Silvergate Bank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Silvergate Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Silvergate Bank 4275 Executive Square Suite 800 La Jolla, CA 92037 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,823 |
| Total Mortgage Loan Application Amount | $857,135,000 |
| Average Mortgage Loan Application Amount | $411,935 |
| Highest Mortgage Loan Application Amount | $4,488,000 |
| Average Applicant Income | $26,596 |
| Highest Applicant Income | $1,230,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 693 | $ 199,149,000 | $ 287,000 | $ 114,000 |
| Los Angeles County California | 334 | $ 102,227,000 | $ 306,000 | $ 107,000 |
| Orange County California | 168 | $ 58,894,000 | $ 350,000 | $ 115,000 |
| Santa Clara County California | 155 | $ 63,641,000 | $ 410,000 | $ 116,000 |
| Fairfax County Virginia | 114 | $ 39,768,000 | $ 348,000 | $ 123,000 |
| Montgomery County Maryland | 77 | $ 27,093,000 | $ 351,000 | $ 130,000 |
| Riverside County California | 75 | $ 16,282,000 | $ 217,000 | $ 90,000 |
| King County Washington | 69 | $ 21,110,000 | $ 305,000 | $ 115,000 |
| Sacramento County California | 49 | $ 11,870,000 | $ 242,000 | $ 67,000 |
| Alameda County California | 48 | $ 15,442,000 | $ 321,000 | $ 96,000 |
| San Bernardino County California | 48 | $ 8,609,000 | $ 179,000 | $ 77,000 |
| Contra Costa County California | 47 | $ 15,163,000 | $ 322,000 | $ 95,000 |
| San Mateo County California | 43 | $ 19,294,000 | $ 448,000 | $ 150,000 |
| Cook County Illinois | 42 | $ 13,359,000 | $ 318,000 | $ 0 |
| Ventura County California | 30 | $ 8,858,000 | $ 295,000 | $ 69,000 |
| Hartford County Connecticut | 30 | $ 6,915,000 | $ 230,000 | $ 87,000 |
| Loudoun County Virginia | 26 | $ 9,965,000 | $ 383,000 | $ 115,000 |
| Prince William County Virginia | 26 | $ 6,034,000 | $ 232,000 | $ 89,000 |
| Placer County California | 25 | $ 6,025,000 | $ 241,000 | $ 81,000 |
| San Joaquin County California | 24 | $ 4,482,000 | $ 186,000 | $ 76,000 |
| Marin County California | 23 | $ 9,056,000 | $ 393,000 | $ 155,000 |
| Santa Cruz County California | 22 | $ 7,503,000 | $ 341,000 | $ 216,000 |
| Monterey County California | 21 | $ 8,104,000 | $ 385,000 | $ 120,000 |
| Solano County California | 20 | $ 4,207,000 | $ 210,000 | $ 86,000 |
| Anne Arundel County Maryland | 19 | $ 4,323,000 | $ 227,000 | $ 66,000 |
| Maricopa County Arizona | 18 | $ 6,158,000 | $ 342,000 | $ 33,000 |
| Sonoma County California | 17 | $ 4,955,000 | $ 291,000 | $ 76,000 |
| Oakland County Michigan | 16 | $ 6,946,000 | $ 434,000 | $ 0 |
| San Francisco County California | 15 | $ 8,210,000 | $ 547,000 | $ 206,000 |
| Alexandria County Virginia | 15 | $ 4,005,000 | $ 267,000 | $ 89,000 |
| Snohomish County Washington | 15 | $ 2,248,000 | $ 149,000 | $ 58,000 |
| Arlington County Virginia | 14 | $ 4,890,000 | $ 349,000 | $ 140,000 |
| Fresno County California | 13 | $ 3,067,000 | $ 235,000 | $ 95,000 |
| Fairfield County Connecticut | 13 | $ 4,572,000 | $ 351,000 | $ 116,000 |
| Suffolk County Massachusetts | 11 | $ 3,079,000 | $ 279,000 | $ 27,000 |
| Multnomah County Oregon | 11 | $ 2,676,000 | $ 243,000 | $ 85,000 |
| Prince George's County Maryland | 10 | $ 2,629,000 | $ 262,000 | $ 86,000 |
| El Dorado County California | 9 | $ 2,259,000 | $ 251,000 | $ 78,000 |
| Denver County Colorado | 9 | $ 2,705,000 | $ 300,000 | $ 0 |
