Semper Home Loans, Inc.
Mortgage Loan Application
Totals and Details
for 2013

Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Semper Home Loans, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Semper Home Loans, Inc.
225 Dupont Drive
Providence, RI 02907
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 804
Total Mortgage Loan Application Amount $181,127,000
Average Mortgage Loan Application Amount $299,000
Highest Mortgage Loan Application Amount $742,000
Average Applicant Income $88,666
Highest Applicant Income $687,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Semper Home Loans, Inc. by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Providence County Rhode Island 53 $ 10,476,000 $ 197,000 $ 57,000
Westchester County New York 35 $ 11,633,000 $ 332,000 $ 130,000
Middlesex County Massachusetts 22 $ 6,362,000 $ 289,000 $ 34,000
Kent County Rhode Island 19 $ 3,402,000 $ 179,000 $ 59,000
Plymouth County Massachusetts 17 $ 4,543,000 $ 267,000 $ 36,000
Hartford County Connecticut 15 $ 3,406,000 $ 227,000 $ 42,000
Bristol County Massachusetts 14 $ 3,562,000 $ 254,000 $ 43,000
Essex County Massachusetts 14 $ 3,871,000 $ 276,000 $ 25,000
Norfolk County Massachusetts 14 $ 4,057,000 $ 289,000 $ 54,000
Monroe County Pennsylvania 12 $ 1,780,000 $ 148,000 $ 62,000
Washington County Rhode Island 12 $ 2,701,000 $ 225,000 $ 82,000
Worcester County Massachusetts 11 $ 2,231,000 $ 202,000 $ 37,000
Mecklenburg County North Carolina 11 $ 1,963,000 $ 178,000 $ 56,000
Cobb County Georgia 10 $ 1,927,000 $ 192,000 $ 71,000
Suffolk County New York 10 $ 2,778,000 $ 277,000 $ 61,000
Montgomery County Pennsylvania 10 $ 2,007,000 $ 200,000 $ 76,000
Fairfax County Virginia 10 $ 2,984,000 $ 298,000 $ 70,000
Nassau County New York 9 $ 2,879,000 $ 319,000 $ 94,000
Wake County North Carolina 9 $ 1,685,000 $ 187,000 $ 65,000
Fairfield County Connecticut 8 $ 2,171,000 $ 271,000 $ 37,000
Gwinnett County Georgia 8 $ 1,333,000 $ 166,000 $ 33,000
Burlington County New Jersey 8 $ 2,006,000 $ 250,000 $ 112,000
Denton County Texas 8 $ 1,096,000 $ 137,000 $ 94,000
Kings County New York 7 $ 2,761,000 $ 394,000 $ 73,000
Bucks County Pennsylvania 7 $ 1,614,000 $ 230,000 $ 72,000
Chester County Pennsylvania 7 $ 2,049,000 $ 292,000 $ 88,000
Newport County Rhode Island 7 $ 1,761,000 $ 251,000 $ 45,000
King County Washington 7 $ 1,721,000 $ 245,000 $ 52,000
New Haven County Connecticut 6 $ 1,367,000 $ 227,000 $ 10,000
Suffolk County Massachusetts 6 $ 1,595,000 $ 265,000 $ 19,000
Bergen County New Jersey 6 $ 2,152,000 $ 358,000 $ 59,000
Camden County New Jersey 6 $ 1,235,000 $ 205,000 $ 39,000
Queens County New York 6 $ 1,924,000 $ 320,000 $ 72,000
Luzerne County Pennsylvania 6 $ 870,000 $ 145,000 $ 41,000
Hamilton County Tennessee 6 $ 764,000 $ 127,000 $ 50,000
DeKalb County Georgia 5 $ 1,219,000 $ 243,000 $ 142,000
Fulton County Georgia 5 $ 1,111,000 $ 222,000 $ 74,000
Hampden County Massachusetts 5 $ 942,000 $ 188,000 $ 12,000
Middlesex County New Jersey 5 $ 1,183,000 $ 236,000 $ 16,000
