Silvergate Bank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Silvergate Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Silvergate Bank 4275 Executive Square Suite 800 La Jolla, CA 92037 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,506 |
| Total Mortgage Loan Application Amount | $679,262,000 |
| Average Mortgage Loan Application Amount | $202,885 |
| Highest Mortgage Loan Application Amount | $4,700,000 |
| Average Applicant Income | $53,409 |
| Highest Applicant Income | $2,508,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 453 | $ 146,623,000 | $ 323,000 | $ 107,000 |
| Los Angeles County California | 210 | $ 69,267,000 | $ 329,000 | $ 111,000 |
| Orange County California | 100 | $ 36,329,000 | $ 363,000 | $ 136,000 |
| Santa Clara County California | 93 | $ 34,702,000 | $ 373,000 | $ 149,000 |
| Riverside County California | 74 | $ 16,777,000 | $ 226,000 | $ 73,000 |
| Anne Arundel County Maryland | 72 | $ 15,328,000 | $ 212,000 | $ 75,000 |
| Montgomery County Maryland | 66 | $ 22,498,000 | $ 340,000 | $ 122,000 |
| Queen Anne's County Maryland | 65 | $ 11,856,000 | $ 182,000 | $ 68,000 |
| Fairfax County Virginia | 58 | $ 18,544,000 | $ 319,000 | $ 96,000 |
| King County Washington | 52 | $ 15,959,000 | $ 306,000 | $ 153,000 |
| Somerset County New Jersey | 51 | $ 7,831,000 | $ 153,000 | $ 0 |
| Contra Costa County California | 43 | $ 12,314,000 | $ 286,000 | $ 104,000 |
| Sacramento County California | 42 | $ 8,660,000 | $ 206,000 | $ 77,000 |
| San Bernardino County California | 42 | $ 8,560,000 | $ 203,000 | $ 87,000 |
| Alameda County California | 38 | $ 10,980,000 | $ 288,000 | $ 116,000 |
| Hunterdon County New Jersey | 38 | $ 5,715,000 | $ 150,000 | $ 0 |
| Ventura County California | 29 | $ 8,968,000 | $ 309,000 | $ 84,000 |
| Baltimore County Maryland | 28 | $ 4,817,000 | $ 172,000 | $ 88,000 |
| Snohomish County Washington | 23 | $ 4,211,000 | $ 183,000 | $ 76,000 |
| Solano County California | 22 | $ 4,265,000 | $ 193,000 | $ 87,000 |
| Prince William County Virginia | 22 | $ 4,738,000 | $ 215,000 | $ 103,000 |
| Loudoun County Virginia | 19 | $ 6,513,000 | $ 342,000 | $ 92,000 |
| Monterey County California | 18 | $ 6,713,000 | $ 372,000 | $ 109,000 |
| Fairfield County Connecticut | 18 | $ 8,298,000 | $ 461,000 | $ 152,000 |
| Middlesex County Massachusetts | 18 | $ 6,340,000 | $ 352,000 | $ 135,000 |
| Warren County New Jersey | 18 | $ 2,078,000 | $ 115,000 | $ 0 |
| Chesterfield County Virginia | 18 | $ 2,911,000 | $ 161,000 | $ 92,000 |
| Hanover County Virginia | 18 | $ 2,857,000 | $ 158,000 | $ 102,000 |
| San Mateo County California | 17 | $ 6,720,000 | $ 395,000 | $ 144,000 |
| Union County New Jersey | 17 | $ 2,822,000 | $ 166,000 | $ 0 |
| Kern County California | 16 | $ 2,022,000 | $ 126,000 | $ 60,000 |
| Caroline County Maryland | 16 | $ 1,796,000 | $ 112,000 | $ 52,000 |
| Maricopa County Arizona | 15 | $ 6,358,000 | $ 423,000 | $ 224,000 |
| Worcester County Massachusetts | 14 | $ 1,772,000 | $ 126,000 | $ 51,000 |
| Middlesex County New Jersey | 14 | $ 1,986,000 | $ 141,000 | $ 0 |
| Northampton County Pennsylvania | 14 | $ 1,527,000 | $ 109,000 | $ 0 |
