Semper Home Loans, Inc.
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Semper Home Loans, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Semper Home Loans, Inc. 225 Dupont Drive Providence, RI 02907 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 614 |
| Total Mortgage Loan Application Amount | $138,660,000 |
| Average Mortgage Loan Application Amount | $198,666 |
| Highest Mortgage Loan Application Amount | $1,835,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $599,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence County Rhode Island | 139 | $ 31,505,000 | $ 226,000 | $ 75,000 |
| Washington County Rhode Island | 31 | $ 9,245,000 | $ 298,000 | $ 111,000 |
| Kent County Rhode Island | 28 | $ 6,650,000 | $ 237,000 | $ 81,000 |
| Monroe County Pennsylvania | 21 | $ 3,705,000 | $ 176,000 | $ 71,000 |
| Hampden County Massachusetts | 17 | $ 3,375,000 | $ 198,000 | $ 62,000 |
| New London County Connecticut | 9 | $ 2,035,000 | $ 226,000 | $ 84,000 |
| East Baton Rouge County Louisiana | 8 | $ 1,090,000 | $ 136,000 | $ 51,000 |
| Bexar County Texas | 8 | $ 1,390,000 | $ 173,000 | $ 75,000 |
| Hillsborough County Florida | 7 | $ 1,505,000 | $ 215,000 | $ 58,000 |
| Pasco County Florida | 7 | $ 1,545,000 | $ 220,000 | $ 74,000 |
| Windham County Connecticut | 6 | $ 1,170,000 | $ 195,000 | $ 59,000 |
| Bristol County Massachusetts | 6 | $ 1,840,000 | $ 306,000 | $ 174,000 |
| Richmond County New York | 6 | $ 2,040,000 | $ 340,000 | $ 86,000 |
| Plymouth County Massachusetts | 5 | $ 1,575,000 | $ 315,000 | $ 107,000 |
| Benton County Oregon | 5 | $ 905,000 | $ 181,000 | $ 108,000 |
| Bristol County Rhode Island | 5 | $ 1,235,000 | $ 247,000 | $ 100,000 |
| Williamson County Tennessee | 5 | $ 1,605,000 | $ 321,000 | $ 73,000 |
| Harris County Texas | 5 | $ 805,000 | $ 161,000 | $ 89,000 |
| King County Washington | 5 | $ 2,165,000 | $ 433,000 | $ 174,000 |
| Kern County California | 4 | $ 960,000 | $ 240,000 | $ 57,000 |
| Orange County Florida | 4 | $ 1,180,000 | $ 295,000 | $ 79,000 |
| Cook County Illinois | 4 | $ 840,000 | $ 210,000 | $ 87,000 |
| Mecklenburg County North Carolina | 4 | $ 870,000 | $ 217,000 | $ 98,000 |
| Newport County Rhode Island | 4 | $ 1,220,000 | $ 305,000 | $ 92,000 |
| Dorchester County South Carolina | 4 | $ 810,000 | $ 202,000 | $ 57,000 |
| Davidson County Tennessee | 4 | $ 930,000 | $ 232,000 | $ 62,000 |
| Comal County Texas | 4 | $ 980,000 | $ 245,000 | $ 84,000 |
| Dallas County Texas | 4 | $ 830,000 | $ 207,000 | $ 79,000 |
| Guadalupe County Texas | 4 | $ 560,000 | $ 140,000 | $ 75,000 |
| Wilson County Texas | 4 | $ 1,030,000 | $ 257,000 | $ 115,000 |
| Utah County Utah | 4 | $ 1,100,000 | $ 275,000 | $ 158,000 |
| Los Angeles County California | 3 | $ 1,275,000 | $ 425,000 | $ 83,000 |
| Brevard County Florida | 3 | $ 695,000 | $ 231,000 | $ 62,000 |
| Pinellas County Florida | 3 | $ 675,000 | $ 225,000 | $ 64,000 |
| St. Lucie County Florida | 3 | $ 615,000 | $ 205,000 | $ 62,000 |
| Volusia County Florida | 3 | $ 465,000 | $ 155,000 | $ 40,000 |
| Middlesex County Massachusetts | 3 | $ 845,000 | $ 281,000 | $ 113,000 |
| Suffolk County Massachusetts | 3 | $ 1,395,000 | $ 465,000 | $ 110,000 |
| Worcester County Massachusetts | 3 | $ 705,000 | $ 235,000 | $ 103,000 |
| Kings County New York | 3 | $ 1,445,000 | $ 481,000 | $ 138,000 |
| Pike County Pennsylvania | 3 | $ 505,000 | $ 168,000 | $ 65,000 |
| Wayne County Pennsylvania | 3 | $ 455,000 | $ 151,000 | $ 81,000 |
| Dickson County Tennessee | 3 | $ 745,000 | $ 248,000 | $ 112,000 |
| Tarrant County Texas | 3 | $ 735,000 | $ 245,000 | $ 105,000 |
| Madison County Alabama | 2 | $ 560,000 | $ 280,000 | $ 67,000 |
| Riverside County California | 2 | $ 610,000 | $ 305,000 | $ 54,000 |
| San Bernardino County California | 2 | $ 360,000 | $ 180,000 | $ 65,000 |
| San Diego County California | 2 | $ 360,000 | $ 180,000 | $ 58,000 |
| Litchfield County Connecticut | 2 | $ 360,000 | $ 180,000 | $ 71,000 |
| Sussex County Delaware | 2 | $ 500,000 | $ 250,000 | $ 112,000 |
| Alachua County Florida | 2 | $ 480,000 | $ 240,000 | $ 112,000 |
| Charlotte County Florida | 2 | $ 280,000 | $ 140,000 | $ 78,000 |
| Lake County Florida | 2 | $ 540,000 | $ 270,000 | $ 60,000 |
| Palm Beach County Florida | 2 | $ 350,000 | $ 175,000 | $ 55,000 |
| Cobb County Georgia | 2 | $ 370,000 | $ 185,000 | $ 76,000 |
| Will County Illinois | 2 | $ 580,000 | $ 290,000 | $ 85,000 |
| Dallas County Iowa | 2 | $ 360,000 | $ 180,000 | $ 59,000 |
| Prince George's County Maryland | 2 | $ 440,000 | $ 220,000 | $ 62,000 |
| Essex County Massachusetts | 2 | $ 590,000 | $ 295,000 | $ 86,000 |
| Norfolk County Massachusetts | 2 | $ 920,000 | $ 460,000 | $ 154,000 |
| Hillsborough County New Hampshire | 2 | $ 500,000 | $ 250,000 | $ 67,000 |
| Burlington County New Jersey | 2 | $ 270,000 | $ 135,000 | $ 75,000 |
| Monmouth County New Jersey | 2 | $ 870,000 | $ 435,000 | $ 118,000 |
| Albany County New York | 2 | $ 250,000 | $ 125,000 | $ 61,000 |
| Nassau County New York | 2 | $ 950,000 | $ 475,000 | $ 178,000 |
| Schenectady County New York | 2 | $ 560,000 | $ 280,000 | $ 110,000 |
| Burke County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 54,000 |
| Cabarrus County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 51,000 |
| Guilford County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 33,000 |
| Randolph County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 36,000 |
| Union County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 55,000 |
| Wake County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 37,000 |
| Oklahoma County Oklahoma | 2 | $ 320,000 | $ 160,000 | $ 79,000 |
| Linn County Oregon | 2 | $ 350,000 | $ 175,000 | $ 59,000 |
| Marion County Oregon | 2 | $ 370,000 | $ 185,000 | $ 46,000 |
| Columbia County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 73,000 |
