Shamrock Home Loans, Inc.
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Shamrock Home Loans, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Shamrock Home Loans, Inc. 75 Newman Ave East Providence, RI 02916 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,783 |
| Total Mortgage Loan Application Amount | $555,915,000 |
| Average Mortgage Loan Application Amount | $285,000 |
| Highest Mortgage Loan Application Amount | $1,445,000 |
| Average Applicant Income | $96,333 |
| Highest Applicant Income | $800,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence County Rhode Island | 440 | $ 136,190,000 | $ 309,000 | $ 90,000 |
| Plymouth County Massachusetts | 149 | $ 56,125,000 | $ 376,000 | $ 116,000 |
| Bristol County Massachusetts | 131 | $ 44,485,000 | $ 339,000 | $ 100,000 |
| Kent County Rhode Island | 117 | $ 35,435,000 | $ 302,000 | $ 89,000 |
| Worcester County Massachusetts | 95 | $ 29,665,000 | $ 312,000 | $ 107,000 |
| Barnstable County Massachusetts | 81 | $ 30,325,000 | $ 374,000 | $ 106,000 |
| Wake County North Carolina | 47 | $ 14,865,000 | $ 316,000 | $ 107,000 |
| Middlesex County Massachusetts | 37 | $ 15,585,000 | $ 421,000 | $ 159,000 |
| Norfolk County Massachusetts | 34 | $ 12,510,000 | $ 367,000 | $ 113,000 |
| Washington County Rhode Island | 31 | $ 10,325,000 | $ 333,000 | $ 108,000 |
| Hampden County Massachusetts | 24 | $ 5,600,000 | $ 233,000 | $ 84,000 |
| New London County Connecticut | 19 | $ 5,025,000 | $ 264,000 | $ 101,000 |
| Johnston County North Carolina | 16 | $ 5,020,000 | $ 313,000 | $ 77,000 |
| Mecklenburg County North Carolina | 16 | $ 4,270,000 | $ 266,000 | $ 62,000 |
| Essex County Massachusetts | 15 | $ 7,645,000 | $ 509,000 | $ 162,000 |
| Windham County Connecticut | 14 | $ 3,320,000 | $ 237,000 | $ 81,000 |
| Palm Beach County Florida | 13 | $ 2,905,000 | $ 223,000 | $ 69,000 |
| Nassau County New York | 13 | $ 5,855,000 | $ 450,000 | $ 183,000 |
| Newport County Rhode Island | 13 | $ 4,465,000 | $ 343,000 | $ 93,000 |
| Suffolk County Massachusetts | 11 | $ 5,585,000 | $ 507,000 | $ 135,000 |
| Durham County North Carolina | 11 | $ 2,835,000 | $ 257,000 | $ 80,000 |
| Rockingham County New Hampshire | 10 | $ 3,950,000 | $ 395,000 | $ 134,000 |
| Bossier County Louisiana | 9 | $ 1,735,000 | $ 192,000 | $ 57,000 |
| Caddo County Louisiana | 9 | $ 1,465,000 | $ 162,000 | $ 61,000 |
| Hillsborough County New Hampshire | 9 | $ 2,985,000 | $ 331,000 | $ 142,000 |
| Suffolk County New York | 9 | $ 3,545,000 | $ 393,000 | $ 155,000 |
| Guilford County North Carolina | 9 | $ 2,235,000 | $ 248,000 | $ 137,000 |
| Bristol County Rhode Island | 9 | $ 3,375,000 | $ 375,000 | $ 143,000 |
| Ouachita County Louisiana | 8 | $ 1,170,000 | $ 146,000 | $ 41,000 |
| Broward County Florida | 7 | $ 1,695,000 | $ 242,000 | $ 144,000 |
| Cumberland County North Carolina | 7 | $ 1,425,000 | $ 203,000 | $ 93,000 |
| Randolph County North Carolina | 7 | $ 1,405,000 | $ 200,000 | $ 77,000 |
| Hardin County Tennessee | 7 | $ 1,595,000 | $ 227,000 | $ 54,000 |
| Hampton County Virginia | 7 | $ 1,665,000 | $ 237,000 | $ 98,000 |
| Hartford County Connecticut | 6 | $ 1,140,000 | $ 190,000 | $ 96,000 |
| Miami-Dade County Florida | 6 | $ 2,390,000 | $ 398,000 | $ 165,000 |
| Monroe County Florida | 6 | $ 2,930,000 | $ 488,000 | $ 139,000 |
| Fulton County Georgia | 6 | $ 1,650,000 | $ 275,000 | $ 170,000 |
| Charleston County South Carolina | 6 | $ 2,380,000 | $ 396,000 | $ 151,000 |
| York County South Carolina | 6 | $ 1,480,000 | $ 246,000 | $ 76,000 |
| Putnam County Tennessee | 6 | $ 1,090,000 | $ 181,000 | $ 61,000 |
| Lee County Florida | 5 | $ 1,465,000 | $ 293,000 | $ 90,000 |
| Cabarrus County North Carolina | 5 | $ 995,000 | $ 199,000 | $ 103,000 |
| Davidson County North Carolina | 5 | $ 775,000 | $ 155,000 | $ 61,000 |
| Gaston County North Carolina | 5 | $ 1,205,000 | $ 241,000 | $ 76,000 |
| Harnett County North Carolina | 5 | $ 1,655,000 | $ 331,000 | $ 113,000 |
| Cumberland County Tennessee | 5 | $ 1,115,000 | $ 223,000 | $ 53,000 |
| Brevard County Florida | 4 | $ 1,370,000 | $ 342,000 | $ 114,000 |
| Cherokee County Georgia | 4 | $ 1,630,000 | $ 407,000 | $ 180,000 |
| Henry County Georgia | 4 | $ 1,400,000 | $ 350,000 | $ 75,000 |
| York County Maine | 4 | $ 980,000 | $ 245,000 | $ 104,000 |
| Steuben County New York | 4 | $ 540,000 | $ 135,000 | $ 59,000 |
| Hoke County North Carolina | 4 | $ 1,040,000 | $ 260,000 | $ 103,000 |
| Person County North Carolina | 4 | $ 1,000,000 | $ 250,000 | $ 57,000 |
| Robeson County North Carolina | 4 | $ 740,000 | $ 185,000 | $ 71,000 |
