2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Simmons First National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Simmons First National Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Simmons First National Bank 501 Main Pine Bluff, AR 71601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,265 |
| Total Mortgage Loan Application Amount | $960,185,000 |
| Average Mortgage Loan Application Amount | $122,666 |
| Highest Mortgage Loan Application Amount | $7,500,000 |
| Average Applicant Income | $75,666 |
| Highest Applicant Income | $1,781,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Simmons First National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Simmons First National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Simmons First National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Simmons First National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Simmons First National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Simmons First National Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adair County Oklahoma | 2 | $ 297,000 | $ 148,000 | $ 61,000 |
| Allen County Kansas | 1 | $ 23,000 | $ 23,000 | $ 111,000 |
| Allen County Kentucky | 1 | $ 163,000 | $ 163,000 | $ 39,000 |
| Anderson County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 130,000 |
| Arkansas County Arkansas | 4 | $ 276,000 | $ 69,000 | $ 95,000 |
| Ascension County Louisiana | 1 | $ 244,000 | $ 244,000 | $ 48,000 |
| Ashley County Arkansas | 39 | $ 3,314,000 | $ 84,000 | $ 80,000 |
| Avery County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 224,000 |
| Barry County Missouri | 7 | $ 1,230,000 | $ 175,000 | $ 61,000 |
| Barton County Missouri | 2 | $ 68,000 | $ 34,000 | $ 32,000 |
| Baxter County Arkansas | 8 | $ 685,000 | $ 85,000 | $ 97,000 |
| Bedford County Tennessee | 2 | $ 409,000 | $ 204,000 | $ 51,000 |
| Benton County Arkansas | 282 | $ 54,362,000 | $ 192,000 | $ 93,000 |
| Benton County Missouri | 3 | $ 250,000 | $ 83,000 | $ 47,000 |
| Benton County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 57,000 |
| Bledsoe County Tennessee | 1 | $ 9,000 | $ 9,000 | $ 24,000 |
| Blount County Tennessee | 45 | $ 9,681,000 | $ 215,000 | $ 95,000 |
| Boone County Arkansas | 3 | $ 262,000 | $ 87,000 | $ 72,000 |
| Boone County Missouri | 1 | $ 380,000 | $ 380,000 | $ 375,000 |
| Bowie County Texas | 2 | $ 234,000 | $ 117,000 | $ 39,000 |
| Bradley County Arkansas | 6 | $ 565,000 | $ 94,000 | $ 51,000 |
| Butler County Kansas | 2 | $ 139,000 | $ 69,000 | $ 13,000 |
| Butler County Missouri | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Calhoun County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 42,000 |
| Calloway County Kentucky | 2 | $ 194,000 | $ 97,000 | $ 117,000 |
| Camden County Missouri | 1 | $ 136,000 | $ 136,000 | $ 92,000 |
| Carlisle County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Carroll County Arkansas | 2 | $ 275,000 | $ 137,000 | $ 58,000 |
| Carroll County Missouri | 1 | $ 76,000 | $ 76,000 | $ 55,000 |
| Carroll County Tennessee | 11 | $ 1,642,000 | $ 149,000 | $ 80,000 |
