Simmons First National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Simmons First National Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Simmons First National Bank 501 Main Pine Bluff, AR 71601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,950 |
| Total Mortgage Loan Application Amount | $231,828,000 |
| Average Mortgage Loan Application Amount | $88,333 |
| Highest Mortgage Loan Application Amount | $818,000 |
| Average Applicant Income | $66,333 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Simmons First National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Simmons First National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Simmons First National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Simmons First National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Simmons First National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Simmons First National Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Arkansas | 284 | $ 23,425,000 | $ 82,000 | $ 55,000 |
| Johnson County Kansas | 199 | $ 35,310,000 | $ 177,000 | $ 86,000 |
| Pulaski County Arkansas | 131 | $ 19,221,000 | $ 146,000 | $ 102,000 |
| Faulkner County Arkansas | 104 | $ 14,285,000 | $ 137,000 | $ 85,000 |
| Craighead County Arkansas | 82 | $ 12,944,000 | $ 157,000 | $ 3,000 |
| Sebastian County Arkansas | 79 | $ 9,289,000 | $ 117,000 | $ 63,000 |
| Van Buren County Arkansas | 56 | $ 5,955,000 | $ 106,000 | $ 92,000 |
| Franklin County Arkansas | 55 | $ 3,298,000 | $ 59,000 | $ 71,000 |
| Sedgwick County Kansas | 54 | $ 6,498,000 | $ 120,000 | $ 66,000 |
| Stone County Arkansas | 45 | $ 4,618,000 | $ 102,000 | $ 85,000 |
| Greene County Missouri | 44 | $ 1,823,000 | $ 41,000 | $ 83,000 |
| Saline County Arkansas | 31 | $ 4,312,000 | $ 139,000 | $ 80,000 |
| Crawford County Arkansas | 28 | $ 3,428,000 | $ 122,000 | $ 86,000 |
| Drew County Arkansas | 26 | $ 2,732,000 | $ 105,000 | $ 78,000 |
| Searcy County Arkansas | 22 | $ 1,288,000 | $ 58,000 | $ 52,000 |
| Chicot County Arkansas | 21 | $ 3,169,000 | $ 150,000 | $ 86,000 |
| Saline County Kansas | 21 | $ 1,826,000 | $ 86,000 | $ 86,000 |
| Garland County Arkansas | 20 | $ 3,869,000 | $ 193,000 | $ 130,000 |
| Jackson County Missouri | 20 | $ 2,706,000 | $ 135,000 | $ 70,000 |
| Oregon County Missouri | 19 | $ 1,645,000 | $ 86,000 | $ 60,000 |
| Cleveland County Arkansas | 17 | $ 1,576,000 | $ 92,000 | $ 49,000 |
| Cleburne County Arkansas | 15 | $ 1,159,000 | $ 77,000 | $ 68,000 |
| Lincoln County Arkansas | 15 | $ 1,835,000 | $ 122,000 | $ 81,000 |
| Desha County Arkansas | 14 | $ 1,265,000 | $ 90,000 | $ 58,000 |
| Grant County Arkansas | 14 | $ 1,558,000 | $ 111,000 | $ 60,000 |
| Sharp County Arkansas | 14 | $ 778,000 | $ 55,000 | $ 38,000 |
| Miami County Kansas | 13 | $ 2,906,000 | $ 223,000 | $ 129,000 |
| Fulton County Arkansas | 12 | $ 1,146,000 | $ 95,000 | $ 43,000 |
| Wyandotte County Kansas | 10 | $ 889,000 | $ 88,000 | $ 40,000 |
| Greene County Arkansas | 9 | $ 799,000 | $ 88,000 | $ 0 |
| Perry County Arkansas | 9 | $ 924,000 | $ 102,000 | $ 56,000 |
| Washington County Arkansas | 9 | $ 1,402,000 | $ 155,000 | $ 114,000 |
| Conway County Arkansas | 8 | $ 669,000 | $ 83,000 | $ 58,000 |
| Butler County Kansas | 7 | $ 1,093,000 | $ 156,000 | $ 76,000 |
| Leavenworth County Kansas | 7 | $ 1,370,000 | $ 195,000 | $ 71,000 |
| Lonoke County Arkansas | 6 | $ 923,000 | $ 153,000 | $ 83,000 |
