvin County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Gibson County Indiana | 1 | $ 76,000 | $ 76,000 | $ 29,000 |
| Granville County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 58,000 |
| Greenville County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 101,000 |
| Guilford County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 52,000 |
| Hamilton County Indiana | 1 | $ 144,000 | $ 144,000 | $ 86,000 |
| Hampton County Virginia | 1 | $ 152,000 | $ 152,000 | $ 73,000 |
| Hardin County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 41,000 |
| Hawkins County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 38,000 |
| Henry County Alabama | 1 | $ 46,000 | $ 46,000 | $ 18,000 |
| Hillsborough County Florida | 1 | $ 120,000 | $ 120,000 | $ 55,000 |
| Horry County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 35,000 |
| Hughes County South Dakota | 1 | $ 72,000 | $ 72,000 | $ 29,000 |
| Iredell County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 64,000 |
| Jackson County Missouri | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Jasper County Missouri | 1 | $ 63,000 | $ 63,000 | $ 51,000 |
| Jefferson County Alabama | 4 | $ 307,000 | $ 76,000 | $ 39,000 |
| Jefferson County Colorado | 1 | $ 217,000 | $ 217,000 | $ 151,000 |
| Jefferson County Kentucky | 1 | $ 166,000 | $ 166,000 | $ 98,000 |
| Jefferson Davis County Louisiana | 1 | $ 146,000 | $ 146,000 | $ 94,000 |
| Jerome County Idaho | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Kent County Delaware | 2 | $ 324,000 | $ 162,000 | $ 42,000 |
| Kenton County Kentucky | 1 | $ 227,000 | $ 227,000 | $ 120,000 |
| Klickitat County Washington | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Knox County Tennessee | 2 | $ 266,000 | $ 133,000 | $ 64,000 |
| Lafayette County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Lake County Colorado | 1 | $ 186,000 | $ 186,000 | $ 52,000 |
| Lake County Indiana | 3 | $ 404,000 | $ 134,000 | $ 100,000 |
| Lapeer County Michigan | 1 | $ 94,000 | $ 94,000 | $ 29,000 |
| Larimer County Colorado | 1 | $ 132,000 | $ 132,000 | $ 40,000 |
| Lawrence County Ohio | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Lee County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 68,000 |
| Leon County Florida | 1 | $ 216,000 | $ 216,000 | $ 87,000 |
| Letcher County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Lexington County South Carolina | 2 | $ 234,000 | $ 117,000 | $ 77,000 |
| Liberty County Georgia | 1 | $ 189,000 | $ 189,000 | $ 106,000 |
| Lincoln County Louisiana | 1 | $ 76,000 | $ 76,000 | $ 65,000 |
| Lincoln County North Carolina | 1 | $ 227,000 | $ 227,000 | $ 137,000 |
| Logan County Ohio | 1 | $ 119,000 | $ 119,000 | $ 86,000 |
| Lowndes County Georgia | 1 | $ 101,000 | $ 101,000 | $ 86,000 |
| Macon County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 83,000 |
| Madison County Alabama | 2 | $ 230,000 | $ 115,000 | $ 79,000 |
| Madison County Indiana | 1 | $ 78,000 | $ 78,000 | $ 41,000 |
| Maricopa County Arizona | 1 | $ 158,000 | $ 158,000 | $ 37,000 |
| Martin County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 49,000 |
| McCracken County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 31,000 |
| McIntosh County Oklahoma | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
| McMinn County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 37,000 |
| Mecklenburg County North Carolina | 2 | $ 298,000 | $ 149,000 | $ 85,000 |
| Mercer County Ohio | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| Miami-Dade County Florida | 1 | $ 154,000 | $ 154,000 | $ 103,000 |
| Mills County Iowa | 1 | $ 96,000 | $ 96,000 | $ 63,000 |
| Mobile County Alabama | 1 | $ 46,000 | $ 46,000 | $ 19,000 |
| Mohave County Arizona | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Muskegon County Michigan | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
| Muskogee County Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 69,000 |
| Nassau County Florida | 1 | $ 76,000 | $ 76,000 | $ 66,000 |
| Natrona County Wyoming | 2 | $ 178,000 | $ 89,000 | $ 42,000 |
| New Castle County Delaware | 1 | $ 128,000 | $ 128,000 | $ 27,000 |
| New Haven County Connecticut | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Newton County Missouri | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
| Oklahoma County Oklahoma | 2 | $ 124,000 | $ 62,000 | $ 67,000 |
| Onslow County North Carolina | 2 | $ 368,000 | $ 184,000 | $ 40,000 |
| Orange County Florida | 2 | $ 237,000 | $ 118,000 | $ 45,000 |
| Orange County North Carolina | 1 | $ 281,000 | $ 281,000 | $ 96,000 |
| Orleans County Louisiana | 2 | $ 189,000 | $ 94,000 | $ 67,000 |
| Ouachita County Louisiana | 1 | $ 62,000 | $ 62,000 | $ 53,000 |
