Semper Home Loans, Inc.
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Semper Home Loans, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Semper Home Loans, Inc.
225 Dupont Drive
Providence, RI 02907
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 1,303
Total Mortgage Loan Application Amount $327,335,000
Average Mortgage Loan Application Amount $248,000
Highest Mortgage Loan Application Amount $1,275,000
Average Applicant Income $119,000
Highest Applicant Income $1,948,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Semper Home Loans, Inc. by Metropolitan Area in 2019

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
PROVIDENCE-WARWICK, RI-MA 608 $ 145,190,000 $ 266,500 $ 90,000
NA (OUTSIDE OF MSA/MD) 39 $ 8,325,000 $ 219,952 $ 94,857
NORWICH-NEW LONDON, CT 36 $ 8,350,000 $ 231,000 $ 82,000
MIAMI-MIAMI BEACH-KENDALL, FL 33 $ 9,965,000 $ 301,000 $ 114,000
SAN ANTONIO-NEW BRAUNFELS, TX 33 $ 8,315,000 $ 251,000 $ 94,000
WORCESTER, MA-CT 33 $ 6,605,000 $ 208,000 $ 79,500
BOSTON, MA 26 $ 9,870,000 $ 379,000 $ 104,000
SPRINGFIELD, MA 26 $ 4,800,000 $ 184,000 $ 71,000
CHICAGO-NAPERVILLE, IL 20 $ 4,500,000 $ 225,000 $ 73,000
OAKLAND-HAYWARD-BERKELEY, CA 20 $ 8,200,000 $ 410,000 $ 111,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 16 $ 3,230,000 $ 201,000 $ 72,000
EAST STROUDSBURG, PA 14 $ 2,250,000 $ 160,000 $ 78,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 14 $ 5,330,000 $ 380,000 $ 102,500
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 13 $ 4,905,000 $ 371,500 $ 118,500
FORT WORTH-ARLINGTON, TX 12 $ 2,260,000 $ 188,000 $ 51,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 11 $ 3,395,000 $ 308,000 $ 96,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 10 $ 4,220,000 $ 422,000 $ 97,000
DALLAS-PLANO-IRVING, TX 10 $ 2,680,000 $ 268,000 $ 89,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 10 $ 2,640,000 $ 264,000 $ 102,000
PHOENIX-MESA-SCOTTSDALE, AZ 10 $ 2,260,000 $ 226,000 $ 31,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 9 $ 1,485,000 $ 165,000 $ 79,000
NEWARK, NJ-PA 9 $ 2,525,000 $ 250,500 $ 103,000
NEW YORK-NEWARK, NY 8 $ 2,260,000 $ 266,000 $ 133,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 8 $ 1,630,000 $ 203,000 $ 63,000
ORLANDO-KISSIMMEE-SANFORD, FL 7 $ 2,435,000 $ 347,000 $ 87,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 6 $ 2,800,000 $ 466,000 $ 123,000
PITTSBURGH, PA 6 $ 1,060,000 $ 176,000 $ 34,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 6 $ 2,110,000 $ 351,000 $ 102,000
SEATTLE-BELLEVUE-EVERETT, WA 6 $ 2,630,000 $ 438,000 $ 418,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 6 $ 1,240,000 $ 206,000 $ 72,000
BALTIMORE-COLUMBIA-TOWSON, MD 5 $ 1,555,000 $ 311,000 $ 149,000
BATON ROUGE, LA 5 $ 795,000 $ 159,000 $ 44,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 5 $ 1,045,000 $ 209,000 $ 64,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 5 $ 855,000 $ 153,500 $ 13,500
