Severn Savings Bank, Fsb Dba Severn Bank
Mortgage Loan Application
Totals and Details
for 2015

Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Severn Savings Bank, Fsb Dba Severn Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Severn Savings Bank, Fsb Dba Severn Bank
200 Westgate Circle Suite 200
Annapolis, MD 21401
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,727
Total Mortgage Loan Application Amount $575,338,000
Average Mortgage Loan Application Amount $357,333
Highest Mortgage Loan Application Amount $3,500,000
Average Applicant Income $135,000
Highest Applicant Income $1,425,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Severn Savings Bank, Fsb Dba Severn Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Anne Arundel County Maryland 422 $ 159,923,000 $ 378,000 $ 127,000
Prince George's County Maryland 122 $ 34,344,000 $ 281,000 $ 104,000
Baltimore County Maryland 113 $ 30,602,000 $ 270,000 $ 97,000
Montgomery County Maryland 109 $ 47,841,000 $ 438,000 $ 155,000
District of Columbia County District Of Columbia 73 $ 32,553,000 $ 445,000 $ 185,000
Howard County Maryland 63 $ 27,825,000 $ 441,000 $ 176,000
Baltimore City County Maryland 57 $ 13,679,000 $ 239,000 $ 149,000
Fairfax County Virginia 55 $ 32,355,000 $ 588,000 $ 190,000
Calvert County Maryland 37 $ 14,880,000 $ 402,000 $ 136,000
Harford County Maryland 37 $ 11,003,000 $ 297,000 $ 115,000
Carroll County Maryland 35 $ 10,267,000 $ 293,000 $ 109,000
Queen Anne's County Maryland 31 $ 11,307,000 $ 364,000 $ 141,000
Loudoun County Virginia 30 $ 13,335,000 $ 444,000 $ 143,000
Frederick County Maryland 27 $ 7,783,000 $ 288,000 $ 96,000
Charles County Maryland 26 $ 9,272,000 $ 356,000 $ 123,000
New Castle County Delaware 20 $ 5,614,000 $ 280,000 $ 117,000
Sussex County Delaware 16 $ 4,436,000 $ 277,000 $ 113,000
St. Mary's County Maryland 16 $ 4,843,000 $ 302,000 $ 110,000
Worcester County Maryland 14 $ 3,172,000 $ 226,000 $ 129,000
Arlington County Virginia 12 $ 5,649,000 $ 470,000 $ 124,000
Talbot County Maryland 11 $ 3,178,000 $ 288,000 $ 91,000
Philadelphia County Pennsylvania 11 $ 3,130,000 $ 284,000 $ 97,000
Prince William County Virginia 11 $ 3,407,000 $ 309,000 $ 110,000
Virginia Beach County Virginia 11 $ 3,196,000 $ 290,000 $ 81,000
Wicomico County Maryland 10 $ 2,202,000 $ 220,000 $ 103,000
Henrico County Virginia 10 $ 2,036,000 $ 203,000 $ 67,000
Bucks County Pennsylvania 9 $ 2,093,000 $ 232,000 $ 123,000
Wake County North Carolina 8 $ 1,273,000 $ 159,000 $ 59,000
Chester County Pennsylvania 8 $ 2,369,000 $ 296,000 $ 122,000
Cecil County Maryland 7 $ 1,580,000 $ 225,000 $ 104,000
Allegheny County Pennsylvania 7 $ 1,287,000 $ 183,000 $ 84,000
Montgomery County Pennsylvania 7 $ 1,702,000 $ 243,000 $ 138,000
Alexandria County Virginia 7 $ 2,843,000 $ 406,000 $ 258,000
Chesterfield County Virginia 7 $ 1,484,000 $ 212,000 $ 42,000