Rockland County New York 5 $ 1,575,000 $ 315,000 $ 103,000
Bristol County Rhode Island 5 $ 1,069,000 $ 213,000 $ 53,000
Cherokee County Georgia 4 $ 761,000 $ 190,000 $ 46,000
Barnstable County Massachusetts 4 $ 1,098,000 $ 274,000 $ 64,000
Rockingham County New Hampshire 4 $ 1,138,000 $ 284,000 $ 85,000
Essex County New Jersey 4 $ 775,000 $ 193,000 $ 86,000
Gloucester County New Jersey 4 $ 969,000 $ 242,000 $ 32,000
Monmouth County New Jersey 4 $ 1,338,000 $ 334,000 $ 100,000
Dutchess County New York 4 $ 959,000 $ 239,000 $ 80,000
Orange County New York 4 $ 828,000 $ 207,000 $ 26,000
Putnam County New York 4 $ 901,000 $ 225,000 $ 80,000
Richmond County New York 4 $ 1,365,000 $ 341,000 $ 113,000
Delaware County Pennsylvania 4 $ 1,000,000 $ 250,000 $ 90,000
Lancaster County Pennsylvania 4 $ 660,000 $ 165,000 $ 47,000
Northampton County Pennsylvania 4 $ 532,000 $ 133,000 $ 45,000
Philadelphia County Pennsylvania 4 $ 668,000 $ 167,000 $ 51,000
Riverside County California 3 $ 584,000 $ 194,000 $ 36,000
Douglas County Colorado 3 $ 745,000 $ 248,000 $ 102,000
Litchfield County Connecticut 3 $ 876,000 $ 292,000 $ 17,000
New London County Connecticut 3 $ 632,000 $ 210,000 $ 0
Tolland County Connecticut 3 $ 796,000 $ 265,000 $ 63,000
District of Columbia County District Of Columbia 3 $ 685,000 $ 228,000 $ 52,000
Catoosa County Georgia 3 $ 460,000 $ 153,000 $ 20,000
Forsyth County Georgia 3 $ 744,000 $ 248,000 $ 91,000
Paulding County Georgia 3 $ 453,000 $ 151,000 $ 43,000
Richmond County Georgia 3 $ 269,000 $ 89,000 $ 64,000
Montgomery County Maryland 3 $ 639,000 $ 213,000 $ 56,000
Hudson County New Jersey 3 $ 967,000 $ 322,000 $ 52,000
Ocean County New Jersey 3 $ 1,068,000 $ 356,000 $ 114,000
Bronx County New York 3 $ 1,142,000 $ 380,000 $ 100,000
Erie County New York 3 $ 531,000 $ 177,000 $ 23,000
Monroe County New York 3 $ 493,000 $ 164,000 $ 39,000
Ulster County New York 3 $ 635,000 $ 211,000 $ 40,000
Gaston County North Carolina 3 $ 543,000 $ 181,000 $ 45,000
Guilford County North Carolina 3 $ 488,000 $ 162,000 $ 17,000
New Hanover County North Carolina 3 $ 636,000 $ 212,000 $ 31,000
Allegheny County Pennsylvania 3 $ 600,000 $ 200,000 $ 66,000
Berks County Pennsylvania 3 $ 435,000 $ 145,000 $ 30,000
Erie County Pennsylvania 3 $ 428,000 $ 142,000 $ 59,000
Lehigh County Pennsylvania 3 $ 391,000 $ 130,000 $ 42,000
Pike County Pennsylvania 3 $ 494,000 $ 164,000 $ 32,000
York County Pennsylvania 3 $ 539,000 $ 179,000 $ 18,000
Prince William County Virginia 3 $ 637,000 $ 212,000 $ 57,000
Los Angeles County California 2 $ 467,000 $ 233,000 $ 34,000
San Bernardino County California 2 $ 213,000 $ 106,000 $ 58,000
San Diego County California 2 $ 731,000 $ 365,000 $ 58,000
Solano County California 2 $ 648,000 $ 324,000 $ 32,000
Middlesex County Connecticut 2 $ 540,000 $ 270,000 $ 0
Windham County Connecticut 2 $ 433,000 $ 216,000 $ 65,000
Broward County Florida 2 $ 390,000 $ 195,000 $ 64,000
Orange County Florida 2 $ 361,000 $ 180,000 $ 30,000
