Severn Savings Bank, Fsb Dba Severn Bank
Mortgage Loan Application
Totals and Details
for 2013
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Severn Savings Bank, Fsb Dba Severn Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Severn Savings Bank, Fsb Dba Severn Bank 200 Westgate Circle Suite 200 Annapolis, MD 21401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,749 |
| Total Mortgage Loan Application Amount | $546,552,000 |
| Average Mortgage Loan Application Amount | $340,000 |
| Highest Mortgage Loan Application Amount | $3,700,000 |
| Average Applicant Income | $144,000 |
| Highest Applicant Income | $2,479,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anne Arundel County Maryland | 428 | $ 170,346,000 | $ 398,000 | $ 163,000 |
| Prince George's County Maryland | 105 | $ 27,127,000 | $ 258,000 | $ 95,000 |
| Montgomery County Maryland | 95 | $ 37,489,000 | $ 394,000 | $ 166,000 |
| Baltimore County Maryland | 82 | $ 23,137,000 | $ 282,000 | $ 105,000 |
| District of Columbia County District Of Columbia | 81 | $ 30,415,000 | $ 375,000 | $ 129,000 |
| Fairfax County Virginia | 64 | $ 27,323,000 | $ 426,000 | $ 161,000 |
| Howard County Maryland | 51 | $ 21,071,000 | $ 413,000 | $ 133,000 |
| Harford County Maryland | 48 | $ 12,530,000 | $ 261,000 | $ 94,000 |
| Baltimore City County Maryland | 42 | $ 7,826,000 | $ 186,000 | $ 109,000 |
| Queen Anne's County Maryland | 33 | $ 12,047,000 | $ 365,000 | $ 111,000 |
| Calvert County Maryland | 30 | $ 9,232,000 | $ 307,000 | $ 118,000 |
| Frederick County Maryland | 28 | $ 9,753,000 | $ 348,000 | $ 128,000 |
| Virginia Beach County Virginia | 28 | $ 6,940,000 | $ 247,000 | $ 76,000 |
| Charles County Maryland | 25 | $ 7,852,000 | $ 314,000 | $ 149,000 |
| Prince William County Virginia | 25 | $ 7,896,000 | $ 315,000 | $ 108,000 |
| Worcester County Maryland | 24 | $ 5,601,000 | $ 233,000 | $ 110,000 |
| Carroll County Maryland | 23 | $ 6,025,000 | $ 261,000 | $ 101,000 |
| Chesterfield County Virginia | 22 | $ 4,683,000 | $ 212,000 | $ 106,000 |
| St. Mary's County Maryland | 20 | $ 5,231,000 | $ 261,000 | $ 97,000 |
| Sussex County Delaware | 18 | $ 4,327,000 | $ 240,000 | $ 131,000 |
| Bucks County Pennsylvania | 16 | $ 3,749,000 | $ 234,000 | $ 80,000 |
| Philadelphia County Pennsylvania | 14 | $ 2,228,000 | $ 159,000 | $ 64,000 |
| York County Pennsylvania | 14 | $ 2,870,000 | $ 205,000 | $ 76,000 |
| Washington County Maryland | 13 | $ 2,763,000 | $ 212,000 | $ 89,000 |
| Delaware County Pennsylvania | 13 | $ 3,075,000 | $ 236,000 | $ 93,000 |
| Loudoun County Virginia | 13 | $ 4,915,000 | $ 378,000 | $ 157,000 |
| New Castle County Delaware | 11 | $ 2,045,000 | $ 185,000 | $ 78,000 |
| Cecil County Maryland | 11 | $ 2,165,000 | $ 196,000 | $ 92,000 |
| Allegheny County Pennsylvania | 9 | $ 1,170,000 | $ 130,000 | $ 74,000 |
| Montgomery County Pennsylvania | 9 | $ 2,019,000 | $ 224,000 | $ 102,000 |
| Northampton County Pennsylvania | 9 | $ 2,014,000 | $ 223,000 | $ 108,000 |
| Chesapeake County Virginia | 9 | $ 2,334,000 | $ 259,000 | $ 119,000 |