Stafford County Virginia 7 $ 2,012,000 $ 287,000 $ 122,000
Washington County Maryland 6 $ 1,378,000 $ 229,000 $ 55,000
Haywood County North Carolina 6 $ 972,000 $ 162,000 $ 74,000
Richmond City County Virginia 6 $ 2,005,000 $ 334,000 $ 305,000
Dorchester County Maryland 5 $ 797,000 $ 159,000 $ 111,000
Garrett County Maryland 5 $ 1,596,000 $ 319,000 $ 191,000
Delaware County Pennsylvania 5 $ 1,187,000 $ 237,000 $ 95,000
Monroe County Pennsylvania 5 $ 1,333,000 $ 266,000 $ 109,000
Hanover County Virginia 5 $ 1,424,000 $ 284,000 $ 111,000
Lynchburg County Virginia 5 $ 919,000 $ 183,000 $ 78,000
Suffolk County Virginia 5 $ 1,575,000 $ 315,000 $ 81,000
Cook County Illinois 4 $ 838,000 $ 209,000 $ 19,000
Allegany County Maryland 4 $ 440,000 $ 110,000 $ 70,000
Caroline County Maryland 4 $ 702,000 $ 175,000 $ 72,000
Kent County Maryland 4 $ 1,025,000 $ 256,000 $ 36,000
Luzerne County Pennsylvania 4 $ 527,000 $ 131,000 $ 59,000
Gloucester County Virginia 4 $ 841,000 $ 210,000 $ 33,000
Manassas County Virginia 4 $ 851,000 $ 212,000 $ 30,000
Spotsylvania County Virginia 4 $ 1,029,000 $ 257,000 $ 59,000
Kent County Delaware 3 $ 686,000 $ 228,000 $ 108,000
Somerset County Maryland 3 $ 147,000 $ 49,000 $ 101,000
Forsyth County North Carolina 3 $ 451,000 $ 150,000 $ 33,000
Guilford County North Carolina 3 $ 540,000 $ 180,000 $ 60,000
New Hanover County North Carolina 3 $ 677,000 $ 225,000 $ 80,000
Lancaster County Pennsylvania 3 $ 534,000 $ 178,000 $ 100,000
Northampton County Pennsylvania 3 $ 528,000 $ 176,000 $ 67,000
York County Pennsylvania 3 $ 505,000 $ 168,000 $ 69,000
Augusta County Virginia 3 $ 613,000 $ 204,000 $ 34,000
Chesapeake County Virginia 3 $ 616,000 $ 205,000 $ 60,000
Fauquier County Virginia 3 $ 1,288,000 $ 429,000 $ 133,000
Norfolk County Virginia 3 $ 679,000 $ 226,000 $ 23,000
Jackson County Illinois 2 $ 254,000 $ 127,000 $ 0
Hennepin County Minnesota 2 $ 283,000 $ 141,000 $ 0
Burlington County New Jersey 2 $ 389,000 $ 194,000 $ 186,000
Buncombe County North Carolina 2 $ 375,000 $ 187,000 $ 31,000
Cleveland County North Carolina 2 $ 222,000 $ 111,000 $ 32,000
Iredell County North Carolina 2 $ 354,000 $ 177,000 $ 64,000
Orange County North Carolina 2 $ 330,000 $ 165,000 $ 68,000
Pitt County North Carolina 2 $ 429,000 $ 214,000 $ 72,000
Union County North Carolina 2 $ 415,000 $ 207,000 $ 67,000
Cumberland County Pennsylvania 2 $ 411,000 $ 205,000 $ 170,000
Dauphin County Pennsylvania 2 $ 438,000 $ 219,000 $ 88,000
Fayette County Pennsylvania 2 $ 322,000 $ 161,000 $ 80,000
Juniata County Pennsylvania 2 $ 402,000 $ 201,000 $ 134,000
Lackawanna County Pennsylvania 2 $ 376,000 $ 188,000 $ 106,000
Lehigh County Pennsylvania 2 $ 650,000 $ 325,000 $ 146,000
Pike County Pennsylvania 2 $ 606,000 $ 303,000 $ 149,000
Venango County Pennsylvania 2 $ 284,000 $ 142,000 $ 99,000
Washington County Pennsylvania 2 $ 421,000 $ 210,000 $ 124,000