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 5 $ 1,815,000 $ 363,000 $ 145,000
CAPE CORAL-FORT MYERS, FL 4 $ 790,000 $ 197,000 $ 68,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 4 $ 1,100,000 $ 275,000 $ 100,000
CINCINNATI, OH-KY-IN 4 $ 780,000 $ 188,000 $ 63,500
DENVER-AURORA-LAKEWOOD, CO 4 $ 2,140,000 $ 535,000 $ 191,000
FRESNO, CA 4 $ 960,000 $ 240,000 $ 79,000
GREENVILLE-ANDERSON-MAULDIN, SC 4 $ 800,000 $ 200,000 $ 41,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 4 $ 940,000 $ 235,000 $ 83,000
OKLAHOMA CITY, OK 4 $ 510,000 $ 127,000 $ 49,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 4 $ 790,000 $ 197,000 $ 44,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 4 $ 1,190,000 $ 297,000 $ 80,000
TACOMA-LAKEWOOD, WA 4 $ 1,570,000 $ 392,000 $ 65,000
ASHEVILLE, NC 3 $ 745,000 $ 248,000 $ 46,000
BELLINGHAM, WA 3 $ 645,000 $ 215,000 $ 59,000
CLARKSVILLE, TN-KY 3 $ 625,000 $ 208,000 $ 67,000
COLORADO SPRINGS, CO 3 $ 1,025,000 $ 341,000 $ 73,000
GREELEY, CO 3 $ 665,000 $ 221,000 $ 91,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 3 $ 525,000 $ 175,000 $ 123,000
JACKSONVILLE, FL 3 $ 695,000 $ 231,000 $ 111,000
MANCHESTER-NASHUA, NH 3 $ 775,000 $ 258,000 $ 110,000
MEDFORD, OR 3 $ 745,000 $ 248,000 $ 69,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 3 $ 1,135,000 $ 378,000 $ 140,000
NORTH PORT-SARASOTA-BRADENTON, FL 3 $ 715,000 $ 238,000 $ 97,000
PORT ST. LUCIE, FL 3 $ 785,000 $ 261,000 $ 18,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 3 $ 955,000 $ 318,000 $ 109,000
RALEIGH, NC 3 $ 1,005,000 $ 335,000 $ 0
SALEM, OR 3 $ 765,000 $ 255,000 $ 80,000
STOCKTON-LODI, CA 3 $ 905,000 $ 301,000 $ 62,000
VALLEJO-FAIRFIELD, CA 3 $ 915,000 $ 305,000 $ 103,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 3 $ 845,000 $ 281,000 $ 23,000
ALBUQUERQUE, NM 2 $ 580,000 $ 290,000 $ 181,000
AUGUSTA-RICHMOND COUNTY, GA-SC 2 $ 370,000 $ 185,000 $ 75,000
BARNSTABLE TOWN, MA 2 $ 780,000 $ 390,000 $ 114,000
BILLINGS, MT 2 $ 280,000 $ 140,000 $ 33,000
BREMERTON-SILVERDALE, WA 2 $ 620,000 $ 310,000 $ 72,000
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY 2 $ 600,000 $ 300,000 $ 32,000
BURLINGTON, NC 2 $ 340,000 $ 170,000 $ 71,000
CAMDEN, NJ 2 $ 520,000 $ 260,000 $ 61,000
COLUMBIA, SC 2 $ 280,000 $ 140,000 $ 90,000
COLUMBUS, OH 2 $ 470,000 $ 235,000 $ 122,000
DAPHNE-FAIRHOPE-FOLEY, AL 2 $ 370,000 $ 185,000 $ 23,000
DURHAM-CHAPEL HILL, NC 2 $ 440,000 $ 220,000 $ 140,000
FLINT, MI 2 $ 320,000 $ 160,000 $ 60,000
KANSAS CITY, MO-KS 2 $ 340,000 $ 170,000 $ 65,000
NEW ORLEANS-METAIRIE, LA 2 $ 260,000 $ 130,000 $ 53,000
OCALA, FL 2 $ 570,000 $ 285,000 $ 67,000
PHILADELPHIA, PA 2 $ 430,000 $ 215,000 $ 30,000
PROVO-OREM, UT 2 $ 1,000,000 $ 500,000 $ 90,000
READING, PA 2 $ 450,000 $ 225,000 $ 101,000
SCRANTON--WILKES-BARRE--HAZLETON, PA 2 $ 260,000 $ 130,000 $ 70,000
