Semper Home Loans, Inc.
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Semper Home Loans, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Semper Home Loans, Inc.
225 Dupont Drive
Providence, RI 02907
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 1,122
Total Mortgage Loan Application Amount $357,710,000
Average Mortgage Loan Application Amount $361,000
Highest Mortgage Loan Application Amount $1,505,000
Average Applicant Income $181,333
Highest Applicant Income $1,049,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Semper Home Loans, Inc. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Providence County Rhode Island 356 $ 113,960,000 $ 320,000 $ 83,000
Kent County Rhode Island 110 $ 33,830,000 $ 307,000 $ 89,000
Bristol County Massachusetts 39 $ 15,735,000 $ 403,000 $ 139,000
Hampden County Massachusetts 36 $ 9,070,000 $ 251,000 $ 79,000
Windham County Connecticut 32 $ 8,980,000 $ 280,000 $ 86,000
Worcester County Massachusetts 25 $ 7,875,000 $ 315,000 $ 100,000
Monroe County Pennsylvania 24 $ 6,600,000 $ 275,000 $ 105,000
Washington County Rhode Island 24 $ 8,570,000 $ 357,000 $ 128,000
Hartford County Connecticut 18 $ 4,980,000 $ 276,000 $ 112,000
Ingham County Michigan 18 $ 3,260,000 $ 181,000 $ 56,000
New London County Connecticut 13 $ 2,765,000 $ 212,000 $ 67,000
Newport County Rhode Island 13 $ 4,795,000 $ 368,000 $ 128,000
Middlesex County Massachusetts 12 $ 5,410,000 $ 450,000 $ 130,000
Eaton County Michigan 9 $ 2,005,000 $ 222,000 $ 81,000
New Haven County Connecticut 7 $ 1,935,000 $ 276,000 $ 113,000
Tolland County Connecticut 7 $ 2,165,000 $ 309,000 $ 122,000
Norfolk County Massachusetts 7 $ 3,915,000 $ 559,000 $ 154,000
Plymouth County Massachusetts 6 $ 2,720,000 $ 453,000 $ 92,000
Wayne County Pennsylvania 6 $ 1,420,000 $ 236,000 $ 100,000
Bristol County Rhode Island 6 $ 2,110,000 $ 351,000 $ 86,000
Collin County Texas 6 $ 2,590,000 $ 431,000 $ 183,000
Cook County Illinois 5 $ 1,405,000 $ 281,000 $ 146,000
Middlesex County New Jersey 5 $ 1,845,000 $ 369,000 $ 192,000
Tarrant County Texas 5 $ 1,635,000 $ 327,000 $ 149,000
Los Angeles County California 4 $ 1,540,000 $ 385,000 $ 121,000
Broward County Florida 4 $ 1,070,000 $ 267,000 $ 124,000
Orange County Florida 4 $ 1,350,000 $ 337,000 $ 157,000
Fulton County Georgia 4 $ 1,020,000 $ 255,000 $ 132,000
Berkshire County Massachusetts 4 $ 1,210,000 $ 302,000 $ 123,000
Hampshire County Massachusetts 4 $ 1,530,000 $ 382,000 $ 157,000
Suffolk County Massachusetts 4 $ 3,050,000 $ 762,000 $ 152,000
Hillsborough County New Hampshire 4 $ 1,570,000 $ 392,000 $ 126,000
Hudson County New Jersey 4 $ 1,350,000 $ 337,000 $ 153,000
Monmouth County New Jersey 4 $ 1,290,000 $ 322,000 $ 117,000
Morris County New Jersey 4 $ 1,900,000 $ 475,000 $ 171,000
Wake County North Carolina 4 $ 1,110,000 $ 277,000 $ 92,000
Montgomery County Texas 4 $ 1,710,000 $ 427,000 $ 169,000
Maricopa County Arizona 3 $ 1,125,000 $ 375,000 $ 98,000
Fairfield County Connecticut 3 $ 1,025,000 $ 341,000 $ 140,000
Hillsborough County Florida 3 $ 825,000 $ 275,000 $ 115,000
Miami-Dade County Florida 3 $ 735,000 $ 245,000 $ 108,000
Palm Beach County Florida 3 $ 915,000 $ 305,000 $ 59,000
Polk County Florida 3 $ 1,405,000 $ 468,000 $ 118,000