| Clackamas County Oregon | 9 | $ 2,668,000 | $ 296,000 | $ 87,000 |
| Chesterfield County Virginia | 9 | $ 1,104,000 | $ 122,000 | $ 49,000 |
| Pierce County Washington | 9 | $ 1,392,000 | $ 154,000 | $ 99,000 |
| Tolland County Connecticut | 8 | $ 1,204,000 | $ 150,000 | $ 61,000 |
| Henrico County Virginia | 8 | $ 1,455,000 | $ 181,000 | $ 51,000 |
| Stanislaus County California | 7 | $ 1,104,000 | $ 157,000 | $ 55,000 |
| Douglas County Colorado | 7 | $ 2,628,000 | $ 375,000 | $ 0 |
| Middlesex County Connecticut | 7 | $ 1,217,000 | $ 173,000 | $ 103,000 |
| Lake County Illinois | 7 | $ 3,098,000 | $ 442,000 | $ 0 |
| Howard County Maryland | 7 | $ 2,001,000 | $ 285,000 | $ 122,000 |
| St. Mary's County Maryland | 7 | $ 1,797,000 | $ 256,000 | $ 103,000 |
| Virginia Beach County Virginia | 7 | $ 1,498,000 | $ 214,000 | $ 53,000 |
| Kern County California | 6 | $ 622,000 | $ 103,000 | $ 83,000 |
| San Luis Obispo County California | 6 | $ 1,658,000 | $ 276,000 | $ 37,000 |
| Santa Barbara County California | 6 | $ 1,917,000 | $ 319,000 | $ 96,000 |
| Richmond City County Virginia | 6 | $ 974,000 | $ 162,000 | $ 46,000 |
| Merced County California | 5 | $ 862,000 | $ 172,000 | $ 78,000 |
| Baltimore County Maryland | 5 | $ 1,268,000 | $ 253,000 | $ 91,000 |
| Jackson County Oregon | 5 | $ 1,044,000 | $ 208,000 | $ 102,000 |
| Washington County Oregon | 5 | $ 1,803,000 | $ 360,000 | $ 109,000 |
| Butte County California | 4 | $ 611,000 | $ 152,000 | $ 59,000 |
| Napa County California | 4 | $ 1,245,000 | $ 311,000 | $ 106,000 |
| Boulder County Colorado | 4 | $ 1,208,000 | $ 302,000 | $ 0 |
| Jefferson County Colorado | 4 | $ 948,000 | $ 237,000 | $ 0 |
| Litchfield County Connecticut | 4 | $ 636,000 | $ 159,000 | $ 75,000 |
| New Haven County Connecticut | 4 | $ 743,000 | $ 185,000 | $ 106,000 |
| Cobb County Georgia | 4 | $ 1,007,000 | $ 251,000 | $ 0 |
| Norfolk County Massachusetts | 4 | $ 1,417,000 | $ 354,000 | $ 0 |
| St. Louis County Missouri | 4 | $ 1,892,000 | $ 473,000 | $ 0 |
| Clark County Nevada | 4 | $ 3,619,000 | $ 904,000 | $ 144,000 |
| Brunswick County North Carolina | 4 | $ 2,259,000 | $ 564,000 | $ 0 |
| Albemarle County Virginia | 4 | $ 748,000 | $ 187,000 | $ 38,000 |
| Fairfax City County Virginia | 4 | $ 913,000 | $ 228,000 | $ 81,000 |
| Stafford County Virginia | 4 | $ 891,000 | $ 222,000 | $ 135,000 |
| Humboldt County California | 3 | $ 470,000 | $ 156,000 | $ 72,000 |
| Nevada County California | 3 | $ 619,000 | $ 206,000 | $ 63,000 |
| Yolo County California | 3 | $ 647,000 | $ 215,000 | $ 77,000 |
| Arapahoe County Colorado | 3 | $ 1,252,000 | $ 417,000 | $ 0 |
| Broward County Florida | 3 | $ 1,127,000 | $ 375,000 | $ 0 |
| Palm Beach County Florida | 3 | $ 1,307,000 | $ 435,000 | $ 0 |
| Carroll County Maryland | 3 | $ 1,238,000 | $ 412,000 | $ 208,000 |
| Barnstable County Massachusetts | 3 | $ 746,000 | $ 248,000 | $ 36,000 |
| Plymouth County Massachusetts | 3 | $ 1,226,000 | $ 408,000 | $ 0 |
| Hennepin County Minnesota | 3 | $ 1,082,000 | $ 360,000 | $ 0 |
| Suffolk County New York | 3 | $ 1,117,000 | $ 372,000 | $ 0 |
| Linn County Oregon | 3 | $ 688,000 | $ 229,000 | $ 88,000 |
| Bedford County Virginia | 3 | $ 446,000 | $ 148,000 | $ 45,000 |
| Fluvanna County Virginia | 3 | $ 521,000 | $ 173,000 | $ 99,000 |
| Gloucester County Virginia | 3 | $ 287,000 | $ 95,000 | $ 50,000 |
| Hanover County Virginia | 3 | $ 422,000 | $ 140,000 | $ 59,000 |
