Silicon Valley Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Silicon Valley Bank 3003 Tasman Drive Santa Clara, CA 95054 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
Total Number of Mortgage Applications | 2,287 |
Total Mortgage Loan Application Amount | $3,946,515,000 |
Average Mortgage Loan Application Amount | $2,693,666 |
Highest Mortgage Loan Application Amount | $35,005,000 |
Average Applicant Income | $648,000 |
Highest Applicant Income | $9,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Silicon Valley Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Silicon Valley Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Silicon Valley Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Silicon Valley Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Silicon Valley Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Silicon Valley Bank's mortgage activity for 2022.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Colorado | 3 | $ 1,985,000 | $ 661,000 | $ 225,000 |
Alameda County California | 70 | $ 116,720,000 | $ 1,667,000 | $ 495,000 |
Albemarle County Virginia | 1 | $ 805,000 | $ 805,000 | $ 465,000 |
Allegheny County Pennsylvania | 2 | $ 1,270,000 | $ 635,000 | $ 605,000 |
Alpine County California | 1 | $ 2,225,000 | $ 2,225,000 | $ 2,920,000 |
Anne Arundel County Maryland | 1 | $ 995,000 | $ 995,000 | $ 1,399,000 |
Arlington County Virginia | 1 | $ 1,355,000 | $ 1,355,000 | $ 525,000 |
Baltimore County Maryland | 2 | $ 2,600,000 | $ 1,300,000 | $ 657,000 |
Barnstable County Massachusetts | 20 | $ 25,580,000 | $ 1,279,000 | $ 799,000 |
Beaufort County South Carolina | 1 | $ 705,000 | $ 705,000 | $ 0 |
Bergen County New Jersey | 5 | $ 10,365,000 | $ 2,073,000 | $ 662,000 |
Berkshire County Massachusetts | 2 | $ 1,210,000 | $ 605,000 | $ 602,000 |
Bexar County Texas | 6 | $ 2,920,000 | $ 486,000 | $ 150,000 |
Blaine County Idaho | 3 | $ 15,865,000 | $ 5,288,000 | $ 3,725,000 |
Bonner County Idaho | 1 | $ 3,005,000 | $ 3,005,000 | $ 556,000 |
Boulder County Colorado | 6 | $ 7,680,000 | $ 1,280,000 | $ 824,000 |
Bristol County Rhode Island | 1 | $ 1,205,000 | $ 1,205,000 | $ 257,000 |
Bronx County New York | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
Broomfield County Colorado | 1 | $ 675,000 | $ 675,000 | $ 0 |
Broward County Florida | 7 | $ 8,485,000 | $ 1,212,000 | $ 707,000 |
Brunswick County North Carolina | 1 | $ 2,285,000 | $ 2,285,000 | $ 594,000 |
Burnet County Texas | 2 | $ 4,160,000 | $ 2,080,000 | $ 1,340,000 |
Cabarrus County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 0 |
Cape May County New Jersey | 1 | $ 935,000 | $ 935,000 | $ 390,000 |
Carroll County New Hampshire | 1 | $ 3,955,000 | $ 3,955,000 | $ 1,020,000 |
Charleston County South Carolina | 1 | $ 1,705,000 | $ 1,705,000 | $ 0 |
Chatham County Georgia | 1 | $ 1,205,000 | $ 1,205,000 | $ 261,000 |
Chester County Pennsylvania | 1 | $ 1,005,000 | $ 1,005,000 | $ 472,000 |
Chittenden County Vermont | 1 | $ 345,000 | $ 345,000 | $ 342,000 |
Clark County Nevada | 10 | $ 37,510,000 | $ 3,751,000 | $ 598,000 |
Clark County Washington | 1 | $ 865,000 | $ 865,000 | $ 456,000 |
