Smartbank
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Tennessee.
The mortgage statistics and data below are specific to mortgage loan applications for Smartbank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Smartbank 2430 Teaster Lane Pigeon Forge, TN 37863 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,691 |
| Total Mortgage Loan Application Amount | $485,855,000 |
| Average Mortgage Loan Application Amount | $260,600 |
| Highest Mortgage Loan Application Amount | $10,265,000 |
| Average Applicant Income | $147,800 |
| Highest Applicant Income | $2,741,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sevier County Tennessee | 163 | $ 39,555,000 | $ 242,000 | $ 117,000 |
| Hamilton County Tennessee | 129 | $ 47,065,000 | $ 364,000 | $ 207,000 |
| Knox County Tennessee | 97 | $ 26,665,000 | $ 274,000 | $ 216,000 |
| Blount County Tennessee | 91 | $ 34,805,000 | $ 382,000 | $ 157,000 |
| Cumberland County Tennessee | 75 | $ 13,895,000 | $ 185,000 | $ 100,000 |
| Tuscaloosa County Alabama | 73 | $ 22,845,000 | $ 312,000 | $ 210,000 |
| Bradley County Tennessee | 65 | $ 11,555,000 | $ 177,000 | $ 109,000 |
| Bay County Florida | 60 | $ 17,330,000 | $ 288,000 | $ 146,000 |
| Rutherford County Tennessee | 50 | $ 16,450,000 | $ 329,000 | $ 156,000 |
| Morgan County Tennessee | 46 | $ 5,800,000 | $ 126,000 | $ 84,000 |
| Putnam County Tennessee | 46 | $ 8,970,000 | $ 195,000 | $ 122,000 |
| Davidson County Tennessee | 40 | $ 17,300,000 | $ 432,000 | $ 269,000 |
| Fentress County Tennessee | 37 | $ 4,145,000 | $ 112,000 | $ 84,000 |
| Baldwin County Alabama | 35 | $ 10,225,000 | $ 292,000 | $ 189,000 |
| Madison County Alabama | 30 | $ 5,760,000 | $ 192,000 | $ 177,000 |
| Catoosa County Georgia | 25 | $ 8,525,000 | $ 341,000 | $ 117,000 |
| Coffee County Tennessee | 24 | $ 4,200,000 | $ 175,000 | $ 101,000 |
| Williamson County Tennessee | 22 | $ 6,930,000 | $ 315,000 | $ 383,000 |
| Mobile County Alabama | 21 | $ 5,645,000 | $ 268,000 | $ 104,000 |
| Jefferson County Tennessee | 21 | $ 5,395,000 | $ 256,000 | $ 123,000 |
| Clarke County Alabama | 19 | $ 2,325,000 | $ 122,000 | $ 101,000 |
| Franklin County Tennessee | 17 | $ 2,825,000 | $ 166,000 | $ 93,000 |
| Washington County Alabama | 16 | $ 1,620,000 | $ 101,000 | $ 63,000 |
| Loudon County Tennessee | 16 | $ 6,360,000 | $ 397,000 | $ 137,000 |
| Leon County Florida | 14 | $ 5,730,000 | $ 409,000 | $ 199,000 |
| Walker County Georgia | 14 | $ 3,090,000 | $ 220,000 | $ 134,000 |
| Jefferson County Alabama | 12 | $ 5,280,000 | $ 440,000 | $ 211,000 |
| Houston County Alabama | 11 | $ 1,905,000 | $ 173,000 | $ 146,000 |
| Escambia County Florida | 10 | $ 15,030,000 | $ 1,503,000 | $ 408,000 |
| Anderson County Tennessee | 10 | $ 2,710,000 | $ 271,000 | $ 78,000 |
| Polk County Tennessee | 8 | $ 2,180,000 | $ 272,000 | $ 141,000 |
| Roane County Tennessee | 8 | $ 1,810,000 | $ 226,000 | $ 93,000 |
| Montgomery County Alabama | 7 | $ 1,085,000 | $ 155,000 | $ 164,000 |
| Santa Rosa County Florida | 7 | $ 2,565,000 | $ 366,000 | $ 197,000 |
| Lee County Alabama | 6 | $ 1,000,000 | $ 166,000 | $ 191,000 |
| Wilson County Tennessee | 6 | $ 1,930,000 | $ 321,000 | $ 173,000 |
| Walton County Florida | 5 | $ 6,775,000 | $ 1,355,000 | $ 670,000 |
| Cocke County Tennessee | 5 | $ 655,000 | $ 131,000 | $ 80,000 |
| Moore County Tennessee | 5 | $ 1,515,000 | $ 303,000 | $ 107,000 |
| White County Tennessee | 5 | $ 1,145,000 | $ 229,000 | $ 125,000 |
| Okaloosa County Florida | 4 | $ 1,650,000 | $ 412,000 | $ 122,000 |
| Orange County Florida | 4 | $ 1,480,000 | $ 370,000 | $ 47,000 |
| Meigs County Tennessee | 4 | $ 1,570,000 | $ 392,000 | $ 123,000 |
| Overton County Tennessee | 4 | $ 1,210,000 | $ 302,000 | $ 102,000 |
| Shelby County Tennessee | 4 | $ 1,090,000 | $ 272,000 | $ 245,000 |