| El Dorado County California | 13 | $ 2,543,000 | $ 195,000 | $ 57,000 |
| Prince George's County Maryland | 13 | $ 4,022,000 | $ 309,000 | $ 84,000 |
| Henrico County Virginia | 13 | $ 1,894,000 | $ 145,000 | $ 61,000 |
| San Francisco County California | 12 | $ 5,541,000 | $ 461,000 | $ 160,000 |
| Hartford County Connecticut | 12 | $ 2,057,000 | $ 171,000 | $ 77,000 |
| Marin County California | 11 | $ 6,129,000 | $ 557,000 | $ 195,000 |
| Orange County Florida | 11 | $ 1,293,000 | $ 117,000 | $ 79,000 |
| Placer County California | 10 | $ 1,548,000 | $ 154,000 | $ 61,000 |
| Howard County Maryland | 10 | $ 2,800,000 | $ 280,000 | $ 220,000 |
| Norfolk County Massachusetts | 10 | $ 5,261,000 | $ 526,000 | $ 123,000 |
| Arlington County Virginia | 10 | $ 3,624,000 | $ 362,000 | $ 160,000 |
| Pierce County Washington | 10 | $ 1,966,000 | $ 196,000 | $ 118,000 |
| Fresno County California | 9 | $ 1,303,000 | $ 144,000 | $ 42,000 |
| Sonoma County California | 9 | $ 2,081,000 | $ 231,000 | $ 64,000 |
| Clark County Nevada | 9 | $ 2,656,000 | $ 295,000 | $ 119,000 |
| Multnomah County Oregon | 8 | $ 2,072,000 | $ 259,000 | $ 120,000 |
| Napa County California | 7 | $ 1,920,000 | $ 274,000 | $ 50,000 |
| San Joaquin County California | 7 | $ 1,152,000 | $ 164,000 | $ 71,000 |
| Manatee County Florida | 7 | $ 693,000 | $ 99,000 | $ 77,000 |
| Charles County Maryland | 7 | $ 1,326,000 | $ 189,000 | $ 87,000 |
| Harford County Maryland | 7 | $ 1,335,000 | $ 190,000 | $ 86,000 |
| Santa Cruz County California | 6 | $ 2,013,000 | $ 335,000 | $ 133,000 |
| Broward County Florida | 6 | $ 978,000 | $ 163,000 | $ 54,000 |
| Mercer County New Jersey | 6 | $ 896,000 | $ 149,000 | $ 0 |
| Monmouth County New Jersey | 6 | $ 895,000 | $ 149,000 | $ 0 |
| Morris County New Jersey | 6 | $ 1,240,000 | $ 206,000 | $ 0 |
| Ocean County New Jersey | 6 | $ 617,000 | $ 102,000 | $ 0 |
| Kitsap County Washington | 6 | $ 1,064,000 | $ 177,000 | $ 69,000 |
| Santa Barbara County California | 5 | $ 2,621,000 | $ 524,000 | $ 133,000 |
| New Haven County Connecticut | 5 | $ 509,000 | $ 101,000 | $ 73,000 |
| Essex County Massachusetts | 5 | $ 1,766,000 | $ 353,000 | $ 107,000 |
| Hampden County Massachusetts | 5 | $ 680,000 | $ 136,000 | $ 58,000 |
| Bucks County Pennsylvania | 5 | $ 1,557,000 | $ 311,000 | $ 274,000 |
| Harris County Texas | 5 | $ 680,000 | $ 136,000 | $ 54,000 |
| San Luis Obispo County California | 4 | $ 1,679,000 | $ 419,000 | $ 197,000 |
| Sutter County California | 4 | $ 813,000 | $ 203,000 | $ 153,000 |
| Yolo County California | 4 | $ 987,000 | $ 246,000 | $ 77,000 |
| Miami-Dade County Florida | 4 | $ 827,000 | $ 206,000 | $ 72,000 |
| Cook County Illinois | 4 | $ 342,000 | $ 85,000 | $ 0 |
| Baltimore City County Maryland | 4 | $ 701,000 | $ 175,000 | $ 52,000 |
| Calvert County Maryland | 4 | $ 761,000 | $ 190,000 | $ 85,000 |
| Frederick County Maryland | 4 | $ 930,000 | $ 232,000 | $ 92,000 |
| St. Mary's County Maryland | 4 | $ 835,000 | $ 208,000 | $ 68,000 |
| Talbot County Maryland | 4 | $ 874,000 | $ 218,000 | $ 43,000 |
| Worcester County Maryland | 4 | $ 894,000 | $ 223,000 | $ 94,000 |
| Barnstable County Massachusetts | 4 | $ 1,136,000 | $ 284,000 | $ 176,000 |