Clermont County Ohio | 1 | $ 885,000 | $ 885,000 | $ 0 |
Cleveland County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 0 |
Collier County Florida | 6 | $ 11,980,000 | $ 1,996,000 | $ 1,062,000 |
Collin County Texas | 3 | $ 1,755,000 | $ 585,000 | $ 0 |
Columbia County New York | 1 | $ 1,465,000 | $ 1,465,000 | $ 0 |
Contra Costa County California | 42 | $ 57,170,000 | $ 1,361,000 | $ 416,000 |
Cook County Illinois | 15 | $ 23,705,000 | $ 1,580,000 | $ 715,000 |
Cumberland County Maine | 2 | $ 800,000 | $ 400,000 | $ 418,000 |
Dallas County Texas | 14 | $ 18,600,000 | $ 1,328,000 | $ 650,000 |
Dane County Wisconsin | 1 | $ 685,000 | $ 685,000 | $ 310,000 |
Dare County North Carolina | 1 | $ 2,755,000 | $ 2,755,000 | $ 754,000 |
Davidson County Tennessee | 5 | $ 7,255,000 | $ 1,451,000 | $ 378,000 |
Davis County Utah | 2 | $ 1,030,000 | $ 515,000 | $ 1,000 |
DeKalb County Georgia | 2 | $ 1,970,000 | $ 985,000 | $ 459,000 |
Delaware County Pennsylvania | 1 | $ 1,005,000 | $ 1,005,000 | $ 305,000 |
Denton County Texas | 1 | $ 615,000 | $ 615,000 | $ 0 |
Denver County Colorado | 12 | $ 15,970,000 | $ 1,330,000 | $ 337,000 |
Deschutes County Oregon | 4 | $ 2,630,000 | $ 657,000 | $ 258,000 |
District of Columbia County District Of Columbia | 4 | $ 5,830,000 | $ 1,457,000 | $ 632,000 |
Door County Wisconsin | 2 | $ 1,770,000 | $ 885,000 | $ 1,824,000 |
Douglas County Colorado | 3 | $ 4,615,000 | $ 1,538,000 | $ 391,000 |
Douglas County Nevada | 4 | $ 13,560,000 | $ 3,390,000 | $ 756,000 |
Dukes County Massachusetts | 5 | $ 42,525,000 | $ 8,505,000 | $ 280,000 |
DuPage County Illinois | 2 | $ 2,040,000 | $ 1,020,000 | $ 299,000 |
Dutchess County New York | 1 | $ 375,000 | $ 375,000 | $ 333,000 |
Eagle County Colorado | 3 | $ 8,915,000 | $ 2,971,000 | $ 1,042,000 |
El Dorado County California | 3 | $ 3,825,000 | $ 1,275,000 | $ 624,000 |
Essex County Massachusetts | 24 | $ 37,030,000 | $ 1,542,000 | $ 487,000 |
Essex County New Jersey | 3 | $ 3,265,000 | $ 1,088,000 | $ 592,000 |
Fairfax County Virginia | 4 | $ 4,230,000 | $ 1,057,000 | $ 1,133,000 |
Fairfield County Connecticut | 21 | $ 62,015,000 | $ 2,953,000 | $ 647,000 |
Flathead County Montana | 2 | $ 11,370,000 | $ 5,685,000 | $ 3,182,000 |
Forsyth County Georgia | 2 | $ 680,000 | $ 340,000 | $ 0 |
Frederick County Virginia | 1 | $ 405,000 | $ 405,000 | $ 0 |
Fresno County California | 1 | $ 415,000 | $ 415,000 | $ 485,000 |
Fulton County Georgia | 7 | $ 10,595,000 | $ 1,513,000 | $ 491,000 |
Gallatin County Montana | 4 | $ 81,230,000 | $ 20,307,000 | $ 0 |
Grafton County New Hampshire | 2 | $ 2,410,000 | $ 1,205,000 | $ 689,000 |
Hampden County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 0 |
Hampshire County Massachusetts | 2 | $ 630,000 | $ 315,000 | $ 370,000 |
Harris County Texas | 9 | $ 16,865,000 | $ 1,873,000 | $ 814,000 |
Hartford County Connecticut | 3 | $ 4,605,000 | $ 1,535,000 | $ 0 |
Hawaii County Hawaii | 6 | $ 11,490,000 | $ 1,915,000 | $ 1,071,000 |
Hays County Texas | 3 | $ 2,285,000 | $ 761,000 | $ 352,000 |
Hennepin County Minnesota | 2 | $ 920,000 | $ 460,000 | $ 301,000 |
Hillsborough County Florida | 5 | $ 4,155,000 | $ 831,000 | $ 725,000 |
