Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Semper Home Loans, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Semper Home Loans, Inc. 225 Dupont Drive Providence, RI 02907 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
Total Number of Mortgage Applications | 1,122 |
Total Mortgage Loan Application Amount | $357,710,000 |
Average Mortgage Loan Application Amount | $361,000 |
Highest Mortgage Loan Application Amount | $1,505,000 |
Average Applicant Income | $181,333 |
Highest Applicant Income | $1,049,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Providence County Rhode Island | 356 | $ 113,960,000 | $ 320,000 | $ 83,000 |
Kent County Rhode Island | 110 | $ 33,830,000 | $ 307,000 | $ 89,000 |
Bristol County Massachusetts | 39 | $ 15,735,000 | $ 403,000 | $ 139,000 |
Hampden County Massachusetts | 36 | $ 9,070,000 | $ 251,000 | $ 79,000 |
Windham County Connecticut | 32 | $ 8,980,000 | $ 280,000 | $ 86,000 |
Worcester County Massachusetts | 25 | $ 7,875,000 | $ 315,000 | $ 100,000 |
Monroe County Pennsylvania | 24 | $ 6,600,000 | $ 275,000 | $ 105,000 |
Washington County Rhode Island | 24 | $ 8,570,000 | $ 357,000 | $ 128,000 |
Hartford County Connecticut | 18 | $ 4,980,000 | $ 276,000 | $ 112,000 |
Ingham County Michigan | 18 | $ 3,260,000 | $ 181,000 | $ 56,000 |
New London County Connecticut | 13 | $ 2,765,000 | $ 212,000 | $ 67,000 |
Newport County Rhode Island | 13 | $ 4,795,000 | $ 368,000 | $ 128,000 |
Middlesex County Massachusetts | 12 | $ 5,410,000 | $ 450,000 | $ 130,000 |
Eaton County Michigan | 9 | $ 2,005,000 | $ 222,000 | $ 81,000 |
New Haven County Connecticut | 7 | $ 1,935,000 | $ 276,000 | $ 113,000 |
Tolland County Connecticut | 7 | $ 2,165,000 | $ 309,000 | $ 122,000 |
Norfolk County Massachusetts | 7 | $ 3,915,000 | $ 559,000 | $ 154,000 |
Plymouth County Massachusetts | 6 | $ 2,720,000 | $ 453,000 | $ 92,000 |
Wayne County Pennsylvania | 6 | $ 1,420,000 | $ 236,000 | $ 100,000 |
Bristol County Rhode Island | 6 | $ 2,110,000 | $ 351,000 | $ 86,000 |
Collin County Texas | 6 | $ 2,590,000 | $ 431,000 | $ 183,000 |
Cook County Illinois | 5 | $ 1,405,000 | $ 281,000 | $ 146,000 |
Middlesex County New Jersey | 5 | $ 1,845,000 | $ 369,000 | $ 192,000 |
Tarrant County Texas | 5 | $ 1,635,000 | $ 327,000 | $ 149,000 |
Los Angeles County California | 4 | $ 1,540,000 | $ 385,000 | $ 121,000 |
Broward County Florida | 4 | $ 1,070,000 | $ 267,000 | $ 124,000 |
Orange County Florida | 4 | $ 1,350,000 | $ 337,000 | $ 157,000 |
Fulton County Georgia | 4 | $ 1,020,000 | $ 255,000 | $ 132,000 |
Berkshire County Massachusetts | 4 | $ 1,210,000 | $ 302,000 | $ 123,000 |
Hampshire County Massachusetts | 4 | $ 1,530,000 | $ 382,000 | $ 157,000 |
Suffolk County Massachusetts | 4 | $ 3,050,000 | $ 762,000 | $ 152,000 |
Hillsborough County New Hampshire | 4 | $ 1,570,000 | $ 392,000 | $ 126,000 |
Hudson County New Jersey | 4 | $ 1,350,000 | $ 337,000 | $ 153,000 |
Monmouth County New Jersey | 4 | $ 1,290,000 | $ 322,000 | $ 117,000 |
Morris County New Jersey | 4 | $ 1,900,000 | $ 475,000 | $ 171,000 |
Wake County North Carolina | 4 | $ 1,110,000 | $ 277,000 | $ 92,000 |
Montgomery County Texas | 4 | $ 1,710,000 | $ 427,000 | $ 169,000 |
Maricopa County Arizona | 3 | $ 1,125,000 | $ 375,000 | $ 98,000 |
Fairfield County Connecticut | 3 | $ 1,025,000 | $ 341,000 | $ 140,000 |
Hillsborough County Florida | 3 | $ 825,000 | $ 275,000 | $ 115,000 |
Miami-Dade County Florida | 3 | $ 735,000 | $ 245,000 | $ 108,000 |
Palm Beach County Florida | 3 | $ 915,000 | $ 305,000 | $ 59,000 |
Polk County Florida | 3 | $ 1,405,000 | $ 468,000 | $ 118,000 |
Cherokee County Georgia | 3 | $ 1,175,000 | $ 391,000 | $ 134,000 |
Forsyth County Georgia | 3 | $ 1,215,000 | $ 405,000 | $ 215,000 |
Kane County Illinois | 3 | $ 855,000 | $ 285,000 | $ 102,000 |
Baltimore County Maryland | 3 | $ 955,000 | $ 318,000 | $ 113,000 |