| Rowan County North Carolina | 4 | $ 800,000 | $ 200,000 | $ 58,000 |
| McNairy County Tennessee | 4 | $ 650,000 | $ 162,000 | $ 77,000 |
| White County Tennessee | 4 | $ 1,020,000 | $ 255,000 | $ 77,000 |
| Newport News County Virginia | 4 | $ 670,000 | $ 167,000 | $ 57,000 |
| Tolland County Connecticut | 3 | $ 1,035,000 | $ 345,000 | $ 175,000 |
| Charlotte County Florida | 3 | $ 675,000 | $ 225,000 | $ 124,000 |
| Osceola County Florida | 3 | $ 1,205,000 | $ 401,000 | $ 166,000 |
| Pinellas County Florida | 3 | $ 1,085,000 | $ 361,000 | $ 107,000 |
| Volusia County Florida | 3 | $ 675,000 | $ 225,000 | $ 76,000 |
| Morehouse County Louisiana | 3 | $ 345,000 | $ 115,000 | $ 78,000 |
| Berkshire County Massachusetts | 3 | $ 385,000 | $ 128,000 | $ 173,000 |
| Grafton County New Hampshire | 3 | $ 945,000 | $ 315,000 | $ 139,000 |
| Caldwell County North Carolina | 3 | $ 585,000 | $ 195,000 | $ 56,000 |
| Catawba County North Carolina | 3 | $ 1,185,000 | $ 395,000 | $ 105,000 |
| Forsyth County North Carolina | 3 | $ 585,000 | $ 195,000 | $ 59,000 |
| Franklin County North Carolina | 3 | $ 575,000 | $ 191,000 | $ 47,000 |
| Vance County North Carolina | 3 | $ 655,000 | $ 218,000 | $ 66,000 |
| Berkeley County South Carolina | 3 | $ 955,000 | $ 318,000 | $ 120,000 |
| Dorchester County South Carolina | 3 | $ 735,000 | $ 245,000 | $ 83,000 |
| Overton County Tennessee | 3 | $ 565,000 | $ 188,000 | $ 47,000 |
| Leon County Texas | 3 | $ 845,000 | $ 281,000 | $ 201,000 |
| Rockbridge County Virginia | 3 | $ 545,000 | $ 181,000 | $ 93,000 |
| Fairfield County Connecticut | 2 | $ 610,000 | $ 305,000 | $ 143,000 |
| Collier County Florida | 2 | $ 670,000 | $ 335,000 | $ 178,000 |
| Hillsborough County Florida | 2 | $ 890,000 | $ 445,000 | $ 102,000 |
| Indian River County Florida | 2 | $ 420,000 | $ 210,000 | $ 147,000 |
| Polk County Florida | 2 | $ 390,000 | $ 195,000 | $ 93,000 |
| St. Johns County Florida | 2 | $ 880,000 | $ 440,000 | $ 153,000 |
| Bartow County Georgia | 2 | $ 1,420,000 | $ 710,000 | $ 184,000 |
| Clayton County Georgia | 2 | $ 440,000 | $ 220,000 | $ 63,000 |
| Cobb County Georgia | 2 | $ 660,000 | $ 330,000 | $ 190,000 |
| Coweta County Georgia | 2 | $ 590,000 | $ 295,000 | $ 97,000 |
| DeKalb County Georgia | 2 | $ 380,000 | $ 190,000 | $ 52,000 |
| St. Joseph County Indiana | 2 | $ 550,000 | $ 275,000 | $ 131,000 |
| Cumberland County Maine | 2 | $ 810,000 | $ 405,000 | $ 77,000 |
| Kennebec County Maine | 2 | $ 450,000 | $ 225,000 | $ 43,000 |
| Oxford County Maine | 2 | $ 360,000 | $ 180,000 | $ 79,000 |
| Hampshire County Massachusetts | 2 | $ 540,000 | $ 270,000 | $ 87,000 |
| Belknap County New Hampshire | 2 | $ 750,000 | $ 375,000 | $ 128,000 |
| Carroll County New Hampshire | 2 | $ 290,000 | $ 145,000 | $ 114,000 |
| Cheshire County New Hampshire | 2 | $ 500,000 | $ 250,000 | $ 161,000 |
| Strafford County New Hampshire | 2 | $ 680,000 | $ 340,000 | $ 114,000 |
| Passaic County New Jersey | 2 | $ 630,000 | $ 315,000 | $ 117,000 |
| Queens County New York | 2 | $ 1,210,000 | $ 605,000 | $ 109,000 |
| Alamance County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 39,000 |
| Chatham County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 51,000 |
| Granville County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 45,000 |
| Lincoln County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 49,000 |
| Nash County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 71,000 |
| Orange County North Carolina | 2 | $ 650,000 | $ 325,000 | $ 58,000 |
| Pender County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 72,000 |
| Stanly County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 63,000 |
| Union County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 104,000 |
| Anderson County South Carolina | 2 | $ 330,000 | $ 165,000 | $ 79,000 |
| Lancaster County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 53,000 |
| Cheatham County Tennessee | 2 | $ 510,000 | $ 255,000 | $ 75,000 |
| Carroll County Virginia | 2 | $ 620,000 | $ 310,000 | $ 95,000 |
| Dinwiddie County Virginia | 2 | $ 470,000 | $ 235,000 | $ 57,000 |
| Page County Virginia | 2 | $ 310,000 | $ 155,000 | $ 37,000 |
| Virginia Beach County Virginia | 2 | $ 480,000 | $ 240,000 | $ 101,000 |
| Warren County Virginia | 2 | $ 410,000 | $ 205,000 | $ 67,000 |
| Middlesex County Connecticut | 1 | $ 505,000 | $ 505,000 | $ 188,000 |
| New Haven County Connecticut | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Citrus County Florida | 1 | $ 305,000 | $ 305,000 | $ 109,000 |
| Leon County Florida | 1 | $ 115,000 | $ 115,000 | $ 170,000 |