Honolulu County Hawaii | 1 | $ 1,095,000 | $ 1,095,000 | $ 1,788,000 |
Horry County South Carolina | 1 | $ 755,000 | $ 755,000 | $ 0 |
Howard County Maryland | 2 | $ 1,930,000 | $ 965,000 | $ 390,000 |
Hudson County New Jersey | 3 | $ 2,235,000 | $ 745,000 | $ 0 |
Humboldt County California | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
Indian River County Florida | 1 | $ 2,205,000 | $ 2,205,000 | $ 520,000 |
Iredell County North Carolina | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
Jackson County Missouri | 2 | $ 470,000 | $ 235,000 | $ 300,000 |
Jefferson County Alabama | 2 | $ 950,000 | $ 475,000 | $ 315,000 |
Jefferson County Colorado | 5 | $ 7,875,000 | $ 1,575,000 | $ 1,074,000 |
Jefferson County Louisiana | 1 | $ 1,445,000 | $ 1,445,000 | $ 688,000 |
Johnson County Kansas | 1 | $ 2,305,000 | $ 2,305,000 | $ 658,000 |
Kauai County Hawaii | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
Kaufman County Texas | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,626,000 |
Kennebec County Maine | 1 | $ 895,000 | $ 895,000 | $ 379,000 |
Kern County California | 1 | $ 345,000 | $ 345,000 | $ 71,000 |
King County Washington | 34 | $ 61,560,000 | $ 1,810,000 | $ 773,000 |
Kings County New York | 29 | $ 49,515,000 | $ 1,707,000 | $ 780,000 |
Kitsap County Washington | 1 | $ 2,605,000 | $ 2,605,000 | $ 673,000 |
Kootenai County Idaho | 2 | $ 2,980,000 | $ 1,490,000 | $ 149,000 |
Lake County Illinois | 2 | $ 1,320,000 | $ 660,000 | $ 325,000 |
Lancaster County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 0 |
Lane County Oregon | 1 | $ 1,045,000 | $ 1,045,000 | $ 389,000 |
Larimer County Colorado | 1 | $ 515,000 | $ 515,000 | $ 0 |
Lee County Florida | 4 | $ 3,310,000 | $ 827,000 | $ 615,000 |
Lewis County Washington | 1 | $ 605,000 | $ 605,000 | $ 0 |
Litchfield County Connecticut | 1 | $ 945,000 | $ 945,000 | $ 727,000 |
Llano County Texas | 2 | $ 4,490,000 | $ 2,245,000 | $ 5,780,000 |
Lorain County Ohio | 1 | $ 325,000 | $ 325,000 | $ 0 |
Los Angeles County California | 240 | $ 298,290,000 | $ 1,242,000 | $ 376,000 |
Madison County Montana | 2 | $ 20,290,000 | $ 10,145,000 | $ 8,680,000 |
Mahoning County Ohio | 1 | $ 1,045,000 | $ 1,045,000 | $ 0 |
Manatee County Florida | 2 | $ 860,000 | $ 430,000 | $ 0 |
Maricopa County Arizona | 48 | $ 31,800,000 | $ 662,000 | $ 714,000 |
Marin County California | 42 | $ 105,250,000 | $ 2,505,000 | $ 1,415,000 |
Marion County Indiana | 1 | $ 455,000 | $ 455,000 | $ 450,000 |
Maui County Hawaii | 5 | $ 11,115,000 | $ 2,223,000 | $ 1,392,000 |
McLean County Illinois | 1 | $ 515,000 | $ 515,000 | $ 0 |
Mecklenburg County North Carolina | 2 | $ 1,560,000 | $ 780,000 | $ 0 |
Mendocino County California | 1 | $ 1,025,000 | $ 1,025,000 | $ 463,000 |
Mercer County New Jersey | 2 | $ 4,290,000 | $ 2,145,000 | $ 873,000 |
Miami-Dade County Florida | 37 | $ 108,585,000 | $ 2,934,000 | $ 592,000 |
Middlesex County Massachusetts | 107 | $ 108,195,000 | $ 1,011,000 | $ 386,000 |
Middlesex County New Jersey | 2 | $ 1,510,000 | $ 755,000 | $ 400,000 |
Milwaukee County Wisconsin | 1 | $ 1,315,000 | $ 1,315,000 | $ 325,000 |