| Stafford County Virginia | 9 | $ 3,104,000 | $ 344,000 | $ 131,000 |
| Talbot County Maryland | 8 | $ 3,053,000 | $ 381,000 | $ 148,000 |
| Alexandria County Virginia | 8 | $ 4,103,000 | $ 512,000 | $ 233,000 |
| Fauquier County Virginia | 8 | $ 2,979,000 | $ 372,000 | $ 146,000 |
| Hanover County Virginia | 8 | $ 1,767,000 | $ 220,000 | $ 107,000 |
| Wicomico County Maryland | 7 | $ 1,409,000 | $ 201,000 | $ 108,000 |
| Accomack County Virginia | 7 | $ 1,434,000 | $ 204,000 | $ 93,000 |
| Albemarle County Virginia | 7 | $ 1,627,000 | $ 232,000 | $ 72,000 |
| Arlington County Virginia | 7 | $ 2,709,000 | $ 387,000 | $ 158,000 |
| Augusta County Virginia | 7 | $ 1,451,000 | $ 207,000 | $ 92,000 |
| Norfolk County Virginia | 7 | $ 1,819,000 | $ 259,000 | $ 81,000 |
| Kent County Maryland | 6 | $ 1,614,000 | $ 269,000 | $ 90,000 |
| Bedford County Virginia | 6 | $ 1,152,000 | $ 192,000 | $ 50,000 |
| Henrico County Virginia | 6 | $ 1,296,000 | $ 216,000 | $ 56,000 |
| Spotsylvania County Virginia | 6 | $ 1,691,000 | $ 281,000 | $ 138,000 |
| York County Virginia | 6 | $ 1,769,000 | $ 294,000 | $ 80,000 |
| Caroline County Maryland | 5 | $ 992,000 | $ 198,000 | $ 76,000 |
| Garrett County Maryland | 5 | $ 1,024,000 | $ 204,000 | $ 77,000 |
| Berks County Pennsylvania | 5 | $ 855,000 | $ 171,000 | $ 74,000 |
| Chester County Pennsylvania | 5 | $ 1,313,000 | $ 262,000 | $ 142,000 |
| Dauphin County Pennsylvania | 5 | $ 746,000 | $ 149,000 | $ 63,000 |
| Lancaster County Pennsylvania | 5 | $ 1,092,000 | $ 218,000 | $ 77,000 |
| Lehigh County Pennsylvania | 5 | $ 932,000 | $ 186,000 | $ 107,000 |
| Frederick County Virginia | 5 | $ 1,019,000 | $ 203,000 | $ 114,000 |
| Gloucester County Virginia | 5 | $ 900,000 | $ 180,000 | $ 58,000 |
| Portsmouth County Virginia | 5 | $ 986,000 | $ 197,000 | $ 44,000 |
| Pike County Pennsylvania | 4 | $ 962,000 | $ 240,000 | $ 129,000 |
| James City County Virginia | 4 | $ 837,000 | $ 209,000 | $ 75,000 |
| Roanoke County Virginia | 4 | $ 757,000 | $ 189,000 | $ 66,000 |
| Shenandoah County Virginia | 4 | $ 847,000 | $ 211,000 | $ 97,000 |
| Dorchester County Maryland | 3 | $ 418,000 | $ 139,000 | $ 53,000 |
| Crawford County Pennsylvania | 3 | $ 459,000 | $ 153,000 | $ 76,000 |
| Monroe County Pennsylvania | 3 | $ 467,000 | $ 155,000 | $ 70,000 |
| Westmoreland County Pennsylvania | 3 | $ 474,000 | $ 158,000 | $ 80,000 |
| Culpeper County Virginia | 3 | $ 758,000 | $ 252,000 | $ 54,000 |
| Hampton County Virginia | 3 | $ 660,000 | $ 220,000 | $ 64,000 |
| Louisa County Virginia | 3 | $ 976,000 | $ 325,000 | $ 206,000 |
| Mathews County Virginia | 3 | $ 773,000 | $ 257,000 | $ 76,000 |
| Page County Virginia | 3 | $ 684,000 | $ 228,000 | $ 133,000 |
| Suffolk County Virginia | 3 | $ 839,000 | $ 279,000 | $ 105,000 |
| Tazewell County Virginia | 3 | $ 558,000 | $ 186,000 | $ 80,000 |
| Washington County Virginia | 3 | $ 470,000 | $ 156,000 | $ 50,000 |
| Kent County Delaware | 2 | $ 474,000 | $ 237,000 | $ 80,000 |