| Manassas County Virginia | 3 | $ 578,000 | $ 192,000 | $ 60,000 |
| Suffolk County Virginia | 3 | $ 780,000 | $ 260,000 | $ 108,000 |
| Kitsap County Washington | 3 | $ 344,000 | $ 114,000 | $ 66,000 |
| Whatcom County Washington | 3 | $ 587,000 | $ 195,000 | $ 79,000 |
| Pima County Arizona | 2 | $ 388,000 | $ 194,000 | $ 83,000 |
| Kings County California | 2 | $ 283,000 | $ 141,000 | $ 90,000 |
| Tulare County California | 2 | $ 260,000 | $ 130,000 | $ 77,000 |
| El Paso County Colorado | 2 | $ 861,000 | $ 430,000 | $ 0 |
| Larimer County Colorado | 2 | $ 614,000 | $ 307,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 804,000 | $ 402,000 | $ 0 |
| Fulton County Georgia | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Gwinnett County Georgia | 2 | $ 644,000 | $ 322,000 | $ 0 |
| Hall County Georgia | 2 | $ 719,000 | $ 359,000 | $ 0 |
| DuPage County Illinois | 2 | $ 718,000 | $ 359,000 | $ 0 |
| Kane County Illinois | 2 | $ 938,000 | $ 469,000 | $ 0 |
| McHenry County Illinois | 2 | $ 858,000 | $ 429,000 | $ 0 |
| Will County Illinois | 2 | $ 954,000 | $ 477,000 | $ 0 |
| Calvert County Maryland | 2 | $ 616,000 | $ 308,000 | $ 76,000 |
| Charles County Maryland | 2 | $ 383,000 | $ 191,000 | $ 90,000 |
| Harford County Maryland | 2 | $ 269,000 | $ 134,000 | $ 60,000 |
| Middlesex County Massachusetts | 2 | $ 786,000 | $ 393,000 | $ 0 |
| Nantucket County Massachusetts | 2 | $ 768,000 | $ 384,000 | $ 226,000 |
| Wayne County Michigan | 2 | $ 993,000 | $ 496,000 | $ 0 |
| St. Louis City County Missouri | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Franklin County Ohio | 2 | $ 821,000 | $ 410,000 | $ 0 |
| Lane County Oregon | 2 | $ 2,036,000 | $ 1,018,000 | $ 47,000 |
| Harris County Texas | 2 | $ 935,000 | $ 467,000 | $ 0 |
| Tarrant County Texas | 2 | $ 901,000 | $ 450,000 | $ 0 |
| Salt Lake County Utah | 2 | $ 594,000 | $ 297,000 | $ 0 |
| Summit County Utah | 2 | $ 448,000 | $ 224,000 | $ 0 |
| Fauquier County Virginia | 2 | $ 305,000 | $ 152,000 | $ 72,000 |
| Greene County Virginia | 2 | $ 372,000 | $ 186,000 | $ 56,000 |
| Newport News County Virginia | 2 | $ 208,000 | $ 104,000 | $ 36,000 |
| Norfolk County Virginia | 2 | $ 219,000 | $ 109,000 | $ 255,000 |
| Prince George County Virginia | 2 | $ 205,000 | $ 102,000 | $ 60,000 |
| Roanoke City County Virginia | 2 | $ 129,000 | $ 64,000 | $ 114,000 |
| York County Virginia | 2 | $ 448,000 | $ 224,000 | $ 85,000 |
| Clark County Washington | 2 | $ 346,000 | $ 173,000 | $ 101,000 |
| Cowlitz County Washington | 2 | $ 237,000 | $ 118,000 | $ 43,000 |
| Mason County Washington | 2 | $ 250,000 | $ 125,000 | $ 45,000 |
| Waukesha County Wisconsin | 2 | $ 797,000 | $ 398,000 | $ 0 |
| Yuma County Arizona | 1 | $ 56,000 | $ 56,000 | $ 180,000 |
| Calaveras County California | 1 | $ 200,000 | $ 200,000 | $ 37,000 |
| Del Norte County California | 1 | $ 118,000 | $ 118,000 | $ 63,000 |
| Madera County California | 1 | $ 150,000 | $ 150,000 | $ 122,000 |
| Mono County California | 1 | $ 208,000 | $ 208,000 | $ 276,000 |
| San Benito County California | 1 | $ 635,000 | $ 635,000 | $ 220,000 |
| Shasta County California | 1 | $ 200,000 | $ 200,000 | $ 48,000 |
| Siskiyou County California | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| Yuba County California | 1 | $ 112,000 | $ 112,000 | $ 77,000 |
| Pitkin County Colorado | 1 | $ 699,000 | $ 699,000 | $ 0 |