Monmouth County New Jersey | 1 | $ 765,000 | $ 765,000 | $ 294,000 |
Monterey County California | 16 | $ 33,000,000 | $ 2,062,000 | $ 714,000 |
Montgomery County Maryland | 8 | $ 13,460,000 | $ 1,682,000 | $ 426,000 |
Montgomery County Pennsylvania | 3 | $ 4,515,000 | $ 1,505,000 | $ 1,471,000 |
Morris County New Jersey | 3 | $ 3,435,000 | $ 1,145,000 | $ 339,000 |
Multnomah County Oregon | 3 | $ 5,225,000 | $ 1,741,000 | $ 567,000 |
Nantucket County Massachusetts | 14 | $ 59,570,000 | $ 4,255,000 | $ 1,022,000 |
Napa County California | 8 | $ 30,920,000 | $ 3,865,000 | $ 636,000 |
Nassau County New York | 3 | $ 4,455,000 | $ 1,485,000 | $ 349,000 |
Nevada County California | 5 | $ 6,815,000 | $ 1,363,000 | $ 1,051,000 |
New London County Connecticut | 2 | $ 1,690,000 | $ 845,000 | $ 291,000 |
New York County New York | 41 | $ 108,075,000 | $ 2,635,000 | $ 719,000 |
Newport County Rhode Island | 2 | $ 3,120,000 | $ 1,560,000 | $ 327,000 |
Norfolk County Massachusetts | 55 | $ 110,805,000 | $ 2,014,000 | $ 446,000 |
Oakland County Michigan | 2 | $ 2,370,000 | $ 1,185,000 | $ 388,000 |
Oneida County Wisconsin | 1 | $ 825,000 | $ 825,000 | $ 321,000 |
Orange County California | 25 | $ 61,635,000 | $ 2,465,000 | $ 1,307,000 |
Orange County Florida | 1 | $ 245,000 | $ 245,000 | $ 224,000 |
Orange County North Carolina | 2 | $ 2,090,000 | $ 1,045,000 | $ 487,000 |
Orleans County Louisiana | 5 | $ 6,055,000 | $ 1,211,000 | $ 1,517,000 |
Osceola County Florida | 2 | $ 8,150,000 | $ 4,075,000 | $ 5,061,000 |
Oxford County Maine | 3 | $ 2,675,000 | $ 891,000 | $ 546,000 |
Palm Beach County Florida | 19 | $ 51,595,000 | $ 2,715,000 | $ 944,000 |
Philadelphia County Pennsylvania | 3 | $ 3,595,000 | $ 1,198,000 | $ 333,000 |
Pierce County Washington | 3 | $ 1,775,000 | $ 591,000 | $ 213,000 |
Pinal County Arizona | 3 | $ 725,000 | $ 241,000 | $ 0 |
Pinellas County Florida | 2 | $ 3,460,000 | $ 1,730,000 | $ 326,000 |
Pitkin County Colorado | 2 | $ 16,230,000 | $ 8,115,000 | $ 2,659,000 |
Placer County California | 12 | $ 26,270,000 | $ 2,189,000 | $ 1,719,000 |
Plymouth County Massachusetts | 13 | $ 16,505,000 | $ 1,269,000 | $ 878,000 |
Providence County Rhode Island | 3 | $ 1,485,000 | $ 495,000 | $ 135,000 |
Putnam County New York | 1 | $ 575,000 | $ 575,000 | $ 150,000 |
Queens County New York | 3 | $ 2,505,000 | $ 835,000 | $ 273,000 |
Ramsey County Minnesota | 1 | $ 1,035,000 | $ 1,035,000 | $ 572,000 |
Ravalli County Montana | 1 | $ 735,000 | $ 735,000 | $ 0 |
Riverside County California | 14 | $ 15,140,000 | $ 1,081,000 | $ 1,234,000 |
Rockingham County New Hampshire | 3 | $ 1,435,000 | $ 478,000 | $ 264,000 |
Rockwall County Texas | 1 | $ 535,000 | $ 535,000 | $ 47,000 |
Routt County Colorado | 1 | $ 2,075,000 | $ 2,075,000 | $ 735,000 |
Rutherford County Tennessee | 1 | $ 685,000 | $ 685,000 | $ 144,000 |
Sacramento County California | 3 | $ 1,715,000 | $ 571,000 | $ 233,000 |
Salt Lake County Utah | 15 | $ 12,135,000 | $ 809,000 | $ 757,000 |
San Benito County California | 3 | $ 1,945,000 | $ 648,000 | $ 187,000 |
San Bernardino County California | 10 | $ 3,990,000 | $ 399,000 | $ 81,000 |
San Diego County California | 24 | $ 49,620,000 | $ 2,067,000 | $ 567,000 |