| Cass County Missouri | 3 | $ 602,000 | $ 200,000 | $ 121,000 |
| Cedar County Missouri | 28 | $ 2,356,000 | $ 84,000 | $ 62,000 |
| Cheatham County Tennessee | 26 | $ 4,509,000 | $ 173,000 | $ 68,000 |
| Cherokee County Kansas | 4 | $ 277,000 | $ 69,000 | $ 42,000 |
| Chester County Tennessee | 24 | $ 3,038,000 | $ 126,000 | $ 58,000 |
| Chicot County Arkansas | 29 | $ 2,892,000 | $ 99,000 | $ 138,000 |
| Christian County Missouri | 121 | $ 17,751,000 | $ 146,000 | $ 59,000 |
| Clark County Arkansas | 3 | $ 413,000 | $ 137,000 | $ 97,000 |
| Clay County Arkansas | 3 | $ 201,000 | $ 67,000 | $ 47,000 |
| Clay County Missouri | 8 | $ 1,398,000 | $ 174,000 | $ 63,000 |
| Cleburne County Arkansas | 22 | $ 3,563,000 | $ 161,000 | $ 112,000 |
| Cleveland County Arkansas | 7 | $ 913,000 | $ 130,000 | $ 79,000 |
| Coahoma County Mississippi | 1 | $ 171,000 | $ 171,000 | $ 165,000 |
| Coffee County Tennessee | 1 | $ 46,000 | $ 46,000 | $ 35,000 |
| Columbia County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 37,000 |
| Conway County Arkansas | 6 | $ 432,000 | $ 72,000 | $ 66,000 |
| Cowley County Kansas | 1 | $ 88,000 | $ 88,000 | $ 48,000 |
| Craighead County Arkansas | 420 | $ 67,594,000 | $ 160,000 | $ 83,000 |
| Crawford County Arkansas | 7 | $ 1,001,000 | $ 143,000 | $ 55,000 |
| Crawford County Missouri | 2 | $ 261,000 | $ 130,000 | $ 51,000 |
| Crittenden County Arkansas | 7 | $ 882,000 | $ 126,000 | $ 114,000 |
| Crockett County Tennessee | 27 | $ 2,576,000 | $ 95,000 | $ 53,000 |
| Cross County Arkansas | 3 | $ 777,000 | $ 259,000 | $ 115,000 |
| Dade County Missouri | 46 | $ 3,104,000 | $ 67,000 | $ 49,000 |
| Dallas County Missouri | 7 | $ 659,000 | $ 94,000 | $ 51,000 |
| Dallas County Texas | 1 | $ 417,000 | $ 417,000 | $ 248,000 |
| Davidson County Tennessee | 154 | $ 31,711,000 | $ 205,000 | $ 87,000 |
| Decatur County Tennessee | 2 | $ 239,000 | $ 119,000 | $ 85,000 |
| DeKalb County Tennessee | 2 | $ 1,044,000 | $ 522,000 | $ 0 |
| Delaware County Oklahoma | 2 | $ 276,000 | $ 138,000 | $ 105,000 |
| Denton County Texas | 2 | $ 608,000 | $ 304,000 | $ 118,000 |
| Desha County Arkansas | 21 | $ 1,652,000 | $ 78,000 | $ 66,000 |
| DeSoto County Mississippi | 9 | $ 1,808,000 | $ 200,000 | $ 53,000 |
| Dickson County Tennessee | 22 | $ 3,866,000 | $ 175,000 | $ 63,000 |
| Douglas County Kansas | 1 | $ 231,000 | $ 231,000 | $ 72,000 |
| Drew County Arkansas | 30 | $ 3,276,000 | $ 109,000 | $ 66,000 |
| Dyer County Tennessee | 105 | $ 10,465,000 | $ 99,000 | $ 59,000 |
| East Baton Rouge County Louisiana | 1 | $ 349,000 | $ 349,000 | $ 122,000 |
| El Paso County Colorado | 1 | $ 308,000 | $ 308,000 | $ 117,000 |
| Faulkner County Arkansas | 145 | $ 21,806,000 | $ 150,000 | $ 75,000 |
| Fayette County Tennessee | 3 | $ 281,000 | $ 93,000 | $ 39,000 |
| Floyd County Georgia | 1 | $ 54,000 | $ 54,000 | $ 29,000 |
| Franklin County Arkansas | 37 | $ 3,153,000 | $ 85,000 | $ 64,000 |
| Franklin County Tennessee | 1 | $ 289,000 | $ 289,000 | $ 507,000 |
| Fulton County Arkansas | 5 | $ 635,000 | $ 127,000 | $ 89,000 |
