Shasta Financial Services, Inc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Shasta Financial Services, Inc 8359 Elk Grove Florin Road Suite 103-357 Sacramento, CA 95829 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2006 2003 |
Total Number of Mortgage Applications | 2,425 |
Total Mortgage Loan Application Amount | $910,648,000 |
Average Mortgage Loan Application Amount | $393,500 |
Highest Mortgage Loan Application Amount | $20,000,000 |
Average Applicant Income | $216,000 |
Highest Applicant Income | $4,118,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Shasta Financial Services, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Shasta Financial Services, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Shasta Financial Services, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Shasta Financial Services, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Shasta Financial Services, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Shasta Financial Services, Inc's mortgage activity for 2006.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Colorado | 7 | $ 2,167,000 | $ 309,000 | $ 68,000 |
Alachua County Florida | 4 | $ 780,000 | $ 195,000 | $ 181,000 |
Alameda County California | 39 | $ 16,037,000 | $ 411,000 | $ 171,000 |
Albany County New York | 1 | $ 171,000 | $ 171,000 | $ 171,000 |
Albemarle County Virginia | 2 | $ 1,807,000 | $ 903,000 | $ 113,000 |
Allen County Indiana | 4 | $ 231,000 | $ 57,000 | $ 18,000 |
Amador County California | 3 | $ 1,237,000 | $ 412,000 | $ 0 |
Anderson County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 128,000 |
Anne Arundel County Maryland | 4 | $ 4,697,000 | $ 1,174,000 | $ 618,000 |
Arlington County Virginia | 2 | $ 702,000 | $ 351,000 | $ 318,000 |
Baltimore City County Maryland | 2 | $ 143,000 | $ 71,000 | $ 163,000 |
Baltimore County Maryland | 4 | $ 311,000 | $ 77,000 | $ 87,000 |
Barnstable County Massachusetts | 1 | $ 328,000 | $ 328,000 | $ 128,000 |
Bartow County Georgia | 1 | $ 208,000 | $ 208,000 | $ 74,000 |
Bay County Florida | 1 | $ 56,000 | $ 56,000 | $ 360,000 |
Beaufort County North Carolina | 2 | $ 608,000 | $ 304,000 | $ 218,000 |
Bernalillo County New Mexico | 4 | $ 456,000 | $ 114,000 | $ 111,000 |
Berrien County Michigan | 2 | $ 595,000 | $ 297,000 | $ 162,000 |
Bexar County Texas | 12 | $ 1,355,000 | $ 112,000 | $ 193,000 |
Boulder County Colorado | 1 | $ 766,000 | $ 766,000 | $ 192,000 |
Bradford County Florida | 1 | $ 375,000 | $ 375,000 | $ 192,000 |
Brevard County Florida | 15 | $ 10,800,000 | $ 720,000 | $ 214,000 |
Bristol County Massachusetts | 1 | $ 196,000 | $ 196,000 | $ 74,000 |
Bronx County New York | 4 | $ 1,149,000 | $ 287,000 | $ 139,000 |
Broward County Florida | 34 | $ 20,433,000 | $ 600,000 | $ 394,000 |
Butte County California | 6 | $ 863,000 | $ 143,000 | $ 100,000 |
Calloway County Kentucky | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
Camden County Georgia | 3 | $ 3,583,000 | $ 1,194,000 | $ 537,000 |
Carteret County North Carolina | 1 | $ 282,000 | $ 282,000 | $ 55,000 |
Cecil County Maryland | 2 | $ 590,000 | $ 295,000 | $ 119,000 |
Charleston County South Carolina | 4 | $ 1,474,000 | $ 368,000 | $ 94,000 |
Charlotte County Florida | 8 | $ 873,000 | $ 109,000 | $ 274,000 |
Chatham County Georgia | 1 | $ 350,000 | $ 350,000 | $ 238,000 |