San Francisco County California | 155 | $ 197,465,000 | $ 1,273,000 | $ 427,000 |
San Joaquin County California | 2 | $ 1,870,000 | $ 935,000 | $ 0 |
San Juan County Washington | 1 | $ 855,000 | $ 855,000 | $ 639,000 |
San Luis Obispo County California | 1 | $ 565,000 | $ 565,000 | $ 263,000 |
San Mateo County California | 168 | $ 407,380,000 | $ 2,424,000 | $ 720,000 |
Santa Barbara County California | 7 | $ 21,285,000 | $ 3,040,000 | $ 2,043,000 |
Santa Clara County California | 126 | $ 202,070,000 | $ 1,603,000 | $ 477,000 |
Santa Cruz County California | 8 | $ 6,180,000 | $ 772,000 | $ 1,062,000 |
Santa Fe County New Mexico | 2 | $ 2,360,000 | $ 1,180,000 | $ 517,000 |
Sarasota County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 980,000 |
Saratoga County New York | 1 | $ 1,145,000 | $ 1,145,000 | $ 344,000 |
Schoharie County New York | 1 | $ 475,000 | $ 475,000 | $ 200,000 |
Shelby County Alabama | 1 | $ 895,000 | $ 895,000 | $ 0 |
Solano County California | 1 | $ 905,000 | $ 905,000 | $ 256,000 |
Sonoma County California | 20 | $ 43,750,000 | $ 2,187,000 | $ 646,000 |
St. Clair County Illinois | 1 | $ 105,000 | $ 105,000 | $ 149,000 |
St. Louis County Missouri | 1 | $ 905,000 | $ 905,000 | $ 2,353,000 |
Suffolk County Massachusetts | 95 | $ 106,655,000 | $ 1,122,000 | $ 311,000 |
Suffolk County New York | 6 | $ 9,000,000 | $ 1,500,000 | $ 506,000 |
Summit County Colorado | 3 | $ 2,965,000 | $ 988,000 | $ 577,000 |
Summit County Utah | 10 | $ 35,910,000 | $ 3,591,000 | $ 522,000 |
Sumner County Tennessee | 1 | $ 545,000 | $ 545,000 | $ 150,000 |
Sumter County Florida | 1 | $ 565,000 | $ 565,000 | $ 293,000 |
Sussex County Delaware | 1 | $ 2,105,000 | $ 2,105,000 | $ 800,000 |
Tarrant County Texas | 3 | $ 8,845,000 | $ 2,948,000 | $ 290,000 |
Travis County Texas | 53 | $ 100,005,000 | $ 1,886,000 | $ 902,000 |
Ulster County New York | 1 | $ 1,805,000 | $ 1,805,000 | $ 333,000 |
Union County New Jersey | 4 | $ 7,950,000 | $ 1,987,000 | $ 604,000 |
Union County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 0 |
Utah County Utah | 5 | $ 3,875,000 | $ 775,000 | $ 232,000 |
Ventura County California | 10 | $ 6,200,000 | $ 620,000 | $ 188,000 |
Virginia Beach County Virginia | 1 | $ 465,000 | $ 465,000 | $ 200,000 |
Wake County North Carolina | 4 | $ 3,850,000 | $ 962,000 | $ 238,000 |
Walton County Florida | 1 | $ 2,005,000 | $ 2,005,000 | $ 561,000 |
Wasatch County Utah | 1 | $ 715,000 | $ 715,000 | $ 404,000 |
Washington County Arkansas | 1 | $ 1,525,000 | $ 1,525,000 | $ 588,000 |
Washington County Minnesota | 1 | $ 875,000 | $ 875,000 | $ 0 |
Washington County Oregon | 1 | $ 435,000 | $ 435,000 | $ 0 |
Washington County Rhode Island | 1 | $ 2,005,000 | $ 2,005,000 | $ 332,000 |
Washington County Utah | 2 | $ 3,770,000 | $ 1,885,000 | $ 911,000 |
Washoe County Nevada | 6 | $ 7,460,000 | $ 1,243,000 | $ 551,000 |
Watauga County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 196,000 |
Wayne County Michigan | 1 | $ 485,000 | $ 485,000 | $ 484,000 |
Westchester County New York | 8 | $ 11,590,000 | $ 1,448,000 | $ 613,000 |
Williamson County Texas | 2 | $ 1,120,000 | $ 560,000 | $ 205,000 |