Cherokee County Georgia 3 $ 1,175,000 $ 391,000 $ 134,000
Forsyth County Georgia 3 $ 1,215,000 $ 405,000 $ 215,000
Kane County Illinois 3 $ 855,000 $ 285,000 $ 102,000
Baltimore County Maryland 3 $ 955,000 $ 318,000 $ 113,000
Clinton County Michigan 3 $ 745,000 $ 248,000 $ 99,000
Merrimack County New Hampshire 3 $ 1,265,000 $ 421,000 $ 154,000
Ocean County New Jersey 3 $ 765,000 $ 255,000 $ 247,000
Henderson County North Carolina 3 $ 635,000 $ 211,000 $ 195,000
Union County North Carolina 3 $ 1,075,000 $ 358,000 $ 25,000
Clackamas County Oregon 3 $ 1,075,000 $ 358,000 $ 60,000
Wilson County Tennessee 3 $ 1,075,000 $ 358,000 $ 165,000
Denton County Texas 3 $ 1,115,000 $ 371,000 $ 232,000
Fresno County California 2 $ 550,000 $ 275,000 $ 92,000
Riverside County California 2 $ 740,000 $ 370,000 $ 111,000
Middlesex County Connecticut 2 $ 430,000 $ 215,000 $ 76,000
New Castle County Delaware 2 $ 760,000 $ 380,000 $ 212,000
District of Columbia County District Of Columbia 2 $ 620,000 $ 310,000 $ 106,000
Charlotte County Florida 2 $ 530,000 $ 265,000 $ 55,000
Duval County Florida 2 $ 700,000 $ 350,000 $ 101,000
Lee County Florida 2 $ 480,000 $ 240,000 $ 86,000
Manatee County Florida 2 $ 480,000 $ 240,000 $ 47,000
Marion County Florida 2 $ 590,000 $ 295,000 $ 89,000
Pinellas County Florida 2 $ 370,000 $ 185,000 $ 40,000
Sarasota County Florida 2 $ 300,000 $ 150,000 $ 51,000
St. Johns County Florida 2 $ 1,300,000 $ 650,000 $ 44,000
Volusia County Florida 2 $ 270,000 $ 135,000 $ 78,000
Cobb County Georgia 2 $ 440,000 $ 220,000 $ 156,000
DuPage County Illinois 2 $ 250,000 $ 125,000 $ 55,000
Hendricks County Indiana 2 $ 550,000 $ 275,000 $ 123,000
Tippecanoe County Indiana 2 $ 730,000 $ 365,000 $ 87,000
Carroll County Maryland 2 $ 880,000 $ 440,000 $ 121,000
Montgomery County Maryland 2 $ 1,110,000 $ 555,000 $ 345,000
Franklin County Massachusetts 2 $ 410,000 $ 205,000 $ 138,000
Oakland County Michigan 2 $ 550,000 $ 275,000 $ 133,000
Rockingham County New Hampshire 2 $ 900,000 $ 450,000 $ 271,000
Passaic County New Jersey 2 $ 590,000 $ 295,000 $ 89,000
Somerset County New Jersey 2 $ 730,000 $ 365,000 $ 111,000
Bernalillo County New Mexico 2 $ 1,020,000 $ 510,000 $ 150,000
Rockland County New York 2 $ 910,000 $ 455,000 $ 138,000
Buncombe County North Carolina 2 $ 720,000 $ 360,000 $ 271,000
Johnston County North Carolina 2 $ 640,000 $ 320,000 $ 170,000
Franklin County Ohio 2 $ 710,000 $ 355,000 $ 124,000
Cleveland County Oklahoma 2 $ 670,000 $ 335,000 $ 118,000
Marion County Oregon 2 $ 670,000 $ 335,000 $ 63,000
Bucks County Pennsylvania 2 $ 750,000 $ 375,000 $ 158,000
Carbon County Pennsylvania 2 $ 670,000 $ 335,000 $ 123,000
Horry County South Carolina 2 $ 460,000 $ 230,000 $ 53,000
Dallas County Texas 2 $ 740,000 $ 370,000 $ 253,000
Galveston County Texas 2 $ 440,000 $ 220,000 $ 154,000
Harris County Texas 2 $ 530,000 $ 265,000 $ 88,000
Travis County Texas 2 $ 830,000 $ 415,000 $ 113,000
Tooele County Utah 2 $ 740,000 $ 370,000 $ 126,000
Loudoun County Virginia 2 $ 290,000 $ 145,000 $ 139,000
Virginia Beach County Virginia 2 $ 1,190,000 $ 595,000 $ 167,000
King County Washington 2 $ 770,000 $ 385,000 $ 165,000
Snohomish County Washington 2 $ 790,000 $ 395,000 $ 168,000
Blount County Alabama 1 $ 275,000 $ 275,000 $ 107,000
