Severn Savings Bank, Fsb Dba Severn Bank
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Severn Savings Bank, Fsb Dba Severn Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Severn Savings Bank, Fsb Dba Severn Bank 200 Westgate Circle Suite 200 Annapolis, MD 21401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,331 |
| Total Mortgage Loan Application Amount | $448,422,000 |
| Average Mortgage Loan Application Amount | $352,333 |
| Highest Mortgage Loan Application Amount | $5,183,000 |
| Average Applicant Income | $133,666 |
| Highest Applicant Income | $1,152,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anne Arundel County Maryland | 343 | $ 129,640,000 | $ 377,000 | $ 133,000 |
| Prince George's County Maryland | 118 | $ 35,166,000 | $ 298,000 | $ 98,000 |
| Montgomery County Maryland | 93 | $ 40,860,000 | $ 439,000 | $ 171,000 |
| Baltimore County Maryland | 80 | $ 23,260,000 | $ 290,000 | $ 128,000 |
| District of Columbia County District Of Columbia | 51 | $ 22,798,000 | $ 447,000 | $ 152,000 |
| Baltimore City County Maryland | 51 | $ 16,109,000 | $ 315,000 | $ 122,000 |
| Harford County Maryland | 40 | $ 10,028,000 | $ 250,000 | $ 86,000 |
| Howard County Maryland | 39 | $ 13,574,000 | $ 348,000 | $ 158,000 |
| Fairfax County Virginia | 34 | $ 17,040,000 | $ 501,000 | $ 166,000 |
| Charles County Maryland | 28 | $ 8,428,000 | $ 301,000 | $ 123,000 |
| New Castle County Delaware | 27 | $ 6,090,000 | $ 225,000 | $ 119,000 |
| Calvert County Maryland | 25 | $ 9,800,000 | $ 392,000 | $ 143,000 |
| Carroll County Maryland | 21 | $ 6,447,000 | $ 307,000 | $ 93,000 |
| Queen Anne's County Maryland | 19 | $ 7,679,000 | $ 404,000 | $ 185,000 |
| Sussex County Delaware | 18 | $ 7,716,000 | $ 428,000 | $ 168,000 |
| Frederick County Maryland | 18 | $ 5,357,000 | $ 297,000 | $ 119,000 |
| St. Mary's County Maryland | 18 | $ 5,966,000 | $ 331,000 | $ 142,000 |
| Worcester County Maryland | 17 | $ 4,039,000 | $ 237,000 | $ 130,000 |
| Washington County Maryland | 16 | $ 3,432,000 | $ 214,000 | $ 75,000 |
| Loudoun County Virginia | 16 | $ 7,727,000 | $ 482,000 | $ 187,000 |
| Allegheny County Pennsylvania | 9 | $ 1,746,000 | $ 194,000 | $ 101,000 |
| Montgomery County Pennsylvania | 9 | $ 3,462,000 | $ 384,000 | $ 184,000 |
| Chesterfield County Virginia | 9 | $ 2,492,000 | $ 276,000 | $ 94,000 |
| Prince William County Virginia | 9 | $ 3,742,000 | $ 415,000 | $ 131,000 |
| Stafford County Virginia | 9 | $ 2,752,000 | $ 305,000 | $ 94,000 |
| Talbot County Maryland | 8 | $ 1,789,000 | $ 223,000 | $ 136,000 |
| Dauphin County Pennsylvania | 8 | $ 1,672,000 | $ 209,000 | $ 79,000 |
| Spotsylvania County Virginia | 8 | $ 1,928,000 | $ 241,000 | $ 68,000 |
| Caroline County Maryland | 7 | $ 945,000 | $ 135,000 | $ 61,000 |
| Cecil County Maryland | 7 | $ 2,220,000 | $ 317,000 | $ 107,000 |
| Bucks County Pennsylvania | 7 | $ 1,727,000 | $ 246,000 | $ 109,000 |
| Philadelphia County Pennsylvania | 7 | $ 1,009,000 | $ 144,000 | $ 68,000 |
| York County Pennsylvania | 7 | $ 1,049,000 | $ 149,000 | $ 74,000 |
| Chester County Pennsylvania | 6 | $ 1,536,000 | $ 256,000 | $ 129,000 |
| Kent County Delaware | 5 | $ 859,000 | $ 171,000 | $ 73,000 |
