Severn Savings Bank, Fsb Dba Severn Bank
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Severn Savings Bank, Fsb Dba Severn Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Severn Savings Bank, Fsb Dba Severn Bank 200 Westgate Circle Suite 200 Annapolis, MD 21401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,651 |
| Total Mortgage Loan Application Amount | $549,859,000 |
| Average Mortgage Loan Application Amount | $349,666 |
| Highest Mortgage Loan Application Amount | $2,720,000 |
| Average Applicant Income | $140,000 |
| Highest Applicant Income | $2,920,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anne Arundel County Maryland | 355 | $ 136,398,000 | $ 384,000 | $ 147,000 |
| Prince George's County Maryland | 123 | $ 32,558,000 | $ 264,000 | $ 99,000 |
| Montgomery County Maryland | 118 | $ 53,472,000 | $ 453,000 | $ 170,000 |
| Baltimore County Maryland | 94 | $ 25,607,000 | $ 272,000 | $ 114,000 |
| District of Columbia County District Of Columbia | 82 | $ 33,459,000 | $ 408,000 | $ 143,000 |
| Fairfax County Virginia | 57 | $ 28,855,000 | $ 506,000 | $ 175,000 |
| Howard County Maryland | 53 | $ 19,656,000 | $ 370,000 | $ 133,000 |
| Baltimore City County Maryland | 49 | $ 10,881,000 | $ 222,000 | $ 201,000 |
| Carroll County Maryland | 43 | $ 12,203,000 | $ 283,000 | $ 106,000 |
| Frederick County Maryland | 37 | $ 10,487,000 | $ 283,000 | $ 120,000 |
| Harford County Maryland | 31 | $ 10,125,000 | $ 326,000 | $ 124,000 |
| Calvert County Maryland | 30 | $ 12,724,000 | $ 424,000 | $ 168,000 |
| Charles County Maryland | 29 | $ 8,951,000 | $ 308,000 | $ 103,000 |
| St. Mary's County Maryland | 29 | $ 10,515,000 | $ 362,000 | $ 136,000 |
| Queen Anne's County Maryland | 21 | $ 6,425,000 | $ 305,000 | $ 122,000 |
| Loudoun County Virginia | 20 | $ 12,040,000 | $ 602,000 | $ 197,000 |
| Bucks County Pennsylvania | 15 | $ 4,050,000 | $ 270,000 | $ 141,000 |
| Prince William County Virginia | 15 | $ 5,318,000 | $ 354,000 | $ 105,000 |
| Worcester County Maryland | 14 | $ 3,182,000 | $ 227,000 | $ 140,000 |
| Chester County Pennsylvania | 13 | $ 4,227,000 | $ 325,000 | $ 148,000 |
| Caroline County Maryland | 12 | $ 2,450,000 | $ 204,000 | $ 116,000 |
| Talbot County Maryland | 12 | $ 3,395,000 | $ 282,000 | $ 94,000 |
| Montgomery County Pennsylvania | 12 | $ 3,045,000 | $ 253,000 | $ 120,000 |
| Sussex County Delaware | 11 | $ 6,005,000 | $ 545,000 | $ 293,000 |
| Cecil County Maryland | 11 | $ 2,490,000 | $ 226,000 | $ 101,000 |
| New Castle County Delaware | 10 | $ 3,097,000 | $ 309,000 | $ 179,000 |
| Allegheny County Pennsylvania | 10 | $ 1,934,000 | $ 193,000 | $ 82,000 |
| Washington County Maryland | 9 | $ 2,092,000 | $ 232,000 | $ 99,000 |
| Wicomico County Maryland | 9 | $ 1,367,000 | $ 151,000 | $ 95,000 |
| Alexandria County Virginia | 9 | $ 4,364,000 | $ 484,000 | $ 161,000 |
| Henrico County Virginia | 9 | $ 2,133,000 | $ 237,000 | $ 100,000 |
| Virginia Beach County Virginia | 9 | $ 2,929,000 | $ 325,000 | $ 90,000 |
| York County Pennsylvania | 8 | $ 1,319,000 | $ 164,000 | $ 72,000 |
| Spotsylvania County Virginia | 8 | $ 2,605,000 | $ 325,000 | $ 132,000 |
| Kent County Maryland | 7 | $ 1,782,000 | $ 254,000 | $ 94,000 |
| Philadelphia County Pennsylvania | 7 | $ 1,859,000 | $ 265,000 | $ 78,000 |
| Allegany County Maryland | 6 | $ 1,028,000 | $ 171,000 | $ 83,000 |
| Berks County Pennsylvania | 6 | $ 775,000 | $ 129,000 | $ 44,000 |
| Delaware County Pennsylvania | 6 | $ 1,392,000 | $ 232,000 | $ 89,000 |
| Monroe County Pennsylvania | 6 | $ 1,549,000 | $ 258,000 | $ 101,000 |
| Northampton County Pennsylvania | 6 | $ 1,573,000 | $ 262,000 | $ 100,000 |
| Chesapeake County Virginia | 6 | $ 1,581,000 | $ 263,000 | $ 90,000 |
| Dorchester County Maryland | 5 | $ 865,000 | $ 173,000 | $ 70,000 |