Charleston County South Carolina 2 $ 496,000 $ 248,000 $ 66,000
Horry County South Carolina 2 $ 591,000 $ 295,000 $ 314,000
Harris County Texas 2 $ 270,000 $ 135,000 $ 0
Botetourt County Virginia 2 $ 412,000 $ 206,000 $ 84,000
Campbell County Virginia 2 $ 646,000 $ 323,000 $ 94,000
Caroline County Virginia 2 $ 483,000 $ 241,000 $ 101,000
Culpeper County Virginia 2 $ 435,000 $ 217,000 $ 76,000
Falls Church County Virginia 2 $ 1,880,000 $ 940,000 $ 321,000
Prince George County Virginia 2 $ 361,000 $ 180,000 $ 82,000
Pulaski County Virginia 2 $ 390,000 $ 195,000 $ 49,000
Winchester County Virginia 2 $ 501,000 $ 250,000 $ 59,000
Jefferson County Alabama 1 $ 129,000 $ 129,000 $ 0
Benton County Arkansas 1 $ 128,000 $ 128,000 $ 0
Adams County Colorado 1 $ 361,000 $ 361,000 $ 0
Charlotte County Florida 1 $ 392,000 $ 392,000 $ 181,000
Dixie County Florida 1 $ 51,000 $ 51,000 $ 83,000
Hillsborough County Florida 1 $ 183,000 $ 183,000 $ 77,000
Orange County Florida 1 $ 156,000 $ 156,000 $ 106,000
St. Johns County Florida 1 $ 501,000 $ 501,000 $ 300,000
St. Lucie County Florida 1 $ 168,000 $ 168,000 $ 224,000
Volusia County Florida 1 $ 197,000 $ 197,000 $ 84,000
Fulton County Georgia 1 $ 190,000 $ 190,000 $ 49,000
Henry County Georgia 1 $ 184,000 $ 184,000 $ 0
Will County Illinois 1 $ 133,000 $ 133,000 $ 0
Lake County Indiana 1 $ 131,000 $ 131,000 $ 0
Polk County Iowa 1 $ 146,000 $ 146,000 $ 70,000
Hampden County Massachusetts 1 $ 137,000 $ 137,000 $ 0
Middlesex County Massachusetts 1 $ 394,000 $ 394,000 $ 0
Washington County Minnesota 1 $ 149,000 $ 149,000 $ 0
DeSoto County Mississippi 1 $ 211,000 $ 211,000 $ 0
Harrison County Mississippi 1 $ 129,000 $ 129,000 $ 0
Lamar County Mississippi 1 $ 135,000 $ 135,000 $ 0
Madison County Mississippi 1 $ 134,000 $ 134,000 $ 0
St. Louis County Missouri 1 $ 148,000 $ 148,000 $ 0
Camden County New Jersey 1 $ 160,000 $ 160,000 $ 51,000
Orange County New York 1 $ 120,000 $ 120,000 $ 76,000
Suffolk County New York 1 $ 300,000 $ 300,000 $ 130,000
Alamance County North Carolina 1 $ 171,000 $ 171,000 $ 98,000
Ashe County North Carolina 1 $ 127,000 $ 127,000 $ 16,000
Beaufort County North Carolina 1 $ 267,000 $ 267,000 $ 141,000
Bladen County North Carolina 1 $ 95,000 $ 95,000 $ 83,000
Brunswick County North Carolina 1 $ 128,000 $ 128,000 $ 45,000
Caswell County North Carolina 1 $ 154,000 $ 154,000 $ 30,000
Cumberland County North Carolina 1 $ 156,000 $ 156,000 $ 81,000
Dare County North Carolina 1 $ 242,000 $ 242,000 $ 57,000
Davidson County North Carolina 1 $ 92,000 $ 92,000 $ 52,000
Granville County North Carolina 1 $ 125,000 $ 125,000 $ 90,000
Harnett County North Carolina 1 $ 143,000 $ 143,000 $ 38,000
Henderson County North Carolina 1 $ 303,000 $ 303,000 $ 0
Mecklenburg County North Carolina 1 $ 135,000 $ 135,000 $ 70,000
Moore County North Carolina 1 $ 105,000 $ 105,000 $ 42,000
Rowan County North Carolina 1 $ 217,000 $ 217,000 $ 90,000