Cherokee County Georgia | 1 | $ 221,000 | $ 221,000 | $ 62,000 |
Chesapeake County Virginia | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
Chesterfield County Virginia | 1 | $ 380,000 | $ 380,000 | $ 165,000 |
Churchill County Nevada | 1 | $ 302,000 | $ 302,000 | $ 78,000 |
Clackamas County Oregon | 3 | $ 995,000 | $ 331,000 | $ 76,000 |
Clark County Nevada | 57 | $ 24,253,000 | $ 425,000 | $ 193,000 |
Clark County Washington | 5 | $ 2,044,000 | $ 408,000 | $ 94,000 |
Clatsop County Oregon | 1 | $ 141,000 | $ 141,000 | $ 55,000 |
Clayton County Georgia | 4 | $ 366,000 | $ 91,000 | $ 69,000 |
Cobb County Georgia | 3 | $ 626,000 | $ 208,000 | $ 191,000 |
Coconino County Arizona | 5 | $ 967,000 | $ 193,000 | $ 28,000 |
Cole County Missouri | 2 | $ 176,000 | $ 88,000 | $ 179,000 |
Collier County Florida | 15 | $ 6,864,000 | $ 457,000 | $ 244,000 |
Collin County Texas | 1 | $ 1,417,000 | $ 1,417,000 | $ 550,000 |
Contra Costa County California | 38 | $ 15,637,000 | $ 411,000 | $ 136,000 |
Coweta County Georgia | 1 | $ 54,000 | $ 54,000 | $ 30,000 |
Cumberland County North Carolina | 2 | $ 145,000 | $ 72,000 | $ 84,000 |
Custer County Colorado | 1 | $ 420,000 | $ 420,000 | $ 126,000 |
Dallas County Texas | 10 | $ 6,105,000 | $ 610,000 | $ 385,000 |
Dare County North Carolina | 3 | $ 1,190,000 | $ 396,000 | $ 470,000 |
Davidson County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 47,000 |
Davis County Utah | 2 | $ 1,880,000 | $ 940,000 | $ 476,000 |
DeKalb County Georgia | 14 | $ 2,808,000 | $ 200,000 | $ 114,000 |
Delaware County Indiana | 6 | $ 291,000 | $ 48,000 | $ 108,000 |
Delta County Colorado | 1 | $ 410,000 | $ 410,000 | $ 360,000 |
Denton County Texas | 1 | $ 405,000 | $ 405,000 | $ 0 |
Denver County Colorado | 10 | $ 929,000 | $ 92,000 | $ 36,000 |
Dona Ana County New Mexico | 1 | $ 59,000 | $ 59,000 | $ 84,000 |
Dorchester County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 117,000 |
Douglas County Colorado | 6 | $ 1,552,000 | $ 258,000 | $ 184,000 |
Douglas County Georgia | 2 | $ 791,000 | $ 395,000 | $ 578,000 |
Douglas County Nevada | 2 | $ 3,080,000 | $ 1,540,000 | $ 411,000 |
Douglas County Oregon | 1 | $ 511,000 | $ 511,000 | $ 167,000 |
Durham County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 115,000 |
Duval County Florida | 4 | $ 351,000 | $ 87,000 | $ 95,000 |
Eagle County Colorado | 2 | $ 4,655,000 | $ 2,327,000 | $ 912,000 |
El Dorado County California | 6 | $ 3,184,000 | $ 530,000 | $ 225,000 |
El Paso County Colorado | 17 | $ 2,728,000 | $ 160,000 | $ 183,000 |
Elkhart County Indiana | 2 | $ 142,000 | $ 71,000 | $ 65,000 |
Essex County Massachusetts | 2 | $ 689,000 | $ 344,000 | $ 116,000 |
Essex County New Jersey | 1 | $ 440,000 | $ 440,000 | $ 139,000 |
Fairfax County Virginia | 3 | $ 1,371,000 | $ 457,000 | $ 146,000 |
Fairfield County Connecticut | 1 | $ 500,000 | $ 500,000 | $ 204,000 |
Fauquier County Virginia | 1 | $ 189,000 | $ 189,000 | $ 56,000 |
Fayette County Georgia | 2 | $ 1,131,000 | $ 565,000 | $ 0 |
Fayette County Tennessee | 2 | $ 806,000 | $ 403,000 | $ 167,000 |
Flagler County Florida | 3 | $ 1,115,000 | $ 371,000 | $ 218,000 |
Forsyth County Georgia | 1 | $ 225,000 | $ 225,000 | $ 200,000 |
Franklin County Virginia | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