Palm Beach County Florida 2 $ 379,000 $ 189,000 $ 128,000
Jackson County Georgia 2 $ 315,000 $ 157,000 $ 52,000
Anne Arundel County Maryland 2 $ 556,000 $ 278,000 $ 83,000
Harford County Maryland 2 $ 616,000 $ 308,000 $ 69,000
Passaic County New Jersey 2 $ 493,000 $ 246,000 $ 84,000
Greene County New York 2 $ 329,000 $ 164,000 $ 23,000
Niagara County New York 2 $ 362,000 $ 181,000 $ 0
Buncombe County North Carolina 2 $ 492,000 $ 246,000 $ 124,000
Cleveland County North Carolina 2 $ 252,000 $ 126,000 $ 20,000
Durham County North Carolina 2 $ 381,000 $ 190,000 $ 0
Moore County North Carolina 2 $ 230,000 $ 115,000 $ 63,000
Centre County Pennsylvania 2 $ 255,000 $ 127,000 $ 11,000
Beaufort County South Carolina 2 $ 345,000 $ 172,000 $ 57,000
Williamson County Tennessee 2 $ 545,000 $ 272,000 $ 77,000
Brazoria County Texas 2 $ 372,000 $ 186,000 $ 41,000
Collin County Texas 2 $ 344,000 $ 172,000 $ 23,000
Dallas County Texas 2 $ 349,000 $ 174,000 $ 0
Hidalgo County Texas 2 $ 416,000 $ 208,000 $ 0
Tarrant County Texas 2 $ 347,000 $ 173,000 $ 35,000
Travis County Texas 2 $ 376,000 $ 188,000 $ 0
Washington County Utah 2 $ 170,000 $ 85,000 $ 56,000
Chesterfield County Virginia 2 $ 411,000 $ 205,000 $ 49,000
Loudoun County Virginia 2 $ 603,000 $ 301,000 $ 42,000
Page County Virginia 2 $ 240,000 $ 120,000 $ 20,000
Pierce County Washington 2 $ 326,000 $ 163,000 $ 55,000
Snohomish County Washington 2 $ 550,000 $ 275,000 $ 143,000
Spokane County Washington 2 $ 391,000 $ 195,000 $ 116,000
Coffee County Alabama 1 $ 105,000 $ 105,000 $ 8,000
Montgomery County Alabama 1 $ 130,000 $ 130,000 $ 76,000
Shelby County Alabama 1 $ 200,000 $ 200,000 $ 48,000
Tuscaloosa County Alabama 1 $ 154,000 $ 154,000 $ 67,000
Monterey County California 1 $ 192,000 $ 192,000 $ 0
Napa County California 1 $ 162,000 $ 162,000 $ 40,000
Placer County California 1 $ 167,000 $ 167,000 $ 151,000
Plumas County California 1 $ 186,000 $ 186,000 $ 0
Sacramento County California 1 $ 103,000 $ 103,000 $ 0
San Joaquin County California 1 $ 255,000 $ 255,000 $ 0
San Mateo County California 1 $ 416,000 $ 416,000 $ 148,000
Santa Barbara County California 1 $ 397,000 $ 397,000 $ 34,000
Santa Clara County California 1 $ 472,000 $ 472,000 $ 155,000
Jefferson County Colorado 1 $ 186,000 $ 186,000 $ 45,000
La Plata County Colorado 1 $ 189,000 $ 189,000 $ 0
Larimer County Colorado 1 $ 266,000 $ 266,000 $ 92,000
Pueblo County Colorado 1 $ 155,000 $ 155,000 $ 0
Bay County Florida 1 $ 365,000 $ 365,000 $ 124,000
Hillsborough County Florida 1 $ 212,000 $ 212,000 $ 109,000
Lee County Florida 1 $ 120,000 $ 120,000 $ 85,000
Manatee County Florida 1 $ 236,000 $ 236,000 $ 24,000
Martin County Florida 1 $ 248,000 $ 248,000 $ 95,000
Miami-Dade County Florida 1 $ 228,000 $ 228,000 $ 0
Okaloosa County Florida 1 $ 71,000 $ 71,000 $ 124,000
Pinellas County Florida 1 $ 240,000 $ 240,000 $ 182,000
Santa Rosa County Florida 1 $ 269,000 $ 269,000 $ 163,000
St. Johns County Florida 1 $ 231,000 $ 231,000 $ 74,000
St. Lucie County Florida 1 $ 241,000 $ 241,000 $ 86,000
