Semper Home Loans, Inc.
Mortgage Loan Application
Totals and Details
for 2011

Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Semper Home Loans, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Semper Home Loans, Inc.
225 Dupont Drive
Providence, RI 02907
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 490
Total Mortgage Loan Application Amount $112,690,000
Average Mortgage Loan Application Amount $241,500
Highest Mortgage Loan Application Amount $830,000
Average Applicant Income $84,500
Highest Applicant Income $383,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Semper Home Loans, Inc. by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Providence County Rhode Island 28 $ 5,609,000 $ 200,000 $ 52,000
Suffolk County New York 23 $ 7,780,000 $ 338,000 $ 115,000
Westchester County New York 21 $ 7,827,000 $ 372,000 $ 118,000
Essex County New Jersey 14 $ 3,396,000 $ 242,000 $ 66,000
Nassau County New York 13 $ 4,305,000 $ 331,000 $ 115,000
Middlesex County New Jersey 10 $ 2,666,000 $ 266,000 $ 87,000
Ocean County New Jersey 9 $ 2,100,000 $ 233,000 $ 63,000
Kings County New York 9 $ 3,264,000 $ 362,000 $ 66,000
Queens County New York 9 $ 3,279,000 $ 364,000 $ 106,000
Rockland County New York 8 $ 2,769,000 $ 346,000 $ 124,000
Dutchess County New York 7 $ 1,830,000 $ 261,000 $ 69,000
Richmond County New York 6 $ 1,512,000 $ 252,000 $ 123,000
Hartford County Connecticut 5 $ 1,008,000 $ 201,000 $ 72,000
Bergen County New Jersey 5 $ 1,340,000 $ 268,000 $ 76,000
Bristol County Rhode Island 5 $ 1,026,000 $ 205,000 $ 49,000
Fairfax County Virginia 5 $ 1,502,000 $ 300,000 $ 89,000
New London County Connecticut 4 $ 767,000 $ 191,000 $ 66,000
Prince George's County Maryland 4 $ 514,000 $ 128,000 $ 49,000
Camden County New Jersey 4 $ 663,000 $ 165,000 $ 80,000
Morris County New Jersey 4 $ 1,053,000 $ 263,000 $ 88,000
Union County New Jersey 4 $ 945,000 $ 236,000 $ 87,000
Delaware County New York 4 $ 623,000 $ 155,000 $ 96,000
New York County New York 4 $ 847,000 $ 211,000 $ 86,000
Orange County New York 4 $ 908,000 $ 227,000 $ 76,000
Gaston County North Carolina 4 $ 1,102,000 $ 275,000 $ 110,000
Delaware County Pennsylvania 4 $ 977,000 $ 244,000 $ 85,000
Philadelphia County Pennsylvania 4 $ 557,000 $ 139,000 $ 56,000
Kent County Rhode Island 4 $ 638,000 $ 159,000 $ 53,000
Virginia Beach County Virginia 4 $ 710,000 $ 177,000 $ 57,000
Humboldt County California 3 $ 488,000 $ 162,000 $ 53,000
Baltimore County Maryland 3 $ 289,000 $ 96,000 $ 43,000
Hudson County New Jersey 3 $ 837,000 $ 279,000 $ 86,000
Monmouth County New Jersey 3 $ 470,000 $ 156,000 $ 126,000
Sussex County New Jersey 3 $ 455,000 $ 151,000 $ 63,000
Monroe County New York 3 $ 470,000 $ 156,000 $ 68,000
Saratoga County New York 3 $ 481,000 $ 160,000 $ 57,000
Cumberland County North Carolina 3 $ 542,000 $ 180,000 $ 114,000
Henderson County North Carolina 3 $ 601,000 $ 200,000 $ 73,000
Mecklenburg County North Carolina 3 $ 560,000 $ 186,000 $ 76,000
Berks County Pennsylvania 3 $ 513,000 $ 171,000 $ 75,000
Chester County Pennsylvania 3 $ 743,000 $ 247,000 $ 68,000
