Bluestone Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Bluestone Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Bluestone Federal Credit Union
901 Nw Avenue Service Rd
Sioux Falls, SD 57109
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  
Total Number of Mortgage Applications 170
Total Mortgage Loan Application Amount $13,630,000
Average Mortgage Loan Application Amount $94,600
Highest Mortgage Loan Application Amount $355,000
Average Applicant Income $83,800
Highest Applicant Income $392,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Bluestone Federal Credit Union by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Minnehaha County South Dakota 117 $ 9,595,000 $ 82,000 $ 104,000
Lincoln County South Dakota 30 $ 2,760,000 $ 92,000 $ 133,000
Moody County South Dakota 3 $ 165,000 $ 55,000 $ 72,000
Turner County South Dakota 3 $ 155,000 $ 51,000 $ 114,000
Lyon County Iowa 2 $ 120,000 $ 60,000 $ 41,000
Rock County Minnesota 2 $ 50,000 $ 25,000 $ 169,000
Pipestone County Minnesota 1 $ 85,000 $ 85,000 $ 208,000
Brookings County South Dakota 1 $ 95,000 $ 95,000 $ 151,000
Brown County South Dakota 1 $ 45,000 $ 45,000 $ 60,000
Charles Mix County South Dakota 1 $ 35,000 $ 35,000 $ 15,000
Codington County South Dakota 1 $ 75,000 $ 75,000 $ 283,000
Davison County South Dakota 1 $ 45,000 $ 45,000 $ 85,000
Day County South Dakota 1 $ 55,000 $ 55,000 $ 80,000
Hutchinson County South Dakota 1 $ 35,000 $ 35,000 $ 72,000
Kingsbury County South Dakota 1 $ 65,000 $ 65,000 $ 73,000
Lake County South Dakota 1 $ 65,000 $ 65,000 $ 173,000
McCook County South Dakota 1 $ 35,000 $ 35,000 $ 196,000
Sully County South Dakota 1 $ 65,000 $ 65,000 $ 115,000
Union County South Dakota 1 $ 85,000 $ 85,000 $ 71,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Bluestone Federal Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 90 $5,950,000 $66,000 $255,000 $116,000 $308,000
Other Purpose 38 $2,860,000 $75,000 $205,000 $107,000 $208,000
Refinancing 34 $3,550,000 $104,000 $355,000 $112,000 $392,000
Home Purchase 7 $1,215,000 $173,000 $355,000 $54,000 $136,000
Cash-out Refinancing 1 $55,000 $55,000 $55,000 $30,000 $30,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 149 $12,225,000 $82,000 $355,000 $112,000 $392,000
Not Provided 17 $1,235,000 $72,000 $275,000 $108,000 $169,000
Black or African American 2 $90,000 $45,000 $65,000 $68,000 $77,000
Hispanic 1 $65,000 $65,000 $65,000 $57,000 $57,000
Asian 1 $15,000 $15,000 $15,000 $44,000 $44,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 170 $13,630,000 $80,000 $355,000 $110,000 $392,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 139 $11,115,000 $79,000 $355,000 $116,000 $392,000
Application Withdrawn By Applicant 17 $1,645,000 $96,000 $355,000 $88,000 $180,000
Application Denied By Financial Institution 14 $870,000 $62,000 $205,000 $79,000 $196,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 162 $13,120,000 $80,000 $355,000 $111,000 $392,000
Credit History 6 $270,000 $45,000 $65,000 $82,000 $196,000
Unverifiable Information 1 $205,000 $205,000 $205,000 $179,000 $179,000
Collateral 1 $35,000 $35,000 $35,000 $42,000 $42,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.

Download the South Dakota Lender List