Cleburne County Alabama 1 $ 295,000 $ 295,000 $ 106,000
Houston County Alabama 1 $ 205,000 $ 205,000 $ 72,000
Jefferson County Alabama 1 $ 475,000 $ 475,000 $ 267,000
Madison County Alabama 1 $ 395,000 $ 395,000 $ 148,000
Talladega County Alabama 1 $ 125,000 $ 125,000 $ 125,000
Tuscaloosa County Alabama 1 $ 215,000 $ 215,000 $ 99,000
Pima County Arizona 1 $ 185,000 $ 185,000 $ 107,000
Santa Cruz County Arizona 1 $ 425,000 $ 425,000 $ 71,000
Contra Costa County California 1 $ 535,000 $ 535,000 $ 133,000
Merced County California 1 $ 345,000 $ 345,000 $ 92,000
Sacramento County California 1 $ 365,000 $ 365,000 $ 73,000
San Bernardino County California 1 $ 205,000 $ 205,000 $ 69,000
Santa Barbara County California 1 $ 385,000 $ 385,000 $ 83,000
Santa Clara County California 1 $ 205,000 $ 205,000 $ 221,000
Shasta County California 1 $ 345,000 $ 345,000 $ 71,000
Solano County California 1 $ 285,000 $ 285,000 $ 63,000
Sonoma County California 1 $ 295,000 $ 295,000 $ 76,000
Tuolumne County California 1 $ 305,000 $ 305,000 $ 193,000
Boulder County Colorado 1 $ 275,000 $ 275,000 $ 108,000
Denver County Colorado 1 $ 385,000 $ 385,000 $ 99,000
El Paso County Colorado 1 $ 5,000 $ 5,000 $ 90,000
Brevard County Florida 1 $ 5,000 $ 5,000 $ 58,000
Citrus County Florida 1 $ 195,000 $ 195,000 $ 59,000
Collier County Florida 1 $ 645,000 $ 645,000 $ 176,000
Gadsden County Florida 1 $ 205,000 $ 205,000 $ 43,000
Lake County Florida 1 $ 605,000 $ 605,000 $ 0
Leon County Florida 1 $ 175,000 $ 175,000 $ 41,000
Martin County Florida 1 $ 365,000 $ 365,000 $ 104,000
Walton County Florida 1 $ 1,505,000 $ 1,505,000 $ 355,000
Bryan County Georgia 1 $ 385,000 $ 385,000 $ 116,000
DeKalb County Georgia 1 $ 245,000 $ 245,000 $ 110,000
Douglas County Georgia 1 $ 145,000 $ 145,000 $ 110,000
Fayette County Georgia 1 $ 465,000 $ 465,000 $ 170,000
Gwinnett County Georgia 1 $ 255,000 $ 255,000 $ 318,000
Paulding County Georgia 1 $ 215,000 $ 215,000 $ 75,000
Whitfield County Georgia 1 $ 245,000 $ 245,000 $ 195,000
Jackson County Illinois 1 $ 235,000 $ 235,000 $ 105,000
Kankakee County Illinois 1 $ 235,000 $ 235,000 $ 81,000
Lake County Illinois 1 $ 185,000 $ 185,000 $ 48,000
Macon County Illinois 1 $ 455,000 $ 455,000 $ 322,000
McHenry County Illinois 1 $ 285,000 $ 285,000 $ 76,000
Will County Illinois 1 $ 405,000 $ 405,000 $ 187,000
Elkhart County Indiana 1 $ 355,000 $ 355,000 $ 117,000
St. Tammany County Louisiana 1 $ 155,000 $ 155,000 $ 58,000
Aroostook County Maine 1 $ 95,000 $ 95,000 $ 216,000
Anne Arundel County Maryland 1 $ 405,000 $ 405,000 $ 132,000
Charles County Maryland 1 $ 415,000 $ 415,000 $ 95,000
Dorchester County Maryland 1 $ 325,000 $ 325,000 $ 65,000
Howard County Maryland 1 $ 305,000 $ 305,000 $ 306,000
Prince George's County Maryland 1 $ 275,000 $ 275,000 $ 100,000
Essex County Massachusetts 1 $ 325,000 $ 325,000 $ 553,000
Barry County Michigan 1 $ 235,000 $ 235,000 $ 145,000
Grand Traverse County Michigan 1 $ 405,000 $ 405,000 $ 419,000
Hillsdale County Michigan 1 $ 165,000 $ 165,000 $ 45,000
Livingston County Michigan 1 $ 195,000 $ 195,000 $ 75,000
Mecosta County Michigan 1 $ 205,000 $ 205,000 $ 245,000
Monroe County Michigan 1 $ 215,000 $ 215,000 $ 45,000
Van Buren County Michigan 1 $ 275,000 $ 275,000 $ 84,000
