Silvergate Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Silvergate Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Silvergate Bank 4275 Executive Square Suite 800 La Jolla, CA 92037 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,184 |
| Total Mortgage Loan Application Amount | $304,288,000 |
| Average Mortgage Loan Application Amount | $210,714 |
| Highest Mortgage Loan Application Amount | $5,420,000 |
| Average Applicant Income | $30,228 |
| Highest Applicant Income | $2,206,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 182 | $ 58,483,000 | $ 321,000 | $ 106,000 |
| Los Angeles County California | 61 | $ 17,305,000 | $ 283,000 | $ 122,000 |
| Riverside County California | 45 | $ 15,809,000 | $ 351,000 | $ 102,000 |
| Orange County California | 30 | $ 14,327,000 | $ 477,000 | $ 136,000 |
| Sacramento County California | 28 | $ 5,835,000 | $ 208,000 | $ 101,000 |
| Santa Clara County California | 27 | $ 9,423,000 | $ 349,000 | $ 52,000 |
| Orange County Florida | 27 | $ 3,191,000 | $ 118,000 | $ 71,000 |
| San Bernardino County California | 20 | $ 4,168,000 | $ 208,000 | $ 85,000 |
| Anne Arundel County Maryland | 20 | $ 4,198,000 | $ 209,000 | $ 51,000 |
| Alameda County California | 18 | $ 5,395,000 | $ 299,000 | $ 77,000 |
| Fairfax County Virginia | 18 | $ 5,760,000 | $ 320,000 | $ 93,000 |
| Contra Costa County California | 16 | $ 5,361,000 | $ 335,000 | $ 87,000 |
| Prince William County Virginia | 16 | $ 3,659,000 | $ 228,000 | $ 68,000 |
| Seminole County Florida | 15 | $ 1,870,000 | $ 124,000 | $ 67,000 |
| Harris County Texas | 15 | $ 7,503,000 | $ 500,000 | $ 29,000 |
| Baltimore County Maryland | 13 | $ 2,052,000 | $ 157,000 | $ 44,000 |
| Butte County California | 12 | $ 2,547,000 | $ 212,000 | $ 99,000 |
| Hillsborough County Florida | 12 | $ 1,371,000 | $ 114,000 | $ 67,000 |
| Montgomery County Maryland | 12 | $ 3,662,000 | $ 305,000 | $ 100,000 |
| Maricopa County Arizona | 11 | $ 1,580,000 | $ 143,000 | $ 96,000 |
| San Joaquin County California | 11 | $ 2,773,000 | $ 252,000 | $ 120,000 |
| Dallas County Texas | 11 | $ 3,498,000 | $ 318,000 | $ 61,000 |
| Henrico County Virginia | 11 | $ 1,541,000 | $ 140,000 | $ 61,000 |
| Snohomish County Washington | 11 | $ 2,325,000 | $ 211,000 | $ 55,000 |
| Solano County California | 9 | $ 2,180,000 | $ 242,000 | $ 141,000 |
| Manatee County Florida | 9 | $ 638,000 | $ 70,000 | $ 92,000 |
| Cook County Illinois | 9 | $ 565,000 | $ 62,000 | $ 0 |
| Prince George's County Maryland | 9 | $ 1,405,000 | $ 156,000 | $ 90,000 |
| Hanover County Virginia | 9 | $ 1,335,000 | $ 148,000 | $ 60,000 |
| King County Washington | 9 | $ 3,425,000 | $ 380,000 | $ 30,000 |
| Bexar County Texas | 8 | $ 486,000 | $ 60,000 | $ 0 |
| Monterey County California | 7 | $ 3,031,000 | $ 433,000 | $ 66,000 |
| San Francisco County California | 7 | $ 3,388,000 | $ 484,000 | $ 115,000 |
| Stanislaus County California | 7 | $ 1,691,000 | $ 241,000 | $ 105,000 |
| Tulare County California | 7 | $ 741,000 | $ 105,000 | $ 151,000 |
| Broward County Florida | 7 | $ 915,000 | $ 130,000 | $ 82,000 |
| Osceola County Florida | 7 | $ 728,000 | $ 104,000 | $ 102,000 |
| Worcester County Massachusetts | 7 | $ 1,329,000 | $ 189,000 | $ 58,000 |
| Tarrant County Texas | 7 | $ 5,257,000 | $ 751,000 | $ 0 |
| Loudoun County Virginia | 7 | $ 1,856,000 | $ 265,000 | $ 89,000 |
| Kern County California | 6 | $ 1,210,000 | $ 201,000 | $ 65,000 |
| Miami-Dade County Florida | 6 | $ 1,479,000 | $ 246,000 | $ 89,000 |
| Fulton County Georgia | 6 | $ 1,249,000 | $ 208,000 | $ 0 |
| Clark County Nevada | 6 | $ 1,116,000 | $ 186,000 | $ 51,000 |
| Richmond City County Virginia | 6 | $ 1,009,000 | $ 168,000 | $ 94,000 |