| Plymouth County Massachusetts | 4 | $ 1,105,000 | $ 276,000 | $ 75,000 |
| Nassau County New York | 4 | $ 938,000 | $ 234,000 | $ 0 |
| New York County New York | 4 | $ 2,170,000 | $ 542,000 | $ 0 |
| Westchester County New York | 4 | $ 1,196,000 | $ 299,000 | $ 0 |
| Washington County Oregon | 4 | $ 449,000 | $ 112,000 | $ 46,000 |
| Delaware County Pennsylvania | 4 | $ 824,000 | $ 206,000 | $ 72,000 |
| Alexandria County Virginia | 4 | $ 936,000 | $ 234,000 | $ 77,000 |
| Newport News County Virginia | 4 | $ 377,000 | $ 94,000 | $ 57,000 |
| Stanislaus County California | 3 | $ 808,000 | $ 269,000 | $ 97,000 |
| Tulare County California | 3 | $ 532,000 | $ 177,000 | $ 119,000 |
| Yuba County California | 3 | $ 560,000 | $ 186,000 | $ 79,000 |
| Middlesex County Connecticut | 3 | $ 686,000 | $ 228,000 | $ 83,000 |
| Hillsborough County Florida | 3 | $ 227,000 | $ 75,000 | $ 88,000 |
| Osceola County Florida | 3 | $ 978,000 | $ 326,000 | $ 103,000 |
| Sarasota County Florida | 3 | $ 422,000 | $ 140,000 | $ 124,000 |
| Seminole County Florida | 3 | $ 292,000 | $ 97,000 | $ 30,000 |
| Lake County Illinois | 3 | $ 1,240,000 | $ 413,000 | $ 0 |
| Carroll County Maryland | 3 | $ 911,000 | $ 303,000 | $ 86,000 |
| Kent County Maryland | 3 | $ 651,000 | $ 217,000 | $ 144,000 |
| Nantucket County Massachusetts | 3 | $ 3,425,000 | $ 1,141,000 | $ 165,000 |
| Washoe County Nevada | 3 | $ 683,000 | $ 227,000 | $ 117,000 |
| Hillsborough County New Hampshire | 3 | $ 732,000 | $ 244,000 | $ 0 |
| Essex County New Jersey | 3 | $ 789,000 | $ 263,000 | $ 0 |
| Suffolk County New York | 3 | $ 1,047,000 | $ 349,000 | $ 0 |
| Dare County North Carolina | 3 | $ 513,000 | $ 171,000 | $ 140,000 |
| Cuyahoga County Ohio | 3 | $ 219,000 | $ 73,000 | $ 12,000 |
| Bedford County Virginia | 3 | $ 605,000 | $ 201,000 | $ 86,000 |
| James City County Virginia | 3 | $ 990,000 | $ 330,000 | $ 97,000 |
| Manassas County Virginia | 3 | $ 631,000 | $ 210,000 | $ 89,000 |
| Richmond City County Virginia | 3 | $ 376,000 | $ 125,000 | $ 48,000 |
| Spotsylvania County Virginia | 3 | $ 492,000 | $ 164,000 | $ 78,000 |
| Island County Washington | 3 | $ 470,000 | $ 156,000 | $ 86,000 |
| Butte County California | 2 | $ 160,000 | $ 80,000 | $ 106,000 |
| Del Norte County California | 2 | $ 355,000 | $ 177,000 | $ 142,000 |
| Imperial County California | 2 | $ 250,000 | $ 125,000 | $ 103,000 |
| Madera County California | 2 | $ 294,000 | $ 147,000 | $ 120,000 |
| Mono County California | 2 | $ 670,000 | $ 335,000 | $ 119,000 |
| Litchfield County Connecticut | 2 | $ 339,000 | $ 169,000 | $ 86,000 |
| Hernando County Florida | 2 | $ 154,000 | $ 77,000 | $ 71,000 |
| Lake County Florida | 2 | $ 198,000 | $ 99,000 | $ 81,000 |
| Palm Beach County Florida | 2 | $ 237,000 | $ 118,000 | $ 0 |
| Fulton County Georgia | 2 | $ 397,000 | $ 198,000 | $ 0 |
| Gwinnett County Georgia | 2 | $ 377,000 | $ 188,000 | $ 0 |
| Tippecanoe County Indiana | 2 | $ 172,000 | $ 86,000 | $ 0 |
| Dorchester County Maryland | 2 | $ 416,000 | $ 208,000 | $ 59,000 |
| Suffolk County Massachusetts | 2 | $ 1,654,000 | $ 827,000 | $ 65,000 |
| Oakland County Michigan | 2 | $ 666,000 | $ 333,000 | $ 0 |