| Garrett County Maryland | 5 | $ 738,000 | $ 147,000 | $ 80,000 |
| Dauphin County Pennsylvania | 5 | $ 1,001,000 | $ 200,000 | $ 78,000 |
| Lancaster County Pennsylvania | 5 | $ 1,056,000 | $ 211,000 | $ 87,000 |
| Westmoreland County Pennsylvania | 5 | $ 1,051,000 | $ 210,000 | $ 162,000 |
| Chesterfield County Virginia | 5 | $ 1,221,000 | $ 244,000 | $ 95,000 |
| Franklin County North Carolina | 4 | $ 709,000 | $ 177,000 | $ 91,000 |
| Onslow County North Carolina | 4 | $ 606,000 | $ 151,000 | $ 85,000 |
| Adams County Pennsylvania | 4 | $ 1,113,000 | $ 278,000 | $ 97,000 |
| Arlington County Virginia | 4 | $ 3,731,000 | $ 932,000 | $ 504,000 |
| Fauquier County Virginia | 4 | $ 1,677,000 | $ 419,000 | $ 147,000 |
| Hanover County Virginia | 4 | $ 1,521,000 | $ 380,000 | $ 113,000 |
| Louisa County Virginia | 4 | $ 1,876,000 | $ 469,000 | $ 192,000 |
| Norfolk County Virginia | 4 | $ 1,220,000 | $ 305,000 | $ 99,000 |
| Portsmouth County Virginia | 4 | $ 624,000 | $ 156,000 | $ 59,000 |
| Stafford County Virginia | 4 | $ 1,237,000 | $ 309,000 | $ 96,000 |
| Brunswick County North Carolina | 3 | $ 600,000 | $ 200,000 | $ 62,000 |
| Guilford County North Carolina | 3 | $ 583,000 | $ 194,000 | $ 48,000 |
| Harnett County North Carolina | 3 | $ 618,000 | $ 206,000 | $ 50,000 |
| Henderson County North Carolina | 3 | $ 800,000 | $ 266,000 | $ 78,000 |
| Pender County North Carolina | 3 | $ 1,618,000 | $ 539,000 | $ 295,000 |
| Cumberland County Pennsylvania | 3 | $ 618,000 | $ 206,000 | $ 88,000 |
| Lackawanna County Pennsylvania | 3 | $ 795,000 | $ 265,000 | $ 147,000 |
| Lehigh County Pennsylvania | 3 | $ 704,000 | $ 234,000 | $ 84,000 |
| Culpeper County Virginia | 3 | $ 710,000 | $ 236,000 | $ 86,000 |
| Frederick County Virginia | 3 | $ 765,000 | $ 255,000 | $ 93,000 |
| Greene County Virginia | 3 | $ 679,000 | $ 226,000 | $ 52,000 |
| Manassas County Virginia | 3 | $ 874,000 | $ 291,000 | $ 129,000 |
| Mecklenburg County Virginia | 3 | $ 840,000 | $ 280,000 | $ 57,000 |
| Newport News County Virginia | 3 | $ 622,000 | $ 207,000 | $ 74,000 |
| Richmond City County Virginia | 3 | $ 844,000 | $ 281,000 | $ 110,000 |
| Suffolk County Virginia | 3 | $ 592,000 | $ 197,000 | $ 78,000 |
| Volusia County Florida | 2 | $ 366,000 | $ 183,000 | $ 81,000 |
| Cabarrus County North Carolina | 2 | $ 1,111,000 | $ 555,000 | $ 214,000 |
| Johnston County North Carolina | 2 | $ 315,000 | $ 157,000 | $ 73,000 |
| Mecklenburg County North Carolina | 2 | $ 496,000 | $ 248,000 | $ 130,000 |
| New Hanover County North Carolina | 2 | $ 622,000 | $ 311,000 | $ 87,000 |
| Orange County North Carolina | 2 | $ 304,000 | $ 152,000 | $ 98,000 |
| Robeson County North Carolina | 2 | $ 428,000 | $ 214,000 | $ 60,000 |
| Stokes County North Carolina | 2 | $ 346,000 | $ 173,000 | $ 68,000 |
| Beaver County Pennsylvania | 2 | $ 271,000 | $ 135,000 | $ 66,000 |
| Butler County Pennsylvania | 2 | $ 354,000 | $ 177,000 | $ 80,000 |
| Centre County Pennsylvania | 2 | $ 324,000 | $ 162,000 | $ 84,000 |
| Franklin County Pennsylvania | 2 | $ 345,000 | $ 172,000 | $ 92,000 |
| Luzerne County Pennsylvania | 2 | $ 277,000 | $ 138,000 | $ 147,000 |
| Perry County Pennsylvania | 2 | $ 313,000 | $ 156,000 | $ 51,000 |
| Pike County Pennsylvania | 2 | $ 425,000 | $ 212,000 | $ 91,000 |
| Horry County South Carolina | 2 | $ 402,000 | $ 201,000 | $ 178,000 |
| Accomack County Virginia | 2 | $ 179,000 | $ 89,000 | $ 69,000 |
| Albemarle County Virginia | 2 | $ 740,000 | $ 370,000 | $ 103,000 |
| Dinwiddie County Virginia | 2 | $ 343,000 | $ 171,000 | $ 101,000 |
| Gloucester County Virginia | 2 | $ 514,000 | $ 257,000 | $ 59,000 |
| Goochland County Virginia | 2 | $ 1,014,000 | $ 507,000 | $ 188,000 |
| Henry County Virginia | 2 | $ 345,000 | $ 172,000 | $ 35,000 |