Stanly County North Carolina 1 $ 216,000 $ 216,000 $ 54,000
Stokes County North Carolina 1 $ 133,000 $ 133,000 $ 0
Surry County North Carolina 1 $ 150,000 $ 150,000 $ 16,000
Wilson County North Carolina 1 $ 104,000 $ 104,000 $ 65,000
Cuyahoga County Ohio 1 $ 133,000 $ 133,000 $ 0
Wayne County Ohio 1 $ 145,000 $ 145,000 $ 0
Tulsa County Oklahoma 1 $ 142,000 $ 142,000 $ 0
Armstrong County Pennsylvania 1 $ 111,000 $ 111,000 $ 0
Beaver County Pennsylvania 1 $ 155,000 $ 155,000 $ 282,000
Bedford County Pennsylvania 1 $ 361,000 $ 361,000 $ 120,000
Berks County Pennsylvania 1 $ 205,000 $ 205,000 $ 44,000
Bradford County Pennsylvania 1 $ 104,000 $ 104,000 $ 32,000
Butler County Pennsylvania 1 $ 142,000 $ 142,000 $ 56,000
Carbon County Pennsylvania 1 $ 286,000 $ 286,000 $ 59,000
Centre County Pennsylvania 1 $ 303,000 $ 303,000 $ 122,000
Clarion County Pennsylvania 1 $ 170,000 $ 170,000 $ 60,000
Elk County Pennsylvania 1 $ 163,000 $ 163,000 $ 74,000
Franklin County Pennsylvania 1 $ 199,000 $ 199,000 $ 140,000
Lebanon County Pennsylvania 1 $ 156,000 $ 156,000 $ 171,000
Mifflin County Pennsylvania 1 $ 139,000 $ 139,000 $ 99,000
Somerset County Pennsylvania 1 $ 180,000 $ 180,000 $ 148,000
Susquehanna County Pennsylvania 1 $ 200,000 $ 200,000 $ 58,000
Wayne County Pennsylvania 1 $ 147,000 $ 147,000 $ 55,000
Westmoreland County Pennsylvania 1 $ 181,000 $ 181,000 $ 34,000
Lexington County South Carolina 1 $ 133,000 $ 133,000 $ 0
Lincoln County South Dakota 1 $ 149,000 $ 149,000 $ 0
Tipton County Tennessee 1 $ 136,000 $ 136,000 $ 37,000
Dallas County Texas 1 $ 875,000 $ 875,000 $ 400,000
El Paso County Texas 1 $ 132,000 $ 132,000 $ 0
Jefferson County Texas 1 $ 143,000 $ 143,000 $ 0
Tarrant County Texas 1 $ 132,000 $ 132,000 $ 0
Rutland County Vermont 1 $ 332,000 $ 332,000 $ 170,000
Albemarle County Virginia 1 $ 385,000 $ 385,000 $ 100,000
Bedford County Virginia 1 $ 280,000 $ 280,000 $ 132,000
Brunswick County Virginia 1 $ 225,000 $ 225,000 $ 161,000
Carroll County Virginia 1 $ 181,000 $ 181,000 $ 28,000
Colonial Heights County Virginia 1 $ 200,000 $ 200,000 $ 142,000
Craig County Virginia 1 $ 110,000 $ 110,000 $ 80,000
Fairfax City County Virginia 1 $ 405,000 $ 405,000 $ 260,000
Franklin County Virginia 1 $ 315,000 $ 315,000 $ 69,000
Frederick County Virginia 1 $ 323,000 $ 323,000 $ 95,000
Goochland County Virginia 1 $ 250,000 $ 250,000 $ 107,000
Hampton County Virginia 1 $ 238,000 $ 238,000 $ 91,000
Lancaster County Virginia 1 $ 488,000 $ 488,000 $ 174,000
Lexington County Virginia 1 $ 205,000 $ 205,000 $ 128,000
Louisa County Virginia 1 $ 345,000 $ 345,000 $ 40,000
New Kent County Virginia 1 $ 385,000 $ 385,000 $ 108,000
Newport News County Virginia 1 $ 267,000 $ 267,000 $ 0
Patrick County Virginia 1 $ 142,000 $ 142,000 $ 30,000
Petersburg County Virginia 1 $ 194,000 $ 194,000 $ 0
Prince Edward County Virginia 1 $ 108,000 $ 108,000 $ 38,000