| Somerset County Maryland | 2 | $ 361,000 | $ 180,000 | $ 42,000 |
| Middlesex County Massachusetts | 2 | $ 688,000 | $ 344,000 | $ 85,000 |
| Mecklenburg County North Carolina | 2 | $ 1,333,000 | $ 666,000 | $ 245,000 |
| Adams County Pennsylvania | 2 | $ 377,000 | $ 188,000 | $ 62,000 |
| Blair County Pennsylvania | 2 | $ 122,000 | $ 61,000 | $ 15,000 |
| Franklin County Pennsylvania | 2 | $ 258,000 | $ 129,000 | $ 39,000 |
| Lackawanna County Pennsylvania | 2 | $ 221,000 | $ 110,000 | $ 57,000 |
| Lebanon County Pennsylvania | 2 | $ 343,000 | $ 171,000 | $ 49,000 |
| Luzerne County Pennsylvania | 2 | $ 555,000 | $ 277,000 | $ 160,000 |
| Carroll County Virginia | 2 | $ 137,000 | $ 68,000 | $ 8,000 |
| Charlottesville County Virginia | 2 | $ 445,000 | $ 222,000 | $ 87,000 |
| Fairfax City County Virginia | 2 | $ 703,000 | $ 351,000 | $ 152,000 |
| Isle of Wight County Virginia | 2 | $ 485,000 | $ 242,000 | $ 25,000 |
| King George County Virginia | 2 | $ 721,000 | $ 360,000 | $ 308,000 |
| Manassas Park County Virginia | 2 | $ 336,000 | $ 168,000 | $ 44,000 |
| New Kent County Virginia | 2 | $ 574,000 | $ 287,000 | $ 92,000 |
| Newport News County Virginia | 2 | $ 449,000 | $ 224,000 | $ 84,000 |
| Nottoway County Virginia | 2 | $ 312,000 | $ 156,000 | $ 49,000 |
| Pittsylvania County Virginia | 2 | $ 403,000 | $ 201,000 | $ 63,000 |
| Powhatan County Virginia | 2 | $ 447,000 | $ 223,000 | $ 47,000 |
| Prince George County Virginia | 2 | $ 417,000 | $ 208,000 | $ 83,000 |
| Roanoke City County Virginia | 2 | $ 228,000 | $ 114,000 | $ 65,000 |
| Southampton County Virginia | 2 | $ 467,000 | $ 233,000 | $ 73,000 |
| Warren County Virginia | 2 | $ 416,000 | $ 208,000 | $ 78,000 |
| Westmoreland County Virginia | 2 | $ 308,000 | $ 154,000 | $ 160,000 |
| Berkeley County West Virginia | 2 | $ 327,000 | $ 163,000 | $ 47,000 |
| Hardy County West Virginia | 2 | $ 344,000 | $ 172,000 | $ 149,000 |
| Maricopa County Arizona | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Broward County Florida | 1 | $ 500,000 | $ 500,000 | $ 304,000 |
| Charlotte County Florida | 1 | $ 168,000 | $ 168,000 | $ 140,000 |
| Jackson County Florida | 1 | $ 121,000 | $ 121,000 | $ 114,000 |
| Palm Beach County Florida | 1 | $ 77,000 | $ 77,000 | $ 132,000 |
| Pinellas County Florida | 1 | $ 345,000 | $ 345,000 | $ 103,000 |
| Sarasota County Florida | 1 | $ 128,000 | $ 128,000 | $ 118,000 |
| Clayton County Georgia | 1 | $ 44,000 | $ 44,000 | $ 70,000 |
| Jefferson County Louisiana | 1 | $ 187,000 | $ 187,000 | $ 21,000 |
| Burlington County New Jersey | 1 | $ 198,000 | $ 198,000 | $ 112,000 |
| Cape May County New Jersey | 1 | $ 259,000 | $ 259,000 | $ 130,000 |
| Essex County New Jersey | 1 | $ 188,000 | $ 188,000 | $ 45,000 |
| Passaic County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| New York County New York | 1 | $ 229,000 | $ 229,000 | $ 179,000 |
| Mahoning County Ohio | 1 | $ 68,000 | $ 68,000 | $ 33,000 |
| Beaver County Pennsylvania | 1 | $ 296,000 | $ 296,000 | $ 307,000 |
| Butler County Pennsylvania | 1 | $ 121,000 | $ 121,000 | $ 102,000 |