| Fresno County California | 5 | $ 1,373,000 | $ 274,000 | $ 70,000 |
| District of Columbia County District Of Columbia | 5 | $ 1,878,000 | $ 375,000 | $ 55,000 |
| Multnomah County Oregon | 5 | $ 1,135,000 | $ 227,000 | $ 112,000 |
| Arlington County Virginia | 5 | $ 1,116,000 | $ 223,000 | $ 96,000 |
| Pierce County Washington | 5 | $ 746,000 | $ 149,000 | $ 27,000 |
| El Dorado County California | 4 | $ 1,431,000 | $ 357,000 | $ 23,000 |
| Sonoma County California | 4 | $ 1,106,000 | $ 276,000 | $ 44,000 |
| Fairfield County Connecticut | 4 | $ 1,209,000 | $ 302,000 | $ 57,000 |
| Wayne County Michigan | 4 | $ 222,000 | $ 55,000 | $ 0 |
| Salt Lake County Utah | 4 | $ 1,164,000 | $ 291,000 | $ 0 |
| Newport News County Virginia | 4 | $ 305,000 | $ 76,000 | $ 45,000 |
| Marin County California | 3 | $ 982,000 | $ 327,000 | $ 116,000 |
| San Luis Obispo County California | 3 | $ 615,000 | $ 205,000 | $ 28,000 |
| San Mateo County California | 3 | $ 1,257,000 | $ 419,000 | $ 0 |
| Santa Barbara County California | 3 | $ 1,099,000 | $ 366,000 | $ 47,000 |
| Santa Cruz County California | 3 | $ 1,459,000 | $ 486,000 | $ 85,000 |
| Lake County Florida | 3 | $ 387,000 | $ 129,000 | $ 20,000 |
| Palm Beach County Florida | 3 | $ 638,000 | $ 212,000 | $ 0 |
| Volusia County Florida | 3 | $ 180,000 | $ 60,000 | $ 57,000 |
| Gwinnett County Georgia | 3 | $ 506,000 | $ 168,000 | $ 0 |
| Calvert County Maryland | 3 | $ 667,000 | $ 222,000 | $ 44,000 |
| Frederick County Maryland | 3 | $ 799,000 | $ 266,000 | $ 63,000 |
| Howard County Maryland | 3 | $ 1,087,000 | $ 362,000 | $ 105,000 |
| Norfolk County Massachusetts | 3 | $ 419,000 | $ 139,000 | $ 25,000 |
| Hennepin County Minnesota | 3 | $ 1,708,000 | $ 569,000 | $ 0 |
| Dare County North Carolina | 3 | $ 679,000 | $ 226,000 | $ 60,000 |
| Cuyahoga County Ohio | 3 | $ 739,000 | $ 246,000 | $ 53,000 |
| Berks County Pennsylvania | 3 | $ 235,000 | $ 78,000 | $ 22,000 |
| King William County Virginia | 3 | $ 316,000 | $ 105,000 | $ 56,000 |
| Virginia Beach County Virginia | 3 | $ 247,000 | $ 82,000 | $ 45,000 |
| Clallam County Washington | 3 | $ 254,000 | $ 84,000 | $ 65,000 |
| Spokane County Washington | 3 | $ 484,000 | $ 161,000 | $ 24,000 |
| Baldwin County Alabama | 2 | $ 131,000 | $ 65,000 | $ 0 |
| Pima County Arizona | 2 | $ 616,000 | $ 308,000 | $ 0 |
| Napa County California | 2 | $ 597,000 | $ 298,000 | $ 0 |
| Placer County California | 2 | $ 648,000 | $ 324,000 | $ 64,000 |
| Sutter County California | 2 | $ 544,000 | $ 272,000 | $ 93,000 |
| Ventura County California | 2 | $ 435,000 | $ 217,000 | $ 32,000 |
| Pueblo County Colorado | 2 | $ 112,000 | $ 56,000 | $ 30,000 |
| Lee County Florida | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Pasco County Florida | 2 | $ 320,000 | $ 160,000 | $ 115,000 |
| Polk County Florida | 2 | $ 338,000 | $ 169,000 | $ 40,000 |
| Cobb County Georgia | 2 | $ 592,000 | $ 296,000 | $ 0 |
| Canyon County Idaho | 2 | $ 105,000 | $ 52,000 | $ 0 |
| Lake County Illinois | 2 | $ 661,000 | $ 330,000 | $ 0 |
| Marion County Indiana | 2 | $ 156,000 | $ 78,000 | $ 0 |
| St. Joseph County Indiana | 2 | $ 108,000 | $ 54,000 | $ 0 |
| Baltimore City County Maryland | 2 | $ 342,000 | $ 171,000 | $ 68,000 |
| Charles County Maryland | 2 | $ 689,000 | $ 344,000 | $ 163,000 |
| Worcester County Maryland | 2 | $ 494,000 | $ 247,000 | $ 150,000 |
| Essex County Massachusetts | 2 | $ 434,000 | $ 217,000 | $ 0 |
| Middlesex County Massachusetts | 2 | $ 408,000 | $ 204,000 | $ 0 |
| Oakland County Michigan | 2 | $ 402,000 | $ 201,000 | $ 0 |
| St. Louis City County Missouri | 2 | $ 71,000 | $ 35,000 | $ 0 |
