Severn Savings Bank, Fsb Dba Severn Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Severn Savings Bank, Fsb Dba Severn Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Severn Savings Bank, Fsb Dba Severn Bank 200 Westgate Circle Suite 200 Annapolis, MD 21401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,243 |
| Total Mortgage Loan Application Amount | $521,605,000 |
| Average Mortgage Loan Application Amount | $334,800 |
| Highest Mortgage Loan Application Amount | $12,245,000 |
| Average Applicant Income | $139,200 |
| Highest Applicant Income | $2,043,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anne Arundel County Maryland | 346 | $ 170,430,000 | $ 492,000 | $ 181,000 |
| Frederick County Maryland | 205 | $ 69,695,000 | $ 339,000 | $ 116,000 |
| Carroll County Maryland | 69 | $ 22,495,000 | $ 326,000 | $ 114,000 |
| Montgomery County Maryland | 69 | $ 34,505,000 | $ 500,000 | $ 160,000 |
| Baltimore County Maryland | 61 | $ 19,695,000 | $ 322,000 | $ 126,000 |
| Charles County Maryland | 44 | $ 19,650,000 | $ 446,000 | $ 153,000 |
| Prince George's County Maryland | 43 | $ 14,805,000 | $ 344,000 | $ 127,000 |
| Calvert County Maryland | 41 | $ 19,695,000 | $ 480,000 | $ 170,000 |
| Howard County Maryland | 34 | $ 13,520,000 | $ 397,000 | $ 130,000 |
| Washington County Maryland | 34 | $ 8,900,000 | $ 261,000 | $ 96,000 |
| Baltimore City County Maryland | 33 | $ 10,215,000 | $ 309,000 | $ 147,000 |
| Queen Anne's County Maryland | 27 | $ 11,985,000 | $ 443,000 | $ 169,000 |
| St. Mary's County Maryland | 21 | $ 9,945,000 | $ 473,000 | $ 186,000 |
| Harford County Maryland | 17 | $ 5,935,000 | $ 349,000 | $ 112,000 |
| Berkeley County West Virginia | 16 | $ 3,840,000 | $ 240,000 | $ 90,000 |
| Worcester County Maryland | 15 | $ 4,375,000 | $ 291,000 | $ 211,000 |
| Sussex County Delaware | 13 | $ 5,995,000 | $ 461,000 | $ 268,000 |
| Fairfax County Virginia | 9 | $ 11,675,000 | $ 1,297,000 | $ 498,000 |
| Caroline County Maryland | 8 | $ 2,520,000 | $ 315,000 | $ 134,000 |
| Adams County Pennsylvania | 8 | $ 1,950,000 | $ 243,000 | $ 129,000 |
| Jefferson County West Virginia | 8 | $ 2,620,000 | $ 327,000 | $ 115,000 |
| Arlington County Virginia | 7 | $ 5,765,000 | $ 823,000 | $ 227,000 |
| District of Columbia County District Of Columbia | 6 | $ 14,380,000 | $ 2,396,000 | $ 152,000 |
| Dorchester County Maryland | 5 | $ 855,000 | $ 171,000 | $ 97,000 |
| Franklin County Pennsylvania | 4 | $ 1,530,000 | $ 382,000 | $ 113,000 |
| York County Pennsylvania | 4 | $ 800,000 | $ 200,000 | $ 84,000 |
| Broward County Florida | 3 | $ 1,635,000 | $ 545,000 | $ 422,000 |
| Allegany County Maryland | 3 | $ 195,000 | $ 65,000 | $ 33,000 |
| Cecil County Maryland | 3 | $ 715,000 | $ 238,000 | $ 106,000 |
| Talbot County Maryland | 3 | $ 1,355,000 | $ 451,000 | $ 242,000 |
| Wicomico County Maryland | 3 | $ 445,000 | $ 148,000 | $ 39,000 |
| Loudoun County Virginia | 3 | $ 1,255,000 | $ 418,000 | $ 194,000 |
| Duval County Florida | 2 | $ 340,000 | $ 170,000 | $ 24,000 |
| Martin County Florida | 2 | $ 790,000 | $ 395,000 | $ 338,000 |
| Monroe County Florida | 2 | $ 1,340,000 | $ 670,000 | $ 418,000 |
| Pinellas County Florida | 2 | $ 700,000 | $ 350,000 | $ 132,000 |
| Garrett County Maryland | 2 | $ 1,320,000 | $ 660,000 | $ 250,000 |
| Accomack County Virginia | 2 | $ 580,000 | $ 290,000 | $ 79,000 |
| Alexandria County Virginia | 2 | $ 1,180,000 | $ 590,000 | $ 196,000 |
| Culpeper County Virginia | 2 | $ 530,000 | $ 265,000 | $ 76,000 |
| Henrico County Virginia | 2 | $ 430,000 | $ 215,000 | $ 93,000 |