Frederick County Maryland | 2 | $ 1,335,000 | $ 667,000 | $ 59,000 |
Frederick County Virginia | 1 | $ 411,000 | $ 411,000 | $ 119,000 |
Fremont County Colorado | 1 | $ 284,000 | $ 284,000 | $ 68,000 |
Fresno County California | 41 | $ 8,069,000 | $ 196,000 | $ 221,000 |
Fulton County Georgia | 35 | $ 15,291,000 | $ 436,000 | $ 289,000 |
Glenn County California | 1 | $ 230,000 | $ 230,000 | $ 36,000 |
Glynn County Georgia | 1 | $ 157,000 | $ 157,000 | $ 57,000 |
Grand County Colorado | 1 | $ 338,000 | $ 338,000 | $ 242,000 |
Grays Harbor County Washington | 2 | $ 198,000 | $ 99,000 | $ 113,000 |
Greenville County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 41,000 |
Guilford County North Carolina | 3 | $ 1,746,000 | $ 582,000 | $ 344,000 |
Gwinnett County Georgia | 9 | $ 1,131,000 | $ 125,000 | $ 100,000 |
Hall County Georgia | 2 | $ 1,150,000 | $ 575,000 | $ 300,000 |
Hamilton County Indiana | 2 | $ 139,000 | $ 69,000 | $ 87,000 |
Hancock County Indiana | 2 | $ 88,000 | $ 44,000 | $ 151,000 |
Hancock County Maine | 1 | $ 290,000 | $ 290,000 | $ 215,000 |
Haralson County Georgia | 2 | $ 225,000 | $ 112,000 | $ 70,000 |
Hardin County Texas | 1 | $ 60,000 | $ 60,000 | $ 23,000 |
Harris County Texas | 10 | $ 2,315,000 | $ 231,000 | $ 253,000 |
Hartford County Connecticut | 1 | $ 2,250,000 | $ 2,250,000 | $ 720,000 |
Hawaii County Hawaii | 5 | $ 2,235,000 | $ 447,000 | $ 300,000 |
Hendricks County Indiana | 2 | $ 163,000 | $ 81,000 | $ 72,000 |
Henry County Georgia | 3 | $ 254,000 | $ 84,000 | $ 17,000 |
Hernando County Florida | 4 | $ 473,000 | $ 118,000 | $ 67,000 |
Hillsborough County Florida | 18 | $ 9,415,000 | $ 523,000 | $ 113,000 |
Hinsdale County Colorado | 1 | $ 915,000 | $ 915,000 | $ 269,000 |
Honolulu County Hawaii | 40 | $ 12,545,000 | $ 313,000 | $ 197,000 |
Horry County South Carolina | 1 | $ 162,000 | $ 162,000 | $ 61,000 |
Humboldt County California | 1 | $ 350,000 | $ 350,000 | $ 107,000 |
Iredell County North Carolina | 2 | $ 215,000 | $ 107,000 | $ 80,000 |
Iron County Utah | 1 | $ 327,000 | $ 327,000 | $ 230,000 |
Island County Washington | 3 | $ 659,000 | $ 219,000 | $ 213,000 |
Jackson County Missouri | 1 | $ 461,000 | $ 461,000 | $ 80,000 |
Jackson County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 180,000 |
Jackson County Oregon | 5 | $ 528,000 | $ 105,000 | $ 304,000 |
Jefferson County Colorado | 5 | $ 7,205,000 | $ 1,441,000 | $ 719,000 |
Jefferson County Kentucky | 14 | $ 1,691,000 | $ 120,000 | $ 142,000 |
Johnson County Wyoming | 1 | $ 332,000 | $ 332,000 | $ 144,000 |
Josephine County Oregon | 5 | $ 993,000 | $ 198,000 | $ 62,000 |
Kauai County Hawaii | 5 | $ 5,784,000 | $ 1,156,000 | $ 779,000 |
Kaufman County Texas | 2 | $ 321,000 | $ 160,000 | $ 183,000 |
Kern County California | 30 | $ 5,235,000 | $ 174,000 | $ 104,000 |
King County Washington | 6 | $ 4,261,000 | $ 710,000 | $ 328,000 |
Kings County California | 4 | $ 548,000 | $ 137,000 | $ 268,000 |
Kings County New York | 14 | $ 7,430,000 | $ 530,000 | $ 417,000 |
Kitsap County Washington | 4 | $ 764,000 | $ 191,000 | $ 281,000 |
La Plata County Colorado | 2 | $ 630,000 | $ 315,000 | $ 176,000 |
Lake County California | 2 | $ 3,516,000 | $ 1,758,000 | $ 573,000 |
Lake County Florida | 4 | $ 868,000 | $ 217,000 | $ 428,000 |