Lebanon County Pennsylvania 3 $ 469,000 $ 156,000 $ 73,000
Los Angeles County California 2 $ 778,000 $ 389,000 $ 139,000
El Paso County Colorado 2 $ 617,000 $ 308,000 $ 69,000
Fairfield County Connecticut 2 $ 997,000 $ 498,000 $ 141,000
Middlesex County Connecticut 2 $ 625,000 $ 312,000 $ 148,000
District of Columbia County District Of Columbia 2 $ 571,000 $ 285,000 $ 82,000
Cobb County Georgia 2 $ 352,000 $ 176,000 $ 15,000
Fulton County Georgia 2 $ 278,000 $ 139,000 $ 40,000
Richmond County Georgia 2 $ 197,000 $ 98,000 $ 63,000
Bartholomew County Indiana 2 $ 279,000 $ 139,000 $ 49,000
Elkhart County Indiana 2 $ 410,000 $ 205,000 $ 63,000
Hamilton County Indiana 2 $ 670,000 $ 335,000 $ 87,000
East Baton Rouge County Louisiana 2 $ 298,000 $ 149,000 $ 111,000
Montgomery County Maryland 2 $ 821,000 $ 410,000 $ 133,000
Burlington County New Jersey 2 $ 465,000 $ 232,000 $ 116,000
Gloucester County New Jersey 2 $ 485,000 $ 242,000 $ 57,000
Passaic County New Jersey 2 $ 381,000 $ 190,000 $ 74,000
Somerset County New Jersey 2 $ 327,000 $ 163,000 $ 95,000
Bernalillo County New Mexico 2 $ 399,000 $ 199,000 $ 42,000
Dona Ana County New Mexico 2 $ 266,000 $ 133,000 $ 111,000
Bronx County New York 2 $ 907,000 $ 453,000 $ 112,000
Erie County New York 2 $ 436,000 $ 218,000 $ 85,000
St. Lawrence County New York 2 $ 351,000 $ 175,000 $ 110,000
Yates County New York 2 $ 443,000 $ 221,000 $ 91,000
Alamance County North Carolina 2 $ 258,000 $ 129,000 $ 62,000
Wake County North Carolina 2 $ 254,000 $ 127,000 $ 80,000
Oklahoma County Oklahoma 2 $ 318,000 $ 159,000 $ 60,000
Bucks County Pennsylvania 2 $ 607,000 $ 303,000 $ 84,000
Clearfield County Pennsylvania 2 $ 305,000 $ 152,000 $ 51,000
Erie County Pennsylvania 2 $ 249,000 $ 124,000 $ 60,000
Montgomery County Pennsylvania 2 $ 513,000 $ 256,000 $ 97,000
Northampton County Pennsylvania 2 $ 524,000 $ 262,000 $ 130,000
Newport County Rhode Island 2 $ 480,000 $ 240,000 $ 80,000
Washington County Rhode Island 2 $ 520,000 $ 260,000 $ 190,000
Aiken County South Carolina 2 $ 248,000 $ 124,000 $ 32,000
Berkeley County South Carolina 2 $ 610,000 $ 305,000 $ 97,000
Greenville County South Carolina 2 $ 212,000 $ 106,000 $ 27,000
Chesterfield County Virginia 2 $ 446,000 $ 223,000 $ 113,000
Frederick County Virginia 2 $ 342,000 $ 171,000 $ 51,000
Prince William County Virginia 2 $ 507,000 $ 253,000 $ 67,000
Calhoun County Alabama 1 $ 128,000 $ 128,000 $ 57,000
Elmore County Alabama 1 $ 129,000 $ 129,000 $ 37,000
Lee County Alabama 1 $ 124,000 $ 124,000 $ 45,000
Mobile County Alabama 1 $ 164,000 $ 164,000 $ 102,000
Morgan County Alabama 1 $ 140,000 $ 140,000 $ 43,000
Pike County Alabama 1 $ 138,000 $ 138,000 $ 54,000
Alameda County California 1 $ 567,000 $ 567,000 $ 141,000
Orange County California 1 $ 174,000 $ 174,000 $ 36,000
Riverside County California 1 $ 140,000 $ 140,000 $ 61,000
San Mateo County California 1 $ 567,000 $ 567,000 $ 85,000
Santa Clara County California 1 $ 240,000 $ 240,000 $ 72,000
Sonoma County California 1 $ 235,000 $ 235,000 $ 36,000
Ventura County California 1 $ 344,000 $ 344,000 $ 153,000