| Forsyth County North Carolina | 2 | $ 503,000 | $ 251,000 | $ 102,000 |
| Franklin County Ohio | 2 | $ 111,000 | $ 55,000 | $ 0 |
| Lake County Ohio | 2 | $ 231,000 | $ 115,000 | $ 51,000 |
| Montgomery County Ohio | 2 | $ 98,000 | $ 49,000 | $ 0 |
| Washington County Oregon | 2 | $ 990,000 | $ 495,000 | $ 18,000 |
| Cumberland County Pennsylvania | 2 | $ 524,000 | $ 262,000 | $ 43,000 |
| York County Pennsylvania | 2 | $ 248,000 | $ 124,000 | $ 69,000 |
| Richland County South Carolina | 2 | $ 121,000 | $ 60,000 | $ 0 |
| Collin County Texas | 2 | $ 1,225,000 | $ 612,000 | $ 0 |
| Cooke County Texas | 2 | $ 188,000 | $ 94,000 | $ 0 |
| Frederick County Virginia | 2 | $ 305,000 | $ 152,000 | $ 85,000 |
| Hopewell County Virginia | 2 | $ 87,000 | $ 43,000 | $ 51,000 |
| Chelan County Washington | 2 | $ 78,000 | $ 39,000 | $ 36,000 |
| Douglas County Washington | 2 | $ 194,000 | $ 97,000 | $ 63,000 |
| Kitsap County Washington | 2 | $ 200,000 | $ 100,000 | $ 32,000 |
| Etowah County Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Jackson County Alabama | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Lawrence County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Madison County Alabama | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Russell County Alabama | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Mohave County Arizona | 1 | $ 24,000 | $ 24,000 | $ 234,000 |
| Yavapai County Arizona | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Amador County California | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Humboldt County California | 1 | $ 330,000 | $ 330,000 | $ 51,000 |
| Madera County California | 1 | $ 255,000 | $ 255,000 | $ 44,000 |
| Mendocino County California | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Merced County California | 1 | $ 280,000 | $ 280,000 | $ 103,000 |
| Mono County California | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Nevada County California | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Trinity County California | 1 | $ 196,000 | $ 196,000 | $ 46,000 |
| Yolo County California | 1 | $ 452,000 | $ 452,000 | $ 131,000 |
| Arapahoe County Colorado | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Denver County Colorado | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Douglas County Colorado | 1 | $ 541,000 | $ 541,000 | $ 0 |
| El Paso County Colorado | 1 | $ 332,000 | $ 332,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Larimer County Colorado | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Kent County Delaware | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Charlotte County Florida | 1 | $ 466,000 | $ 466,000 | $ 167,000 |
| Marion County Florida | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Pinellas County Florida | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Sarasota County Florida | 1 | $ 290,000 | $ 290,000 | $ 153,000 |
| St. Lucie County Florida | 1 | $ 138,000 | $ 138,000 | $ 109,000 |
| Chatham County Georgia | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Columbia County Georgia | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Floyd County Georgia | 1 | $ 483,000 | $ 483,000 | $ 0 |