| Oxford County Maine | 1 | $ 122,000 | $ 122,000 | $ 41,000 |
| Pearl River County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| Pickens County Georgia | 1 | $ 142,000 | $ 142,000 | $ 81,000 |
| Pinal County Arizona | 1 | $ 320,000 | $ 320,000 | $ 164,000 |
| Pinellas County Florida | 1 | $ 212,000 | $ 212,000 | $ 99,000 |
| Pitt County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Platte County Nebraska | 1 | $ 88,000 | $ 88,000 | $ 76,000 |
| Polk County Iowa | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Polk County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 74,000 |
| Portsmouth County Virginia | 1 | $ 173,000 | $ 173,000 | $ 72,000 |
| Ramsey County Minnesota | 1 | $ 227,000 | $ 227,000 | $ 114,000 |
| Richland County South Carolina | 2 | $ 337,000 | $ 168,000 | $ 42,000 |
| Roanoke City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Salt Lake County Utah | 2 | $ 493,000 | $ 246,000 | $ 76,000 |
| San Bernardino County California | 3 | $ 444,000 | $ 148,000 | $ 52,000 |
| Sarpy County Nebraska | 1 | $ 123,000 | $ 123,000 | $ 131,000 |
| Scotts Bluff County Nebraska | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Screven County Georgia | 1 | $ 71,000 | $ 71,000 | $ 90,000 |
| Sedgwick County Kansas | 2 | $ 287,000 | $ 143,000 | $ 81,000 |
| Shawnee County Kansas | 1 | $ 88,000 | $ 88,000 | $ 83,000 |
| Shelby County Ohio | 1 | $ 184,000 | $ 184,000 | $ 101,000 |
| Silver Bow County Montana | 1 | $ 218,000 | $ 218,000 | $ 73,000 |
| Snohomish County Washington | 2 | $ 558,000 | $ 279,000 | $ 95,000 |
| Spartanburg County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| St. Helena County Louisiana | 1 | $ 160,000 | $ 160,000 | $ 80,000 |
| St. Joseph County Indiana | 2 | $ 179,000 | $ 89,000 | $ 66,000 |
| St. Louis County Missouri | 1 | $ 117,000 | $ 117,000 | $ 55,000 |
| St. Tammany County Louisiana | 1 | $ 61,000 | $ 61,000 | $ 165,000 |
| Stephens County Georgia | 1 | $ 88,000 | $ 88,000 | $ 33,000 |
| Stokes County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 28,000 |
| Summit County Ohio | 1 | $ 127,000 | $ 127,000 | $ 119,000 |
| Tazewell County Virginia | 1 | $ 122,000 | $ 122,000 | $ 98,000 |
| Tipton County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 32,000 |
| Tolland County Connecticut | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Transylvania County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 29,000 |
| Travis County Texas | 1 | $ 134,000 | $ 134,000 | $ 110,000 |
| Tulsa County Oklahoma | 3 | $ 425,000 | $ 141,000 | $ 65,000 |
| Union County Florida | 1 | $ 196,000 | $ 196,000 | $ 76,000 |
| Utah County Utah | 1 | $ 126,000 | $ 126,000 | $ 23,000 |
| Van Zandt County Texas | 1 | $ 97,000 | $ 97,000 | $ 35,000 |
| Vernon County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Wake County North Carolina | 2 | $ 299,000 | $ 149,000 | $ 77,000 |
| Washington County Louisiana | 1 | $ 54,000 | $ 54,000 | $ 51,000 |
| Weber County Utah | 1 | $ 125,000 | $ 125,000 | $ 0 |
Mortgage Loan Application Detail Totals for Beneficial Financial I, Inc. in 2009
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 207 | $26,343,000 | $127,000 | $343,000 | $65,000 | $212,000 |
| Home Improvement | 4 | $419,000 | $104,000 | $125,000 | $45,000 | $53,000 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 132 | $17,238,000 | $130,000 | $343,000 | $66,000 | $177,000 |
| Black or African American | 51 | $6,254,000 | $122,000 | $318,000 | $64,000 | $212,000 |
| Not Provided | 14 | $1,505,000 | $107,000 | $201,000 | $56,000 | $119,000 |
| Hispanic | 9 | $1,241,000 | $137,000 | $200,000 | $64,000 | $110,000 |
| American Indian or Alaskan Native | 4 | $399,000 | $99,000 | $130,000 | $64,000 | $112,000 |
| Not applicable | 1 | $125,000 | $125,000 | $125,000 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 204 | $25,888,000 | $126,000 | $343,000 | $64,000 | $212,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7 | $874,000 | $124,000 | $243,000 | $73,000 | $192,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 67 | $7,954,000 | $118,000 | $281,000 | $63,000 | $137,000 |
| Application Denied By Financial Institution | 63 | $8,871,000 | $140,000 | $320,000 | $73,000 | $212,000 |
| Application Withdrawn By Applicant | 59 | $7,244,000 | $122,000 | $343,000 | $61,000 | $177,000 |
| Application Approved But Not Accepted | 21 | $2,568,000 | $122,000 | $292,000 | $55,000 | $101,000 |
| Loan Purchased By The Institution | 1 | $125,000 | $125,000 | $125,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Beneficial Financial I, Inc.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Beneficial Financial I, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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