| Manatee County Florida | 1 | $ 305,000 | $ 305,000 | $ 113,000 |
| Sarasota County Florida | 1 | $ 545,000 | $ 545,000 | $ 243,000 |
| Sumter County Florida | 1 | $ 335,000 | $ 335,000 | $ 99,000 |
| Chattooga County Georgia | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Douglas County Georgia | 1 | $ 365,000 | $ 365,000 | $ 82,000 |
| Fayette County Georgia | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| Floyd County Georgia | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Gwinnett County Georgia | 1 | $ 355,000 | $ 355,000 | $ 59,000 |
| Habersham County Georgia | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Hall County Georgia | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Harris County Georgia | 1 | $ 225,000 | $ 225,000 | $ 39,000 |
| Madison County Georgia | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Paulding County Georgia | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Polk County Georgia | 1 | $ 315,000 | $ 315,000 | $ 74,000 |
| Richmond County Georgia | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Clay County Illinois | 1 | $ 95,000 | $ 95,000 | $ 107,000 |
| Marion County Indiana | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| Trigg County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Beauregard County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Bienville County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Franklin County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 186,000 |
| Jefferson County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Vernon County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Sagadahoc County Maine | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Washington County Maine | 1 | $ 95,000 | $ 95,000 | $ 111,000 |
| Franklin County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Merrimack County New Hampshire | 1 | $ 305,000 | $ 305,000 | $ 82,000 |
| Middlesex County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 177,000 |
| Somerset County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 154,000 |
| Bronx County New York | 1 | $ 745,000 | $ 745,000 | $ 146,000 |
| Essex County New York | 1 | $ 355,000 | $ 355,000 | $ 167,000 |
| Kings County New York | 1 | $ 355,000 | $ 355,000 | $ 109,000 |
| Niagara County New York | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Bladen County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Brunswick County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 86,000 |
| Cleveland County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Columbus County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Craven County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Currituck County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 175,000 |
| Halifax County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Henderson County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lee County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Martin County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| McDowell County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Moore County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| New Hanover County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 100,000 |
| Pitt County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Richmond County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Warren County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Wayne County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Wilson County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Delaware County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 117,000 |
| Erie County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 403,000 |
| Lackawanna County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Monroe County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Montgomery County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 111,000 |
| Northampton County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Snyder County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Cherokee County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Edgefield County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Florence County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Greenville County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Horry County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Marion County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Sumter County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Davidson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| Fentress County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 54,000 |