| Alameda County California | 1 | $ 475,000 | $ 475,000 | $ 149,000 |
| Nevada County California | 1 | $ 655,000 | $ 655,000 | $ 279,000 |
| Orange County California | 1 | $ 435,000 | $ 435,000 | $ 146,000 |
| Placer County California | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| San Diego County California | 1 | $ 525,000 | $ 525,000 | $ 134,000 |
| Kent County Delaware | 1 | $ 365,000 | $ 365,000 | $ 145,000 |
| Brevard County Florida | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| Collier County Florida | 1 | $ 385,000 | $ 385,000 | $ 100,000 |
| Lee County Florida | 1 | $ 355,000 | $ 355,000 | $ 139,000 |
| Palm Beach County Florida | 1 | $ 215,000 | $ 215,000 | $ 101,000 |
| Sarasota County Florida | 1 | $ 135,000 | $ 135,000 | $ 263,000 |
| St. Johns County Florida | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Bryan County Georgia | 1 | $ 355,000 | $ 355,000 | $ 89,000 |
| Chatham County Georgia | 1 | $ 375,000 | $ 375,000 | $ 225,000 |
| Gwinnett County Georgia | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Floyd County Indiana | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Fayette County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 288,000 |
| Oxford County Maine | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Kent County Maryland | 1 | $ 245,000 | $ 245,000 | $ 49,000 |
| Somerset County Maryland | 1 | $ 265,000 | $ 265,000 | $ 56,000 |
| Essex County Massachusetts | 1 | $ 685,000 | $ 685,000 | $ 93,000 |
| Nantucket County Massachusetts | 1 | $ 1,805,000 | $ 1,805,000 | $ 468,000 |
| Plymouth County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 89,000 |
| Carson City County Nevada | 1 | $ 145,000 | $ 145,000 | $ 158,000 |
| Douglas County Nevada | 1 | $ 185,000 | $ 185,000 | $ 158,000 |
| Belknap County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 309,000 |
| Burlington County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Middlesex County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 113,000 |
| Monmouth County New Jersey | 1 | $ 735,000 | $ 735,000 | $ 225,000 |
| Erie County New York | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Nassau County New York | 1 | $ 715,000 | $ 715,000 | $ 415,000 |
| Suffolk County New York | 1 | $ 375,000 | $ 375,000 | $ 77,000 |
| Brunswick County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Currituck County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 1,295,000 |
| Dare County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 225,000 |
| New Hanover County North Carolina | 1 | $ 805,000 | $ 805,000 | $ 495,000 |
| Wake County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 249,000 |
| Montgomery County Ohio | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Summit County Ohio | 1 | $ 185,000 | $ 185,000 | $ 201,000 |
| Allegheny County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Lancaster County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 91,000 |
| Lehigh County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 109,000 |
| Montgomery County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 122,000 |
| Hampton County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Horry County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 183,000 |
| Caroline County Virginia | 1 | $ 315,000 | $ 315,000 | $ 259,000 |
| Chesterfield County Virginia | 1 | $ 355,000 | $ 355,000 | $ 112,000 |
| Fairfax City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Fluvanna County Virginia | 1 | $ 315,000 | $ 315,000 | $ 99,000 |
| Franklin County Virginia | 1 | $ 405,000 | $ 405,000 | $ 199,000 |