Clinton County Michigan | 3 | $ 745,000 | $ 248,000 | $ 99,000 |
Merrimack County New Hampshire | 3 | $ 1,265,000 | $ 421,000 | $ 154,000 |
Ocean County New Jersey | 3 | $ 765,000 | $ 255,000 | $ 247,000 |
Henderson County North Carolina | 3 | $ 635,000 | $ 211,000 | $ 195,000 |
Union County North Carolina | 3 | $ 1,075,000 | $ 358,000 | $ 25,000 |
Clackamas County Oregon | 3 | $ 1,075,000 | $ 358,000 | $ 60,000 |
Wilson County Tennessee | 3 | $ 1,075,000 | $ 358,000 | $ 165,000 |
Denton County Texas | 3 | $ 1,115,000 | $ 371,000 | $ 232,000 |
Fresno County California | 2 | $ 550,000 | $ 275,000 | $ 92,000 |
Riverside County California | 2 | $ 740,000 | $ 370,000 | $ 111,000 |
Middlesex County Connecticut | 2 | $ 430,000 | $ 215,000 | $ 76,000 |
New Castle County Delaware | 2 | $ 760,000 | $ 380,000 | $ 212,000 |
District of Columbia County District Of Columbia | 2 | $ 620,000 | $ 310,000 | $ 106,000 |
Charlotte County Florida | 2 | $ 530,000 | $ 265,000 | $ 55,000 |
Duval County Florida | 2 | $ 700,000 | $ 350,000 | $ 101,000 |
Lee County Florida | 2 | $ 480,000 | $ 240,000 | $ 86,000 |
Manatee County Florida | 2 | $ 480,000 | $ 240,000 | $ 47,000 |
Marion County Florida | 2 | $ 590,000 | $ 295,000 | $ 89,000 |
Pinellas County Florida | 2 | $ 370,000 | $ 185,000 | $ 40,000 |
Sarasota County Florida | 2 | $ 300,000 | $ 150,000 | $ 51,000 |
St. Johns County Florida | 2 | $ 1,300,000 | $ 650,000 | $ 44,000 |
Volusia County Florida | 2 | $ 270,000 | $ 135,000 | $ 78,000 |
Cobb County Georgia | 2 | $ 440,000 | $ 220,000 | $ 156,000 |
DuPage County Illinois | 2 | $ 250,000 | $ 125,000 | $ 55,000 |
Hendricks County Indiana | 2 | $ 550,000 | $ 275,000 | $ 123,000 |
Tippecanoe County Indiana | 2 | $ 730,000 | $ 365,000 | $ 87,000 |
Carroll County Maryland | 2 | $ 880,000 | $ 440,000 | $ 121,000 |
Montgomery County Maryland | 2 | $ 1,110,000 | $ 555,000 | $ 345,000 |
Franklin County Massachusetts | 2 | $ 410,000 | $ 205,000 | $ 138,000 |
Oakland County Michigan | 2 | $ 550,000 | $ 275,000 | $ 133,000 |
Rockingham County New Hampshire | 2 | $ 900,000 | $ 450,000 | $ 271,000 |
Passaic County New Jersey | 2 | $ 590,000 | $ 295,000 | $ 89,000 |
Somerset County New Jersey | 2 | $ 730,000 | $ 365,000 | $ 111,000 |
Bernalillo County New Mexico | 2 | $ 1,020,000 | $ 510,000 | $ 150,000 |
Rockland County New York | 2 | $ 910,000 | $ 455,000 | $ 138,000 |
Buncombe County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 271,000 |
Johnston County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 170,000 |
Franklin County Ohio | 2 | $ 710,000 | $ 355,000 | $ 124,000 |
Cleveland County Oklahoma | 2 | $ 670,000 | $ 335,000 | $ 118,000 |
Marion County Oregon | 2 | $ 670,000 | $ 335,000 | $ 63,000 |
Bucks County Pennsylvania | 2 | $ 750,000 | $ 375,000 | $ 158,000 |
Carbon County Pennsylvania | 2 | $ 670,000 | $ 335,000 | $ 123,000 |
Horry County South Carolina | 2 | $ 460,000 | $ 230,000 | $ 53,000 |
Dallas County Texas | 2 | $ 740,000 | $ 370,000 | $ 253,000 |
Galveston County Texas | 2 | $ 440,000 | $ 220,000 | $ 154,000 |
Harris County Texas | 2 | $ 530,000 | $ 265,000 | $ 88,000 |
Travis County Texas | 2 | $ 830,000 | $ 415,000 | $ 113,000 |
Tooele County Utah | 2 | $ 740,000 | $ 370,000 | $ 126,000 |
Loudoun County Virginia | 2 | $ 290,000 | $ 145,000 | $ 139,000 |
Virginia Beach County Virginia | 2 | $ 1,190,000 | $ 595,000 | $ 167,000 |
King County Washington | 2 | $ 770,000 | $ 385,000 | $ 165,000 |
Snohomish County Washington | 2 | $ 790,000 | $ 395,000 | $ 168,000 |
Blount County Alabama | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
Cleburne County Alabama | 1 | $ 295,000 | $ 295,000 | $ 106,000 |
Houston County Alabama | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
Jefferson County Alabama | 1 | $ 475,000 | $ 475,000 | $ 267,000 |
Madison County Alabama | 1 | $ 395,000 | $ 395,000 | $ 148,000 |