Lake County Indiana | 3 | $ 649,000 | $ 216,000 | $ 119,000 |
Lane County Oregon | 6 | $ 550,000 | $ 91,000 | $ 42,000 |
LaPorte County Indiana | 2 | $ 938,000 | $ 469,000 | $ 100,000 |
Lee County Florida | 30 | $ 5,928,000 | $ 197,000 | $ 141,000 |
Lenawee County Michigan | 1 | $ 162,000 | $ 162,000 | $ 37,000 |
Leon County Florida | 2 | $ 86,000 | $ 43,000 | $ 54,000 |
Lewis County Washington | 1 | $ 261,000 | $ 261,000 | $ 232,000 |
Lexington County South Carolina | 1 | $ 392,000 | $ 392,000 | $ 93,000 |
Liberty County Texas | 1 | $ 126,000 | $ 126,000 | $ 78,000 |
Lincoln County Colorado | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
Lincoln County New Mexico | 1 | $ 104,000 | $ 104,000 | $ 66,000 |
Livingston County Michigan | 2 | $ 500,000 | $ 250,000 | $ 228,000 |
Los Angeles County California | 282 | $ 125,021,000 | $ 443,000 | $ 245,000 |
Loudoun County Virginia | 3 | $ 2,045,000 | $ 681,000 | $ 135,000 |
Luna County New Mexico | 2 | $ 105,000 | $ 52,000 | $ 48,000 |
Lyon County Nevada | 2 | $ 308,000 | $ 154,000 | $ 0 |
Madera County California | 12 | $ 7,353,000 | $ 612,000 | $ 291,000 |
Madison County Indiana | 3 | $ 137,000 | $ 45,000 | $ 156,000 |
Manatee County Florida | 3 | $ 415,000 | $ 138,000 | $ 117,000 |
Maricopa County Arizona | 81 | $ 27,439,000 | $ 338,000 | $ 182,000 |
Marion County Florida | 3 | $ 2,819,000 | $ 939,000 | $ 294,000 |
Marion County Indiana | 4 | $ 267,000 | $ 66,000 | $ 89,000 |
Martin County Florida | 2 | $ 474,000 | $ 237,000 | $ 846,000 |
Maui County Hawaii | 10 | $ 17,879,000 | $ 1,787,000 | $ 431,000 |
Mecklenburg County North Carolina | 4 | $ 470,000 | $ 117,000 | $ 64,000 |
Mendocino County California | 4 | $ 3,405,000 | $ 851,000 | $ 201,000 |
Merced County California | 18 | $ 6,689,000 | $ 371,000 | $ 413,000 |
Mesa County Colorado | 1 | $ 259,000 | $ 259,000 | $ 120,000 |
Miami-Dade County Florida | 73 | $ 33,975,000 | $ 465,000 | $ 254,000 |
Middlesex County Massachusetts | 4 | $ 858,000 | $ 214,000 | $ 109,000 |
Mitchell County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
Mohave County Arizona | 11 | $ 1,199,000 | $ 109,000 | $ 138,000 |
Monroe County Florida | 8 | $ 4,729,000 | $ 591,000 | $ 382,000 |
Monroe County Indiana | 1 | $ 176,000 | $ 176,000 | $ 102,000 |
Monterey County California | 3 | $ 985,000 | $ 328,000 | $ 314,000 |
Montgomery County Maryland | 1 | $ 285,000 | $ 285,000 | $ 0 |
Montgomery County Texas | 3 | $ 2,640,000 | $ 880,000 | $ 173,000 |
Morgan County Tennessee | 1 | $ 231,000 | $ 231,000 | $ 96,000 |
Multnomah County Oregon | 9 | $ 1,294,000 | $ 143,000 | $ 48,000 |
Nantucket County Massachusetts | 2 | $ 3,131,000 | $ 1,565,000 | $ 497,000 |
Napa County California | 3 | $ 871,000 | $ 290,000 | $ 532,000 |
Nassau County New York | 2 | $ 755,000 | $ 377,000 | $ 140,000 |
Navajo County Arizona | 10 | $ 1,471,000 | $ 147,000 | $ 30,000 |
New Hanover County North Carolina | 1 | $ 299,000 | $ 299,000 | $ 96,000 |
New London County Connecticut | 2 | $ 351,000 | $ 175,000 | $ 88,000 |
New York County New York | 3 | $ 2,500,000 | $ 833,000 | $ 305,000 |
Newton County Georgia | 2 | $ 315,000 | $ 157,000 | $ 74,000 |
Norfolk County Massachusetts | 3 | $ 4,620,000 | $ 1,540,000 | $ 702,000 |
Norfolk County Virginia | 1 | $ 428,000 | $ 428,000 | $ 132,000 |