Roanoke County Virginia 1 $ 190,000 $ 190,000 $ 55,000
Salem County Virginia 1 $ 179,000 $ 179,000 $ 80,000
Shenandoah County Virginia 1 $ 232,000 $ 232,000 $ 116,000
Southampton County Virginia 1 $ 113,000 $ 113,000 $ 0
Staunton County Virginia 1 $ 156,000 $ 156,000 $ 61,000
Warren County Virginia 1 $ 325,000 $ 325,000 $ 168,000
Washington County Virginia 1 $ 120,000 $ 120,000 $ 55,000
Westmoreland County Virginia 1 $ 245,000 $ 245,000 $ 0
Berkeley County West Virginia 1 $ 204,000 $ 204,000 $ 130,000
Fond du Lac County Wisconsin 1 $ 140,000 $ 140,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Severn Savings Bank, Fsb Dba Severn Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,199 $366,711,000 $305,000 $2,100,000 $110,000 $1,425,000
Home Purchase 366 $151,273,000 $413,000 $3,500,000 $155,000 $1,256,000
Home Improvement 162 $57,354,000 $354,000 $2,800,000 $140,000 $536,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,208 $392,372,000 $324,000 $2,520,000 $125,000 $1,425,000
Black or African American 220 $66,719,000 $303,000 $1,441,000 $95,000 $495,000
Not Provided 185 $76,231,000 $412,000 $3,500,000 $143,000 $1,256,000
Asian 60 $24,865,000 $414,000 $2,100,000 $133,000 $469,000
Hispanic 50 $13,040,000 $260,000 $1,836,000 $100,000 $988,000
American Indian or Alaskan Native 3 $1,511,000 $503,000 $661,000 $125,000 $290,000
Native Hawaiian or Other Pacific Islander 1 $600,000 $600,000 $600,000 $173,000 $173,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,258 $436,048,000 $346,000 $3,500,000 $142,000 $1,425,000
FHA-insured (Federal Housing Administration) 346 $98,170,000 $283,000 $685,000 $61,000 $395,000
VA-guaranteed (Veterans Administration) 123 $41,120,000 $334,000 $980,000 $98,000 $490,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 568 $192,405,000 $338,000 $2,520,000 $122,000 $629,000
File Closed For Incompleteness 417 $125,826,000 $301,000 $1,836,000 $126,000 $1,325,000
Application Withdrawn By Applicant 381 $136,687,000 $358,000 $2,800,000 $133,000 $1,425,000
Application Denied By Financial Institution 353 $118,626,000 $336,000 $3,500,000 $109,000 $1,256,000
Application Approved But Not Accepted 8 $1,794,000 $224,000 $400,000 $62,000 $106,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 114 $32,228,000 $282,000 $1,050,000 $96,000 $391,000
Debt-To-Income Ratio 111 $38,860,000 $350,000 $1,382,000 $76,000 $263,000
Collateral 69 $29,485,000 $427,000 $3,500,000 $175,000 $1,256,000
Credit Application Incomplete 32 $8,960,000 $280,000 $742,000 $116,000 $376,000
Other 14 $4,494,000 $321,000 $875,000 $116,000 $400,000
Unverifiable Information 6 $1,903,000 $317,000 $546,000 $124,000 $250,000
Insufficient Cash (Downpayment, Closing Cost) 6 $2,486,000 $414,000 $655,000 $168,000 $269,000
Employment History 1 $210,000 $210,000 $210,000 $51,000 $51,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.

Download the Maryland Lender List