Talladega County Alabama | 1 | $ 125,000 | $ 125,000 | $ 125,000 |
Tuscaloosa County Alabama | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
Pima County Arizona | 1 | $ 185,000 | $ 185,000 | $ 107,000 |
Santa Cruz County Arizona | 1 | $ 425,000 | $ 425,000 | $ 71,000 |
Contra Costa County California | 1 | $ 535,000 | $ 535,000 | $ 133,000 |
Merced County California | 1 | $ 345,000 | $ 345,000 | $ 92,000 |
Sacramento County California | 1 | $ 365,000 | $ 365,000 | $ 73,000 |
San Bernardino County California | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
Santa Barbara County California | 1 | $ 385,000 | $ 385,000 | $ 83,000 |
Santa Clara County California | 1 | $ 205,000 | $ 205,000 | $ 221,000 |
Shasta County California | 1 | $ 345,000 | $ 345,000 | $ 71,000 |
Solano County California | 1 | $ 285,000 | $ 285,000 | $ 63,000 |
Sonoma County California | 1 | $ 295,000 | $ 295,000 | $ 76,000 |
Tuolumne County California | 1 | $ 305,000 | $ 305,000 | $ 193,000 |
Boulder County Colorado | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
Denver County Colorado | 1 | $ 385,000 | $ 385,000 | $ 99,000 |
El Paso County Colorado | 1 | $ 5,000 | $ 5,000 | $ 90,000 |
Brevard County Florida | 1 | $ 5,000 | $ 5,000 | $ 58,000 |
Citrus County Florida | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
Collier County Florida | 1 | $ 645,000 | $ 645,000 | $ 176,000 |
Gadsden County Florida | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
Lake County Florida | 1 | $ 605,000 | $ 605,000 | $ 0 |
Leon County Florida | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
Martin County Florida | 1 | $ 365,000 | $ 365,000 | $ 104,000 |
Walton County Florida | 1 | $ 1,505,000 | $ 1,505,000 | $ 355,000 |
Bryan County Georgia | 1 | $ 385,000 | $ 385,000 | $ 116,000 |
DeKalb County Georgia | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
Douglas County Georgia | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
Fayette County Georgia | 1 | $ 465,000 | $ 465,000 | $ 170,000 |
Gwinnett County Georgia | 1 | $ 255,000 | $ 255,000 | $ 318,000 |
Paulding County Georgia | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
Whitfield County Georgia | 1 | $ 245,000 | $ 245,000 | $ 195,000 |
Jackson County Illinois | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
Kankakee County Illinois | 1 | $ 235,000 | $ 235,000 | $ 81,000 |
Lake County Illinois | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
Macon County Illinois | 1 | $ 455,000 | $ 455,000 | $ 322,000 |
McHenry County Illinois | 1 | $ 285,000 | $ 285,000 | $ 76,000 |
Will County Illinois | 1 | $ 405,000 | $ 405,000 | $ 187,000 |
Elkhart County Indiana | 1 | $ 355,000 | $ 355,000 | $ 117,000 |
St. Tammany County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
Aroostook County Maine | 1 | $ 95,000 | $ 95,000 | $ 216,000 |
Anne Arundel County Maryland | 1 | $ 405,000 | $ 405,000 | $ 132,000 |
Charles County Maryland | 1 | $ 415,000 | $ 415,000 | $ 95,000 |
Dorchester County Maryland | 1 | $ 325,000 | $ 325,000 | $ 65,000 |
Howard County Maryland | 1 | $ 305,000 | $ 305,000 | $ 306,000 |
Prince George's County Maryland | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
Essex County Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 553,000 |
Barry County Michigan | 1 | $ 235,000 | $ 235,000 | $ 145,000 |
Grand Traverse County Michigan | 1 | $ 405,000 | $ 405,000 | $ 419,000 |
Hillsdale County Michigan | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
Livingston County Michigan | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
Mecosta County Michigan | 1 | $ 205,000 | $ 205,000 | $ 245,000 |
Monroe County Michigan | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
Van Buren County Michigan | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
Broadwater County Montana | 1 | $ 505,000 | $ 505,000 | $ 81,000 |