| New London County Connecticut | 1 | $ 287,000 | $ 287,000 | $ 90,000 |
| Sussex County Delaware | 1 | $ 393,000 | $ 393,000 | $ 0 |
| Collier County Florida | 1 | $ 463,000 | $ 463,000 | $ 0 |
| Lee County Florida | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Monroe County Florida | 1 | $ 534,000 | $ 534,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Effingham County Georgia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Blaine County Idaho | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Johnson County Kansas | 1 | $ 492,000 | $ 492,000 | $ 0 |
| York County Maine | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Cecil County Maryland | 1 | $ 174,000 | $ 174,000 | $ 140,000 |
| Frederick County Maryland | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| Essex County Massachusetts | 1 | $ 559,000 | $ 559,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 288,000 | $ 288,000 | $ 93,000 |
| Kalamazoo County Michigan | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Kent County Michigan | 1 | $ 464,000 | $ 464,000 | $ 0 |
| Saginaw County Michigan | 1 | $ 426,000 | $ 426,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 598,000 | $ 598,000 | $ 0 |
| Itasca County Minnesota | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 487,000 | $ 487,000 | $ 0 |
| Jackson County Missouri | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Morris County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Kings County New York | 1 | $ 382,000 | $ 382,000 | $ 0 |
| Monroe County New York | 1 | $ 432,000 | $ 432,000 | $ 0 |
| Nassau County New York | 1 | $ 291,000 | $ 291,000 | $ 0 |
| Putnam County New York | 1 | $ 349,000 | $ 349,000 | $ 0 |
| Avery County North Carolina | 1 | $ 632,000 | $ 632,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Macon County North Carolina | 1 | $ 384,000 | $ 384,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 644,000 | $ 644,000 | $ 0 |
| Union County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Wake County North Carolina | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 326,000 | $ 326,000 | $ 0 |
| Summit County Ohio | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Douglas County Oregon | 1 | $ 129,000 | $ 129,000 | $ 13,000 |
| Josephine County Oregon | 1 | $ 315,000 | $ 315,000 | $ 131,000 |
| Lincoln County Oregon | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Yamhill County Oregon | 1 | $ 420,000 | $ 420,000 | $ 116,000 |
| Allegheny County Pennsylvania | 1 | $ 437,000 | $ 437,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 608,000 | $ 608,000 | $ 0 |
| Union County South Carolina | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Dallas County Texas | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Chittenden County Vermont | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Augusta County Virginia | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Charlottesville County Virginia | 1 | $ 180,000 | $ 180,000 | $ 50,000 |
| Goochland County Virginia | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Hampton County Virginia | 1 | $ 130,000 | $ 130,000 | $ 35,000 |
| James City County Virginia | 1 | $ 89,000 | $ 89,000 | $ 48,000 |
| King George County Virginia | 1 | $ 118,000 | $ 118,000 | $ 83,000 |
| Louisa County Virginia | 1 | $ 145,000 | $ 145,000 | $ 114,000 |