| Kent County Maryland | 5 | $ 836,000 | $ 167,000 | $ 130,000 |
| Wicomico County Maryland | 5 | $ 786,000 | $ 157,000 | $ 89,000 |
| Berks County Pennsylvania | 5 | $ 972,000 | $ 194,000 | $ 111,000 |
| Arlington County Virginia | 5 | $ 3,032,000 | $ 606,000 | $ 186,000 |
| Virginia Beach County Virginia | 5 | $ 1,726,000 | $ 345,000 | $ 123,000 |
| Delaware County Pennsylvania | 3 | $ 718,000 | $ 239,000 | $ 99,000 |
| Franklin County Pennsylvania | 3 | $ 525,000 | $ 175,000 | $ 78,000 |
| Luzerne County Pennsylvania | 3 | $ 568,000 | $ 189,000 | $ 53,000 |
| Monroe County Pennsylvania | 3 | $ 463,000 | $ 154,000 | $ 67,000 |
| Albemarle County Virginia | 3 | $ 861,000 | $ 287,000 | $ 152,000 |
| Alexandria County Virginia | 3 | $ 1,562,000 | $ 520,000 | $ 216,000 |
| Bay County Florida | 2 | $ 351,000 | $ 175,000 | $ 149,000 |
| Osceola County Florida | 2 | $ 375,000 | $ 187,000 | $ 139,000 |
| Garrett County Maryland | 2 | $ 640,000 | $ 320,000 | $ 688,000 |
| Bronx County New York | 2 | $ 249,000 | $ 124,000 | $ 69,000 |
| Adams County Pennsylvania | 2 | $ 478,000 | $ 239,000 | $ 95,000 |
| Centre County Pennsylvania | 2 | $ 513,000 | $ 256,000 | $ 88,000 |
| Lehigh County Pennsylvania | 2 | $ 579,000 | $ 289,000 | $ 105,000 |
| Northampton County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 77,000 |
| Washington County Pennsylvania | 2 | $ 545,000 | $ 272,000 | $ 136,000 |
| Chesapeake County Virginia | 2 | $ 844,000 | $ 422,000 | $ 160,000 |
| Fauquier County Virginia | 2 | $ 688,000 | $ 344,000 | $ 122,000 |
| Fredericksburg County Virginia | 2 | $ 410,000 | $ 205,000 | $ 107,000 |
| Henrico County Virginia | 2 | $ 578,000 | $ 289,000 | $ 158,000 |
| Newport News County Virginia | 2 | $ 448,000 | $ 224,000 | $ 116,000 |
| Richmond City County Virginia | 2 | $ 273,000 | $ 136,000 | $ 77,000 |
| Shenandoah County Virginia | 2 | $ 459,000 | $ 229,000 | $ 94,000 |
| Suffolk County Virginia | 2 | $ 428,000 | $ 214,000 | $ 160,000 |
| Broward County Florida | 1 | $ 780,000 | $ 780,000 | $ 283,000 |
| Duval County Florida | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Lee County Florida | 1 | $ 300,000 | $ 300,000 | $ 36,000 |
| Clarke County Georgia | 1 | $ 94,000 | $ 94,000 | $ 120,000 |
| Gwinnett County Georgia | 1 | $ 314,000 | $ 314,000 | $ 81,000 |
| Cook County Illinois | 1 | $ 304,000 | $ 304,000 | $ 209,000 |
| Grant County Indiana | 1 | $ 129,000 | $ 129,000 | $ 42,000 |
| Republic County Kansas | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Allegany County Maryland | 1 | $ 116,000 | $ 116,000 | $ 46,000 |
| Somerset County Maryland | 1 | $ 272,000 | $ 272,000 | $ 94,000 |
| Essex County Massachusetts | 1 | $ 564,000 | $ 564,000 | $ 428,000 |
| Camden County New Jersey | 1 | $ 148,000 | $ 148,000 | $ 85,000 |
| Cape May County New Jersey | 1 | $ 564,000 | $ 564,000 | $ 263,000 |
| Santa Fe County New Mexico | 1 | $ 160,000 | $ 160,000 | $ 88,000 |
| Brunswick County North Carolina | 1 | $ 387,000 | $ 387,000 | $ 176,000 |
| Craven County North Carolina | 1 | $ 239,000 | $ 239,000 | $ 19,000 |
| Forsyth County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 140,000 |