Douglas County Colorado 1 $ 262,000 $ 262,000 $ 65,000
Grand County Colorado 1 $ 242,000 $ 242,000 $ 81,000
Jefferson County Colorado 1 $ 166,000 $ 166,000 $ 77,000
Larimer County Colorado 1 $ 157,000 $ 157,000 $ 37,000
Park County Colorado 1 $ 231,000 $ 231,000 $ 77,000
Summit County Colorado 1 $ 246,000 $ 246,000 $ 54,000
Litchfield County Connecticut 1 $ 80,000 $ 80,000 $ 51,000
Tolland County Connecticut 1 $ 134,000 $ 134,000 $ 71,000
Bacon County Georgia 1 $ 173,000 $ 173,000 $ 41,000
Baldwin County Georgia 1 $ 219,000 $ 219,000 $ 71,000
Chatham County Georgia 1 $ 141,000 $ 141,000 $ 38,000
Dawson County Georgia 1 $ 185,000 $ 185,000 $ 49,000
DeKalb County Georgia 1 $ 155,000 $ 155,000 $ 49,000
Gwinnett County Georgia 1 $ 124,000 $ 124,000 $ 60,000
Habersham County Georgia 1 $ 132,000 $ 132,000 $ 73,000
Jasper County Georgia 1 $ 152,000 $ 152,000 $ 48,000
Muscogee County Georgia 1 $ 138,000 $ 138,000 $ 69,000
Quitman County Georgia 1 $ 326,000 $ 326,000 $ 97,000
Washington County Georgia 1 $ 187,000 $ 187,000 $ 97,000
Bear Lake County Idaho 1 $ 135,000 $ 135,000 $ 49,000
Gem County Idaho 1 $ 115,000 $ 115,000 $ 23,000
DeKalb County Indiana 1 $ 158,000 $ 158,000 $ 40,000
Hendricks County Indiana 1 $ 120,000 $ 120,000 $ 105,000
Henry County Indiana 1 $ 133,000 $ 133,000 $ 24,000
Johnson County Indiana 1 $ 141,000 $ 141,000 $ 57,000
Marion County Indiana 1 $ 126,000 $ 126,000 $ 40,000
Noble County Indiana 1 $ 212,000 $ 212,000 $ 111,000
Ascension County Louisiana 1 $ 213,000 $ 213,000 $ 68,000
Jefferson County Louisiana 1 $ 115,000 $ 115,000 $ 0
Lafayette County Louisiana 1 $ 210,000 $ 210,000 $ 62,000
Morehouse County Louisiana 1 $ 111,000 $ 111,000 $ 43,000
Rapides County Louisiana 1 $ 138,000 $ 138,000 $ 68,000
Terrebonne County Louisiana 1 $ 214,000 $ 214,000 $ 256,000
Baltimore City County Maryland 1 $ 209,000 $ 209,000 $ 44,000
Caroline County Maryland 1 $ 174,000 $ 174,000 $ 45,000
Howard County Maryland 1 $ 262,000 $ 262,000 $ 82,000
Queen Anne's County Maryland 1 $ 132,000 $ 132,000 $ 46,000
St. Mary's County Maryland 1 $ 233,000 $ 233,000 $ 81,000
Hall County Nebraska 1 $ 131,000 $ 131,000 $ 69,000
Lancaster County Nebraska 1 $ 114,000 $ 114,000 $ 65,000
Cape May County New Jersey 1 $ 220,000 $ 220,000 $ 69,000
Hunterdon County New Jersey 1 $ 470,000 $ 470,000 $ 175,000
Sandoval County New Mexico 1 $ 112,000 $ 112,000 $ 46,000
Albany County New York 1 $ 139,000 $ 139,000 $ 91,000
Chemung County New York 1 $ 144,000 $ 144,000 $ 48,000
Chenango County New York 1 $ 149,000 $ 149,000 $ 52,000
Fulton County New York 1 $ 168,000 $ 168,000 $ 52,000
Genesee County New York 1 $ 172,000 $ 172,000 $ 114,000
Hamilton County New York 1 $ 171,000 $ 171,000 $ 92,000
Jefferson County New York 1 $ 153,000 $ 153,000 $ 51,000
Niagara County New York 1 $ 143,000 $ 143,000 $ 78,000
Onondaga County New York 1 $ 122,000 $ 122,000 $ 58,000
Putnam County New York 1 $ 326,000 $ 326,000 $ 165,000
Rensselaer County New York 1 $ 163,000 $ 163,000 $ 74,000
Sullivan County New York 1 $ 90,000 $ 90,000 $ 41,000