| Luzerne County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 48,000 |
| Montgomery County Pennsylvania | 2 | $ 580,000 | $ 290,000 | $ 98,000 |
| Northampton County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| Horry County South Carolina | 2 | $ 370,000 | $ 185,000 | $ 91,000 |
| Pickens County South Carolina | 2 | $ 300,000 | $ 150,000 | $ 80,000 |
| Richland County South Carolina | 2 | $ 270,000 | $ 135,000 | $ 66,000 |
| Hickman County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 46,000 |
| Montgomery County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 70,000 |
| Stewart County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 89,000 |
| Bandera County Texas | 2 | $ 570,000 | $ 285,000 | $ 148,000 |
| Fort Bend County Texas | 2 | $ 690,000 | $ 345,000 | $ 121,000 |
| Cullman County Alabama | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| DeKalb County Alabama | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Jefferson County Alabama | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Lake County California | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Merced County California | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Sacramento County California | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| San Joaquin County California | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Sonoma County California | 1 | $ 365,000 | $ 365,000 | $ 99,000 |
| Tulare County California | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| Tuolumne County California | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Denver County Colorado | 1 | $ 235,000 | $ 235,000 | $ 28,000 |
| Fairfield County Connecticut | 1 | $ 475,000 | $ 475,000 | $ 193,000 |
| Hartford County Connecticut | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| New Haven County Connecticut | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Tolland County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Broward County Florida | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Citrus County Florida | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Clay County Florida | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Collier County Florida | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Osceola County Florida | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Cherokee County Georgia | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| DeKalb County Georgia | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Douglas County Georgia | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Fulton County Georgia | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Paulding County Georgia | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Kane County Illinois | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Montgomery County Illinois | 1 | $ 315,000 | $ 315,000 | $ 185,000 |
| Elkhart County Indiana | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Hancock County Indiana | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Henry County Indiana | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Ripley County Indiana | 1 | $ 545,000 | $ 545,000 | $ 94,000 |
| Polk County Iowa | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Ascension County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Livingston County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Morehouse County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| St. Mary County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Tangipahoa County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Terrebonne County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Baltimore County Maryland | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Baltimore City County Maryland | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Charles County Maryland | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Montgomery County Maryland | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Hampshire County Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 170,000 |
| Cascade County Montana | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Merrimack County New Hampshire | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Rockingham County New Hampshire | 1 | $ 235,000 | $ 235,000 | $ 81,000 |
| Bergen County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 135,000 |
| Camden County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Mercer County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Middlesex County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| Bernalillo County New Mexico | 1 | $ 325,000 | $ 325,000 | $ 99,000 |
| Allegany County New York | 1 | $ 195,000 | $ 195,000 | $ 163,000 |
| Broome County New York | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Madison County New York | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| Monroe County New York | 1 | $ 315,000 | $ 315,000 | $ 163,000 |
| Queens County New York | 1 | $ 305,000 | $ 305,000 | $ 61,000 |
| Rensselaer County New York | 1 | $ 115,000 | $ 115,000 | $ 109,000 |
| Suffolk County New York | 1 | $ 435,000 | $ 435,000 | $ 55,000 |
| Alamance County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Brunswick County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 98,000 |
| Currituck County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Franklin County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 113,000 |