SPOKANE-SPOKANE VALLEY, WA 2 $ 490,000 $ 245,000 $ 30,000
THE VILLAGES, FL 2 $ 530,000 $ 265,000 $ 111,000
TULSA, OK 2 $ 310,000 $ 155,000 $ 59,000
VISALIA-PORTERVILLE, CA 2 $ 310,000 $ 155,000 $ 54,000
WINSTON-SALEM, NC 2 $ 410,000 $ 205,000 $ 57,000
ABILENE, TX 1 $ 385,000 $ 385,000 $ 0
AKRON, OH 1 $ 225,000 $ 225,000 $ 91,000
ALTOONA, PA 1 $ 155,000 $ 155,000 $ 29,000
AUSTIN-ROUND ROCK, TX 1 $ 225,000 $ 225,000 $ 43,000
BATTLE CREEK, MI 1 $ 125,000 $ 125,000 $ 58,000
BIRMINGHAM-HOOVER, AL 1 $ 485,000 $ 485,000 $ 131,000
BRIDGEPORT-STAMFORD-NORWALK, CT 1 $ 405,000 $ 405,000 $ 0
BURLINGTON-SOUTH BURLINGTON, VT 1 $ 575,000 $ 575,000 $ 91,000
CHAMPAIGN-URBANA, IL 1 $ 65,000 $ 65,000 $ 70,000
CHATTANOOGA, TN-GA 1 $ 185,000 $ 185,000 $ 63,000
CHICO, CA 1 $ 135,000 $ 135,000 $ 54,000
CLEVELAND, TN 1 $ 235,000 $ 235,000 $ 0
CLEVELAND-ELYRIA, OH 1 $ 155,000 $ 155,000 $ 45,000
COLUMBUS, GA-AL 1 $ 125,000 $ 125,000 $ 71,000
COLUMBUS, IN 1 $ 405,000 $ 405,000 $ 205,000
CORPUS CHRISTI, TX 1 $ 325,000 $ 325,000 $ 105,000
DANVILLE, IL 1 $ 135,000 $ 135,000 $ 0
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1 $ 255,000 $ 255,000 $ 65,000
DOVER, DE 1 $ 205,000 $ 205,000 $ 40,000
EL CENTRO, CA 1 $ 195,000 $ 195,000 $ 35,000
EUGENE, OR 1 $ 215,000 $ 215,000 $ 38,000
FAYETTEVILLE, NC 1 $ 115,000 $ 115,000 $ 0
FLORENCE, SC 1 $ 105,000 $ 105,000 $ 75,000
FORT COLLINS, CO 1 $ 375,000 $ 375,000 $ 61,000
GAINESVILLE, FL 1 $ 435,000 $ 435,000 $ 92,000
GARY, IN 1 $ 225,000 $ 225,000 $ 60,000
GRAND RAPIDS-WYOMING, MI 1 $ 135,000 $ 135,000 $ 40,000
GREENSBORO-HIGH POINT, NC 1 $ 195,000 $ 195,000 $ 96,000
HOMOSASSA SPRINGS, FL 1 $ 95,000 $ 95,000 $ 83,000
JACKSONVILLE, NC 1 $ 195,000 $ 195,000 $ 86,000
KILLEEN-TEMPLE, TX 1 $ 335,000 $ 335,000 $ 0
KNOXVILLE, TN 1 $ 315,000 $ 315,000 $ 148,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1 $ 185,000 $ 185,000 $ 73,000
LANCASTER, PA 1 $ 315,000 $ 315,000 $ 75,000
MANSFIELD, OH 1 $ 165,000 $ 165,000 $ 59,000
MCALLEN-EDINBURG-MISSION, TX 1 $ 145,000 $ 145,000 $ 0
MICHIGAN CITY-LA PORTE, IN 1 $ 95,000 $ 95,000 $ 28,000
MIDLAND, TX 1 $ 185,000 $ 185,000 $ 54,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 1 $ 205,000 $ 205,000 $ 80,000
MONTGOMERY, AL 1 $ 155,000 $ 155,000 $ 111,000
NEW HAVEN-MILFORD, CT 1 $ 315,000 $ 315,000 $ 382,000
OGDEN-CLEARFIELD, UT 1 $ 305,000 $ 305,000 $ 0
OLYMPIA-TUMWATER, WA 1 $ 165,000 $ 165,000 $ 53,000
OXNARD-THOUSAND OAKS-VENTURA, CA 1 $ 585,000 $ 585,000 $ 114,000
PUNTA GORDA, FL 1 $ 345,000 $ 345,000 $ 97,000
ROCHESTER, NY 1 $ 145,000 $ 145,000 $ 124,000
ROME, GA 1 $ 125,000 $ 125,000 $ 71,000
SALT LAKE CITY, UT 1 $ 265,000 $ 265,000 $ 83,000
SAN ANGELO, TX 1 $ 165,000 $ 165,000 $ 100,000
SAN DIEGO-CARLSBAD, CA 1 $ 455,000 $ 455,000 $ 0
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1 $ 575,000 $ 575,000 $ 124,000
