Shelter Financial Bank
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Shelter Financial Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Shelter Financial Bank
1817 W. Broadway
Columbia, MO 65218
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 619
Total Mortgage Loan Application Amount $43,856,000
Average Mortgage Loan Application Amount $60,333
Highest Mortgage Loan Application Amount $350,000
Average Applicant Income $56,666
Highest Applicant Income $325,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Shelter Financial Bank by Metropolitan Area in 2007

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
KANSAS CITY, MO-KS 21 $ 1,837,000 $ 82,500 $ 51,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 19 $ 1,808,000 $ 95,000 $ 70,000
ST. LOUIS, MO-IL 18 $ 1,403,000 $ 77,500 $ 79,000
INDIANAPOLIS-CARMEL, IN 14 $ 1,306,000 $ 93,000 $ 57,000
OKLAHOMA CITY, OK 14 $ 589,000 $ 42,000 $ 52,000
COLUMBIA, MO 13 $ 1,042,000 $ 80,000 $ 57,000
LOUISVILLE-JEFFERSON COUNTY, KY-IN 11 $ 835,000 $ 77,500 $ 72,500
MEMPHIS, TN-MS-AR 11 $ 1,022,000 $ 84,000 $ 68,500
SPRINGFIELD, MO 11 $ 1,216,000 $ 110,000 $ 71,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 9 $ 749,000 $ 83,000 $ 45,000
BLOOMINGTON, IN 8 $ 542,000 $ 67,000 $ 40,000
JEFFERSON CITY, MO 8 $ 251,000 $ 31,000 $ 47,000
DES MOINES-WEST DES MOINES, IA 7 $ 397,000 $ 56,000 $ 80,000
FORT SMITH, AR-OK 7 $ 516,000 $ 74,000 $ 40,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 7 $ 540,000 $ 77,000 $ 65,000
WICHITA, KS 7 $ 531,000 $ 75,000 $ 94,000
DENVER-AURORA, CO 6 $ 638,000 $ 106,000 $ 109,000
JOPLIN, MO 6 $ 617,000 $ 102,000 $ 49,000
OMAHA-COUNCIL BLUFFS, NE-IA 6 $ 752,000 $ 114,000 $ 52,000
ST. JOSEPH, MO-KS 6 $ 468,000 $ 78,000 $ 54,000
TULSA, OK 6 $ 502,000 $ 83,000 $ 48,000
FORT WAYNE, IN 5 $ 235,000 $ 47,000 $ 62,000
JACKSON, MS 5 $ 662,000 $ 132,000 $ 47,000
COLORADO SPRINGS, CO 4 $ 148,000 $ 37,000 $ 51,000
JONESBORO, AR 4 $ 290,000 $ 72,000 $ 41,000
LAFAYETTE, LA 4 $ 357,000 $ 89,000 $ 100,000
LAS VEGAS-PARADISE, NV 3 $ 279,000 $ 93,000 $ 62,000
MONROE, LA 3 $ 326,000 $ 108,000 $ 56,000
PINE BLUFF, AR 3 $ 212,000 $ 70,000 $ 72,000
TOPEKA, KS 3 $ 208,000 $ 69,000 $ 58,000
ANDERSON, IN 2 $ 98,000 $ 49,000 $ 67,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 2 $ 103,000 $ 51,000 $ 42,000
COLUMBUS, IN 2 $ 233,000 $ 116,000 $ 46,000
EVANSVILLE, IN-KY 2 $ 260,000 $ 130,000 $ 73,000
FORT COLLINS-LOVELAND, CO 2 $ 360,000 $ 180,000 $ 136,000
LAFAYETTE, IN 2 $ 200,000 $ 100,000 $ 37,000
LEXINGTON-FAYETTE, KY 2 $ 140,000 $ 70,000 $ 69,000
ALEXANDRIA, LA 1 $ 192,000 $ 192,000 $ 72,000
BLOOMINGTON-NORMAL, IL 1 $ 33,000 $ 33,000 $ 119,000
BOWLING GREEN, KY 1 $ 18,000 $ 18,000 $ 62,000
CEDAR RAPIDS, IA 1 $ 140,000 $ 140,000 $ 51,000
CHATTANOOGA, TN-GA 1 $ 72,000 $ 72,000 $ 65,000
CLEVELAND, TN 1 $ 51,000 $ 51,000 $ 46,000
DALLAS-PLANO-IRVING, TX 1 $ 301,000 $ 301,000 $ 115,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1 $ 127,000 $ 127,000 $ 65,000
ELIZABETHTOWN, KY 1 $ 60,000 $ 60,000 $ 120,000
GARY, IN 1 $ 189,000 $ 189,000 $ 108,000
HATTIESBURG, MS 1 $ 54,000 $ 54,000 $ 69,000
MORRISTOWN, TN 1 $ 149,000 $ 149,000 $ 26,000
NEW ORLEANS-METAIRIE-KENNER, LA 1 $ 140,000 $ 140,000 $ 31,000
PEORIA, IL 1 $ 24,000 $ 24,000 $ 17,000
SHREVEPORT-BOSSIER CITY, LA 1 $ 72,000 $ 72,000 $ 26,000
SPRINGFIELD, IL 1 $ 153,000 $ 153,000 $ 29,000
TERRE HAUTE, IN 1 $ 65,000 $ 65,000 $ 200,000
TEXARKANA, TX-TEXARKANA, AR 1 $ 20,000 $ 20,000 $ 27,000
WATERLOO-CEDAR FALLS, IA 1 $ 74,000 $ 74,000 $ 57,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Shelter Financial Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 401 $30,787,000 $76,000 $350,000 $58,000 $325,000
Home Purchase 137 $11,043,000 $80,000 $301,000 $49,000 $198,000
Home Improvement 81 $2,026,000 $25,000 $78,000 $63,000 $292,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 429 $30,009,000 $69,000 $311,000 $58,000 $292,000
Not Provided 128 $9,808,000 $76,000 $350,000 $56,000 $325,000
Black or African American 31 $1,628,000 $52,000 $255,000 $43,000 $161,000
Hispanic 19 $1,360,000 $71,000 $199,000 $44,000 $96,000
American Indian or Alaskan Native 7 $350,000 $50,000 $100,000 $37,000 $55,000
Not applicable 5 $701,000 $140,000 $218,000 $144,000 $215,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 619 $43,856,000 $70,000 $350,000 $57,000 $325,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 245 $16,730,000 $68,000 $266,000 $43,000 $200,000
Loan Originated 152 $7,013,000 $46,000 $180,000 $68,000 $292,000
Application Withdrawn By Applicant 111 $10,410,000 $93,000 $310,000 $68,000 $222,000
File Closed For Incompleteness 78 $7,859,000 $100,000 $350,000 $59,000 $325,000
Application Approved But Not Accepted 33 $1,844,000 $55,000 $311,000 $57,000 $180,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 162 $10,500,000 $64,000 $255,000 $43,000 $200,000
Debt-To-Income Ratio 41 $3,209,000 $78,000 $153,000 $42,000 $198,000
Collateral 23 $1,418,000 $61,000 $151,000 $51,000 $168,000
Other 15 $1,393,000 $92,000 $266,000 $45,000 $86,000
Insufficient Cash (Downpayment, Closing Cost) 3 $200,000 $66,000 $120,000 $32,000 $56,000
Credit Application Incomplete 1 $10,000 $10,000 $10,000 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.

Download the Missouri Lender List