Severn Savings Bank, Fsb Dba Severn Bank
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Severn Savings Bank, Fsb Dba Severn Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Severn Savings Bank, Fsb Dba Severn Bank 200 Westgate Circle Suite 200 Annapolis, MD 21401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 649 |
| Total Mortgage Loan Application Amount | $241,165,000 |
| Average Mortgage Loan Application Amount | $420,250 |
| Highest Mortgage Loan Application Amount | $3,955,000 |
| Average Applicant Income | $145,000 |
| Highest Applicant Income | $2,158,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anne Arundel County Maryland | 214 | $ 92,600,000 | $ 432,000 | $ 173,000 |
| Frederick County Maryland | 91 | $ 27,405,000 | $ 301,000 | $ 118,000 |
| Montgomery County Maryland | 29 | $ 15,395,000 | $ 530,000 | $ 162,000 |
| Prince George's County Maryland | 29 | $ 8,195,000 | $ 282,000 | $ 95,000 |
| Washington County Maryland | 19 | $ 4,175,000 | $ 219,000 | $ 89,000 |
| District of Columbia County District Of Columbia | 15 | $ 9,665,000 | $ 644,000 | $ 152,000 |
| Baltimore City County Maryland | 15 | $ 3,115,000 | $ 207,000 | $ 117,000 |
| Baltimore County Maryland | 14 | $ 3,460,000 | $ 247,000 | $ 152,000 |
| Queen Anne's County Maryland | 14 | $ 8,020,000 | $ 572,000 | $ 272,000 |
| Howard County Maryland | 13 | $ 6,435,000 | $ 495,000 | $ 210,000 |
| Calvert County Maryland | 12 | $ 4,750,000 | $ 395,000 | $ 194,000 |
| Harford County Maryland | 11 | $ 3,275,000 | $ 297,000 | $ 122,000 |
| Fairfax County Virginia | 7 | $ 4,205,000 | $ 600,000 | $ 140,000 |
| Broward County Florida | 6 | $ 1,220,000 | $ 203,000 | $ 62,000 |
| Caroline County Maryland | 6 | $ 1,380,000 | $ 230,000 | $ 99,000 |
| Miami-Dade County Florida | 5 | $ 755,000 | $ 151,000 | $ 54,000 |
| Gwinnett County Georgia | 5 | $ 705,000 | $ 141,000 | $ 64,000 |
| Charles County Maryland | 5 | $ 2,015,000 | $ 403,000 | $ 149,000 |
| St. Mary's County Maryland | 5 | $ 1,705,000 | $ 341,000 | $ 126,000 |
| Talbot County Maryland | 5 | $ 2,285,000 | $ 457,000 | $ 161,000 |
| New Castle County Delaware | 4 | $ 960,000 | $ 240,000 | $ 126,000 |
| Sussex County Delaware | 4 | $ 1,450,000 | $ 362,000 | $ 111,000 |
| Cook County Illinois | 4 | $ 490,000 | $ 122,000 | $ 89,000 |
| Carroll County Maryland | 4 | $ 1,500,000 | $ 375,000 | $ 116,000 |
| Worcester County Maryland | 4 | $ 860,000 | $ 215,000 | $ 102,000 |
| Currituck County North Carolina | 4 | $ 4,400,000 | $ 1,100,000 | $ 0 |
| Mecklenburg County North Carolina | 4 | $ 520,000 | $ 130,000 | $ 37,000 |
| Loudoun County Virginia | 4 | $ 4,160,000 | $ 1,040,000 | $ 240,000 |
| Los Angeles County California | 3 | $ 605,000 | $ 201,000 | $ 53,000 |
| Cleveland County North Carolina | 3 | $ 1,205,000 | $ 401,000 | $ 120,000 |
| Franklin County Pennsylvania | 3 | $ 695,000 | $ 231,000 | $ 71,000 |
| Montgomery County Pennsylvania | 3 | $ 895,000 | $ 298,000 | $ 264,000 |
| Berkeley County West Virginia | 3 | $ 725,000 | $ 241,000 | $ 65,000 |
| Maricopa County Arizona | 2 | $ 380,000 | $ 190,000 | $ 109,000 |
| San Joaquin County California | 2 | $ 400,000 | $ 200,000 | $ 86,000 |
| Hillsborough County Florida | 2 | $ 320,000 | $ 160,000 | $ 42,000 |
| Palm Beach County Florida | 2 | $ 570,000 | $ 285,000 | $ 21,000 |
| Fulton County Georgia | 2 | $ 200,000 | $ 100,000 | $ 32,000 |
| Newton County Georgia | 2 | $ 500,000 | $ 250,000 | $ 39,000 |
| Somerset County Maryland | 2 | $ 490,000 | $ 245,000 | $ 66,000 |
| Wicomico County Maryland | 2 | $ 250,000 | $ 125,000 | $ 121,000 |
| Burlington County New Jersey | 2 | $ 480,000 | $ 240,000 | $ 97,000 |
| Essex County New Jersey | 2 | $ 320,000 | $ 160,000 | $ 115,000 |
| Somerset County New Jersey | 2 | $ 910,000 | $ 455,000 | $ 137,000 |
| Queens County New York | 2 | $ 760,000 | $ 380,000 | $ 40,000 |
| Greenville County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 104,000 |
| Caroline County Virginia | 2 | $ 310,000 | $ 155,000 | $ 59,000 |
| Prince William County Virginia | 2 | $ 480,000 | $ 240,000 | $ 76,000 |
| Jefferson County West Virginia | 2 | $ 580,000 | $ 290,000 | $ 100,000 |
| Baldwin County Alabama | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Alameda County California | 1 | $ 375,000 | $ 375,000 | $ 67,000 |
| San Bernardino County California | 1 | $ 385,000 | $ 385,000 | $ 72,000 |
| Kent County Delaware | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Duval County Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Indian River County Florida | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Lake County Florida | 1 | $ 275,000 | $ 275,000 | $ 135,000 |
| Lee County Florida | 1 | $ 345,000 | $ 345,000 | $ 222,000 |
| Okaloosa County Florida | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Osceola County Florida | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| Pinellas County Florida | 1 | $ 235,000 | $ 235,000 | $ 41,000 |
| Putnam County Florida | 1 | $ 385,000 | $ 385,000 | $ 288,000 |
| St. Lucie County Florida | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Clayton County Georgia | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| DeKalb County Georgia | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Richmond County Georgia | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Sedgwick County Kansas | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Henry County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| East Baton Rouge County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Dorchester County Maryland | 1 | $ 205,000 | $ 205,000 | $ 168,000 |
