Severn Savings Bank, Fsb Dba Severn Bank
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Severn Savings Bank, Fsb Dba Severn Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Severn Savings Bank, Fsb Dba Severn Bank 200 Westgate Circle Suite 200 Annapolis, MD 21401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 499 |
| Total Mortgage Loan Application Amount | $208,279,000 |
| Average Mortgage Loan Application Amount | $455,333 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $162,666 |
| Highest Applicant Income | $1,031,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anne Arundel County Maryland | 204 | $ 104,258,000 | $ 511,000 | $ 179,000 |
| Baltimore County Maryland | 30 | $ 7,817,000 | $ 260,000 | $ 106,000 |
| Prince George's County Maryland | 23 | $ 7,873,000 | $ 342,000 | $ 140,000 |
| Montgomery County Maryland | 21 | $ 15,772,000 | $ 751,000 | $ 200,000 |
| Baltimore City County Maryland | 17 | $ 4,371,000 | $ 257,000 | $ 149,000 |
| Queen Anne's County Maryland | 16 | $ 7,121,000 | $ 445,000 | $ 153,000 |
| Howard County Maryland | 12 | $ 5,188,000 | $ 432,000 | $ 137,000 |
| Sussex County Delaware | 11 | $ 3,436,000 | $ 312,000 | $ 132,000 |
| District of Columbia County District Of Columbia | 11 | $ 5,938,000 | $ 539,000 | $ 150,000 |
| Fairfax County Virginia | 11 | $ 4,785,000 | $ 435,000 | $ 143,000 |
| Harford County Maryland | 10 | $ 3,111,000 | $ 311,000 | $ 129,000 |
| Calvert County Maryland | 9 | $ 4,023,000 | $ 447,000 | $ 153,000 |
| New Castle County Delaware | 7 | $ 1,805,000 | $ 257,000 | $ 97,000 |
| Bucks County Pennsylvania | 7 | $ 2,279,000 | $ 325,000 | $ 212,000 |
| Charles County Maryland | 6 | $ 2,279,000 | $ 379,000 | $ 143,000 |
| Frederick County Maryland | 6 | $ 1,979,000 | $ 329,000 | $ 156,000 |
| Chester County Pennsylvania | 5 | $ 1,228,000 | $ 245,000 | $ 113,000 |
| Montgomery County Pennsylvania | 5 | $ 1,574,000 | $ 314,000 | $ 180,000 |
| Westmoreland County Pennsylvania | 5 | $ 905,000 | $ 181,000 | $ 80,000 |
| Loudoun County Virginia | 5 | $ 3,000,000 | $ 600,000 | $ 262,000 |
| Talbot County Maryland | 4 | $ 1,457,000 | $ 364,000 | $ 224,000 |
| Kent County Delaware | 3 | $ 393,000 | $ 131,000 | $ 51,000 |
| Cecil County Maryland | 3 | $ 556,000 | $ 185,000 | $ 78,000 |
| St. Mary's County Maryland | 3 | $ 712,000 | $ 237,000 | $ 167,000 |
| Washington County Maryland | 3 | $ 1,034,000 | $ 344,000 | $ 148,000 |
| Allegheny County Pennsylvania | 3 | $ 536,000 | $ 178,000 | $ 37,000 |
| King George County Virginia | 3 | $ 934,000 | $ 311,000 | $ 102,000 |
| Spotsylvania County Virginia | 3 | $ 655,000 | $ 218,000 | $ 64,000 |
| Volusia County Florida | 2 | $ 255,000 | $ 127,000 | $ 137,000 |
| Allegany County Maryland | 2 | $ 272,000 | $ 136,000 | $ 51,000 |
| Caroline County Maryland | 2 | $ 333,000 | $ 166,000 | $ 140,000 |
| Carroll County Maryland | 2 | $ 926,000 | $ 463,000 | $ 140,000 |
| Wicomico County Maryland | 2 | $ 199,000 | $ 99,000 | $ 53,000 |
| Worcester County Maryland | 2 | $ 615,000 | $ 307,000 | $ 235,000 |
| Middlesex County New Jersey | 2 | $ 343,000 | $ 171,000 | $ 60,000 |
| Lancaster County Pennsylvania | 2 | $ 454,000 | $ 227,000 | $ 66,000 |
| Luzerne County Pennsylvania | 2 | $ 416,000 | $ 208,000 | $ 104,000 |
| Philadelphia County Pennsylvania | 2 | $ 792,000 | $ 396,000 | $ 143,000 |
| Chesapeake County Virginia | 2 | $ 441,000 | $ 220,000 | $ 60,000 |
| Henrico County Virginia | 2 | $ 733,000 | $ 366,000 | $ 165,000 |
| Prince William County Virginia | 2 | $ 365,000 | $ 182,000 | $ 54,000 |
| Rockingham County Virginia | 2 | $ 501,000 | $ 250,000 | $ 55,000 |
| Sarasota County Florida | 1 | $ 480,000 | $ 480,000 | $ 328,000 |
| Henry County Georgia | 1 | $ 258,000 | $ 258,000 | $ 138,000 |
| Cook County Illinois | 1 | $ 181,000 | $ 181,000 | $ 57,000 |
| Dorchester County Maryland | 1 | $ 75,000 | $ 75,000 | $ 118,000 |
| Garrett County Maryland | 1 | $ 217,000 | $ 217,000 | $ 140,000 |
| Somerset County Maryland | 1 | $ 300,000 | $ 300,000 | $ 76,000 |