Ulster County New York 1 $ 159,000 $ 159,000 $ 57,000
Warren County New York 1 $ 146,000 $ 146,000 $ 52,000
Washington County New York 1 $ 200,000 $ 200,000 $ 111,000
Wayne County New York 1 $ 149,000 $ 149,000 $ 42,000
Beaufort County North Carolina 1 $ 106,000 $ 106,000 $ 43,000
Catawba County North Carolina 1 $ 108,000 $ 108,000 $ 39,000
Chowan County North Carolina 1 $ 146,000 $ 146,000 $ 132,000
Cleveland County North Carolina 1 $ 180,000 $ 180,000 $ 64,000
Dare County North Carolina 1 $ 386,000 $ 386,000 $ 134,000
Durham County North Carolina 1 $ 135,000 $ 135,000 $ 41,000
Iredell County North Carolina 1 $ 118,000 $ 118,000 $ 30,000
Lincoln County North Carolina 1 $ 115,000 $ 115,000 $ 53,000
Moore County North Carolina 1 $ 211,000 $ 211,000 $ 63,000
New Hanover County North Carolina 1 $ 146,000 $ 146,000 $ 47,000
Wilson County North Carolina 1 $ 110,000 $ 110,000 $ 48,000
Yancey County North Carolina 1 $ 154,000 $ 154,000 $ 97,000
Cass County North Dakota 1 $ 206,000 $ 206,000 $ 72,000
Stark County North Dakota 1 $ 139,000 $ 139,000 $ 75,000
Cleveland County Oklahoma 1 $ 235,000 $ 235,000 $ 56,000
Delaware County Oklahoma 1 $ 165,000 $ 165,000 $ 68,000
Lincoln County Oklahoma 1 $ 147,000 $ 147,000 $ 44,000
McClain County Oklahoma 1 $ 159,000 $ 159,000 $ 41,000
Nowata County Oklahoma 1 $ 193,000 $ 193,000 $ 58,000
Ottawa County Oklahoma 1 $ 162,000 $ 162,000 $ 84,000
Rogers County Oklahoma 1 $ 125,000 $ 125,000 $ 43,000
Sequoyah County Oklahoma 1 $ 117,000 $ 117,000 $ 57,000
Texas County Oklahoma 1 $ 258,000 $ 258,000 $ 82,000
Tulsa County Oklahoma 1 $ 149,000 $ 149,000 $ 80,000
Clackamas County Oregon 1 $ 209,000 $ 209,000 $ 45,000
Josephine County Oregon 1 $ 299,000 $ 299,000 $ 56,000
Marion County Oregon 1 $ 148,000 $ 148,000 $ 59,000
Union County Oregon 1 $ 92,000 $ 92,000 $ 40,000
Wasco County Oregon 1 $ 137,000 $ 137,000 $ 56,000
Allegheny County Pennsylvania 1 $ 121,000 $ 121,000 $ 39,000
Beaver County Pennsylvania 1 $ 123,000 $ 123,000 $ 43,000
Bedford County Pennsylvania 1 $ 170,000 $ 170,000 $ 56,000
Bradford County Pennsylvania 1 $ 133,000 $ 133,000 $ 51,000
Butler County Pennsylvania 1 $ 168,000 $ 168,000 $ 79,000
Cambria County Pennsylvania 1 $ 136,000 $ 136,000 $ 41,000
Clinton County Pennsylvania 1 $ 126,000 $ 126,000 $ 98,000
Franklin County Pennsylvania 1 $ 157,000 $ 157,000 $ 41,000
Jefferson County Pennsylvania 1 $ 223,000 $ 223,000 $ 59,000
Lancaster County Pennsylvania 1 $ 159,000 $ 159,000 $ 61,000
Lawrence County Pennsylvania 1 $ 222,000 $ 222,000 $ 118,000
Pike County Pennsylvania 1 $ 173,000 $ 173,000 $ 58,000
Pickens County South Carolina 1 $ 123,000 $ 123,000 $ 28,000
Spartanburg County South Carolina 1 $ 168,000 $ 168,000 $ 46,000
York County South Carolina 1 $ 288,000 $ 288,000 $ 151,000
Bexar County Texas 1 $ 221,000 $ 221,000 $ 89,000
Denton County Texas 1 $ 216,000 $ 216,000 $ 141,000
Fannin County Texas 1 $ 134,000 $ 134,000 $ 135,000
Gregg County Texas 1 $ 163,000 $ 163,000 $ 131,000
Harris County Texas 1 $ 129,000 $ 129,000 $ 97,000
Harrison County Texas 1 $ 156,000 $ 156,000 $ 65,000