| Northumberland County Virginia | 1 | $ 109,000 | $ 109,000 | $ 72,000 |
| Rockingham County Virginia | 1 | $ 154,000 | $ 154,000 | $ 73,000 |
| Waynesboro County Virginia | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Benton County Washington | 1 | $ 117,000 | $ 117,000 | $ 76,000 |
| Island County Washington | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| Jefferson County Washington | 1 | $ 190,000 | $ 190,000 | $ 77,000 |
| Lewis County Washington | 1 | $ 189,000 | $ 189,000 | $ 96,000 |
| San Juan County Washington | 1 | $ 400,000 | $ 400,000 | $ 113,000 |
| Spokane County Washington | 1 | $ 230,000 | $ 230,000 | $ 106,000 |
| Walla Walla County Washington | 1 | $ 130,000 | $ 130,000 | $ 70,000 |
| Washington County Wisconsin | 1 | $ 383,000 | $ 383,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Silvergate Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,320 | $699,121,000 | $382,200 | $1,950,000 | $22,233 | $1,230,000 |
| Home Purchase (one-to-four family) | 493 | $140,910,000 | $337,965 | $1,610,000 | $33,862 | $1,080,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 10 | $17,104,000 | $1,424,333 | $4,488,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,601 | $458,205,000 | $341,600 | $1,750,000 | $114,100 | $1,230,000 |
| Not applicable | 398 | $173,915,000 | $410,937 | $4,488,000 | $0 | $0 |
| Information not provided by applicant in mail or telephone application | 395 | $109,340,000 | $223,375 | $980,000 | $95,750 | $468,000 |
| Asian or Pacific Islander | 188 | $57,480,000 | $254,000 | $1,950,000 | $91,400 | $370,000 |
| Hispanic | 153 | $35,230,000 | $272,375 | $636,000 | $69,000 | $252,000 |
| Black | 41 | $9,019,000 | $211,571 | $650,000 | $82,428 | $216,000 |
| Other | 36 | $9,562,000 | $294,250 | $766,000 | $129,750 | $1,080,000 |
| American Indian or Alaskan Native | 11 | $4,384,000 | $329,500 | $1,500,000 | $60,500 | $147,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,823 | $857,135,000 | $358,235 | $4,488,000 | $26,147 | $1,230,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,443 | $391,820,000 | $251,750 | $1,210,000 | $95,875 | $1,230,000 |
| Application Approved But Not Accepted | 448 | $131,064,000 | $239,375 | $1,238,000 | $92,500 | $849,000 |
| Loan Purchased By The Institution | 398 | $173,915,000 | $410,937 | $4,488,000 | $0 | $0 |
| Application Denied By Financial Institution | 369 | $106,203,000 | $414,000 | $1,950,000 | $84,555 | $706,000 |
| File Closed For Incompleteness | 94 | $33,219,000 | $398,500 | $1,610,000 | $126,666 | $1,080,000 |
| Application Withdrawn By Applicant | 71 | $20,914,000 | $353,571 | $1,750,000 | $162,857 | $432,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 117 | $28,939,000 | $208,500 | $1,950,000 | $82,666 | $434,000 |
| Debt-To-Income Ratio | 87 | $25,130,000 | $262,000 | $1,500,000 | $70,857 | $592,000 |
| Collateral | 45 | $15,301,000 | $506,714 | $1,560,000 | $115,285 | $325,000 |
| Credit Application Incomplete | 42 | $13,863,000 | $284,750 | $967,000 | $140,000 | $639,000 |
| Other | 38 | $11,004,000 | $275,500 | $780,000 | $119,000 | $468,000 |
| Unverifiable Information | 24 | $7,045,000 | $270,400 | $720,000 | $116,200 | $706,000 |
| Employment History | 10 | $3,460,000 | $289,000 | $860,000 | $96,333 | $252,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,308,000 | $193,500 | $650,000 | $125,500 | $246,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.