Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Semper Home Loans, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Semper Home Loans, Inc. 225 Dupont Drive Providence, RI 02907 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
Total Number of Mortgage Applications | 490 |
Total Mortgage Loan Application Amount | $112,690,000 |
Average Mortgage Loan Application Amount | $241,500 |
Highest Mortgage Loan Application Amount | $830,000 |
Average Applicant Income | $84,500 |
Highest Applicant Income | $383,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Providence County Rhode Island | 28 | $ 5,609,000 | $ 200,000 | $ 52,000 |
Suffolk County New York | 23 | $ 7,780,000 | $ 338,000 | $ 115,000 |
Westchester County New York | 21 | $ 7,827,000 | $ 372,000 | $ 118,000 |
Essex County New Jersey | 14 | $ 3,396,000 | $ 242,000 | $ 66,000 |
Nassau County New York | 13 | $ 4,305,000 | $ 331,000 | $ 115,000 |
Middlesex County New Jersey | 10 | $ 2,666,000 | $ 266,000 | $ 87,000 |
Ocean County New Jersey | 9 | $ 2,100,000 | $ 233,000 | $ 63,000 |
Kings County New York | 9 | $ 3,264,000 | $ 362,000 | $ 66,000 |
Queens County New York | 9 | $ 3,279,000 | $ 364,000 | $ 106,000 |
Rockland County New York | 8 | $ 2,769,000 | $ 346,000 | $ 124,000 |
Dutchess County New York | 7 | $ 1,830,000 | $ 261,000 | $ 69,000 |
Richmond County New York | 6 | $ 1,512,000 | $ 252,000 | $ 123,000 |
Hartford County Connecticut | 5 | $ 1,008,000 | $ 201,000 | $ 72,000 |
Bergen County New Jersey | 5 | $ 1,340,000 | $ 268,000 | $ 76,000 |
Bristol County Rhode Island | 5 | $ 1,026,000 | $ 205,000 | $ 49,000 |
Fairfax County Virginia | 5 | $ 1,502,000 | $ 300,000 | $ 89,000 |
New London County Connecticut | 4 | $ 767,000 | $ 191,000 | $ 66,000 |
Prince George's County Maryland | 4 | $ 514,000 | $ 128,000 | $ 49,000 |
Camden County New Jersey | 4 | $ 663,000 | $ 165,000 | $ 80,000 |
Morris County New Jersey | 4 | $ 1,053,000 | $ 263,000 | $ 88,000 |
Union County New Jersey | 4 | $ 945,000 | $ 236,000 | $ 87,000 |
Delaware County New York | 4 | $ 623,000 | $ 155,000 | $ 96,000 |
New York County New York | 4 | $ 847,000 | $ 211,000 | $ 86,000 |
Orange County New York | 4 | $ 908,000 | $ 227,000 | $ 76,000 |
Gaston County North Carolina | 4 | $ 1,102,000 | $ 275,000 | $ 110,000 |
Delaware County Pennsylvania | 4 | $ 977,000 | $ 244,000 | $ 85,000 |
Philadelphia County Pennsylvania | 4 | $ 557,000 | $ 139,000 | $ 56,000 |
Kent County Rhode Island | 4 | $ 638,000 | $ 159,000 | $ 53,000 |
Virginia Beach County Virginia | 4 | $ 710,000 | $ 177,000 | $ 57,000 |
Humboldt County California | 3 | $ 488,000 | $ 162,000 | $ 53,000 |
Baltimore County Maryland | 3 | $ 289,000 | $ 96,000 | $ 43,000 |
Hudson County New Jersey | 3 | $ 837,000 | $ 279,000 | $ 86,000 |
Monmouth County New Jersey | 3 | $ 470,000 | $ 156,000 | $ 126,000 |
Sussex County New Jersey | 3 | $ 455,000 | $ 151,000 | $ 63,000 |
Monroe County New York | 3 | $ 470,000 | $ 156,000 | $ 68,000 |
Saratoga County New York | 3 | $ 481,000 | $ 160,000 | $ 57,000 |
Cumberland County North Carolina | 3 | $ 542,000 | $ 180,000 | $ 114,000 |
Henderson County North Carolina | 3 | $ 601,000 | $ 200,000 | $ 73,000 |