| Cambria County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Carbon County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 35,000 |
| Cumberland County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 228,000 |
| Fayette County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Lycoming County Pennsylvania | 1 | $ 219,000 | $ 219,000 | $ 60,000 |
| Mercer County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Potter County Pennsylvania | 1 | $ 201,000 | $ 201,000 | $ 111,000 |
| Schuylkill County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 130,000 |
| Somerset County Pennsylvania | 1 | $ 247,000 | $ 247,000 | $ 99,000 |
| Tioga County Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 144,000 |
| Union County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 68,000 |
| Warren County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 54,000 |
| Washington County Pennsylvania | 1 | $ 121,000 | $ 121,000 | $ 37,000 |
| Beaufort County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Horry County South Carolina | 1 | $ 106,000 | $ 106,000 | $ 129,000 |
| Amelia County Virginia | 1 | $ 227,000 | $ 227,000 | $ 120,000 |
| Appomattox County Virginia | 1 | $ 239,000 | $ 239,000 | $ 99,000 |
| Bedford City County Virginia | 1 | $ 204,000 | $ 204,000 | $ 66,000 |
| Botetourt County Virginia | 1 | $ 209,000 | $ 209,000 | $ 65,000 |
| Buckingham County Virginia | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Campbell County Virginia | 1 | $ 141,000 | $ 141,000 | $ 130,000 |
| Caroline County Virginia | 1 | $ 122,000 | $ 122,000 | $ 64,000 |
| Clarke County Virginia | 1 | $ 380,000 | $ 380,000 | $ 123,000 |
| Cumberland County Virginia | 1 | $ 153,000 | $ 153,000 | $ 62,000 |
| Dinwiddie County Virginia | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Essex County Virginia | 1 | $ 216,000 | $ 216,000 | $ 44,000 |
| Falls Church County Virginia | 1 | $ 342,000 | $ 342,000 | $ 65,000 |
| Floyd County Virginia | 1 | $ 190,000 | $ 190,000 | $ 52,000 |
| Fluvanna County Virginia | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Giles County Virginia | 1 | $ 166,000 | $ 166,000 | $ 90,000 |
| Greene County Virginia | 1 | $ 228,000 | $ 228,000 | $ 95,000 |
| Lee County Virginia | 1 | $ 187,000 | $ 187,000 | $ 73,000 |
| Lexington County Virginia | 1 | $ 170,000 | $ 170,000 | $ 51,000 |
| Madison County Virginia | 1 | $ 269,000 | $ 269,000 | $ 93,000 |
| Manassas County Virginia | 1 | $ 225,000 | $ 225,000 | $ 263,000 |
| Middlesex County Virginia | 1 | $ 311,000 | $ 311,000 | $ 129,000 |
| Montgomery County Virginia | 1 | $ 159,000 | $ 159,000 | $ 187,000 |
| Nelson County Virginia | 1 | $ 176,000 | $ 176,000 | $ 116,000 |
| Northampton County Virginia | 1 | $ 294,000 | $ 294,000 | $ 164,000 |
| Petersburg County Virginia | 1 | $ 164,000 | $ 164,000 | $ 81,000 |
| Prince Edward County Virginia | 1 | $ 143,000 | $ 143,000 | $ 105,000 |
| Pulaski County Virginia | 1 | $ 153,000 | $ 153,000 | $ 75,000 |
| Rappahannock County Virginia | 1 | $ 355,000 | $ 355,000 | $ 53,000 |