| Dale County Alabama | 3 | $ 1,155,000 | $ 385,000 | $ 105,000 |
| Bedford County Tennessee | 3 | $ 325,000 | $ 108,000 | $ 230,000 |
| Cannon County Tennessee | 3 | $ 485,000 | $ 161,000 | $ 68,000 |
| Lincoln County Tennessee | 3 | $ 1,575,000 | $ 525,000 | $ 123,000 |
| Monroe County Tennessee | 3 | $ 705,000 | $ 235,000 | $ 76,000 |
| Sullivan County Tennessee | 3 | $ 1,095,000 | $ 365,000 | $ 132,000 |
| Sumner County Tennessee | 3 | $ 1,865,000 | $ 621,000 | $ 307,000 |
| Elmore County Alabama | 2 | $ 3,370,000 | $ 1,685,000 | $ 1,100,000 |
| Limestone County Alabama | 2 | $ 540,000 | $ 270,000 | $ 145,000 |
| Marshall County Alabama | 2 | $ 550,000 | $ 275,000 | $ 366,000 |
| Morgan County Alabama | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Manatee County Florida | 2 | $ 1,310,000 | $ 655,000 | $ 260,000 |
| Washington County Florida | 2 | $ 600,000 | $ 300,000 | $ 68,000 |
| Dade County Georgia | 2 | $ 150,000 | $ 75,000 | $ 77,000 |
| Whitfield County Georgia | 2 | $ 400,000 | $ 200,000 | $ 227,000 |
| Charleston County South Carolina | 2 | $ 2,150,000 | $ 1,075,000 | $ 1,733,000 |
| Marion County Tennessee | 2 | $ 690,000 | $ 345,000 | $ 177,000 |
| Pickett County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 299,000 |
| Rhea County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 162,000 |
| Fayette County Alabama | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Geneva County Alabama | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Greene County Alabama | 1 | $ 75,000 | $ 75,000 | $ 135,000 |
| Hale County Alabama | 1 | $ 525,000 | $ 525,000 | $ 109,000 |
| Macon County Alabama | 1 | $ 335,000 | $ 335,000 | $ 198,000 |
| Marengo County Alabama | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Pickens County Alabama | 1 | $ 95,000 | $ 95,000 | $ 515,000 |
| Shelby County Alabama | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Talladega County Alabama | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Tallapoosa County Alabama | 1 | $ 115,000 | $ 115,000 | $ 263,000 |
| Washington County Arkansas | 1 | $ 955,000 | $ 955,000 | $ 509,000 |
| Alachua County Florida | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| Charlotte County Florida | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Duval County Florida | 1 | $ 515,000 | $ 515,000 | $ 231,000 |
| Gulf County Florida | 1 | $ 605,000 | $ 605,000 | $ 188,000 |
| Jackson County Florida | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Lee County Florida | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Sarasota County Florida | 1 | $ 455,000 | $ 455,000 | $ 1,046,000 |
| Volusia County Florida | 1 | $ 325,000 | $ 325,000 | $ 154,000 |
| Clay County Georgia | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| DeKalb County Georgia | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| Dougherty County Georgia | 1 | $ 55,000 | $ 55,000 | $ 147,000 |
| Fulton County Georgia | 1 | $ 1,525,000 | $ 1,525,000 | $ 530,000 |
| Gordon County Georgia | 1 | $ 355,000 | $ 355,000 | $ 128,000 |
| Nelson County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 125,000 |
| Lafayette County Louisiana | 1 | $ 415,000 | $ 415,000 | $ 150,000 |
| Avery County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 366,000 |
| Jackson County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 147,000 |
| Kershaw County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 229,000 |
| Clay County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 160,000 |
| Dickson County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 108,000 |
| Greene County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 142,000 |
| Hamblen County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 83,000 |
| Jackson County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 123,000 |