Mecklenburg County North Carolina | 3 | $ 560,000 | $ 186,000 | $ 76,000 |
Berks County Pennsylvania | 3 | $ 513,000 | $ 171,000 | $ 75,000 |
Chester County Pennsylvania | 3 | $ 743,000 | $ 247,000 | $ 68,000 |
Lebanon County Pennsylvania | 3 | $ 469,000 | $ 156,000 | $ 73,000 |
Los Angeles County California | 2 | $ 778,000 | $ 389,000 | $ 139,000 |
El Paso County Colorado | 2 | $ 617,000 | $ 308,000 | $ 69,000 |
Fairfield County Connecticut | 2 | $ 997,000 | $ 498,000 | $ 141,000 |
Middlesex County Connecticut | 2 | $ 625,000 | $ 312,000 | $ 148,000 |
District of Columbia County District Of Columbia | 2 | $ 571,000 | $ 285,000 | $ 82,000 |
Cobb County Georgia | 2 | $ 352,000 | $ 176,000 | $ 15,000 |
Fulton County Georgia | 2 | $ 278,000 | $ 139,000 | $ 40,000 |
Richmond County Georgia | 2 | $ 197,000 | $ 98,000 | $ 63,000 |
Bartholomew County Indiana | 2 | $ 279,000 | $ 139,000 | $ 49,000 |
Elkhart County Indiana | 2 | $ 410,000 | $ 205,000 | $ 63,000 |
Hamilton County Indiana | 2 | $ 670,000 | $ 335,000 | $ 87,000 |
East Baton Rouge County Louisiana | 2 | $ 298,000 | $ 149,000 | $ 111,000 |
Montgomery County Maryland | 2 | $ 821,000 | $ 410,000 | $ 133,000 |
Burlington County New Jersey | 2 | $ 465,000 | $ 232,000 | $ 116,000 |
Gloucester County New Jersey | 2 | $ 485,000 | $ 242,000 | $ 57,000 |
Passaic County New Jersey | 2 | $ 381,000 | $ 190,000 | $ 74,000 |
Somerset County New Jersey | 2 | $ 327,000 | $ 163,000 | $ 95,000 |
Bernalillo County New Mexico | 2 | $ 399,000 | $ 199,000 | $ 42,000 |
Dona Ana County New Mexico | 2 | $ 266,000 | $ 133,000 | $ 111,000 |
Bronx County New York | 2 | $ 907,000 | $ 453,000 | $ 112,000 |
Erie County New York | 2 | $ 436,000 | $ 218,000 | $ 85,000 |
St. Lawrence County New York | 2 | $ 351,000 | $ 175,000 | $ 110,000 |
Yates County New York | 2 | $ 443,000 | $ 221,000 | $ 91,000 |
Alamance County North Carolina | 2 | $ 258,000 | $ 129,000 | $ 62,000 |
Wake County North Carolina | 2 | $ 254,000 | $ 127,000 | $ 80,000 |
Oklahoma County Oklahoma | 2 | $ 318,000 | $ 159,000 | $ 60,000 |
Bucks County Pennsylvania | 2 | $ 607,000 | $ 303,000 | $ 84,000 |
Clearfield County Pennsylvania | 2 | $ 305,000 | $ 152,000 | $ 51,000 |
Erie County Pennsylvania | 2 | $ 249,000 | $ 124,000 | $ 60,000 |
Montgomery County Pennsylvania | 2 | $ 513,000 | $ 256,000 | $ 97,000 |
Northampton County Pennsylvania | 2 | $ 524,000 | $ 262,000 | $ 130,000 |
Newport County Rhode Island | 2 | $ 480,000 | $ 240,000 | $ 80,000 |
Washington County Rhode Island | 2 | $ 520,000 | $ 260,000 | $ 190,000 |
Aiken County South Carolina | 2 | $ 248,000 | $ 124,000 | $ 32,000 |
Berkeley County South Carolina | 2 | $ 610,000 | $ 305,000 | $ 97,000 |
Greenville County South Carolina | 2 | $ 212,000 | $ 106,000 | $ 27,000 |
Chesterfield County Virginia | 2 | $ 446,000 | $ 223,000 | $ 113,000 |
Frederick County Virginia | 2 | $ 342,000 | $ 171,000 | $ 51,000 |
Prince William County Virginia | 2 | $ 507,000 | $ 253,000 | $ 67,000 |
Calhoun County Alabama | 1 | $ 128,000 | $ 128,000 | $ 57,000 |
Elmore County Alabama | 1 | $ 129,000 | $ 129,000 | $ 37,000 |
Lee County Alabama | 1 | $ 124,000 | $ 124,000 | $ 45,000 |