| New Hanover County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 42,000 |
| Transylvania County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 81,000 |
| Muskingum County Ohio | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Beaver County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Butler County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 157,000 |
| Cambria County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 96,000 |
| Cumberland County Pennsylvania | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 221,000 | $ 221,000 | $ 222,000 |
| Fulton County Pennsylvania | 1 | $ 197,000 | $ 197,000 | $ 52,000 |
| Huntingdon County Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 130,000 |
| Jefferson County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Juniata County Pennsylvania | 1 | $ 290,000 | $ 290,000 | $ 193,000 |
| Lackawanna County Pennsylvania | 1 | $ 192,000 | $ 192,000 | $ 85,000 |
| Mercer County Pennsylvania | 1 | $ 208,000 | $ 208,000 | $ 94,000 |
| Susquehanna County Pennsylvania | 1 | $ 280,000 | $ 280,000 | $ 154,000 |
| Venango County Pennsylvania | 1 | $ 191,000 | $ 191,000 | $ 115,000 |
| Wyoming County Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 83,000 |
| Richland County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 42,000 |
| Montgomery County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Windsor County Vermont | 1 | $ 245,000 | $ 245,000 | $ 324,000 |
| Accomack County Virginia | 1 | $ 112,000 | $ 112,000 | $ 19,000 |
| Caroline County Virginia | 1 | $ 190,000 | $ 190,000 | $ 63,000 |
| Charlottesville County Virginia | 1 | $ 248,000 | $ 248,000 | $ 115,000 |
| Clarke County Virginia | 1 | $ 1,720,000 | $ 1,720,000 | $ 0 |
| Culpeper County Virginia | 1 | $ 294,000 | $ 294,000 | $ 161,000 |
| Fairfax City County Virginia | 1 | $ 357,000 | $ 357,000 | $ 250,000 |
| Frederick County Virginia | 1 | $ 182,000 | $ 182,000 | $ 38,000 |
| Giles County Virginia | 1 | $ 193,000 | $ 193,000 | $ 142,000 |
| Goochland County Virginia | 1 | $ 920,000 | $ 920,000 | $ 258,000 |
| Hampton County Virginia | 1 | $ 122,000 | $ 122,000 | $ 125,000 |
| Isle of Wight County Virginia | 1 | $ 170,000 | $ 170,000 | $ 121,000 |
| James City County Virginia | 1 | $ 323,000 | $ 323,000 | $ 101,000 |
| King and Queen County Virginia | 1 | $ 239,000 | $ 239,000 | $ 57,000 |
| King George County Virginia | 1 | $ 375,000 | $ 375,000 | $ 140,000 |
| Mecklenburg County Virginia | 1 | $ 217,000 | $ 217,000 | $ 55,000 |
| Nelson County Virginia | 1 | $ 151,000 | $ 151,000 | $ 42,000 |
| New Kent County Virginia | 1 | $ 259,000 | $ 259,000 | $ 90,000 |
| Norfolk County Virginia | 1 | $ 190,000 | $ 190,000 | $ 80,000 |
| Northumberland County Virginia | 1 | $ 675,000 | $ 675,000 | $ 420,000 |
| Orange County Virginia | 1 | $ 188,000 | $ 188,000 | $ 45,000 |
| Page County Virginia | 1 | $ 77,000 | $ 77,000 | $ 60,000 |
| Pittsylvania County Virginia | 1 | $ 250,000 | $ 250,000 | $ 65,000 |
| Prince George County Virginia | 1 | $ 180,000 | $ 180,000 | $ 31,000 |
| Roanoke County Virginia | 1 | $ 181,000 | $ 181,000 | $ 82,000 |
