Generations Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Generations Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Generations Bank 20 East Bayard Street Seneca Falls, NY 13148 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 318 |
| Total Mortgage Loan Application Amount | $32,830,000 |
| Average Mortgage Loan Application Amount | $89,400 |
| Highest Mortgage Loan Application Amount | $455,000 |
| Average Applicant Income | $72,800 |
| Highest Applicant Income | $426,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cayuga County New York | 51 | $ 6,365,000 | $ 124,000 | $ 85,000 |
| Seneca County New York | 40 | $ 3,750,000 | $ 93,000 | $ 67,000 |
| Ontario County New York | 32 | $ 4,200,000 | $ 131,000 | $ 79,000 |
| Orleans County New York | 28 | $ 1,790,000 | $ 63,000 | $ 52,000 |
| Yates County New York | 20 | $ 2,960,000 | $ 148,000 | $ 131,000 |
| Niagara County New York | 11 | $ 1,715,000 | $ 155,000 | $ 97,000 |
| Steuben County New York | 11 | $ 1,325,000 | $ 120,000 | $ 84,000 |
| Wayne County New York | 8 | $ 530,000 | $ 66,000 | $ 54,000 |
| Erie County New York | 7 | $ 475,000 | $ 67,000 | $ 71,000 |
| Dutchess County New York | 5 | $ 465,000 | $ 93,000 | $ 93,000 |
| Monroe County New York | 5 | $ 405,000 | $ 81,000 | $ 63,000 |
| Onondaga County New York | 5 | $ 765,000 | $ 153,000 | $ 116,000 |
| St. Clair County Alabama | 3 | $ 385,000 | $ 128,000 | $ 81,000 |
| Berks County Pennsylvania | 3 | $ 295,000 | $ 98,000 | $ 82,000 |
| Lancaster County Pennsylvania | 3 | $ 195,000 | $ 65,000 | $ 71,000 |
| Mobile County Alabama | 2 | $ 320,000 | $ 160,000 | $ 111,000 |
| Richmond County New York | 2 | $ 170,000 | $ 85,000 | $ 88,000 |
| Creek County Oklahoma | 2 | $ 170,000 | $ 85,000 | $ 77,000 |
| McCurtain County Oklahoma | 2 | $ 90,000 | $ 45,000 | $ 119,000 |
| Chester County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 59,000 |
| Meigs County Tennessee | 2 | $ 220,000 | $ 110,000 | $ 51,000 |
| Chilton County Alabama | 1 | $ 95,000 | $ 95,000 | $ 101,000 |
| Elmore County Alabama | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Jackson County Alabama | 1 | $ 45,000 | $ 45,000 | $ 107,000 |
| Lamar County Alabama | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Montgomery County Alabama | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Sumter County Alabama | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Talladega County Alabama | 1 | $ 105,000 | $ 105,000 | $ 174,000 |
| Walker County Alabama | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Craighead County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Hot Spring County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| Miller County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
| Ouachita County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 138,000 |
| Pulaski County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| White County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| New Castle County Delaware | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Sussex County Delaware | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Bay County Florida | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Columbia County Florida | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Hernando County Florida | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Lake County Florida | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Pasco County Florida | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Sarasota County Florida | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Volusia County Florida | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Decatur County Georgia | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Floyd County Georgia | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Tift County Georgia | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Allen County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 114,000 |
| Bossier County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Calcasieu County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
| Franklin County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Lafayette County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Lincoln County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Morehouse County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Red River County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Vernon County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Webster County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| Clay County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Lee County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Scott County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Tate County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Chautauqua County New York | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Genesee County New York | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Hamilton County New York | 1 | $ 65,000 | $ 65,000 | $ 73,000 |
| Livingston County New York | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Madison County New York | 1 | $ 345,000 | $ 345,000 | $ 347,000 |
| Oneida County New York | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Orange County New York | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Saratoga County New York | 1 | $ 35,000 | $ 35,000 | $ 400,000 |
| Schuyler County New York | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Suffolk County New York | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Ulster County New York | 1 | $ 105,000 | $ 105,000 | $ 138,000 |
| Wyoming County New York | 1 | $ 45,000 | $ 45,000 | $ 108,000 |
| Craven County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Comanche County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Garfield County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Lincoln County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Adams County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Allegheny County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Bucks County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Butler County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 117,000 |
| Centre County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Monroe County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 76,000 |
| Montgomery County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 144,000 |
| Washington County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Hampton County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Pickens County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Saluda County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 113,000 |
| Marion County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Maury County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Lampasas County Texas | 1 | $ 145,000 | $ 145,000 | $ 138,000 |
| Llano County Texas | 1 | $ 65,000 | $ 65,000 | $ 190,000 |
| Madison County Texas | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Orange County Texas | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Upshur County Texas | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Generations Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 221 | $23,195,000 | $104,000 | $455,000 | $82,000 | $426,000 |
| Cash-out Refinancing | 50 | $5,580,000 | $111,000 | $285,000 | $85,000 | $216,000 |
| Refinancing | 20 | $2,800,000 | $140,000 | $275,000 | $76,000 | $170,000 |
| Other Purpose | 17 | $805,000 | $47,000 | $125,000 | $53,000 | $137,000 |
| Home Improvement | 10 | $450,000 | $45,000 | $175,000 | $68,000 | $164,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 192 | $22,450,000 | $116,000 | $355,000 | $81,000 | $347,000 |
| Not applicable | 112 | $8,710,000 | $77,000 | $235,000 | $76,000 | $400,000 |
| Not Provided | 4 | $690,000 | $172,000 | $295,000 | $133,000 | $175,000 |
| Black or African American | 4 | $170,000 | $42,000 | $65,000 | $38,000 | $48,000 |
| Hispanic | 4 | $260,000 | $65,000 | $115,000 | $30,000 | $59,000 |
| American Indian or Alaskan Native | 1 | $95,000 | $95,000 | $95,000 | $44,000 | $44,000 |
| Asian | 1 | $455,000 | $455,000 | $455,000 | $426,000 | $426,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 301 | $30,785,000 | $102,000 | $455,000 | $81,000 | $426,000 |
| FHA-insured (Federal Housing Administration) | 17 | $2,045,000 | $120,000 | $255,000 | $54,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 157 | $18,535,000 | $118,000 | $455,000 | $86,000 | $426,000 |
| Loan Purchased By The Institution | 111 | $8,645,000 | $77,000 | $235,000 | $76,000 | $400,000 |
| Application Denied By Financial Institution | 28 | $2,850,000 | $101,000 | $235,000 | $56,000 | $145,000 |
| Application Withdrawn By Applicant | 12 | $1,440,000 | $120,000 | $305,000 | $81,000 | $139,000 |
| Application Approved But Not Accepted | 10 | $1,360,000 | $136,000 | $325,000 | $90,000 | $168,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 290 | $29,980,000 | $103,000 | $455,000 | $82,000 | $426,000 |
| Credit History | 11 | $825,000 | $75,000 | $175,000 | $59,000 | $145,000 |
| Debt-To-Income Ratio | 11 | $1,605,000 | $145,000 | $235,000 | $53,000 | $114,000 |
| Other | 3 | $295,000 | $98,000 | $165,000 | $76,000 | $105,000 |
| Collateral | 3 | $125,000 | $41,000 | $75,000 | $34,000 | $45,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.