Nye County Nevada | 3 | $ 844,000 | $ 281,000 | $ 26,000 |
Oakland County Michigan | 3 | $ 2,845,000 | $ 948,000 | $ 828,000 |
Oconee County Georgia | 1 | $ 552,000 | $ 552,000 | $ 162,000 |
Okaloosa County Florida | 3 | $ 1,695,000 | $ 565,000 | $ 160,000 |
Okeechobee County Florida | 1 | $ 980,000 | $ 980,000 | $ 360,000 |
Orange County California | 43 | $ 25,060,000 | $ 582,000 | $ 437,000 |
Orange County Florida | 32 | $ 8,377,000 | $ 261,000 | $ 261,000 |
Orange County New York | 1 | $ 1,950,000 | $ 1,950,000 | $ 365,000 |
Osceola County Florida | 7 | $ 1,058,000 | $ 151,000 | $ 91,000 |
Palm Beach County Florida | 21 | $ 6,460,000 | $ 307,000 | $ 301,000 |
Pasco County Florida | 14 | $ 1,709,000 | $ 122,000 | $ 85,000 |
Pasquotank County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
Paulding County Georgia | 2 | $ 234,000 | $ 117,000 | $ 72,000 |
Pierce County Washington | 27 | $ 4,712,000 | $ 174,000 | $ 144,000 |
Pima County Arizona | 6 | $ 637,000 | $ 106,000 | $ 68,000 |
Pinal County Arizona | 2 | $ 243,000 | $ 121,000 | $ 138,000 |
Pinellas County Florida | 8 | $ 2,756,000 | $ 344,000 | $ 231,000 |
Placer County California | 22 | $ 9,690,000 | $ 440,000 | $ 287,000 |
Plymouth County Massachusetts | 4 | $ 815,000 | $ 203,000 | $ 116,000 |
Polk County Florida | 16 | $ 2,118,000 | $ 132,000 | $ 54,000 |
Prince George's County Maryland | 7 | $ 1,990,000 | $ 284,000 | $ 113,000 |
Prince William County Virginia | 3 | $ 1,808,000 | $ 602,000 | $ 217,000 |
Providence County Rhode Island | 1 | $ 237,000 | $ 237,000 | $ 116,000 |
Pueblo County Colorado | 1 | $ 182,000 | $ 182,000 | $ 0 |
Pulaski County Kentucky | 2 | $ 87,000 | $ 43,000 | $ 34,000 |
Queens County New York | 9 | $ 3,972,000 | $ 441,000 | $ 239,000 |
Randolph County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 98,000 |
Richmond County Georgia | 1 | $ 550,000 | $ 550,000 | $ 250,000 |
Richmond County New York | 4 | $ 2,041,000 | $ 510,000 | $ 113,000 |
Rio Arriba County New Mexico | 2 | $ 371,000 | $ 185,000 | $ 74,000 |
Riverside County California | 118 | $ 37,093,000 | $ 314,000 | $ 183,000 |
Rockdale County Georgia | 1 | $ 151,000 | $ 151,000 | $ 42,000 |
Sacramento County California | 145 | $ 36,325,000 | $ 250,000 | $ 212,000 |
Salt Lake County Utah | 20 | $ 5,925,000 | $ 296,000 | $ 242,000 |
San Bernardino County California | 82 | $ 26,176,000 | $ 319,000 | $ 156,000 |
San Diego County California | 66 | $ 21,616,000 | $ 327,000 | $ 172,000 |
San Francisco County California | 10 | $ 26,888,000 | $ 2,688,000 | $ 594,000 |
San Joaquin County California | 45 | $ 14,425,000 | $ 320,000 | $ 130,000 |
San Mateo County California | 13 | $ 8,222,000 | $ 632,000 | $ 391,000 |
Santa Clara County California | 28 | $ 21,519,000 | $ 768,000 | $ 157,000 |
Santa Cruz County Arizona | 2 | $ 198,000 | $ 99,000 | $ 81,000 |
Santa Cruz County California | 2 | $ 1,246,000 | $ 623,000 | $ 212,000 |
Santa Fe County New Mexico | 1 | $ 140,000 | $ 140,000 | $ 111,000 |
Sarasota County Florida | 4 | $ 1,489,000 | $ 372,000 | $ 334,000 |
Saratoga County New York | 2 | $ 287,000 | $ 143,000 | $ 90,000 |
Screven County Georgia | 1 | $ 108,000 | $ 108,000 | $ 38,000 |
Seminole County Florida | 5 | $ 2,542,000 | $ 508,000 | $ 211,000 |