| Harnett County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Orange County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Rockingham County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Grady County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Kay County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Sequoyah County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| Lincoln County Oregon | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Polk County Oregon | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Allegheny County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Berks County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Butler County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Chester County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Franklin County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Lackawanna County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Lancaster County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Lehigh County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Westmoreland County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Aiken County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Anderson County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 25,000 |
| Bamberg County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Berkeley County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| Greenville County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Laurens County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Oconee County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Sumter County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Hamilton County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Henry County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| Houston County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 139,000 |
| McNairy County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Overton County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 33,000 |
| Aransas County Texas | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Bastrop County Texas | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Burleson County Texas | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Denton County Texas | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Ellis County Texas | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Liberty County Texas | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Van Zandt County Texas | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Williamson County Texas | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Wise County Texas | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Juab County Utah | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Sanpete County Utah | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Washington County Utah | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Albemarle County Virginia | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| James City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Norfolk County Virginia | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Prince William County Virginia | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Roanoke County Virginia | 1 | $ 275,000 | $ 275,000 | $ 141,000 |
| Stafford County Virginia | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Tazewell County Virginia | 1 | $ 125,000 | $ 125,000 | $ 148,000 |
| Virginia Beach County Virginia | 1 | $ 255,000 | $ 255,000 | $ 57,000 |
| Grant County Washington | 1 | $ 455,000 | $ 455,000 | $ 159,000 |
| Pierce County Washington | 1 | $ 195,000 | $ 195,000 | $ 177,000 |
| Spokane County Washington | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Thurston County Washington | 1 | $ 375,000 | $ 375,000 | $ 99,000 |
| Yakima County Washington | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Semper Home Loans, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 407 | $96,285,000 | $236,000 | $1,835,000 | $86,000 | $599,000 |
| Refinancing | 205 | $42,065,000 | $205,000 | $665,000 | $70,000 | $227,000 |
| Cash-out Refinancing | 2 | $310,000 | $155,000 | $175,000 | $72,000 | $106,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 431 | $100,285,000 | $232,000 | $1,835,000 | $86,000 | $599,000 |
| Black or African American | 72 | $14,630,000 | $203,000 | $665,000 | $70,000 | $174,000 |
| Hispanic | 71 | $14,685,000 | $206,000 | $455,000 | $66,000 | $156,000 |
| Not Provided | 24 | $5,380,000 | $224,000 | $445,000 | $68,000 | $172,000 |
| Asian | 13 | $3,045,000 | $234,000 | $485,000 | $76,000 | $138,000 |
| Not applicable | 2 | $480,000 | $240,000 | $255,000 | $68,000 | $81,000 |
| American Indian or Alaskan Native | 1 | $155,000 | $155,000 | $155,000 | $58,000 | $58,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 265 | $56,165,000 | $211,000 | $665,000 | $70,000 | $211,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 212 | $52,660,000 | $248,000 | $1,835,000 | $100,000 | $599,000 |
| VA-guaranteed (Veterans Administration) | 129 | $28,225,000 | $218,000 | $545,000 | $71,000 | $185,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,610,000 | $201,000 | $275,000 | $59,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 545 | $123,605,000 | $226,000 | $1,835,000 | $82,000 | $599,000 |
| Application Withdrawn By Applicant | 48 | $10,590,000 | $220,000 | $585,000 | $74,000 | $170,000 |
| Application Denied By Financial Institution | 19 | $4,125,000 | $217,000 | $345,000 | $71,000 | $148,000 |
| File Closed For Incompleteness | 2 | $340,000 | $170,000 | $175,000 | $41,000 | $48,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 595 | $134,535,000 | $226,000 | $1,835,000 | $81,000 | $599,000 |
| Debt-To-Income Ratio | 8 | $1,680,000 | $210,000 | $315,000 | $72,000 | $145,000 |
| Collateral | 3 | $575,000 | $191,000 | $265,000 | $57,000 | $98,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $775,000 | $258,000 | $345,000 | $81,000 | $112,000 |
| Credit History | 3 | $615,000 | $205,000 | $255,000 | $81,000 | $148,000 |
| Other | 2 | $480,000 | $240,000 | $265,000 | $64,000 | $77,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.