Volusia County Florida 1 $ 86,000 $ 86,000 $ 44,000
Bartow County Georgia 1 $ 109,000 $ 109,000 $ 102,000
Butts County Georgia 1 $ 59,000 $ 59,000 $ 43,000
Camden County Georgia 1 $ 150,000 $ 150,000 $ 79,000
Chatham County Georgia 1 $ 300,000 $ 300,000 $ 140,000
Clayton County Georgia 1 $ 49,000 $ 49,000 $ 29,000
Coweta County Georgia 1 $ 143,000 $ 143,000 $ 46,000
Dade County Georgia 1 $ 82,000 $ 82,000 $ 28,000
Dodge County Georgia 1 $ 133,000 $ 133,000 $ 84,000
Dougherty County Georgia 1 $ 166,000 $ 166,000 $ 0
Fayette County Georgia 1 $ 148,000 $ 148,000 $ 35,000
Harris County Georgia 1 $ 182,000 $ 182,000 $ 0
Henry County Georgia 1 $ 114,000 $ 114,000 $ 31,000
Muscogee County Georgia 1 $ 182,000 $ 182,000 $ 0
Newton County Georgia 1 $ 132,000 $ 132,000 $ 0
Stephens County Georgia 1 $ 100,000 $ 100,000 $ 73,000
Noble County Indiana 1 $ 212,000 $ 212,000 $ 0
Ascension County Louisiana 1 $ 180,000 $ 180,000 $ 30,000
East Baton Rouge County Louisiana 1 $ 125,000 $ 125,000 $ 179,000
Baltimore County Maryland 1 $ 164,000 $ 164,000 $ 125,000
Baltimore City County Maryland 1 $ 108,000 $ 108,000 $ 53,000
Cecil County Maryland 1 $ 333,000 $ 333,000 $ 167,000
Frederick County Maryland 1 $ 342,000 $ 342,000 $ 82,000
Prince George's County Maryland 1 $ 84,000 $ 84,000 $ 77,000
Washington County Maryland 1 $ 248,000 $ 248,000 $ 70,000
Franklin County Massachusetts 1 $ 258,000 $ 258,000 $ 0
Hampshire County Massachusetts 1 $ 191,000 $ 191,000 $ 0
Belknap County New Hampshire 1 $ 229,000 $ 229,000 $ 120,000
Carroll County New Hampshire 1 $ 168,000 $ 168,000 $ 223,000
Cheshire County New Hampshire 1 $ 133,000 $ 133,000 $ 48,000
Hillsborough County New Hampshire 1 $ 185,000 $ 185,000 $ 0
Merrimack County New Hampshire 1 $ 160,000 $ 160,000 $ 0
Strafford County New Hampshire 1 $ 242,000 $ 242,000 $ 76,000
Atlantic County New Jersey 1 $ 276,000 $ 276,000 $ 76,000
Cumberland County New Jersey 1 $ 142,000 $ 142,000 $ 56,000
Mercer County New Jersey 1 $ 231,000 $ 231,000 $ 0
Morris County New Jersey 1 $ 483,000 $ 483,000 $ 0
Salem County New Jersey 1 $ 301,000 $ 301,000 $ 0
Somerset County New Jersey 1 $ 577,000 $ 577,000 $ 0
Sussex County New Jersey 1 $ 545,000 $ 545,000 $ 0
Warren County New Jersey 1 $ 174,000 $ 174,000 $ 0
Albany County New York 1 $ 193,000 $ 193,000 $ 0
Broome County New York 1 $ 186,000 $ 186,000 $ 0
Genesee County New York 1 $ 157,000 $ 157,000 $ 0
Oneida County New York 1 $ 137,000 $ 137,000 $ 48,000
Onondaga County New York 1 $ 156,000 $ 156,000 $ 82,000
Otsego County New York 1 $ 98,000 $ 98,000 $ 0
Saratoga County New York 1 $ 230,000 $ 230,000 $ 51,000
Schenectady County New York 1 $ 177,000 $ 177,000 $ 46,000
St. Lawrence County New York 1 $ 164,000 $ 164,000 $ 64,000
Steuben County New York 1 $ 187,000 $ 187,000 $ 0
Tioga County New York 1 $ 180,000 $ 180,000 $ 85,000
Warren County New York 1 $ 274,000 $ 274,000 $ 134,000
Wayne County New York 1 $ 178,000 $ 178,000 $ 0
Alamance County North Carolina 1 $ 227,000 $ 227,000 $ 0