Hill County Montana | 1 | $ 95,000 | $ 95,000 | $ 89,000 |
Lewis and Clark County Montana | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
Missoula County Montana | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
Silver Bow County Montana | 1 | $ 235,000 | $ 235,000 | $ 69,000 |
Yellowstone County Montana | 1 | $ 405,000 | $ 405,000 | $ 126,000 |
Cheshire County New Hampshire | 1 | $ 145,000 | $ 145,000 | $ 213,000 |
Grafton County New Hampshire | 1 | $ 355,000 | $ 355,000 | $ 188,000 |
Strafford County New Hampshire | 1 | $ 535,000 | $ 535,000 | $ 144,000 |
Union County New Jersey | 1 | $ 705,000 | $ 705,000 | $ 156,000 |
Dona Ana County New Mexico | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
Lea County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
Sandoval County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
Suffolk County New York | 1 | $ 345,000 | $ 345,000 | $ 123,000 |
Cumberland County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
Dare County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 88,000 |
Forsyth County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 310,000 |
Franklin County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 306,000 |
Mecklenburg County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 5,000 |
Rockingham County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
Rowan County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 142,000 |
Sampson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
Stanly County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 27,000 |
Delaware County Ohio | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
Hamilton County Ohio | 1 | $ 355,000 | $ 355,000 | $ 105,000 |
Licking County Ohio | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
Canadian County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 180,000 |
Logan County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
Oklahoma County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 111,000 |
Tulsa County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 51,000 |
Curry County Oregon | 1 | $ 405,000 | $ 405,000 | $ 117,000 |
Josephine County Oregon | 1 | $ 375,000 | $ 375,000 | $ 153,000 |
Chester County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 139,000 |
Clinton County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
Delaware County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 208,000 |
Lackawanna County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
Lancaster County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 97,000 |
Northampton County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 109,000 |
Pike County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
Washington County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 143,000 |
Charleston County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 0 |
Chester County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 23,000 |
Darlington County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
Dorchester County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 69,000 |
Spartanburg County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
Lincoln County South Dakota | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
Anderson County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 115,000 |
Blount County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 137,000 |
Cumberland County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
Davidson County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 140,000 |
Hamilton County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 120,000 |
Humphreys County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 101,000 |
Knox County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
Meigs County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