| Garrett County Maryland | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Bergen County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 172,000 |
| Hudson County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Middlesex County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Westchester County New York | 1 | $ 295,000 | $ 295,000 | $ 121,000 |
| Brunswick County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Mitchell County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 152,000 |
| Franklin County Ohio | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Allegheny County Pennsylvania | 1 | $ 605,000 | $ 605,000 | $ 209,000 |
| Butler County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Erie County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Mercer County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Monroe County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Perry County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Pike County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 27,000 |
| Charleston County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| Horry County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 39,000 |
| Lexington County South Carolina | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Chittenden County Vermont | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Arlington County Virginia | 1 | $ 1,905,000 | $ 1,905,000 | $ 645,000 |
| Chesterfield County Virginia | 1 | $ 325,000 | $ 325,000 | $ 132,000 |
| Floyd County Virginia | 1 | $ 455,000 | $ 455,000 | $ 88,000 |
| Hanover County Virginia | 1 | $ 205,000 | $ 205,000 | $ 38,000 |
| Henrico County Virginia | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Louisa County Virginia | 1 | $ 305,000 | $ 305,000 | $ 113,000 |
| Newport News County Virginia | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Petersburg County Virginia | 1 | $ 35,000 | $ 35,000 | $ 116,000 |
| Spotsylvania County Virginia | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| Stafford County Virginia | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Morgan County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Severn Savings Bank, Fsb Dba Severn Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 359 | $141,015,000 | $392,000 | $3,055,000 | $150,000 | $2,158,000 |
| Refinancing | 134 | $48,760,000 | $363,000 | $2,575,000 | $140,000 | $710,000 |
| Cash-out Refinancing | 129 | $33,335,000 | $258,000 | $905,000 | $97,000 | $480,000 |
| Home Improvement | 27 | $18,055,000 | $668,000 | $3,955,000 | $193,000 | $897,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 315 | $127,075,000 | $403,000 | $3,955,000 | $161,000 | $2,158,000 |
| Not Provided | 169 | $58,075,000 | $343,000 | $2,575,000 | $126,000 | $1,064,000 |
| Black or African American | 105 | $33,385,000 | $317,000 | $2,145,000 | $103,000 | $645,000 |
| Not applicable | 27 | $11,425,000 | $423,000 | $1,205,000 | $0 | $0 |
| Hispanic | 23 | $7,565,000 | $328,000 | $1,755,000 | $115,000 | $420,000 |
| American Indian or Alaskan Native | 7 | $1,205,000 | $172,000 | $285,000 | $66,000 | $106,000 |
| Asian | 3 | $2,435,000 | $811,000 | $1,505,000 | $220,000 | $319,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 426 | $176,920,000 | $415,000 | $3,955,000 | $165,000 | $2,158,000 |
| FHA-insured (Federal Housing Administration) | 163 | $45,665,000 | $280,000 | $1,055,000 | $92,000 | $405,000 |
| VA-guaranteed (Veterans Administration) | 40 | $13,350,000 | $333,000 | $685,000 | $100,000 | $225,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $5,230,000 | $261,000 | $365,000 | $79,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 361 | $124,605,000 | $345,000 | $3,055,000 | $141,000 | $2,158,000 |
| Application Denied By Financial Institution | 102 | $41,600,000 | $407,000 | $3,955,000 | $119,000 | $897,000 |
| Application Withdrawn By Applicant | 95 | $37,585,000 | $395,000 | $2,575,000 | $143,000 | $434,000 |
| File Closed For Incompleteness | 90 | $37,180,000 | $413,000 | $2,975,000 | $149,000 | $1,367,000 |
| Application Approved But Not Accepted | 1 | $195,000 | $195,000 | $195,000 | $49,000 | $49,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 547 | $199,565,000 | $364,000 | $3,055,000 | $143,000 | $2,158,000 |
| Debt-To-Income Ratio | 42 | $19,680,000 | $468,000 | $3,955,000 | $95,000 | $897,000 |
| Credit History | 23 | $8,365,000 | $363,000 | $1,505,000 | $137,000 | $710,000 |
| Collateral | 19 | $7,345,000 | $386,000 | $1,305,000 | $145,000 | $254,000 |
| Other | 8 | $3,480,000 | $435,000 | $1,055,000 | $156,000 | $288,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,850,000 | $308,000 | $665,000 | $110,000 | $208,000 |
| Credit Application Incomplete | 2 | $450,000 | $225,000 | $275,000 | $60,000 | $73,000 |
| Employment History | 1 | $205,000 | $205,000 | $205,000 | $0 | $0 |
| Unverifiable Information | 1 | $225,000 | $225,000 | $225,000 | $184,000 | $184,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.