| Isle of Wight County Virginia | 2 | $ 1,017,000 | $ 508,000 | $ 144,000 |
| James City County Virginia | 2 | $ 531,000 | $ 265,000 | $ 88,000 |
| Pulaski County Virginia | 2 | $ 317,000 | $ 158,000 | $ 49,000 |
| Washington County Virginia | 2 | $ 353,000 | $ 176,000 | $ 87,000 |
| Pinal County Arizona | 1 | $ 248,000 | $ 248,000 | $ 108,000 |
| Santa Barbara County California | 1 | $ 150,000 | $ 150,000 | $ 109,000 |
| Kent County Delaware | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| Collier County Florida | 1 | $ 256,000 | $ 256,000 | $ 101,000 |
| Flagler County Florida | 1 | $ 168,000 | $ 168,000 | $ 91,000 |
| Sarasota County Florida | 1 | $ 247,000 | $ 247,000 | $ 109,000 |
| Franklin County Indiana | 1 | $ 97,000 | $ 97,000 | $ 119,000 |
| Somerset County Maryland | 1 | $ 145,000 | $ 145,000 | $ 109,000 |
| Ocean County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 132,000 |
| Alamance County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 233,000 |
| Buncombe County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 233,000 |
| Cumberland County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 113,000 |
| Dare County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 203,000 |
| Gaston County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Hyde County North Carolina | 1 | $ 267,000 | $ 267,000 | $ 65,000 |
| Jackson County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 72,000 |
| Macon County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Randolph County North Carolina | 1 | $ 284,000 | $ 284,000 | $ 127,000 |
| Sampson County North Carolina | 1 | $ 207,000 | $ 207,000 | $ 60,000 |
| Union County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 65,000 |
| Wake County North Carolina | 1 | $ 278,000 | $ 278,000 | $ 240,000 |
| Wayne County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Wilson County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 40,000 |
| Armstrong County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 67,000 |
| Carbon County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 118,000 |
| Greene County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 92,000 |
| Indiana County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Lebanon County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Northumberland County Pennsylvania | 1 | $ 141,000 | $ 141,000 | $ 70,000 |
| Tioga County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 202,000 |
| Washington County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 300,000 |
| Dorchester County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
| Amelia County Virginia | 1 | $ 272,000 | $ 272,000 | $ 80,000 |
| Augusta County Virginia | 1 | $ 123,000 | $ 123,000 | $ 44,000 |
| Bedford County Virginia | 1 | $ 385,000 | $ 385,000 | $ 119,000 |
| Bedford City County Virginia | 1 | $ 417,000 | $ 417,000 | $ 156,000 |
| Botetourt County Virginia | 1 | $ 380,000 | $ 380,000 | $ 240,000 |
| Buchanan County Virginia | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Buckingham County Virginia | 1 | $ 87,000 | $ 87,000 | $ 48,000 |
| Campbell County Virginia | 1 | $ 168,000 | $ 168,000 | $ 40,000 |
| Caroline County Virginia | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Carroll County Virginia | 1 | $ 141,000 | $ 141,000 | $ 21,000 |
| Charlottesville County Virginia | 1 | $ 186,000 | $ 186,000 | $ 61,000 |
| Essex County Virginia | 1 | $ 169,000 | $ 169,000 | $ 61,000 |
| Fluvanna County Virginia | 1 | $ 580,000 | $ 580,000 | $ 232,000 |
| Hampton County Virginia | 1 | $ 110,000 | $ 110,000 | $ 82,000 |
| King George County Virginia | 1 | $ 150,000 | $ 150,000 | $ 58,000 |
| King William County Virginia | 1 | $ 265,000 | $ 265,000 | $ 116,000 |