| Southampton County Virginia | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Warren County Virginia | 1 | $ 624,000 | $ 624,000 | $ 177,000 |
| Westmoreland County Virginia | 1 | $ 82,000 | $ 82,000 | $ 250,000 |
| Wise County Virginia | 1 | $ 108,000 | $ 108,000 | $ 40,000 |
| Wythe County Virginia | 1 | $ 123,000 | $ 123,000 | $ 39,000 |
| Raleigh County West Virginia | 1 | $ 69,000 | $ 69,000 | $ 39,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Severn Savings Bank, Fsb Dba Severn Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 814 | $261,336,000 | $321,000 | $2,560,000 | $126,000 | $1,152,000 |
| Home Purchase | 381 | $135,060,000 | $354,000 | $1,750,000 | $131,000 | $753,000 |
| Home Improvement | 136 | $52,026,000 | $382,000 | $5,183,000 | $144,000 | $800,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 850 | $288,369,000 | $339,000 | $2,560,000 | $130,000 | $1,152,000 |
| Black or African American | 217 | $64,662,000 | $297,000 | $1,080,000 | $94,000 | $350,000 |
| Not Provided | 141 | $47,148,000 | $334,000 | $2,261,000 | $166,000 | $1,008,000 |
| Hispanic | 55 | $18,401,000 | $334,000 | $731,000 | $141,000 | $649,000 |
| Asian | 49 | $18,414,000 | $375,000 | $1,098,000 | $175,000 | $800,000 |
| Not applicable | 11 | $9,203,000 | $836,000 | $5,183,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $2,026,000 | $289,000 | $417,000 | $100,000 | $142,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $199,000 | $199,000 | $199,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,032 | $359,508,000 | $348,000 | $5,183,000 | $143,000 | $1,152,000 |
| FHA-insured (Federal Housing Administration) | 226 | $66,329,000 | $293,000 | $636,000 | $81,000 | $261,000 |
| VA-guaranteed (Veterans Administration) | 70 | $21,840,000 | $312,000 | $722,000 | $82,000 | $350,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $745,000 | $248,000 | $366,000 | $56,000 | $68,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 558 | $182,115,000 | $326,000 | $5,183,000 | $119,000 | $864,000 |
| File Closed For Incompleteness | 334 | $110,620,000 | $331,000 | $2,560,000 | $144,000 | $1,150,000 |
| Application Denied By Financial Institution | 219 | $78,007,000 | $356,000 | $1,750,000 | $106,000 | $649,000 |
| Application Withdrawn By Applicant | 213 | $74,768,000 | $351,000 | $2,261,000 | $153,000 | $1,152,000 |
| Application Approved But Not Accepted | 7 | $2,912,000 | $416,000 | $1,350,000 | $165,000 | $308,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 78 | $28,648,000 | $367,000 | $1,720,000 | $83,000 | $322,000 |
| Collateral | 54 | $21,238,000 | $393,000 | $1,750,000 | $129,000 | $355,000 |
| Credit History | 48 | $13,337,000 | $277,000 | $800,000 | $105,000 | $350,000 |
| Credit Application Incomplete | 23 | $7,770,000 | $337,000 | $914,000 | $131,000 | $649,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $5,258,000 | $584,000 | $1,080,000 | $153,000 | $285,000 |
| Other | 3 | $728,000 | $242,000 | $350,000 | $94,000 | $127,000 |
| Unverifiable Information | 3 | $844,000 | $281,000 | $576,000 | $34,000 | $54,000 |
| Employment History | 1 | $184,000 | $184,000 | $184,000 | $73,000 | $73,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.