| Hanover County Virginia | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| King George County Virginia | 1 | $ 435,000 | $ 435,000 | $ 81,000 |
| Manassas Park County Virginia | 1 | $ 375,000 | $ 375,000 | $ 74,000 |
| Mecklenburg County Virginia | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Newport News County Virginia | 1 | $ 255,000 | $ 255,000 | $ 45,000 |
| Stafford County Virginia | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 385,000 | $ 385,000 | $ 77,000 |
| Grant County West Virginia | 1 | $ 305,000 | $ 305,000 | $ 278,000 |
| Hampshire County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 150,000 |
| Kanawha County West Virginia | 1 | $ 245,000 | $ 245,000 | $ 35,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Severn Savings Bank, Fsb Dba Severn Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 652 | $309,320,000 | $474,000 | $5,505,000 | $160,000 | $2,043,000 |
| Refinancing | 417 | $151,995,000 | $364,000 | $12,245,000 | $144,000 | $1,066,000 |
| Cash-out Refinancing | 168 | $58,800,000 | $350,000 | $1,285,000 | $146,000 | $729,000 |
| Other Purpose | 5 | $1,255,000 | $251,000 | $365,000 | $137,000 | $249,000 |
| Home Improvement | 1 | $235,000 | $235,000 | $235,000 | $109,000 | $109,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 821 | $336,645,000 | $410,000 | $3,505,000 | $161,000 | $1,494,000 |
| Not Provided | 239 | $97,155,000 | $406,000 | $2,995,000 | $148,000 | $2,043,000 |
| Black or African American | 83 | $38,215,000 | $460,000 | $5,505,000 | $117,000 | $523,000 |
| Hispanic | 53 | $18,235,000 | $344,000 | $805,000 | $106,000 | $363,000 |
| Asian | 20 | $8,120,000 | $406,000 | $1,075,000 | $127,000 | $309,000 |
| Not applicable | 13 | $16,205,000 | $1,246,000 | $12,245,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $1,390,000 | $347,000 | $965,000 | $239,000 | $627,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $1,005,000 | $1,005,000 | $1,005,000 | $125,000 | $125,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,009 | $439,375,000 | $435,000 | $12,245,000 | $168,000 | $2,043,000 |
| FHA-insured (Federal Housing Administration) | 145 | $44,325,000 | $305,000 | $795,000 | $81,000 | $279,000 |
| VA-guaranteed (Veterans Administration) | 71 | $33,005,000 | $464,000 | $1,205,000 | $115,000 | $757,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $4,900,000 | $272,000 | $435,000 | $53,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 962 | $377,000,000 | $391,000 | $2,995,000 | $149,000 | $2,043,000 |
| Application Withdrawn By Applicant | 152 | $72,400,000 | $476,000 | $12,245,000 | $164,000 | $1,295,000 |
| File Closed For Incompleteness | 78 | $40,100,000 | $514,000 | $2,655,000 | $165,000 | $996,000 |
| Application Denied By Financial Institution | 46 | $28,620,000 | $622,000 | $5,505,000 | $147,000 | $523,000 |
| Application Approved But Not Accepted | 5 | $3,485,000 | $697,000 | $2,405,000 | $364,000 | $1,494,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,197 | $492,985,000 | $411,000 | $12,245,000 | $153,000 | $2,043,000 |
| Debt-To-Income Ratio | 19 | $13,305,000 | $700,000 | $5,505,000 | $117,000 | $523,000 |
| Collateral | 17 | $12,125,000 | $713,000 | $3,505,000 | $214,000 | $500,000 |
| Credit History | 6 | $1,700,000 | $283,000 | $455,000 | $96,000 | $210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $760,000 | $380,000 | $415,000 | $86,000 | $92,000 |
| Other | 1 | $285,000 | $285,000 | $285,000 | $118,000 | $118,000 |
| Employment History | 1 | $445,000 | $445,000 | $445,000 | $101,000 | $101,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.