| Houston County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Jackson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Van Buren County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 147,000 |
| Wayne County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Gregg County Texas | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Harris County Texas | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Albemarle County Virginia | 1 | $ 305,000 | $ 305,000 | $ 82,000 |
| Campbell County Virginia | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Chesterfield County Virginia | 1 | $ 305,000 | $ 305,000 | $ 111,000 |
| Fairfax County Virginia | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| King William County Virginia | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Madison County Virginia | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Norfolk County Virginia | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Orange County Virginia | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Patrick County Virginia | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Portsmouth County Virginia | 1 | $ 295,000 | $ 295,000 | $ 48,000 |
| Prince William County Virginia | 1 | $ 405,000 | $ 405,000 | $ 98,000 |
| Richmond County Virginia | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Roanoke City County Virginia | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| Shenandoah County Virginia | 1 | $ 85,000 | $ 85,000 | $ 131,000 |
| Spotsylvania County Virginia | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Stafford County Virginia | 1 | $ 285,000 | $ 285,000 | $ 74,000 |
| Staunton County Virginia | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Sussex County Virginia | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| York County Virginia | 1 | $ 415,000 | $ 415,000 | $ 93,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Shamrock Home Loans, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,334 | $435,050,000 | $326,000 | $1,445,000 | $102,000 | $800,000 |
| Cash-out Refinancing | 316 | $87,030,000 | $275,000 | $885,000 | $92,000 | $440,000 |
| Refinancing | 133 | $33,835,000 | $254,000 | $945,000 | $95,000 | $407,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 832 | $266,140,000 | $319,000 | $1,185,000 | $105,000 | $592,000 |
| Not Provided | 524 | $160,510,000 | $306,000 | $835,000 | $101,000 | $462,000 |
| Hispanic | 196 | $62,110,000 | $316,000 | $1,445,000 | $89,000 | $800,000 |
| Black or African American | 174 | $48,750,000 | $280,000 | $745,000 | $82,000 | $400,000 |
| Asian | 46 | $14,370,000 | $312,000 | $655,000 | $111,000 | $456,000 |
| American Indian or Alaskan Native | 3 | $1,055,000 | $351,000 | $705,000 | $117,000 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,113 | $345,715,000 | $310,000 | $1,445,000 | $111,000 | $800,000 |
| FHA-insured (Federal Housing Administration) | 562 | $177,000,000 | $314,000 | $835,000 | $81,000 | $323,000 |
| VA-guaranteed (Veterans Administration) | 75 | $25,665,000 | $342,000 | $705,000 | $94,000 | $592,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 33 | $7,535,000 | $228,000 | $405,000 | $63,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,312 | $411,390,000 | $313,000 | $775,000 | $101,000 | $592,000 |
| Application Denied By Financial Institution | 244 | $73,490,000 | $301,000 | $1,445,000 | $89,000 | $555,000 |
| Application Withdrawn By Applicant | 217 | $67,855,000 | $312,000 | $1,005,000 | $105,000 | $800,000 |
| Application Approved But Not Accepted | 9 | $2,605,000 | $289,000 | $525,000 | $127,000 | $295,000 |
| File Closed For Incompleteness | 1 | $575,000 | $575,000 | $575,000 | $255,000 | $255,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,539 | $482,425,000 | $313,000 | $1,005,000 | $102,000 | $800,000 |
| Other | 84 | $25,490,000 | $303,000 | $1,445,000 | $93,000 | $555,000 |
| Debt-To-Income Ratio | 51 | $14,435,000 | $283,000 | $945,000 | $68,000 | $198,000 |
| Collateral | 44 | $14,980,000 | $340,000 | $1,185,000 | $100,000 | $456,000 |
| Unverifiable Information | 23 | $6,085,000 | $264,000 | $465,000 | $82,000 | $146,000 |
| Credit History | 16 | $4,530,000 | $283,000 | $455,000 | $101,000 | $400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $4,245,000 | $283,000 | $685,000 | $89,000 | $199,000 |
| Credit Application Incomplete | 6 | $2,270,000 | $378,000 | $635,000 | $149,000 | $209,000 |
| Employment History | 5 | $1,455,000 | $291,000 | $415,000 | $74,000 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.