| Cass County Missouri | 6 | $ 773,000 | $ 128,000 | $ 62,000 |
| Pike County Arkansas | 5 | $ 779,000 | $ 155,000 | $ 96,000 |
| White County Arkansas | 5 | $ 976,000 | $ 195,000 | $ 30,000 |
| Clay County Missouri | 5 | $ 811,000 | $ 162,000 | $ 73,000 |
| Le Flore County Oklahoma | 5 | $ 568,000 | $ 113,000 | $ 52,000 |
| Benton County Arkansas | 4 | $ 431,000 | $ 107,000 | $ 70,000 |
| Stone County Missouri | 4 | $ 629,000 | $ 157,000 | $ 59,000 |
| Ashley County Arkansas | 3 | $ 393,000 | $ 131,000 | $ 90,000 |
| Bradley County Arkansas | 3 | $ 476,000 | $ 158,000 | $ 46,000 |
| Mississippi County Arkansas | 3 | $ 235,000 | $ 78,000 | $ 53,000 |
| Poinsett County Arkansas | 3 | $ 236,000 | $ 78,000 | $ 0 |
| Platte County Missouri | 3 | $ 424,000 | $ 141,000 | $ 40,000 |
| Arkansas County Arkansas | 2 | $ 273,000 | $ 136,000 | $ 136,000 |
| Baxter County Arkansas | 2 | $ 130,000 | $ 65,000 | $ 37,000 |
| Izard County Arkansas | 2 | $ 67,000 | $ 33,000 | $ 50,000 |
| Jackson County Arkansas | 2 | $ 143,000 | $ 71,000 | $ 27,000 |
| Johnson County Arkansas | 2 | $ 149,000 | $ 74,000 | $ 72,000 |
| Lawrence County Arkansas | 2 | $ 83,000 | $ 41,000 | $ 0 |
| Phillips County Arkansas | 2 | $ 134,000 | $ 67,000 | $ 46,000 |
| Pope County Arkansas | 2 | $ 285,000 | $ 142,000 | $ 170,000 |
| Douglas County Kansas | 2 | $ 263,000 | $ 131,000 | $ 47,000 |
| McPherson County Kansas | 2 | $ 156,000 | $ 78,000 | $ 42,000 |
| Payne County Oklahoma | 2 | $ 263,000 | $ 131,000 | $ 39,000 |
| Sequoyah County Oklahoma | 2 | $ 132,000 | $ 66,000 | $ 66,000 |
| Carroll County Arkansas | 1 | $ 118,000 | $ 118,000 | $ 224,000 |
| Clark County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 87,000 |
| Clay County Arkansas | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Crittenden County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 105,000 |
| Hot Spring County Arkansas | 1 | $ 8,000 | $ 8,000 | $ 55,000 |
| Howard County Arkansas | 1 | $ 106,000 | $ 106,000 | $ 54,000 |
| Logan County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
| Madison County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Montgomery County Arkansas | 1 | $ 400,000 | $ 400,000 | $ 474,000 |
| Randolph County Arkansas | 1 | $ 112,000 | $ 112,000 | $ 74,000 |
| Scott County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 13,000 |
| Sevier County Arkansas | 1 | $ 92,000 | $ 92,000 | $ 77,000 |
| Union County Arkansas | 1 | $ 156,000 | $ 156,000 | $ 58,000 |
| Yell County Arkansas | 1 | $ 64,000 | $ 64,000 | $ 51,000 |
| Orange County California | 1 | $ 605,000 | $ 605,000 | $ 473,000 |
| Teller County Colorado | 1 | $ 203,000 | $ 203,000 | $ 175,000 |
| Decatur County Kansas | 1 | $ 122,000 | $ 122,000 | $ 118,000 |
| Franklin County Kansas | 1 | $ 104,000 | $ 104,000 | $ 61,000 |
| Harvey County Kansas | 1 | $ 142,000 | $ 142,000 | $ 58,000 |
| Jackson County Kansas | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Lyon County Kansas | 1 | $ 274,000 | $ 274,000 | $ 461,000 |
| Osage County Kansas | 1 | $ 187,000 | $ 187,000 | $ 99,000 |
| Reno County Kansas | 1 | $ 47,000 | $ 47,000 | $ 42,000 |
| Shawnee County Kansas | 1 | $ 176,000 | $ 176,000 | $ 111,000 |
| Washington County Mississippi | 1 | $ 214,000 | $ 214,000 | $ 95,000 |
| Barry County Missouri | 1 | $ 105,000 | $ 105,000 | $ 189,000 |
| Christian County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Ripley County Missouri | 1 | $ 98,000 | $ 98,000 | $ 69,000 |