| Henry County Georgia | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Houston County Georgia | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Liberty County Georgia | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Newton County Georgia | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Seminole County Georgia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Tift County Georgia | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Walton County Georgia | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Bonneville County Idaho | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Allen County Indiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Hancock County Indiana | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Kosciusko County Indiana | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Warrick County Indiana | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Bourbon County Kansas | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Leavenworth County Kansas | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Saline County Kansas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 352,000 | $ 352,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Rapides County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Caroline County Maryland | 1 | $ 200,000 | $ 200,000 | $ 124,000 |
| Carroll County Maryland | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Harford County Maryland | 1 | $ 144,000 | $ 144,000 | $ 83,000 |
| Dukes County Massachusetts | 1 | $ 514,000 | $ 514,000 | $ 114,000 |
| Hampden County Massachusetts | 1 | $ 128,000 | $ 128,000 | $ 93,000 |
| Hampshire County Massachusetts | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Jackson County Michigan | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 377,000 | $ 377,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Hancock County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Pike County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Rankin County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Henry County Missouri | 1 | $ 22,000 | $ 22,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Douglas County Nevada | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Lander County Nevada | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Washoe County Nevada | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Essex County New Jersey | 1 | $ 562,000 | $ 562,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Morris County New Jersey | 1 | $ 438,000 | $ 438,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 584,000 | $ 584,000 | $ 0 |
| Nassau County New York | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Suffolk County New York | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Columbus County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Durham County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Haywood County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 247,000 |
| Butler County Ohio | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Geauga County Ohio | 1 | $ 366,000 | $ 366,000 | $ 0 |
| Licking County Ohio | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Centre County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 326,000 | $ 326,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Sullivan County Tennessee | 1 | $ 392,000 | $ 392,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Blanco County Texas | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Brazos County Texas | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Grayson County Texas | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Kendall County Texas | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Robertson County Texas | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Rockwall County Texas | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Travis County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Victoria County Texas | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Yoakum County Texas | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Utah County Utah | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Alleghany County Virginia | 1 | $ 340,000 | $ 340,000 | $ 140,000 |