Broadwater County Montana 1 $ 505,000 $ 505,000 $ 81,000
Hill County Montana 1 $ 95,000 $ 95,000 $ 89,000
Lewis and Clark County Montana 1 $ 225,000 $ 225,000 $ 110,000
Missoula County Montana 1 $ 275,000 $ 275,000 $ 74,000
Silver Bow County Montana 1 $ 235,000 $ 235,000 $ 69,000
Yellowstone County Montana 1 $ 405,000 $ 405,000 $ 126,000
Cheshire County New Hampshire 1 $ 145,000 $ 145,000 $ 213,000
Grafton County New Hampshire 1 $ 355,000 $ 355,000 $ 188,000
Strafford County New Hampshire 1 $ 535,000 $ 535,000 $ 144,000
Union County New Jersey 1 $ 705,000 $ 705,000 $ 156,000
Dona Ana County New Mexico 1 $ 315,000 $ 315,000 $ 115,000
Lea County New Mexico 1 $ 215,000 $ 215,000 $ 113,000
Sandoval County New Mexico 1 $ 225,000 $ 225,000 $ 53,000
Suffolk County New York 1 $ 345,000 $ 345,000 $ 123,000
Cumberland County North Carolina 1 $ 225,000 $ 225,000 $ 82,000
Dare County North Carolina 1 $ 355,000 $ 355,000 $ 88,000
Forsyth County North Carolina 1 $ 175,000 $ 175,000 $ 310,000
Franklin County North Carolina 1 $ 265,000 $ 265,000 $ 306,000
Mecklenburg County North Carolina 1 $ 425,000 $ 425,000 $ 5,000
Rockingham County North Carolina 1 $ 205,000 $ 205,000 $ 52,000
Rowan County North Carolina 1 $ 275,000 $ 275,000 $ 142,000
Sampson County North Carolina 1 $ 125,000 $ 125,000 $ 42,000
Stanly County North Carolina 1 $ 285,000 $ 285,000 $ 27,000
Delaware County Ohio 1 $ 355,000 $ 355,000 $ 93,000
Hamilton County Ohio 1 $ 355,000 $ 355,000 $ 105,000
Licking County Ohio 1 $ 295,000 $ 295,000 $ 72,000
Canadian County Oklahoma 1 $ 275,000 $ 275,000 $ 180,000
Logan County Oklahoma 1 $ 125,000 $ 125,000 $ 72,000
Oklahoma County Oklahoma 1 $ 305,000 $ 305,000 $ 111,000
Tulsa County Oklahoma 1 $ 305,000 $ 305,000 $ 51,000
Curry County Oregon 1 $ 405,000 $ 405,000 $ 117,000
Josephine County Oregon 1 $ 375,000 $ 375,000 $ 153,000
Chester County Pennsylvania 1 $ 415,000 $ 415,000 $ 139,000
Clinton County Pennsylvania 1 $ 185,000 $ 185,000 $ 85,000
Delaware County Pennsylvania 1 $ 315,000 $ 315,000 $ 208,000
Lackawanna County Pennsylvania 1 $ 145,000 $ 145,000 $ 35,000
Lancaster County Pennsylvania 1 $ 385,000 $ 385,000 $ 97,000
Northampton County Pennsylvania 1 $ 365,000 $ 365,000 $ 109,000
Pike County Pennsylvania 1 $ 125,000 $ 125,000 $ 48,000
Washington County Pennsylvania 1 $ 305,000 $ 305,000 $ 143,000
Charleston County South Carolina 1 $ 325,000 $ 325,000 $ 0
Chester County South Carolina 1 $ 245,000 $ 245,000 $ 23,000
Darlington County South Carolina 1 $ 105,000 $ 105,000 $ 23,000
Dorchester County South Carolina 1 $ 335,000 $ 335,000 $ 69,000
Spartanburg County South Carolina 1 $ 155,000 $ 155,000 $ 88,000
Lincoln County South Dakota 1 $ 235,000 $ 235,000 $ 83,000
Anderson County Tennessee 1 $ 475,000 $ 475,000 $ 115,000
Blount County Tennessee 1 $ 365,000 $ 365,000 $ 137,000
Cumberland County Tennessee 1 $ 205,000 $ 205,000 $ 88,000
Davidson County Tennessee 1 $ 385,000 $ 385,000 $ 140,000
Hamilton County Tennessee 1 $ 355,000 $ 355,000 $ 120,000
Humphreys County Tennessee 1 $ 385,000 $ 385,000 $ 101,000
Knox County Tennessee 1 $ 285,000 $ 285,000 $ 75,000
Meigs County Tennessee 1 $ 205,000 $ 205,000 $ 75,000
Shelby County Tennessee 1 $ 225,000 $ 225,000 $ 69,000
Bastrop County Texas 1 $ 255,000 $ 255,000 $ 53,000