| Haskell County Oklahoma | 1 | $ 168,000 | $ 168,000 | $ 152,000 |
| Dallas County Texas | 1 | $ 394,000 | $ 394,000 | $ 184,000 |
| Rockwall County Texas | 1 | $ 336,000 | $ 336,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Simmons First National Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 994 | $112,672,000 | $113,000 | $818,000 | $61,000 | $1,455,000 |
| Refinancing | 856 | $117,576,000 | $137,000 | $605,000 | $78,000 | $1,800,000 |
| Home Improvement | 100 | $1,580,000 | $15,000 | $170,000 | $60,000 | $300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,595 | $196,020,000 | $122,000 | $818,000 | $72,000 | $1,455,000 |
| Black or African American | 243 | $21,710,000 | $89,000 | $306,000 | $43,000 | $174,000 |
| Hispanic | 45 | $4,556,000 | $101,000 | $333,000 | $54,000 | $354,000 |
| Asian | 30 | $5,145,000 | $171,000 | $605,000 | $102,000 | $473,000 |
| Not Provided | 17 | $1,556,000 | $91,000 | $176,000 | $148,000 | $1,800,000 |
| Not applicable | 16 | $2,522,000 | $157,000 | $596,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 3 | $161,000 | $53,000 | $155,000 | $31,000 | $69,000 |
| American Indian or Alaskan Native | 1 | $158,000 | $158,000 | $158,000 | $110,000 | $110,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,279 | $152,988,000 | $119,000 | $818,000 | $79,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 548 | $62,073,000 | $113,000 | $274,000 | $47,000 | $461,000 |
| VA-guaranteed (Veterans Administration) | 93 | $13,701,000 | $147,000 | $417,000 | $57,000 | $378,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 30 | $3,066,000 | $102,000 | $235,000 | $48,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,177 | $136,772,000 | $116,000 | $818,000 | $77,000 | $1,455,000 |
| Preapproval Denied by Financial Institution | 176 | $17,196,000 | $97,000 | $358,000 | $43,000 | $166,000 |
| Preapproval Approved but not Accepted | 150 | $19,178,000 | $127,000 | $417,000 | $63,000 | $351,000 |
| Application Denied By Financial Institution | 138 | $15,064,000 | $109,000 | $605,000 | $67,000 | $1,101,000 |
| Application Approved But Not Accepted | 131 | $17,136,000 | $130,000 | $417,000 | $70,000 | $425,000 |
| Loan Purchased By The Institution | 98 | $14,157,000 | $144,000 | $417,000 | $0 | $0 |
| Application Withdrawn By Applicant | 68 | $10,527,000 | $154,000 | $366,000 | $97,000 | $1,800,000 |
| File Closed For Incompleteness | 12 | $1,798,000 | $149,000 | $390,000 | $77,000 | $267,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 197 | $18,242,000 | $92,000 | $358,000 | $43,000 | $309,000 |
| Debt-To-Income Ratio | 46 | $5,368,000 | $116,000 | $269,000 | $45,000 | $166,000 |
| Collateral | 31 | $4,356,000 | $140,000 | $605,000 | $128,000 | $1,101,000 |
| Other | 17 | $1,716,000 | $100,000 | $228,000 | $79,000 | $202,000 |
| Employment History | 10 | $871,000 | $87,000 | $214,000 | $30,000 | $63,000 |
| Credit Application Incomplete | 8 | $1,105,000 | $138,000 | $317,000 | $54,000 | $116,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $470,000 | $156,000 | $268,000 | $64,000 | $104,000 |
| Mortgage Insurance Denied | 1 | $72,000 | $72,000 | $72,000 | $51,000 | $51,000 |
| Unverifiable Information | 1 | $60,000 | $60,000 | $60,000 | $14,000 | $14,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Simmons First National Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Simmons First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.