Shelby County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
Bastrop County Texas | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
Bell County Texas | 1 | $ 415,000 | $ 415,000 | $ 208,000 |
Brazoria County Texas | 1 | $ 145,000 | $ 145,000 | $ 143,000 |
Coryell County Texas | 1 | $ 405,000 | $ 405,000 | $ 147,000 |
Fort Bend County Texas | 1 | $ 265,000 | $ 265,000 | $ 169,000 |
Grayson County Texas | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
Hunt County Texas | 1 | $ 275,000 | $ 275,000 | $ 69,000 |
Kaufman County Texas | 1 | $ 605,000 | $ 605,000 | $ 347,000 |
Nueces County Texas | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
Smith County Texas | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
Van Zandt County Texas | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
Waller County Texas | 1 | $ 315,000 | $ 315,000 | $ 130,000 |
Wise County Texas | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
Yoakum County Texas | 1 | $ 5,000 | $ 5,000 | $ 139,000 |
Davis County Utah | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
Rutland County Vermont | 1 | $ 365,000 | $ 365,000 | $ 175,000 |
Buchanan County Virginia | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
Campbell County Virginia | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
Chesterfield County Virginia | 1 | $ 235,000 | $ 235,000 | $ 234,000 |
Fairfax County Virginia | 1 | $ 325,000 | $ 325,000 | $ 373,000 |
Norfolk County Virginia | 1 | $ 255,000 | $ 255,000 | $ 190,000 |
Clark County Washington | 1 | $ 365,000 | $ 365,000 | $ 121,000 |
Kitsap County Washington | 1 | $ 375,000 | $ 375,000 | $ 86,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 849 | $277,685,000 | $327,000 | $1,135,000 | $98,000 | $590,000 |
Refinancing | 271 | $79,095,000 | $291,000 | $1,505,000 | $120,000 | $1,049,000 |
Cash-out Refinancing | 2 | $930,000 | $465,000 | $605,000 | $326,000 | $553,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 674 | $209,370,000 | $310,000 | $1,505,000 | $105,000 | $553,000 |
Hispanic | 177 | $58,505,000 | $330,000 | $905,000 | $82,000 | $318,000 |
Black or African American | 136 | $46,890,000 | $344,000 | $715,000 | $89,000 | $204,000 |
Asian | 76 | $22,210,000 | $292,000 | $635,000 | $145,000 | $590,000 |
Not Provided | 45 | $16,145,000 | $358,000 | $1,135,000 | $136,000 | $1,049,000 |
American Indian or Alaskan Native | 5 | $1,265,000 | $253,000 | $325,000 | $68,000 | $160,000 |
Native Hawaiian or Other Pacific Islander | 1 | $305,000 | $305,000 | $305,000 | $61,000 | $61,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 707 | $219,755,000 | $310,000 | $1,505,000 | $115,000 | $1,049,000 |
FHA-insured (Federal Housing Administration) | 360 | $117,210,000 | $325,000 | $715,000 | $83,000 | $360,000 |
VA-guaranteed (Veterans Administration) | 55 | $20,745,000 | $377,000 | $905,000 | $94,000 | $225,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 866 | $271,640,000 | $313,000 | $1,505,000 | $104,000 | $590,000 |
Application Withdrawn By Applicant | 192 | $62,290,000 | $324,000 | $875,000 | $109,000 | $1,049,000 |
Application Denied By Financial Institution | 64 | $23,780,000 | $371,000 | $1,135,000 | $79,000 | $290,000 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 1,058 | $333,930,000 | $315,000 | $1,505,000 | $105,000 | $1,049,000 |
Debt-To-Income Ratio | 30 | $11,850,000 | $395,000 | $1,135,000 | $75,000 | $290,000 |
Collateral | 14 | $4,560,000 | $325,000 | $895,000 | $87,000 | $287,000 |
Employment History | 10 | $3,910,000 | $391,000 | $555,000 | $87,000 | $186,000 |
Credit History | 6 | $1,800,000 | $300,000 | $445,000 | $68,000 | $109,000 |
Unverifiable Information | 3 | $1,285,000 | $428,000 | $525,000 | $100,000 | $121,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $375,000 | $375,000 | $375,000 | $41,000 | $41,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.