| Fulton County Kentucky | 3 | $ 217,000 | $ 72,000 | $ 36,000 |
| Garfield County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| Garland County Arkansas | 246 | $ 38,582,000 | $ 156,000 | $ 106,000 |
| Gibson County Tennessee | 146 | $ 16,698,000 | $ 114,000 | $ 67,000 |
| Giles County Tennessee | 3 | $ 794,000 | $ 264,000 | $ 133,000 |
| Grant County Arkansas | 12 | $ 1,334,000 | $ 111,000 | $ 62,000 |
| Greene County Arkansas | 90 | $ 10,096,000 | $ 112,000 | $ 62,000 |
| Greene County Missouri | 255 | $ 33,485,000 | $ 131,000 | $ 68,000 |
| Hamilton County Tennessee | 5 | $ 834,000 | $ 166,000 | $ 165,000 |
| Hardeman County Tennessee | 4 | $ 170,000 | $ 42,000 | $ 37,000 |
| Hardin County Tennessee | 3 | $ 481,000 | $ 160,000 | $ 187,000 |
| Harris County Texas | 2 | $ 251,000 | $ 125,000 | $ 122,000 |
| Haywood County Tennessee | 36 | $ 3,979,000 | $ 110,000 | $ 72,000 |
| Henderson County Tennessee | 27 | $ 3,072,000 | $ 113,000 | $ 61,000 |
| Henry County Tennessee | 10 | $ 874,000 | $ 87,000 | $ 50,000 |
| Hickman County Kentucky | 1 | $ 37,000 | $ 37,000 | $ 20,000 |
| Hickman County Tennessee | 6 | $ 833,000 | $ 138,000 | $ 58,000 |
| Hickory County Missouri | 2 | $ 94,000 | $ 47,000 | $ 72,000 |
| Hillsborough County Florida | 1 | $ 417,000 | $ 417,000 | $ 270,000 |
| Hot Spring County Arkansas | 15 | $ 2,165,000 | $ 144,000 | $ 85,000 |
| Houston County Tennessee | 3 | $ 395,000 | $ 131,000 | $ 50,000 |
| Howell County Missouri | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Independence County Arkansas | 5 | $ 791,000 | $ 158,000 | $ 78,000 |
| Jackson County Arkansas | 4 | $ 265,000 | $ 66,000 | $ 88,000 |
| Jackson County Missouri | 17 | $ 2,534,000 | $ 149,000 | $ 92,000 |
| Jasper County Missouri | 93 | $ 10,592,000 | $ 113,000 | $ 64,000 |
| Jefferson County Alabama | 1 | $ 175,000 | $ 175,000 | $ 31,000 |
| Jefferson County Arkansas | 170 | $ 16,794,000 | $ 98,000 | $ 71,000 |
| Jefferson County Missouri | 2 | $ 41,000 | $ 20,000 | $ 89,000 |
| Jefferson County Tennessee | 1 | $ 482,000 | $ 482,000 | $ 119,000 |
| Johnson County Arkansas | 37 | $ 2,922,000 | $ 78,000 | $ 74,000 |
| Johnson County Kansas | 80 | $ 14,652,000 | $ 183,000 | $ 85,000 |
| Johnson County Texas | 2 | $ 170,000 | $ 85,000 | $ 108,000 |
| Knox County Tennessee | 28 | $ 4,418,000 | $ 157,000 | $ 145,000 |
| Laclede County Missouri | 2 | $ 316,000 | $ 158,000 | $ 34,000 |
| Lafayette County Mississippi | 2 | $ 400,000 | $ 200,000 | $ 364,000 |
| Lafayette County Missouri | 2 | $ 249,000 | $ 124,000 | $ 47,000 |
| Lake County Tennessee | 6 | $ 238,000 | $ 39,000 | $ 44,000 |
| Lauderdale County Alabama | 1 | $ 90,000 | $ 90,000 | $ 74,000 |
| Lauderdale County Tennessee | 24 | $ 1,964,000 | $ 81,000 | $ 47,000 |
| Lawrence County Arkansas | 4 | $ 453,000 | $ 113,000 | $ 62,000 |
| Lawrence County Missouri | 34 | $ 3,367,000 | $ 99,000 | $ 68,000 |
| Lawrence County Tennessee | 2 | $ 786,000 | $ 393,000 | $ 173,000 |
| Le Flore County Oklahoma | 3 | $ 416,000 | $ 138,000 | $ 84,000 |
| Leavenworth County Kansas | 3 | $ 571,000 | $ 190,000 | $ 83,000 |