Travis County Texas 1 $ 417,000 $ 417,000 $ 135,000
Victoria County Texas 1 $ 198,000 $ 198,000 $ 120,000
Williamson County Texas 1 $ 153,000 $ 153,000 $ 54,000
Amherst County Virginia 1 $ 166,000 $ 166,000 $ 54,000
Appomattox County Virginia 1 $ 135,000 $ 135,000 $ 52,000
Botetourt County Virginia 1 $ 146,000 $ 146,000 $ 41,000
Henrico County Virginia 1 $ 174,000 $ 174,000 $ 62,000
Henry County Virginia 1 $ 179,000 $ 179,000 $ 30,000
Loudoun County Virginia 1 $ 628,000 $ 628,000 $ 171,000
Louisa County Virginia 1 $ 177,000 $ 177,000 $ 79,000
Middlesex County Virginia 1 $ 225,000 $ 225,000 $ 97,000
Prince George County Virginia 1 $ 189,000 $ 189,000 $ 42,000
Roanoke City County Virginia 1 $ 137,000 $ 137,000 $ 44,000
Southampton County Virginia 1 $ 134,000 $ 134,000 $ 56,000
Spotsylvania County Virginia 1 $ 351,000 $ 351,000 $ 98,000
Tazewell County Virginia 1 $ 232,000 $ 232,000 $ 131,000
Washington County Virginia 1 $ 210,000 $ 210,000 $ 90,000
Boone County West Virginia 1 $ 184,000 $ 184,000 $ 82,000
Kanawha County West Virginia 1 $ 260,000 $ 260,000 $ 66,000
Monroe County West Virginia 1 $ 133,000 $ 133,000 $ 53,000
Platte County Wyoming 1 $ 124,000 $ 124,000 $ 44,000
Sweetwater County Wyoming 1 $ 261,000 $ 261,000 $ 91,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Semper Home Loans, Inc. in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 417 $93,740,000 $224,000 $830,000 $78,000 $321,000
Home Purchase 73 $18,950,000 $259,000 $615,000 $91,000 $383,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 308 $73,037,000 $237,000 $830,000 $86,000 $383,000
Not Provided 97 $19,394,000 $199,000 $718,000 $68,000 $208,000
Black or African American 39 $8,367,000 $214,000 $421,000 $68,000 $201,000
Hispanic 26 $6,582,000 $253,000 $517,000 $78,000 $165,000
Asian 16 $3,927,000 $245,000 $436,000 $65,000 $173,000
Native Hawaiian or Other Pacific Islander 3 $1,226,000 $408,000 $441,000 $105,000 $180,000
American Indian or Alaskan Native 1 $157,000 $157,000 $157,000 $51,000 $51,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 328 $72,578,000 $221,000 $718,000 $72,000 $245,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 159 $39,358,000 $247,000 $830,000 $96,000 $383,000
VA-guaranteed (Veterans Administration) 3 $754,000 $251,000 $403,000 $113,000 $120,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 456 $103,254,000 $226,000 $830,000 $79,000 $383,000
Application Denied By Financial Institution 18 $5,235,000 $290,000 $545,000 $96,000 $211,000
Application Withdrawn By Applicant 11 $2,860,000 $260,000 $436,000 $98,000 $166,000
Application Approved But Not Accepted 5 $1,341,000 $268,000 $351,000 $75,000 $98,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 7 $1,996,000 $285,000 $421,000 $100,000 $211,000
Collateral 3 $828,000 $276,000 $545,000 $88,000 $125,000
Credit History 3 $493,000 $164,000 $335,000 $48,000 $66,000
Other 1 $334,000 $334,000 $334,000 $150,000 $150,000
Unverifiable Information 1 $384,000 $384,000 $384,000 $129,000 $129,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.

Download the Rhode Island Lender List