| Burlington County New Jersey | 1 | $ 299,000 | $ 299,000 | $ 142,000 |
| Gloucester County New Jersey | 1 | $ 260,000 | $ 260,000 | $ 266,000 |
| Pitt County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 110,000 |
| Berks County Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 58,000 |
| Centre County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 144,000 |
| Fulton County Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 133,000 |
| Lebanon County Pennsylvania | 1 | $ 394,000 | $ 394,000 | $ 178,000 |
| Monroe County Pennsylvania | 1 | $ 229,000 | $ 229,000 | $ 161,000 |
| York County Pennsylvania | 1 | $ 271,000 | $ 271,000 | $ 100,000 |
| Alexandria County Virginia | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Campbell County Virginia | 1 | $ 178,000 | $ 178,000 | $ 93,000 |
| Culpeper County Virginia | 1 | $ 229,000 | $ 229,000 | $ 81,000 |
| Hanover County Virginia | 1 | $ 507,000 | $ 507,000 | $ 159,000 |
| Louisa County Virginia | 1 | $ 188,000 | $ 188,000 | $ 59,000 |
| Northumberland County Virginia | 1 | $ 279,000 | $ 279,000 | $ 79,000 |
| Richmond City County Virginia | 1 | $ 176,000 | $ 176,000 | $ 70,000 |
| Stafford County Virginia | 1 | $ 208,000 | $ 208,000 | $ 18,000 |
| Sussex County Virginia | 1 | $ 181,000 | $ 181,000 | $ 72,000 |
| Pendleton County West Virginia | 1 | $ 740,000 | $ 740,000 | $ 416,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Severn Savings Bank, Fsb Dba Severn Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 268 | $91,146,000 | $340,000 | $2,261,000 | $137,000 | $1,008,000 |
| Home Purchase | 180 | $90,338,000 | $501,000 | $2,133,000 | $175,000 | $1,031,000 |
| Home Improvement | 51 | $26,795,000 | $525,000 | $3,000,000 | $176,000 | $710,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 359 | $154,076,000 | $429,000 | $3,000,000 | $162,000 | $1,031,000 |
| Not Provided | 55 | $23,610,000 | $429,000 | $2,040,000 | $173,000 | $1,008,000 |
| Black or African American | 49 | $17,838,000 | $364,000 | $2,050,000 | $121,000 | $573,000 |
| Not applicable | 12 | $3,131,000 | $260,000 | $786,000 | $0 | $0 |
| Hispanic | 11 | $3,209,000 | $291,000 | $1,199,000 | $137,000 | $625,000 |
| Asian | 11 | $5,782,000 | $525,000 | $2,100,000 | $142,000 | $385,000 |
| American Indian or Alaskan Native | 1 | $220,000 | $220,000 | $220,000 | $387,000 | $387,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $413,000 | $413,000 | $413,000 | $116,000 | $116,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 384 | $175,935,000 | $458,000 | $3,000,000 | $173,000 | $1,031,000 |
| FHA-insured (Federal Housing Administration) | 90 | $24,650,000 | $273,000 | $647,000 | $91,000 | $322,000 |
| VA-guaranteed (Veterans Administration) | 25 | $7,694,000 | $307,000 | $1,205,000 | $102,000 | $211,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 253 | $107,636,000 | $425,000 | $3,000,000 | $166,000 | $1,031,000 |
| Application Denied By Financial Institution | 100 | $41,547,000 | $415,000 | $2,133,000 | $117,000 | $511,000 |
| Application Withdrawn By Applicant | 72 | $29,588,000 | $410,000 | $1,872,000 | $161,000 | $1,008,000 |
| File Closed For Incompleteness | 71 | $27,939,000 | $393,000 | $2,000,000 | $160,000 | $960,000 |
| Application Approved But Not Accepted | 3 | $1,569,000 | $523,000 | $852,000 | $138,000 | $170,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 32 | $15,947,000 | $498,000 | $2,068,000 | $91,000 | $376,000 |
| Collateral | 22 | $10,013,000 | $455,000 | $2,133,000 | $154,000 | $449,000 |
| Credit History | 21 | $7,943,000 | $378,000 | $1,699,000 | $135,000 | $511,000 |
| Credit Application Incomplete | 19 | $5,785,000 | $304,000 | $849,000 | $105,000 | $259,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $630,000 | $210,000 | $300,000 | $64,000 | $91,000 |
| Unverifiable Information | 2 | $904,000 | $452,000 | $636,000 | $143,000 | $209,000 |
| Other | 1 | $325,000 | $325,000 | $325,000 | $71,000 | $71,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.