Generations Bank
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Generations Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Generations Bank 20 East Bayard Street Seneca Falls, NY 13148 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 275 |
| Total Mortgage Loan Application Amount | $27,965,000 |
| Average Mortgage Loan Application Amount | $89,333 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $97,333 |
| Highest Applicant Income | $390,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Seneca County New York | 58 | $ 5,813,000 | $ 100,000 | $ 75,000 |
| Cayuga County New York | 52 | $ 7,039,000 | $ 135,000 | $ 87,000 |
| Ontario County New York | 52 | $ 6,074,000 | $ 116,000 | $ 68,000 |
| Onondaga County New York | 9 | $ 1,406,000 | $ 156,000 | $ 108,000 |
| Berks County Pennsylvania | 8 | $ 725,000 | $ 90,000 | $ 90,000 |
| Wayne County New York | 7 | $ 783,000 | $ 111,000 | $ 57,000 |
| Hartford County Connecticut | 6 | $ 402,000 | $ 67,000 | $ 90,000 |
| Erie County New York | 6 | $ 338,000 | $ 56,000 | $ 55,000 |
| New London County Connecticut | 5 | $ 261,000 | $ 52,000 | $ 63,000 |
| Albany County New York | 5 | $ 240,000 | $ 48,000 | $ 63,000 |
| Yates County New York | 5 | $ 426,000 | $ 85,000 | $ 144,000 |
| Montgomery County Pennsylvania | 5 | $ 325,000 | $ 65,000 | $ 83,000 |
| Fairfield County Connecticut | 4 | $ 250,000 | $ 62,000 | $ 52,000 |
| Dutchess County New York | 4 | $ 193,000 | $ 48,000 | $ 49,000 |
| Orange County New York | 4 | $ 233,000 | $ 58,000 | $ 44,000 |
| Middlesex County Connecticut | 3 | $ 162,000 | $ 54,000 | $ 88,000 |
| New Haven County Connecticut | 3 | $ 96,000 | $ 32,000 | $ 98,000 |
| Monroe County New York | 3 | $ 628,000 | $ 209,000 | $ 122,000 |
| Suffolk County New York | 3 | $ 220,000 | $ 73,000 | $ 114,000 |
| Windham County Connecticut | 2 | $ 66,000 | $ 33,000 | $ 98,000 |
| Plymouth County Massachusetts | 2 | $ 121,000 | $ 60,000 | $ 62,000 |
| Ocean County New Jersey | 2 | $ 142,000 | $ 71,000 | $ 42,000 |
| Niagara County New York | 2 | $ 90,000 | $ 45,000 | $ 45,000 |
| Rockland County New York | 2 | $ 122,000 | $ 61,000 | $ 60,000 |
| Tompkins County New York | 2 | $ 431,000 | $ 215,000 | $ 143,000 |
| Ulster County New York | 2 | $ 147,000 | $ 73,000 | $ 81,000 |
| Tolland County Connecticut | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| New Castle County Delaware | 1 | $ 29,000 | $ 29,000 | $ 45,000 |
| Sussex County Delaware | 1 | $ 56,000 | $ 56,000 | $ 89,000 |
| Barnstable County Massachusetts | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| Hampden County Massachusetts | 1 | $ 175,000 | $ 175,000 | $ 162,000 |
| Hampshire County Massachusetts | 1 | $ 41,000 | $ 41,000 | $ 52,000 |
| Broome County New York | 1 | $ 41,000 | $ 41,000 | $ 61,000 |
| Genesee County New York | 1 | $ 67,000 | $ 67,000 | $ 39,000 |
| Oneida County New York | 1 | $ 37,000 | $ 37,000 | $ 61,000 |
| Saratoga County New York | 1 | $ 27,000 | $ 27,000 | $ 67,000 |
| Schuyler County New York | 1 | $ 170,000 | $ 170,000 | $ 68,000 |
| Tioga County New York | 1 | $ 43,000 | $ 43,000 | $ 32,000 |
| Wyoming County New York | 1 | $ 42,000 | $ 42,000 | $ 71,000 |
| Bucks County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 123,000 |
| Chester County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 35,000 |
| Franklin County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Lebanon County Pennsylvania | 1 | $ 38,000 | $ 38,000 | $ 54,000 |
| Northampton County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Northumberland County Pennsylvania | 1 | $ 39,000 | $ 39,000 | $ 34,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Generations Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 218 | $21,482,000 | $98,000 | $417,000 | $76,000 | $390,000 |
| Refinancing | 55 | $6,373,000 | $115,000 | $362,000 | $82,000 | $166,000 |
| Home Improvement | 2 | $110,000 | $55,000 | $94,000 | $134,000 | $199,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 253 | $26,079,000 | $103,000 | $417,000 | $78,000 | $390,000 |
| Not applicable | 11 | $692,000 | $62,000 | $156,000 | $73,000 | $390,000 |
| Hispanic | 7 | $508,000 | $72,000 | $145,000 | $61,000 | $100,000 |
| Asian | 4 | $686,000 | $171,000 | $325,000 | $83,000 | $185,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 275 | $27,965,000 | $101,000 | $417,000 | $77,000 | $390,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 209 | $22,572,000 | $108,000 | $417,000 | $83,000 | $390,000 |
| Application Approved But Not Accepted | 47 | $3,252,000 | $69,000 | $219,000 | $62,000 | $162,000 |
| Application Denied By Financial Institution | 9 | $1,250,000 | $138,000 | $313,000 | $63,000 | $107,000 |
| Loan Purchased By The Institution | 6 | $296,000 | $49,000 | $75,000 | $0 | $0 |
| Application Withdrawn By Applicant | 4 | $595,000 | $148,000 | $260,000 | $80,000 | $126,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3 | $381,000 | $127,000 | $144,000 | $75,000 | $107,000 |
| Collateral | 3 | $681,000 | $227,000 | $313,000 | $74,000 | $76,000 |
| Other | 2 | $126,000 | $63,000 | $75,000 | $39,000 | $49,000 |
| Debt-To-Income Ratio | 1 | $62,000 | $62,000 | $62,000 | $43,000 | $43,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.