Brunswick County North Carolina 1 $ 229,000 $ 229,000 $ 89,000
Cabarrus County North Carolina 1 $ 216,000 $ 216,000 $ 0
Caldwell County North Carolina 1 $ 203,000 $ 203,000 $ 0
Chatham County North Carolina 1 $ 181,000 $ 181,000 $ 68,000
Chowan County North Carolina 1 $ 146,000 $ 146,000 $ 47,000
Columbus County North Carolina 1 $ 90,000 $ 90,000 $ 0
Cumberland County North Carolina 1 $ 100,000 $ 100,000 $ 0
Currituck County North Carolina 1 $ 160,000 $ 160,000 $ 27,000
Davidson County North Carolina 1 $ 120,000 $ 120,000 $ 79,000
Duplin County North Carolina 1 $ 119,000 $ 119,000 $ 80,000
Halifax County North Carolina 1 $ 143,000 $ 143,000 $ 0
Iredell County North Carolina 1 $ 187,000 $ 187,000 $ 0
Johnston County North Carolina 1 $ 150,000 $ 150,000 $ 97,000
Lee County North Carolina 1 $ 161,000 $ 161,000 $ 155,000
Orange County North Carolina 1 $ 224,000 $ 224,000 $ 0
Pitt County North Carolina 1 $ 129,000 $ 129,000 $ 67,000
Robeson County North Carolina 1 $ 109,000 $ 109,000 $ 0
Rowan County North Carolina 1 $ 188,000 $ 188,000 $ 0
Sampson County North Carolina 1 $ 135,000 $ 135,000 $ 70,000
Stanly County North Carolina 1 $ 186,000 $ 186,000 $ 71,000
Surry County North Carolina 1 $ 107,000 $ 107,000 $ 0
Union County North Carolina 1 $ 140,000 $ 140,000 $ 0
Wayne County North Carolina 1 $ 191,000 $ 191,000 $ 60,000
Wilson County North Carolina 1 $ 205,000 $ 205,000 $ 0
Franklin County Ohio 1 $ 238,000 $ 238,000 $ 107,000
Multnomah County Oregon 1 $ 339,000 $ 339,000 $ 75,000
Bradford County Pennsylvania 1 $ 139,000 $ 139,000 $ 77,000
Crawford County Pennsylvania 1 $ 190,000 $ 190,000 $ 123,000
Cumberland County Pennsylvania 1 $ 383,000 $ 383,000 $ 104,000
Dauphin County Pennsylvania 1 $ 143,000 $ 143,000 $ 53,000
Fayette County Pennsylvania 1 $ 111,000 $ 111,000 $ 0
Lackawanna County Pennsylvania 1 $ 147,000 $ 147,000 $ 0
Lebanon County Pennsylvania 1 $ 168,000 $ 168,000 $ 0
Lycoming County Pennsylvania 1 $ 122,000 $ 122,000 $ 62,000
Perry County Pennsylvania 1 $ 143,000 $ 143,000 $ 71,000
Susquehanna County Pennsylvania 1 $ 134,000 $ 134,000 $ 44,000
Washington County Pennsylvania 1 $ 181,000 $ 181,000 $ 64,000
Wayne County Pennsylvania 1 $ 132,000 $ 132,000 $ 33,000
Westmoreland County Pennsylvania 1 $ 271,000 $ 271,000 $ 100,000
Dorchester County South Carolina 1 $ 204,000 $ 204,000 $ 84,000
Edgefield County South Carolina 1 $ 131,000 $ 131,000 $ 0
Lancaster County South Carolina 1 $ 260,000 $ 260,000 $ 135,000
Lexington County South Carolina 1 $ 135,000 $ 135,000 $ 0
Spartanburg County South Carolina 1 $ 115,000 $ 115,000 $ 44,000
Blount County Tennessee 1 $ 123,000 $ 123,000 $ 74,000
Decatur County Tennessee 1 $ 127,000 $ 127,000 $ 39,000
Rutherford County Tennessee 1 $ 156,000 $ 156,000 $ 63,000
Washington County Tennessee 1 $ 224,000 $ 224,000 $ 117,000
Bexar County Texas 1 $ 277,000 $ 277,000 $ 0
Cherokee County Texas 1 $ 194,000 $ 194,000 $ 169,000
Ector County Texas 1 $ 103,000 $ 103,000 $ 36,000
Galveston County Texas 1 $ 271,000 $ 271,000 $ 0