Worcester County Massachusetts | 4 | $ 6,230,000 | $ 1,557,000 | $ 106,000 |
Yates County New York | 1 | $ 1,505,000 | $ 1,505,000 | $ 800,000 |
York County Maine | 2 | $ 2,130,000 | $ 1,065,000 | $ 710,000 |
York County Pennsylvania | 2 | $ 760,000 | $ 380,000 | $ 2,718,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,512 | $2,321,260,000 | $1,535,000 | $28,705,000 | $535,000 | $9,600,000 |
Cash-out Refinancing | 327 | $667,895,000 | $2,042,000 | $35,005,000 | $823,000 | $8,820,000 |
Refinancing | 230 | $354,160,000 | $1,539,000 | $31,005,000 | $462,000 | $8,082,000 |
Other Purpose | 199 | $538,125,000 | $2,704,000 | $25,005,000 | $1,101,000 | $7,754,000 |
Home Improvement | 18 | $60,070,000 | $3,337,000 | $17,265,000 | $967,000 | $5,369,000 |
Not Applicable | 1 | $5,005,000 | $5,005,000 | $5,005,000 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,097 | $1,839,625,000 | $1,676,000 | $17,155,000 | $695,000 | $9,600,000 |
Not Provided | 364 | $621,030,000 | $1,706,000 | $9,505,000 | $749,000 | $8,924,000 |
Asian | 321 | $352,595,000 | $1,098,000 | $10,005,000 | $423,000 | $6,163,000 |
Hispanic | 163 | $114,545,000 | $702,000 | $5,885,000 | $248,000 | $2,100,000 |
Not applicable | 160 | $816,810,000 | $5,105,000 | $35,005,000 | $0 | $0 |
Black or African American | 71 | $37,765,000 | $531,000 | $2,535,000 | $255,000 | $4,320,000 |
American Indian or Alaskan Native | 5 | $6,285,000 | $1,257,000 | $3,505,000 | $402,000 | $875,000 |
Native Hawaiian or Other Pacific Islander | 2 | $970,000 | $485,000 | $555,000 | $193,000 | $295,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,287 | $3,946,515,000 | $1,725,000 | $35,005,000 | $616,000 | $9,600,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,705 | $2,810,095,000 | $1,648,000 | $35,005,000 | $559,000 | $8,924,000 |
Preapproval Approved but not Accepted | 233 | $466,815,000 | $2,003,000 | $12,005,000 | $724,000 | $8,082,000 |
Application Withdrawn By Applicant | 174 | $339,470,000 | $1,950,000 | $14,775,000 | $1,141,000 | $9,600,000 |
Application Approved But Not Accepted | 83 | $150,595,000 | $1,814,000 | $9,755,000 | $545,000 | $2,949,000 |
Application Denied By Financial Institution | 60 | $105,070,000 | $1,751,000 | $16,005,000 | $221,000 | $1,993,000 |
File Closed For Incompleteness | 27 | $62,335,000 | $2,308,000 | $7,755,000 | $1,001,000 | $8,820,000 |
Preapproval Denied by Financial Institution | 5 | $12,135,000 | $2,427,000 | $3,505,000 | $266,000 | $420,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 2,222 | $3,829,310,000 | $1,723,000 | $35,005,000 | $629,000 | $9,600,000 |
Debt-To-Income Ratio | 46 | $102,460,000 | $2,227,000 | $16,005,000 | $267,000 | $1,993,000 |
Other | 14 | $12,540,000 | $895,000 | $4,805,000 | $153,000 | $745,000 |
Collateral | 4 | $1,480,000 | $370,000 | $525,000 | $129,000 | $225,000 |
Unverifiable Information | 1 | $725,000 | $725,000 | $725,000 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Silicon Valley Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Silicon Valley Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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