| Lee County Florida | 1 | $ 260,000 | $ 260,000 | $ 71,000 |
| Lincoln County Arkansas | 17 | $ 1,559,000 | $ 91,000 | $ 63,000 |
| Lincoln County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 88,000 |
| Logan County Arkansas | 4 | $ 547,000 | $ 136,000 | $ 66,000 |
| Lonoke County Arkansas | 65 | $ 10,132,000 | $ 155,000 | $ 60,000 |
| Loudon County Tennessee | 7 | $ 1,128,000 | $ 161,000 | $ 86,000 |
| Macon County Tennessee | 2 | $ 251,000 | $ 125,000 | $ 66,000 |
| Madison County Arkansas | 5 | $ 596,000 | $ 119,000 | $ 49,000 |
| Madison County Mississippi | 1 | $ 387,000 | $ 387,000 | $ 135,000 |
| Madison County Tennessee | 155 | $ 24,638,000 | $ 158,000 | $ 80,000 |
| Marion County Arkansas | 2 | $ 493,000 | $ 246,000 | $ 491,000 |
| Marion County Missouri | 1 | $ 88,000 | $ 88,000 | $ 58,000 |
| Marion County Texas | 1 | $ 199,000 | $ 199,000 | $ 53,000 |
| Marshall County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 30,000 |
| Maury County Tennessee | 24 | $ 4,617,000 | $ 192,000 | $ 92,000 |
| McCracken County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| McDonald County Missouri | 2 | $ 147,000 | $ 73,000 | $ 31,000 |
| McNairy County Tennessee | 9 | $ 854,000 | $ 94,000 | $ 46,000 |
| Miami County Kansas | 3 | $ 693,000 | $ 231,000 | $ 94,000 |
| Miller County Arkansas | 1 | $ 268,000 | $ 268,000 | $ 181,000 |
| Miller County Missouri | 1 | $ 140,000 | $ 140,000 | $ 300,000 |
| Mississippi County Arkansas | 2 | $ 313,000 | $ 156,000 | $ 83,000 |
| Monroe County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 176,000 |
| Monroe County Tennessee | 3 | $ 292,000 | $ 97,000 | $ 58,000 |
| Montgomery County Arkansas | 4 | $ 1,532,000 | $ 383,000 | $ 378,000 |
| Montgomery County Tennessee | 4 | $ 456,000 | $ 114,000 | $ 59,000 |
| Morgan County Missouri | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Newton County Missouri | 26 | $ 4,050,000 | $ 155,000 | $ 97,000 |
| Obion County Tennessee | 140 | $ 12,321,000 | $ 88,000 | $ 56,000 |
| Okaloosa County Florida | 1 | $ 417,000 | $ 417,000 | $ 217,000 |
| Oregon County Missouri | 8 | $ 591,000 | $ 73,000 | $ 79,000 |
| Ouachita County Arkansas | 2 | $ 389,000 | $ 194,000 | $ 105,000 |
| Ozark County Missouri | 1 | $ 169,000 | $ 169,000 | $ 122,000 |
| Perry County Arkansas | 7 | $ 711,000 | $ 101,000 | $ 65,000 |
| Pettis County Missouri | 74 | $ 9,122,000 | $ 123,000 | $ 67,000 |
| Phillips County Arkansas | 6 | $ 505,000 | $ 84,000 | $ 65,000 |
| Pike County Arkansas | 5 | $ 672,000 | $ 134,000 | $ 66,000 |
| Pima County Arizona | 1 | $ 62,000 | $ 62,000 | $ 41,000 |
| Poinsett County Arkansas | 24 | $ 1,899,000 | $ 79,000 | $ 56,000 |
| Polk County Missouri | 5 | $ 632,000 | $ 126,000 | $ 83,000 |
| Pope County Arkansas | 97 | $ 11,997,000 | $ 123,000 | $ 75,000 |
| Pulaski County Arkansas | 636 | $ 139,188,000 | $ 218,000 | $ 110,000 |
| Randall County Texas | 2 | $ 400,000 | $ 200,000 | $ 105,000 |
| Randolph County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 82,000 |
| Riley County Kansas | 1 | $ 383,000 | $ 383,000 | $ 206,000 |
| Roane County Tennessee | 1 | $ 403,000 | $ 403,000 | $ 150,000 |