| Sussex County New Jersey | 2 | $ 155,000 | $ 77,000 | $ 0 |
| Bernalillo County New Mexico | 2 | $ 211,000 | $ 105,000 | $ 0 |
| Kings County New York | 2 | $ 225,000 | $ 112,000 | $ 0 |
| Wake County North Carolina | 2 | $ 285,000 | $ 142,000 | $ 48,000 |
| Clackamas County Oregon | 2 | $ 505,000 | $ 252,000 | $ 110,000 |
| Jackson County Oregon | 2 | $ 618,000 | $ 309,000 | $ 111,000 |
| Lehigh County Pennsylvania | 2 | $ 386,000 | $ 193,000 | $ 51,000 |
| Montgomery County Pennsylvania | 2 | $ 213,000 | $ 106,000 | $ 22,000 |
| York County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 51,000 |
| Dallas County Texas | 2 | $ 91,000 | $ 45,000 | $ 0 |
| Albemarle County Virginia | 2 | $ 751,000 | $ 375,000 | $ 163,000 |
| Amelia County Virginia | 2 | $ 320,000 | $ 160,000 | $ 57,000 |
| Fairfax City County Virginia | 2 | $ 548,000 | $ 274,000 | $ 102,000 |
| Falls Church County Virginia | 2 | $ 443,000 | $ 221,000 | $ 179,000 |
| Fredericksburg County Virginia | 2 | $ 410,000 | $ 205,000 | $ 106,000 |
| Gloucester County Virginia | 2 | $ 1,148,000 | $ 574,000 | $ 74,000 |
| King William County Virginia | 2 | $ 146,000 | $ 73,000 | $ 46,000 |
| Stafford County Virginia | 2 | $ 400,000 | $ 200,000 | $ 78,000 |
| Shelby County Alabama | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Matanuska-Susitna County Alaska | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Coconino County Arizona | 1 | $ 29,000 | $ 29,000 | $ 50,000 |
| Lake County California | 1 | $ 206,000 | $ 206,000 | $ 243,000 |
| Lassen County California | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Mariposa County California | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Mendocino County California | 1 | $ 286,000 | $ 286,000 | $ 84,000 |
| Merced County California | 1 | $ 130,000 | $ 130,000 | $ 50,000 |
| Plumas County California | 1 | $ 263,000 | $ 263,000 | $ 54,000 |
| San Benito County California | 1 | $ 293,000 | $ 293,000 | $ 54,000 |
| Shasta County California | 1 | $ 368,000 | $ 368,000 | $ 141,000 |
| Routt County Colorado | 1 | $ 203,000 | $ 203,000 | $ 161,000 |
| Summit County Colorado | 1 | $ 39,000 | $ 39,000 | $ 0 |
| New London County Connecticut | 1 | $ 252,000 | $ 252,000 | $ 129,000 |
| Tolland County Connecticut | 1 | $ 159,000 | $ 159,000 | $ 117,000 |
| Windham County Connecticut | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Brevard County Florida | 1 | $ 271,000 | $ 271,000 | $ 94,000 |
| Duval County Florida | 1 | $ 341,000 | $ 341,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Meriwether County Georgia | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Maui County Hawaii | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Dearborn County Indiana | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Marion County Indiana | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 140,000 | $ 140,000 | $ 101,000 |
| Hampshire County Massachusetts | 1 | $ 112,000 | $ 112,000 | $ 56,000 |
| Wayne County Michigan | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Monroe County Mississippi | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Cass County Missouri | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Lyon County Nevada | 1 | $ 154,000 | $ 154,000 | $ 123,000 |