Bell County Texas 1 $ 415,000 $ 415,000 $ 208,000
Brazoria County Texas 1 $ 145,000 $ 145,000 $ 143,000
Coryell County Texas 1 $ 405,000 $ 405,000 $ 147,000
Fort Bend County Texas 1 $ 265,000 $ 265,000 $ 169,000
Grayson County Texas 1 $ 265,000 $ 265,000 $ 96,000
Hunt County Texas 1 $ 275,000 $ 275,000 $ 69,000
Kaufman County Texas 1 $ 605,000 $ 605,000 $ 347,000
Nueces County Texas 1 $ 195,000 $ 195,000 $ 90,000
Smith County Texas 1 $ 255,000 $ 255,000 $ 56,000
Van Zandt County Texas 1 $ 185,000 $ 185,000 $ 42,000
Waller County Texas 1 $ 315,000 $ 315,000 $ 130,000
Wise County Texas 1 $ 275,000 $ 275,000 $ 79,000
Yoakum County Texas 1 $ 5,000 $ 5,000 $ 139,000
Davis County Utah 1 $ 305,000 $ 305,000 $ 79,000
Rutland County Vermont 1 $ 365,000 $ 365,000 $ 175,000
Buchanan County Virginia 1 $ 75,000 $ 75,000 $ 42,000
Campbell County Virginia 1 $ 185,000 $ 185,000 $ 80,000
Chesterfield County Virginia 1 $ 235,000 $ 235,000 $ 234,000
Fairfax County Virginia 1 $ 325,000 $ 325,000 $ 373,000
Norfolk County Virginia 1 $ 255,000 $ 255,000 $ 190,000
Clark County Washington 1 $ 365,000 $ 365,000 $ 121,000
Kitsap County Washington 1 $ 375,000 $ 375,000 $ 86,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Semper Home Loans, Inc. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 849 $277,685,000 $327,000 $1,135,000 $98,000 $590,000
Refinancing 271 $79,095,000 $291,000 $1,505,000 $120,000 $1,049,000
Cash-out Refinancing 2 $930,000 $465,000 $605,000 $326,000 $553,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 674 $209,370,000 $310,000 $1,505,000 $105,000 $553,000
Hispanic 177 $58,505,000 $330,000 $905,000 $82,000 $318,000
Black or African American 136 $46,890,000 $344,000 $715,000 $89,000 $204,000
Asian 76 $22,210,000 $292,000 $635,000 $145,000 $590,000
Not Provided 45 $16,145,000 $358,000 $1,135,000 $136,000 $1,049,000
American Indian or Alaskan Native 5 $1,265,000 $253,000 $325,000 $68,000 $160,000
Native Hawaiian or Other Pacific Islander 1 $305,000 $305,000 $305,000 $61,000 $61,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 707 $219,755,000 $310,000 $1,505,000 $115,000 $1,049,000
FHA-insured (Federal Housing Administration) 360 $117,210,000 $325,000 $715,000 $83,000 $360,000
VA-guaranteed (Veterans Administration) 55 $20,745,000 $377,000 $905,000 $94,000 $225,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 866 $271,640,000 $313,000 $1,505,000 $104,000 $590,000
Application Withdrawn By Applicant 192 $62,290,000 $324,000 $875,000 $109,000 $1,049,000
Application Denied By Financial Institution 64 $23,780,000 $371,000 $1,135,000 $79,000 $290,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,058 $333,930,000 $315,000 $1,505,000 $105,000 $1,049,000
Debt-To-Income Ratio 30 $11,850,000 $395,000 $1,135,000 $75,000 $290,000
Collateral 14 $4,560,000 $325,000 $895,000 $87,000 $287,000
Employment History 10 $3,910,000 $391,000 $555,000 $87,000 $186,000
Credit History 6 $1,800,000 $300,000 $445,000 $68,000 $109,000
Unverifiable Information 3 $1,285,000 $428,000 $525,000 $100,000 $121,000
Insufficient Cash (Downpayment, Closing Cost) 1 $375,000 $375,000 $375,000 $41,000 $41,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.

Download the Rhode Island Lender List