| Robertson County Tennessee | 45 | $ 9,347,000 | $ 207,000 | $ 77,000 |
| Rutherford County Tennessee | 14 | $ 2,056,000 | $ 146,000 | $ 71,000 |
| Saline County Arkansas | 317 | $ 47,843,000 | $ 150,000 | $ 67,000 |
| Saline County Kansas | 9 | $ 924,000 | $ 102,000 | $ 62,000 |
| Searcy County Arkansas | 21 | $ 1,319,000 | $ 62,000 | $ 69,000 |
| Sebastian County Arkansas | 60 | $ 9,437,000 | $ 157,000 | $ 74,000 |
| Sedgwick County Kansas | 22 | $ 3,554,000 | $ 161,000 | $ 126,000 |
| Sequoyah County Oklahoma | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Sevier County Tennessee | 2 | $ 189,000 | $ 94,000 | $ 34,000 |
| Sharp County Arkansas | 19 | $ 1,414,000 | $ 74,000 | $ 61,000 |
| Shelby County Alabama | 1 | $ 113,000 | $ 113,000 | $ 38,000 |
| Shelby County Tennessee | 94 | $ 22,667,000 | $ 241,000 | $ 102,000 |
| St. Charles County Missouri | 3 | $ 576,000 | $ 192,000 | $ 81,000 |
| St. Clair County Missouri | 1 | $ 153,000 | $ 153,000 | $ 95,000 |
| St. Francis County Arkansas | 4 | $ 429,000 | $ 107,000 | $ 54,000 |
| St. Louis City County Missouri | 17 | $ 4,620,000 | $ 271,000 | $ 5,000 |
| St. Louis County Missouri | 19 | $ 6,881,000 | $ 362,000 | $ 58,000 |
| Stone County Arkansas | 29 | $ 2,476,000 | $ 85,000 | $ 55,000 |
| Stone County Missouri | 50 | $ 7,019,000 | $ 140,000 | $ 77,000 |
| Sumner County Kansas | 2 | $ 88,000 | $ 44,000 | $ 17,000 |
| Sumner County Tennessee | 98 | $ 20,025,000 | $ 204,000 | $ 83,000 |
| Taney County Missouri | 55 | $ 8,867,000 | $ 161,000 | $ 47,000 |
| Tarrant County Texas | 2 | $ 358,000 | $ 179,000 | $ 158,000 |
| Texas County Missouri | 2 | $ 126,000 | $ 63,000 | $ 92,000 |
| Tipton County Tennessee | 49 | $ 6,326,000 | $ 129,000 | $ 77,000 |
| Union County Arkansas | 64 | $ 6,092,000 | $ 95,000 | $ 78,000 |
| Union County Louisiana | 1 | $ 104,000 | $ 104,000 | $ 46,000 |
| Union County Tennessee | 2 | $ 205,000 | $ 102,000 | $ 136,000 |
| Van Buren County Arkansas | 27 | $ 2,567,000 | $ 95,000 | $ 64,000 |
| Vernon County Missouri | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Walton County Florida | 1 | $ 2,380,000 | $ 2,380,000 | $ 0 |
| Warren County Kentucky | 2 | $ 4,285,000 | $ 2,142,000 | $ 40,000 |
| Warren County Missouri | 1 | $ 77,000 | $ 77,000 | $ 43,000 |
| Washington County Arkansas | 162 | $ 26,280,000 | $ 162,000 | $ 80,000 |
| Washington County Mississippi | 1 | $ 196,000 | $ 196,000 | $ 123,000 |
| Washington County Oklahoma | 1 | $ 182,000 | $ 182,000 | $ 168,000 |
| Wayne County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Weakley County Tennessee | 207 | $ 17,592,000 | $ 84,000 | $ 64,000 |
| Webster County Missouri | 37 | $ 4,891,000 | $ 132,000 | $ 53,000 |
| White County Arkansas | 186 | $ 25,480,000 | $ 136,000 | $ 75,000 |
| Williamson County Tennessee | 69 | $ 23,071,000 | $ 334,000 | $ 135,000 |
| Wilson County Tennessee | 10 | $ 2,540,000 | $ 254,000 | $ 107,000 |
| Woodruff County Arkansas | 6 | $ 360,000 | $ 60,000 | $ 111,000 |
| Wright County Missouri | 1 | $ 79,000 | $ 79,000 | $ 23,000 |
| Wyandotte County Kansas | 5 | $ 680,000 | $ 136,000 | $ 60,000 |