| Marshall County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 88,000 |
| Maury County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 227,000 |
| McMinn County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Union County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 143,000 |
| Washington County Tennessee | 1 | $ 2,795,000 | $ 2,795,000 | $ 0 |
| Warren County Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Tennessee,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Smartbank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 768 | $267,600,000 | $348,000 | $10,265,000 | $152,000 | $2,165,000 |
| Other Purpose | 328 | $54,280,000 | $165,000 | $1,005,000 | $155,000 | $2,300,000 |
| Refinancing | 257 | $97,795,000 | $380,000 | $5,005,000 | $158,000 | $1,016,000 |
| Home Improvement | 197 | $28,925,000 | $146,000 | $1,805,000 | $147,000 | $2,741,000 |
| Cash-out Refinancing | 141 | $37,255,000 | $264,000 | $3,135,000 | $127,000 | $1,998,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,318 | $344,730,000 | $261,000 | $5,005,000 | $151,000 | $2,741,000 |
| Not applicable | 136 | $69,940,000 | $514,000 | $10,265,000 | $0 | $0 |
| Not Provided | 93 | $28,625,000 | $307,000 | $1,505,000 | $147,000 | $688,000 |
| Black or African American | 56 | $13,940,000 | $248,000 | $2,325,000 | $127,000 | $854,000 |
| Asian | 46 | $17,790,000 | $386,000 | $1,425,000 | $215,000 | $2,165,000 |
| Hispanic | 22 | $4,780,000 | $217,000 | $605,000 | $94,000 | $267,000 |
| American Indian or Alaskan Native | 6 | $1,260,000 | $210,000 | $275,000 | $97,000 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $155,000 | $155,000 | $155,000 | $221,000 | $221,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,538 | $455,950,000 | $296,000 | $10,265,000 | $160,000 | $2,741,000 |
| FHA-insured (Federal Housing Administration) | 87 | $16,065,000 | $184,000 | $395,000 | $70,000 | $385,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 48 | $9,060,000 | $188,000 | $725,000 | $51,000 | $168,000 |
| VA-guaranteed (Veterans Administration) | 18 | $4,780,000 | $265,000 | $565,000 | $70,000 | $146,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,097 | $318,655,000 | $290,000 | $10,265,000 | $173,000 | $2,741,000 |
| Application Denied By Financial Institution | 184 | $41,040,000 | $223,000 | $2,795,000 | $81,000 | $440,000 |
| Application Approved But Not Accepted | 139 | $45,935,000 | $330,000 | $3,135,000 | $144,000 | $1,998,000 |
| Preapproval Approved but not Accepted | 117 | $35,665,000 | $304,000 | $1,725,000 | $119,000 | $902,000 |
| Application Withdrawn By Applicant | 72 | $23,460,000 | $325,000 | $2,405,000 | $118,000 | $298,000 |
| Preapproval Denied by Financial Institution | 64 | $13,890,000 | $217,000 | $645,000 | $68,000 | $568,000 |
| File Closed For Incompleteness | 18 | $7,210,000 | $400,000 | $2,005,000 | $118,000 | $148,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,443 | $430,925,000 | $298,000 | $10,265,000 | $163,000 | $2,741,000 |
| Debt-To-Income Ratio | 105 | $25,605,000 | $243,000 | $2,255,000 | $68,000 | $406,000 |
| Credit History | 102 | $16,100,000 | $157,000 | $645,000 | $74,000 | $266,000 |
| Collateral | 27 | $7,515,000 | $278,000 | $2,045,000 | $97,000 | $440,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,220,000 | $203,000 | $515,000 | $110,000 | $231,000 |
| Other | 4 | $3,510,000 | $877,000 | $2,795,000 | $103,000 | $138,000 |
| Unverifiable Information | 2 | $630,000 | $315,000 | $405,000 | $143,000 | $168,000 |
| Credit Application Incomplete | 1 | $175,000 | $175,000 | $175,000 | $0 | $0 |
| Employment History | 1 | $175,000 | $175,000 | $175,000 | $568,000 | $568,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Tennessee, and search similar information at your convenience.