| Lexington County Virginia | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Martinsville County Virginia | 1 | $ 137,000 | $ 137,000 | $ 94,000 |
| Northampton County Virginia | 1 | $ 150,000 | $ 150,000 | $ 210,000 |
| Nottoway County Virginia | 1 | $ 237,000 | $ 237,000 | $ 87,000 |
| Orange County Virginia | 1 | $ 273,000 | $ 273,000 | $ 74,000 |
| Page County Virginia | 1 | $ 250,000 | $ 250,000 | $ 91,000 |
| Powhatan County Virginia | 1 | $ 180,000 | $ 180,000 | $ 58,000 |
| Prince George County Virginia | 1 | $ 177,000 | $ 177,000 | $ 56,000 |
| Roanoke County Virginia | 1 | $ 209,000 | $ 209,000 | $ 70,000 |
| Rockingham County Virginia | 1 | $ 160,000 | $ 160,000 | $ 38,000 |
| Scott County Virginia | 1 | $ 188,000 | $ 188,000 | $ 72,000 |
| Shenandoah County Virginia | 1 | $ 242,000 | $ 242,000 | $ 60,000 |
| Warren County Virginia | 1 | $ 206,000 | $ 206,000 | $ 29,000 |
| Waynesboro County Virginia | 1 | $ 169,000 | $ 169,000 | $ 43,000 |
| Westmoreland County Virginia | 1 | $ 148,000 | $ 148,000 | $ 93,000 |
| York County Virginia | 1 | $ 770,000 | $ 770,000 | $ 1,100,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Severn Savings Bank, Fsb Dba Severn Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,160 | $360,849,000 | $311,000 | $2,311,000 | $124,000 | $2,920,000 |
| Home Purchase | 318 | $134,215,000 | $422,000 | $2,720,000 | $171,000 | $1,217,000 |
| Home Improvement | 173 | $54,795,000 | $316,000 | $2,000,000 | $125,000 | $580,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,072 | $365,495,000 | $340,000 | $2,720,000 | $140,000 | $2,920,000 |
| Not Provided | 272 | $92,270,000 | $339,000 | $2,100,000 | $127,000 | $750,000 |
| Black or African American | 208 | $58,314,000 | $280,000 | $1,431,000 | $104,000 | $594,000 |
| Asian | 48 | $19,837,000 | $413,000 | $1,369,000 | $178,000 | $1,100,000 |
| Hispanic | 44 | $12,069,000 | $274,000 | $782,000 | $111,000 | $500,000 |
| American Indian or Alaskan Native | 5 | $1,339,000 | $267,000 | $495,000 | $49,000 | $124,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $535,000 | $267,000 | $300,000 | $120,000 | $240,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,336 | $466,071,000 | $348,000 | $2,720,000 | $145,000 | $2,920,000 |
| FHA-insured (Federal Housing Administration) | 202 | $53,030,000 | $262,000 | $690,000 | $80,000 | $285,000 |
| VA-guaranteed (Veterans Administration) | 108 | $29,773,000 | $275,000 | $763,000 | $87,000 | $386,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $985,000 | $197,000 | $242,000 | $48,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 499 | $178,486,000 | $357,000 | $2,465,000 | $145,000 | $1,217,000 |
| Application Denied By Financial Institution | 437 | $140,065,000 | $320,000 | $2,720,000 | $110,000 | $2,920,000 |
| File Closed For Incompleteness | 388 | $124,180,000 | $320,000 | $2,450,000 | $139,000 | $1,100,000 |
| Application Withdrawn By Applicant | 325 | $106,697,000 | $328,000 | $1,717,000 | $139,000 | $600,000 |
| Application Approved But Not Accepted | 2 | $431,000 | $215,000 | $330,000 | $116,000 | $162,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 157 | $51,296,000 | $326,000 | $2,100,000 | $73,000 | $376,000 |
| Credit History | 143 | $39,298,000 | $274,000 | $1,270,000 | $126,000 | $2,920,000 |
| Collateral | 93 | $36,020,000 | $387,000 | $2,720,000 | $151,000 | $1,185,000 |
| Credit Application Incomplete | 20 | $5,192,000 | $259,000 | $626,000 | $99,000 | $240,000 |
| Other | 13 | $3,539,000 | $272,000 | $556,000 | $102,000 | $270,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,411,000 | $282,000 | $466,000 | $135,000 | $218,000 |
| Unverifiable Information | 3 | $2,399,000 | $799,000 | $2,000,000 | $170,000 | $422,000 |
| Employment History | 3 | $910,000 | $303,000 | $484,000 | $91,000 | $113,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.