Generations Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Generations Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Generations Bank 20 East Bayard Street Seneca Falls, NY 13148 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 249 |
| Total Mortgage Loan Application Amount | $28,065,000 |
| Average Mortgage Loan Application Amount | $104,000 |
| Highest Mortgage Loan Application Amount | $505,000 |
| Average Applicant Income | $75,400 |
| Highest Applicant Income | $567,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Seneca County New York | 28 | $ 3,400,000 | $ 121,000 | $ 64,000 |
| Cayuga County New York | 26 | $ 3,220,000 | $ 123,000 | $ 72,000 |
| Ontario County New York | 24 | $ 4,150,000 | $ 172,000 | $ 138,000 |
| Orleans County New York | 15 | $ 1,275,000 | $ 85,000 | $ 51,000 |
| Niagara County New York | 9 | $ 1,415,000 | $ 157,000 | $ 97,000 |
| Monroe County New York | 8 | $ 1,270,000 | $ 158,000 | $ 86,000 |
| Bucks County Pennsylvania | 7 | $ 725,000 | $ 103,000 | $ 91,000 |
| Erie County New York | 5 | $ 235,000 | $ 47,000 | $ 63,000 |
| Steuben County New York | 5 | $ 555,000 | $ 111,000 | $ 90,000 |
| Wayne County New York | 5 | $ 825,000 | $ 165,000 | $ 142,000 |
| Onondaga County New York | 4 | $ 470,000 | $ 117,000 | $ 91,000 |
| Saratoga County New York | 3 | $ 175,000 | $ 58,000 | $ 69,000 |
| Suffolk County New York | 3 | $ 245,000 | $ 81,000 | $ 59,000 |
| Yates County New York | 3 | $ 505,000 | $ 168,000 | $ 145,000 |
| Berks County Pennsylvania | 3 | $ 255,000 | $ 85,000 | $ 58,000 |
| Montgomery County Pennsylvania | 3 | $ 185,000 | $ 61,000 | $ 49,000 |
| Gilchrist County Florida | 2 | $ 280,000 | $ 140,000 | $ 73,000 |
| Levy County Florida | 2 | $ 190,000 | $ 95,000 | $ 96,000 |
| East Feliciana County Louisiana | 2 | $ 270,000 | $ 135,000 | $ 54,000 |
| St. Landry County Louisiana | 2 | $ 130,000 | $ 65,000 | $ 84,000 |
| Middlesex County New Jersey | 2 | $ 120,000 | $ 60,000 | $ 73,000 |
| Cleveland County Oklahoma | 2 | $ 140,000 | $ 70,000 | $ 56,000 |
| Muskogee County Oklahoma | 2 | $ 230,000 | $ 115,000 | $ 40,000 |
| Pottawatomie County Oklahoma | 2 | $ 190,000 | $ 95,000 | $ 60,000 |
| Allegheny County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 66,000 |
| Chester County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 67,000 |
| Lancaster County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 65,000 |
| Northampton County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 58,000 |
| Blount County Alabama | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Cleburne County Alabama | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Coffee County Alabama | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Escambia County Alabama | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Jefferson County Alabama | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Mobile County Alabama | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| Shelby County Alabama | 1 | $ 135,000 | $ 135,000 | $ 135,000 |
| St. Clair County Alabama | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Talladega County Alabama | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Little River County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Nevada County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Pulaski County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Saline County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 103,000 |
| Sebastian County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Litchfield County Connecticut | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Middlesex County Connecticut | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Clay County Florida | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Columbia County Florida | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| DeSoto County Florida | 1 | $ 195,000 | $ 195,000 | $ 140,000 |
| Holmes County Florida | 1 | $ 185,000 | $ 185,000 | $ 134,000 |
| Manatee County Florida | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Marion County Florida | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Pasco County Florida | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Putnam County Florida | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Pickens County Georgia | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Allen County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
| Lafayette County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Natchitoches County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Ouachita County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 116,000 |
| St. Tammany County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Tangipahoa County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Hampshire County Massachusetts | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Clarke County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 93,000 |
| Lowndes County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Tate County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 104,000 |
| Tippah County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Burlington County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Cumberland County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Monmouth County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Ocean County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Valencia County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Cattaraugus County New York | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Chemung County New York | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Dutchess County New York | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Fulton County New York | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Livingston County New York | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Oneida County New York | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Orange County New York | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Rockland County New York | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Schuyler County New York | 1 | $ 165,000 | $ 165,000 | $ 151,000 |
| Tompkins County New York | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Wyoming County New York | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Carteret County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Lenoir County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Cimarron County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| Comanche County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Creek County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Grady County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Le Flore County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Lincoln County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 133,000 |
| Stephens County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Dauphin County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Lebanon County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Aiken County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Berkeley County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Pickens County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| McNairy County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Polk County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Atascosa County Texas | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Fort Bend County Texas | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Hidalgo County Texas | 1 | $ 35,000 | $ 35,000 | $ 98,000 |
| Madison County Texas | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Orange County Texas | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| San Jacinto County Texas | 1 | $ 205,000 | $ 205,000 | $ 250,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Generations Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 175 | $18,295,000 | $104,000 | $505,000 | $77,000 | $567,000 |
| Cash-out Refinancing | 36 | $5,370,000 | $149,000 | $345,000 | $102,000 | $383,000 |
| Refinancing | 31 | $3,935,000 | $126,000 | $265,000 | $80,000 | $156,000 |
| Home Improvement | 4 | $160,000 | $40,000 | $75,000 | $51,000 | $74,000 |
| Other Purpose | 3 | $305,000 | $101,000 | $205,000 | $67,000 | $94,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 133 | $11,715,000 | $88,000 | $215,000 | $68,000 | $250,000 |
| White | 110 | $15,150,000 | $137,000 | $505,000 | $91,000 | $567,000 |
| Hispanic | 5 | $975,000 | $195,000 | $315,000 | $152,000 | $340,000 |
| American Indian or Alaskan Native | 1 | $225,000 | $225,000 | $225,000 | $134,000 | $134,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 249 | $28,065,000 | $112,000 | $505,000 | $80,000 | $567,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 133 | $11,715,000 | $88,000 | $215,000 | $68,000 | $250,000 |
| Loan Originated | 89 | $12,225,000 | $137,000 | $345,000 | $90,000 | $383,000 |
| Application Denied By Financial Institution | 11 | $1,725,000 | $156,000 | $325,000 | $90,000 | $169,000 |
| Application Withdrawn By Applicant | 9 | $815,000 | $90,000 | $175,000 | $69,000 | $112,000 |
| Application Approved But Not Accepted | 7 | $1,585,000 | $226,000 | $505,000 | $184,000 | $567,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 238 | $26,340,000 | $110,000 | $505,000 | $80,000 | $567,000 |
| Credit History | 5 | $675,000 | $135,000 | $325,000 | $100,000 | $169,000 |
| Debt-To-Income Ratio | 4 | $830,000 | $207,000 | $245,000 | $89,000 | $134,000 |
| Other | 2 | $220,000 | $110,000 | $145,000 | $70,000 | $85,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.