| Rockingham County New Hampshire | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Camden County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Bronx County New York | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Erie County New York | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Putnam County New York | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Queens County New York | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Saratoga County New York | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Bertie County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Bladen County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 55,000 |
| Vance County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 400,000 | $ 400,000 | $ 300,000 |
| Cleveland County Oklahoma | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Stephens County Oklahoma | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Crook County Oregon | 1 | $ 334,000 | $ 334,000 | $ 190,000 |
| Deschutes County Oregon | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Bedford County Pennsylvania | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Washington County Rhode Island | 1 | $ 426,000 | $ 426,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Brazos County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lubbock County Texas | 1 | $ 118,000 | $ 118,000 | $ 94,000 |
| Polk County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Box Elder County Utah | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Summit County Utah | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Utah County Utah | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Augusta County Virginia | 1 | $ 203,000 | $ 203,000 | $ 48,000 |
| Chesapeake County Virginia | 1 | $ 130,000 | $ 130,000 | $ 59,000 |
| Clarke County Virginia | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Colonial Heights County Virginia | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Culpeper County Virginia | 1 | $ 287,000 | $ 287,000 | $ 104,000 |
| Dinwiddie County Virginia | 1 | $ 142,000 | $ 142,000 | $ 84,000 |
| Fauquier County Virginia | 1 | $ 372,000 | $ 372,000 | $ 148,000 |
| Frederick County Virginia | 1 | $ 266,000 | $ 266,000 | $ 107,000 |
| Hampton County Virginia | 1 | $ 151,000 | $ 151,000 | $ 388,000 |
| Henry County Virginia | 1 | $ 90,000 | $ 90,000 | $ 21,000 |
| Highland County Virginia | 1 | $ 200,000 | $ 200,000 | $ 172,000 |
| Nelson County Virginia | 1 | $ 75,000 | $ 75,000 | $ 144,000 |
| New Kent County Virginia | 1 | $ 144,000 | $ 144,000 | $ 160,000 |
| Norfolk County Virginia | 1 | $ 650,000 | $ 650,000 | $ 100,000 |
| Northumberland County Virginia | 1 | $ 268,000 | $ 268,000 | $ 94,000 |
| Orange County Virginia | 1 | $ 400,000 | $ 400,000 | $ 162,000 |
| Powhatan County Virginia | 1 | $ 96,000 | $ 96,000 | $ 29,000 |
| Roanoke City County Virginia | 1 | $ 40,000 | $ 40,000 | $ 64,000 |
| Shenandoah County Virginia | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Warren County Virginia | 1 | $ 227,000 | $ 227,000 | $ 104,000 |