| Chesapeake County Virginia | 1 | $ 156,000 | $ 156,000 | $ 39,000 |
| Culpeper County Virginia | 1 | $ 58,000 | $ 58,000 | $ 95,000 |
| Fairfax City County Virginia | 1 | $ 382,000 | $ 382,000 | $ 137,000 |
| Fauquier County Virginia | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Goochland County Virginia | 1 | $ 128,000 | $ 128,000 | $ 64,000 |
| James City County Virginia | 1 | $ 232,000 | $ 232,000 | $ 48,000 |
| New Kent County Virginia | 1 | $ 159,000 | $ 159,000 | $ 48,000 |
| York County Virginia | 1 | $ 38,000 | $ 38,000 | $ 84,000 |
| Clark County Washington | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Stevens County Washington | 1 | $ 194,000 | $ 194,000 | $ 86,000 |
| Thurston County Washington | 1 | $ 90,000 | $ 90,000 | $ 182,000 |
| Whatcom County Washington | 1 | $ 140,000 | $ 140,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Silvergate Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 700 | $202,489,000 | $207,305 | $5,420,000 | $21,138 | $1,524,000 |
| Home Purchase | 459 | $95,591,000 | $205,133 | $2,625,000 | $34,100 | $2,206,000 |
| Home Improvement | 25 | $6,208,000 | $283,250 | $618,000 | $83,000 | $163,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 478 | $124,290,000 | $229,562 | $3,280,000 | $104,375 | $2,206,000 |
| Not applicable | 287 | $56,512,000 | $191,052 | $966,000 | $0 | $0 |
| Hispanic | 167 | $39,949,000 | $266,500 | $1,950,000 | $108,833 | $1,200,000 |
| Not Provided | 141 | $57,345,000 | $540,250 | $5,420,000 | $73,583 | $462,000 |
| Black or African American | 56 | $11,658,000 | $169,625 | $482,000 | $83,750 | $165,000 |
| Asian | 46 | $12,101,000 | $211,000 | $604,000 | $91,600 | $337,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,379,000 | $297,000 | $500,000 | $101,000 | $245,000 |
| American Indian or Alaskan Native | 1 | $54,000 | $54,000 | $54,000 | $57,000 | $57,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,183 | $303,928,000 | $192,421 | $5,420,000 | $24,342 | $2,206,000 |
| VA-guaranteed (Veterans Administration) | 1 | $360,000 | $360,000 | $360,000 | $74,000 | $74,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 510 | $136,303,000 | $375,923 | $5,420,000 | $89,461 | $1,200,000 |
| Loan Purchased By The Institution | 287 | $56,512,000 | $191,052 | $966,000 | $0 | $0 |
| Application Denied By Financial Institution | 157 | $43,843,000 | $194,700 | $3,280,000 | $76,400 | $2,206,000 |
| Application Approved But Not Accepted | 150 | $45,279,000 | $228,692 | $2,000,000 | $91,538 | $1,524,000 |
| File Closed For Incompleteness | 44 | $10,498,000 | $174,444 | $1,000,000 | $86,666 | $400,000 |
| Application Withdrawn By Applicant | 36 | $11,853,000 | $282,800 | $1,016,000 | $86,600 | $400,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 48 | $16,164,000 | $205,625 | $3,280,000 | $62,500 | $462,000 |
| Other | 35 | $10,416,000 | $197,857 | $2,625,000 | $115,000 | $2,206,000 |
| Debt-To-Income Ratio | 19 | $3,186,000 | $146,200 | $532,000 | $54,600 | $372,000 |
| Unverifiable Information | 18 | $5,906,000 | $307,750 | $1,000,000 | $126,500 | $420,000 |
| Collateral | 17 | $2,633,000 | $228,333 | $551,000 | $110,333 | $192,000 |
| Employment History | 13 | $3,473,000 | $267,000 | $454,000 | $133,000 | $170,000 |
| Credit Application Incomplete | 4 | $1,253,000 | $383,500 | $600,000 | $136,000 | $257,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $654,000 | $327,000 | $604,000 | $114,000 | $168,000 |
| Mortgage Insurance Denied | 1 | $158,000 | $158,000 | $158,000 | $182,000 | $182,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.