| Yell County Arkansas | 5 | $ 638,000 | $ 127,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for Simmons First National Bank in 2015
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,893 | $583,445,000 | $149,000 | $7,130,000 | $77,000 | $1,781,000 |
| Refinancing | 2,086 | $363,618,000 | $174,000 | $7,500,000 | $88,000 | $1,134,000 |
| Home Improvement | 286 | $13,122,000 | $45,000 | $468,000 | $62,000 | $385,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,244 | $780,411,000 | $148,000 | $2,175,000 | $85,000 | $1,781,000 |
| Black or African American | 310 | $33,704,000 | $108,000 | $638,000 | $56,000 | $290,000 |
| Not applicable | 253 | $76,987,000 | $304,000 | $7,500,000 | $0 | $0 |
| Not Provided | 182 | $29,467,000 | $161,000 | $1,445,000 | $96,000 | $796,000 |
| Hispanic | 129 | $14,451,000 | $112,000 | $348,000 | $66,000 | $690,000 |
| Asian | 121 | $21,762,000 | $179,000 | $670,000 | $90,000 | $450,000 |
| American Indian or Alaskan Native | 18 | $2,439,000 | $135,000 | $341,000 | $106,000 | $696,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $964,000 | $120,000 | $209,000 | $88,000 | $231,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,522 | $723,564,000 | $160,000 | $7,500,000 | $90,000 | $1,781,000 |
| FHA-insured (Federal Housing Administration) | 985 | $132,617,000 | $134,000 | $640,000 | $57,000 | $393,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 429 | $47,730,000 | $111,000 | $240,000 | $41,000 | $131,000 |
| VA-guaranteed (Veterans Administration) | 329 | $56,274,000 | $171,000 | $457,000 | $66,000 | $220,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,751 | $735,153,000 | $154,000 | $7,500,000 | $83,000 | $1,781,000 |
| Application Denied By Financial Institution | 640 | $81,313,000 | $127,000 | $3,500,000 | $61,000 | $641,000 |
| Application Approved But Not Accepted | 551 | $80,817,000 | $146,000 | $1,100,000 | $78,000 | $1,134,000 |
| Application Withdrawn By Applicant | 307 | $59,751,000 | $194,000 | $4,100,000 | $86,000 | $666,000 |
| File Closed For Incompleteness | 16 | $3,151,000 | $196,000 | $705,000 | $120,000 | $336,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 333 | $36,086,000 | $108,000 | $439,000 | $66,000 | $641,000 |
| Debt-To-Income Ratio | 164 | $22,336,000 | $136,000 | $965,000 | $50,000 | $491,000 |
| Collateral | 65 | $8,978,000 | $138,000 | $640,000 | $68,000 | $257,000 |
| Other | 28 | $6,505,000 | $232,000 | $3,500,000 | $75,000 | $366,000 |
| Employment History | 23 | $3,901,000 | $169,000 | $348,000 | $62,000 | $220,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $1,695,000 | $130,000 | $262,000 | $42,000 | $104,000 |
| Credit Application Incomplete | 9 | $715,000 | $79,000 | $203,000 | $31,000 | $54,000 |
| Unverifiable Information | 5 | $1,097,000 | $219,000 | $544,000 | $64,000 | $181,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Simmons First National Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Simmons First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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