Shasta County California | 3 | $ 796,000 | $ 265,000 | $ 526,000 |
Shelby County Tennessee | 3 | $ 819,000 | $ 273,000 | $ 97,000 |
Smith County Texas | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
Snohomish County Washington | 4 | $ 4,065,000 | $ 1,016,000 | $ 249,000 |
Solano County California | 10 | $ 2,582,000 | $ 258,000 | $ 120,000 |
Sonoma County California | 5 | $ 2,368,000 | $ 473,000 | $ 113,000 |
Spartanburg County South Carolina | 3 | $ 590,000 | $ 196,000 | $ 55,000 |
Spokane County Washington | 7 | $ 1,810,000 | $ 258,000 | $ 93,000 |
Spotsylvania County Virginia | 3 | $ 474,000 | $ 158,000 | $ 75,000 |
St. Charles County Missouri | 1 | $ 278,000 | $ 278,000 | $ 120,000 |
St. Joseph County Indiana | 16 | $ 733,000 | $ 45,000 | $ 73,000 |
St. Louis City County Missouri | 4 | $ 297,000 | $ 74,000 | $ 149,000 |
St. Louis County Missouri | 3 | $ 210,000 | $ 70,000 | $ 146,000 |
St. Lucie County Florida | 12 | $ 1,486,000 | $ 123,000 | $ 188,000 |
St. Mary's County Maryland | 3 | $ 294,000 | $ 98,000 | $ 128,000 |
Stanislaus County California | 17 | $ 5,925,000 | $ 348,000 | $ 117,000 |
Steuben County Indiana | 6 | $ 477,000 | $ 79,000 | $ 25,000 |
Stokes County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
Sublette County Wyoming | 1 | $ 356,000 | $ 356,000 | $ 143,000 |
Suffolk County Massachusetts | 2 | $ 768,000 | $ 384,000 | $ 178,000 |
Suffolk County New York | 4 | $ 1,429,000 | $ 357,000 | $ 147,000 |
Suffolk County Virginia | 2 | $ 140,000 | $ 70,000 | $ 117,000 |
Summit County Utah | 5 | $ 3,268,000 | $ 653,000 | $ 471,000 |
Sumter County Georgia | 1 | $ 211,000 | $ 211,000 | $ 72,000 |
Sutter County California | 4 | $ 714,000 | $ 178,000 | $ 79,000 |
Taney County Missouri | 1 | $ 216,000 | $ 216,000 | $ 0 |
Tarrant County Texas | 6 | $ 4,363,000 | $ 727,000 | $ 730,000 |
Taylor County Georgia | 1 | $ 354,000 | $ 354,000 | $ 206,000 |
Tehama County California | 3 | $ 4,024,000 | $ 1,341,000 | $ 100,000 |
Tooele County Utah | 2 | $ 185,000 | $ 92,000 | $ 65,000 |
Travis County Texas | 1 | $ 328,000 | $ 328,000 | $ 128,000 |
Troup County Georgia | 2 | $ 234,000 | $ 117,000 | $ 22,000 |
Tulare County California | 27 | $ 3,943,000 | $ 146,000 | $ 159,000 |
Tuolumne County California | 2 | $ 428,000 | $ 214,000 | $ 266,000 |
Ulster County New York | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
Union County Tennessee | 1 | $ 269,000 | $ 269,000 | $ 0 |
Utah County Utah | 9 | $ 15,229,000 | $ 1,692,000 | $ 676,000 |
Vanderburgh County Indiana | 3 | $ 228,000 | $ 76,000 | $ 75,000 |
Ventura County California | 8 | $ 3,651,000 | $ 456,000 | $ 243,000 |
Volusia County Florida | 11 | $ 5,515,000 | $ 501,000 | $ 269,000 |
Wake County North Carolina | 3 | $ 296,000 | $ 98,000 | $ 169,000 |
Walla Walla County Washington | 2 | $ 145,000 | $ 72,000 | $ 70,000 |
Warrick County Indiana | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
Washington County Arkansas | 1 | $ 267,000 | $ 267,000 | $ 70,000 |
Washington County Florida | 1 | $ 550,000 | $ 550,000 | $ 170,000 |
Washington County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
Washington County Oregon | 2 | $ 352,000 | $ 176,000 | $ 192,000 |
Washington County Rhode Island | 1 | $ 1,856,000 | $ 1,856,000 | $ 981,000 |
Washington County Utah | 7 | $ 960,000 | $ 137,000 | $ 179,000 |