| Richmond City County Virginia | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Rockingham County Virginia | 1 | $ 73,000 | $ 73,000 | $ 29,000 |
| Hampshire County West Virginia | 1 | $ 233,000 | $ 233,000 | $ 80,000 |
| Jefferson County West Virginia | 1 | $ 265,000 | $ 265,000 | $ 160,000 |
| Morgan County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 91,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Severn Savings Bank, Fsb Dba Severn Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,353 | $384,146,000 | $283,000 | $2,066,000 | $111,000 | $720,000 |
| Home Purchase | 275 | $130,513,000 | $474,000 | $3,700,000 | $190,000 | $2,479,000 |
| Home Improvement | 121 | $31,893,000 | $263,000 | $2,006,000 | $131,000 | $2,229,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,176 | $363,657,000 | $309,000 | $3,700,000 | $127,000 | $2,479,000 |
| Not Provided | 328 | $103,746,000 | $316,000 | $2,006,000 | $124,000 | $902,000 |
| Black or African American | 147 | $44,952,000 | $305,000 | $1,438,000 | $101,000 | $930,000 |
| Hispanic | 50 | $18,349,000 | $366,000 | $3,450,000 | $131,000 | $720,000 |
| Asian | 45 | $15,140,000 | $336,000 | $1,166,000 | $127,000 | $425,000 |
| American Indian or Alaskan Native | 1 | $136,000 | $136,000 | $136,000 | $65,000 | $65,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $220,000 | $220,000 | $220,000 | $92,000 | $92,000 |
| Not applicable | 1 | $352,000 | $352,000 | $352,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,398 | $450,986,000 | $322,000 | $3,700,000 | $135,000 | $2,479,000 |
| FHA-insured (Federal Housing Administration) | 272 | $71,732,000 | $263,000 | $716,000 | $75,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 79 | $23,834,000 | $301,000 | $771,000 | $103,000 | $409,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 594 | $204,230,000 | $343,000 | $3,700,000 | $141,000 | $2,479,000 |
| File Closed For Incompleteness | 400 | $119,085,000 | $297,000 | $2,380,000 | $123,000 | $1,037,000 |
| Application Denied By Financial Institution | 390 | $118,116,000 | $302,000 | $2,006,000 | $101,000 | $930,000 |
| Application Withdrawn By Applicant | 357 | $102,768,000 | $287,000 | $1,640,000 | $126,000 | $617,000 |
| Application Approved But Not Accepted | 8 | $2,353,000 | $294,000 | $674,000 | $69,000 | $155,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 133 | $36,686,000 | $275,000 | $1,438,000 | $97,000 | $431,000 |
| Debt-To-Income Ratio | 131 | $40,771,000 | $311,000 | $1,250,000 | $76,000 | $902,000 |
| Collateral | 80 | $27,763,000 | $347,000 | $2,006,000 | $134,000 | $536,000 |
| Credit Application Incomplete | 22 | $5,144,000 | $233,000 | $417,000 | $97,000 | $435,000 |
| Other | 15 | $4,135,000 | $275,000 | $495,000 | $87,000 | $171,000 |
| Unverifiable Information | 5 | $2,817,000 | $563,000 | $890,000 | $419,000 | $930,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $800,000 | $200,000 | $295,000 | $73,000 | $163,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.