Salt Lake County Utah 1 $ 220,000 $ 220,000 $ 85,000
Alexandria County Virginia 1 $ 137,000 $ 137,000 $ 12,000
Arlington County Virginia 1 $ 370,000 $ 370,000 $ 0
Augusta County Virginia 1 $ 207,000 $ 207,000 $ 0
Chesapeake County Virginia 1 $ 104,000 $ 104,000 $ 89,000
Gloucester County Virginia 1 $ 182,000 $ 182,000 $ 0
Hampton County Virginia 1 $ 290,000 $ 290,000 $ 108,000
Henrico County Virginia 1 $ 174,000 $ 174,000 $ 0
Hopewell County Virginia 1 $ 128,000 $ 128,000 $ 0
Portsmouth County Virginia 1 $ 168,000 $ 168,000 $ 0
Suffolk County Virginia 1 $ 203,000 $ 203,000 $ 0
Cowlitz County Washington 1 $ 216,000 $ 216,000 $ 116,000
Kitsap County Washington 1 $ 310,000 $ 310,000 $ 75,000
Whatcom County Washington 1 $ 340,000 $ 340,000 $ 88,000
Whitman County Washington 1 $ 113,000 $ 113,000 $ 0
Platte County Wyoming 1 $ 124,000 $ 124,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Semper Home Loans, Inc. in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 631 $142,767,000 $226,000 $742,000 $50,000 $687,000
Home Purchase 172 $37,909,000 $220,000 $695,000 $87,000 $331,000
Home Improvement 1 $451,000 $451,000 $451,000 $129,000 $129,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 541 $119,207,000 $220,000 $730,000 $57,000 $480,000
Not Provided 97 $22,603,000 $233,000 $648,000 $55,000 $190,000
Black or African American 79 $16,512,000 $209,000 $520,000 $43,000 $273,000
Hispanic 47 $11,877,000 $252,000 $742,000 $73,000 $687,000
Asian 38 $10,493,000 $276,000 $695,000 $93,000 $331,000
Native Hawaiian or Other Pacific Islander 2 $435,000 $217,000 $234,000 $29,000 $59,000
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 490 $112,442,000 $229,000 $742,000 $35,000 $687,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 290 $64,082,000 $220,000 $730,000 $96,000 $480,000
VA-guaranteed (Veterans Administration) 14 $2,877,000 $205,000 $432,000 $57,000 $215,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $1,726,000 $172,000 $426,000 $63,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 736 $165,847,000 $225,000 $742,000 $57,000 $687,000
Application Withdrawn By Applicant 37 $7,983,000 $215,000 $450,000 $47,000 $151,000
Application Denied By Financial Institution 22 $5,024,000 $228,000 $730,000 $84,000 $183,000
File Closed For Incompleteness 5 $933,000 $186,000 $278,000 $35,000 $86,000
Application Approved But Not Accepted 4 $1,340,000 $335,000 $683,000 $112,000 $283,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 5 $968,000 $193,000 $223,000 $61,000 $118,000
Collateral 5 $1,514,000 $302,000 $730,000 $111,000 $183,000
Unverifiable Information 5 $1,487,000 $297,000 $520,000 $89,000 $169,000
Other 2 $312,000 $156,000 $231,000 $100,000 $169,000
Debt-To-Income Ratio 2 $353,000 $176,000 $233,000 $44,000 $61,000
Employment History 1 $212,000 $212,000 $212,000 $109,000 $109,000
Mortgage Insurance Denied 1 $109,000 $109,000 $109,000 $102,000 $102,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.

Download the Rhode Island Lender List