| York County Virginia | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Adams County Washington | 1 | $ 256,000 | $ 256,000 | $ 72,000 |
| Chelan County Washington | 1 | $ 10,000 | $ 10,000 | $ 42,000 |
| Clark County Washington | 1 | $ 160,000 | $ 160,000 | $ 81,000 |
| Skagit County Washington | 1 | $ 546,000 | $ 546,000 | $ 180,000 |
| Yakima County Washington | 1 | $ 107,000 | $ 107,000 | $ 44,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Silvergate Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,398 | $398,092,000 | $204,000 | $4,000,000 | $42,517 | $1,176,000 |
| Home Purchase | 1,037 | $262,444,000 | $200,750 | $4,700,000 | $59,892 | $2,508,000 |
| Home Improvement | 71 | $18,726,000 | $209,750 | $571,000 | $87,000 | $227,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,352 | $384,182,000 | $258,750 | $4,000,000 | $135,312 | $2,508,000 |
| Not applicable | 382 | $65,474,000 | $195,562 | $1,200,000 | $125 | $74,000 |
| Not Provided | 301 | $98,471,000 | $277,400 | $4,700,000 | $130,000 | $1,093,000 |
| Hispanic | 196 | $51,522,000 | $268,571 | $1,949,000 | $91,142 | $659,000 |
| Asian | 180 | $56,153,000 | $249,100 | $2,275,000 | $92,100 | $717,000 |
| Black or African American | 84 | $20,182,000 | $182,777 | $975,000 | $81,000 | $1,800,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,431,000 | $297,000 | $572,000 | $85,800 | $159,000 |
| American Indian or Alaskan Native | 2 | $847,000 | $423,000 | $650,000 | $122,000 | $179,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,493 | $677,506,000 | $200,676 | $4,700,000 | $46,558 | $2,508,000 |
| FHA-insured (Federal Housing Administration) | 11 | $1,356,000 | $96,250 | $194,000 | $13,000 | $76,000 |
| VA-guaranteed (Veterans Administration) | 2 | $400,000 | $200,000 | $216,000 | $21,000 | $42,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,308 | $355,115,000 | $224,000 | $4,700,000 | $113,250 | $1,800,000 |
| Loan Purchased By The Institution | 379 | $64,155,000 | $195,187 | $1,190,000 | $0 | $0 |
| Application Denied By Financial Institution | 352 | $108,168,000 | $244,000 | $4,000,000 | $118,916 | $1,080,000 |
| Application Approved But Not Accepted | 338 | $115,142,000 | $371,181 | $1,600,000 | $159,727 | $2,508,000 |
| File Closed For Incompleteness | 74 | $20,932,000 | $252,636 | $1,600,000 | $93,454 | $562,000 |
| Application Withdrawn By Applicant | 55 | $15,750,000 | $303,777 | $1,299,000 | $161,222 | $924,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 127 | $36,977,000 | $206,166 | $2,275,000 | $90,166 | $748,000 |
| Debt-To-Income Ratio | 72 | $21,731,000 | $270,625 | $1,463,000 | $76,375 | $470,000 |
| Unverifiable Information | 49 | $18,262,000 | $989,500 | $3,055,000 | $348,666 | $1,080,000 |
| Collateral | 37 | $9,149,000 | $178,375 | $908,000 | $186,125 | $900,000 |
| Other | 25 | $6,040,000 | $119,250 | $975,000 | $71,250 | $235,000 |
| Employment History | 21 | $5,364,000 | $160,750 | $880,000 | $113,500 | $654,000 |
| Credit Application Incomplete | 18 | $6,118,000 | $296,500 | $907,000 | $109,833 | $346,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $4,527,000 | $1,509,000 | $4,000,000 | $62,000 | $144,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.