Washtenaw County Michigan | 1 | $ 381,000 | $ 381,000 | $ 300,000 |
Wayne County Michigan | 18 | $ 2,161,000 | $ 120,000 | $ 110,000 |
Weber County Utah | 4 | $ 819,000 | $ 204,000 | $ 138,000 |
Weld County Colorado | 4 | $ 140,000 | $ 35,000 | $ 75,000 |
Westchester County New York | 2 | $ 1,746,000 | $ 873,000 | $ 246,000 |
Whatcom County Washington | 2 | $ 1,451,000 | $ 725,000 | $ 114,000 |
White Pine County Nevada | 4 | $ 476,000 | $ 119,000 | $ 67,000 |
Whitman County Washington | 1 | $ 267,000 | $ 267,000 | $ 101,000 |
Williamson County Texas | 1 | $ 396,000 | $ 396,000 | $ 204,000 |
Worcester County Massachusetts | 1 | $ 299,000 | $ 299,000 | $ 139,000 |
Yavapai County Arizona | 2 | $ 243,000 | $ 121,000 | $ 51,000 |
Yolo County California | 5 | $ 1,309,000 | $ 261,000 | $ 108,000 |
York County South Carolina | 2 | $ 85,000 | $ 42,000 | $ 53,000 |
Yuba County California | 1 | $ 169,000 | $ 169,000 | $ 199,000 |
Yuma County Colorado | 1 | $ 176,000 | $ 176,000 | $ 72,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,443 | $426,821,000 | $295,000 | $6,550,000 | $181,000 | $2,496,000 |
Refinancing | 982 | $483,827,000 | $492,000 | $20,000,000 | $251,000 | $4,118,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 733 | $281,194,000 | $383,000 | $12,000,000 | $250,000 | $4,118,000 |
Black or African American | 468 | $129,362,000 | $276,000 | $2,520,000 | $166,000 | $1,980,000 |
Not Provided | 384 | $190,902,000 | $497,000 | $20,000,000 | $240,000 | $4,020,000 |
Hispanic | 348 | $95,015,000 | $273,000 | $4,600,000 | $168,000 | $3,420,000 |
Not applicable | 334 | $159,889,000 | $478,000 | $4,661,000 | $209,000 | $2,496,000 |
Asian | 100 | $34,806,000 | $348,000 | $1,610,000 | $207,000 | $1,111,000 |
Native Hawaiian or Other Pacific Islander | 45 | $16,285,000 | $361,000 | $3,180,000 | $86,000 | $900,000 |
American Indian or Alaskan Native | 13 | $3,195,000 | $245,000 | $553,000 | $117,000 | $221,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,425 | $910,648,000 | $375,000 | $20,000,000 | $209,000 | $4,118,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Application Approved But Not Accepted | 1,379 | $495,487,000 | $359,000 | $6,080,000 | $204,000 | $3,004,000 |
Loan Originated | 415 | $105,163,000 | $253,000 | $1,856,000 | $205,000 | $1,584,000 |
Application Denied By Financial Institution | 375 | $179,886,000 | $479,000 | $4,950,000 | $217,000 | $3,420,000 |
Application Withdrawn By Applicant | 256 | $130,112,000 | $508,000 | $20,000,000 | $231,000 | $4,118,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 63 | $36,384,000 | $577,000 | $3,250,000 | $262,000 | $3,420,000 |
Collateral | 56 | $27,957,000 | $499,000 | $2,800,000 | $264,000 | $1,125,000 |
Other | 35 | $12,519,000 | $357,000 | $956,000 | $164,000 | $550,000 |
Debt-To-Income Ratio | 18 | $8,523,000 | $473,000 | $2,144,000 | $210,000 | $660,000 |
Employment History | 9 | $4,920,000 | $546,000 | $1,125,000 | $311,000 | $624,000 |
Credit Application Incomplete | 1 | $335,000 | $335,000 | $335,000 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shasta Financial Services, Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shasta Financial Services, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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