SANTA FE, NM 1 $ 415,000 $ 415,000 $ 69,000
SANTA ROSA, CA 1 $ 475,000 $ 475,000 $ 0
SAVANNAH, GA 1 $ 155,000 $ 155,000 $ 0
SEBASTIAN-VERO BEACH, FL 1 $ 185,000 $ 185,000 $ 116,000
SHERMAN-DENISON, TX 1 $ 115,000 $ 115,000 $ 64,000
ST. LOUIS, MO-IL 1 $ 245,000 $ 245,000 $ 87,000
TALLAHASSEE, FL 1 $ 395,000 $ 395,000 $ 83,000
TUCSON, AZ 1 $ 225,000 $ 225,000 $ 0
UTICA-ROME, NY 1 $ 235,000 $ 235,000 $ 58,000
WARREN-TROY-FARMINGTON HILLS, MI 1 $ 105,000 $ 105,000 $ 25,000
WILMINGTON, DE-MD-NJ 1 $ 165,000 $ 165,000 $ 31,000
WILMINGTON, NC 1 $ 235,000 $ 235,000 $ 137,000
YORK-HANOVER, PA 1 $ 425,000 $ 425,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Semper Home Loans, Inc. in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 798 $194,510,000 $243,000 $1,165,000 $86,000 $778,000
Refinancing 502 $132,110,000 $263,000 $1,275,000 $82,000 $1,948,000
Home Improvement 3 $715,000 $238,000 $365,000 $189,000 $264,000
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 862 $216,010,000 $250,000 $1,275,000 $86,000 $1,948,000
Hispanic 217 $54,775,000 $252,000 $905,000 $77,000 $356,000
Black or African American 95 $24,355,000 $256,000 $745,000 $78,000 $244,000
Not Provided 80 $19,400,000 $242,000 $675,000 $71,000 $172,000
Asian 43 $11,245,000 $261,000 $665,000 $123,000 $575,000
American Indian or Alaskan Native 4 $1,120,000 $280,000 $315,000 $76,000 $102,000
Native Hawaiian or Other Pacific Islander 1 $235,000 $235,000 $235,000 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 544 $129,370,000 $237,000 $765,000 $72,000 $308,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 517 $128,725,000 $248,000 $1,275,000 $103,000 $1,948,000
VA-guaranteed (Veterans Administration) 236 $67,820,000 $287,000 $755,000 $72,000 $325,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $1,420,000 $236,000 $345,000 $79,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,117 $279,635,000 $250,000 $1,275,000 $85,000 $1,948,000
Application Withdrawn By Applicant 140 $36,600,000 $261,000 $905,000 $88,000 $606,000
Application Denied By Financial Institution 42 $9,920,000 $236,000 $1,165,000 $64,000 $252,000
File Closed For Incompleteness 4 $1,180,000 $295,000 $565,000 $96,000 $217,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,261 $317,415,000 $251,000 $1,275,000 $85,000 $1,948,000
Credit History 8 $1,610,000 $201,000 $335,000 $66,000 $108,000
Debt-To-Income Ratio 7 $1,565,000 $223,000 $375,000 $50,000 $71,000
Collateral 7 $1,305,000 $186,000 $315,000 $59,000 $90,000
Other 6 $1,060,000 $176,000 $225,000 $52,000 $80,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,600,000 $266,000 $425,000 $65,000 $96,000
Employment History 5 $1,005,000 $201,000 $245,000 $60,000 $120,000
Unverifiable Information 3 $1,775,000 $591,000 $1,165,000 $136,000 $252,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.

Download the Rhode Island Lender List