Mobile County Alabama | 1 | $ 164,000 | $ 164,000 | $ 102,000 |
Morgan County Alabama | 1 | $ 140,000 | $ 140,000 | $ 43,000 |
Pike County Alabama | 1 | $ 138,000 | $ 138,000 | $ 54,000 |
Alameda County California | 1 | $ 567,000 | $ 567,000 | $ 141,000 |
Orange County California | 1 | $ 174,000 | $ 174,000 | $ 36,000 |
Riverside County California | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
San Mateo County California | 1 | $ 567,000 | $ 567,000 | $ 85,000 |
Santa Clara County California | 1 | $ 240,000 | $ 240,000 | $ 72,000 |
Sonoma County California | 1 | $ 235,000 | $ 235,000 | $ 36,000 |
Ventura County California | 1 | $ 344,000 | $ 344,000 | $ 153,000 |
Douglas County Colorado | 1 | $ 262,000 | $ 262,000 | $ 65,000 |
Grand County Colorado | 1 | $ 242,000 | $ 242,000 | $ 81,000 |
Jefferson County Colorado | 1 | $ 166,000 | $ 166,000 | $ 77,000 |
Larimer County Colorado | 1 | $ 157,000 | $ 157,000 | $ 37,000 |
Park County Colorado | 1 | $ 231,000 | $ 231,000 | $ 77,000 |
Summit County Colorado | 1 | $ 246,000 | $ 246,000 | $ 54,000 |
Litchfield County Connecticut | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
Tolland County Connecticut | 1 | $ 134,000 | $ 134,000 | $ 71,000 |
Bacon County Georgia | 1 | $ 173,000 | $ 173,000 | $ 41,000 |
Baldwin County Georgia | 1 | $ 219,000 | $ 219,000 | $ 71,000 |
Chatham County Georgia | 1 | $ 141,000 | $ 141,000 | $ 38,000 |
Dawson County Georgia | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
DeKalb County Georgia | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
Gwinnett County Georgia | 1 | $ 124,000 | $ 124,000 | $ 60,000 |
Habersham County Georgia | 1 | $ 132,000 | $ 132,000 | $ 73,000 |
Jasper County Georgia | 1 | $ 152,000 | $ 152,000 | $ 48,000 |
Muscogee County Georgia | 1 | $ 138,000 | $ 138,000 | $ 69,000 |
Quitman County Georgia | 1 | $ 326,000 | $ 326,000 | $ 97,000 |
Washington County Georgia | 1 | $ 187,000 | $ 187,000 | $ 97,000 |
Bear Lake County Idaho | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
Gem County Idaho | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
DeKalb County Indiana | 1 | $ 158,000 | $ 158,000 | $ 40,000 |
Hendricks County Indiana | 1 | $ 120,000 | $ 120,000 | $ 105,000 |
Henry County Indiana | 1 | $ 133,000 | $ 133,000 | $ 24,000 |
Johnson County Indiana | 1 | $ 141,000 | $ 141,000 | $ 57,000 |
Marion County Indiana | 1 | $ 126,000 | $ 126,000 | $ 40,000 |
Noble County Indiana | 1 | $ 212,000 | $ 212,000 | $ 111,000 |
Ascension County Louisiana | 1 | $ 213,000 | $ 213,000 | $ 68,000 |
Jefferson County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
Lafayette County Louisiana | 1 | $ 210,000 | $ 210,000 | $ 62,000 |
Morehouse County Louisiana | 1 | $ 111,000 | $ 111,000 | $ 43,000 |
Rapides County Louisiana | 1 | $ 138,000 | $ 138,000 | $ 68,000 |
Terrebonne County Louisiana | 1 | $ 214,000 | $ 214,000 | $ 256,000 |
Baltimore City County Maryland | 1 | $ 209,000 | $ 209,000 | $ 44,000 |
Caroline County Maryland | 1 | $ 174,000 | $ 174,000 | $ 45,000 |
Howard County Maryland | 1 | $ 262,000 | $ 262,000 | $ 82,000 |
Queen Anne's County Maryland | 1 | $ 132,000 | $ 132,000 | $ 46,000 |
St. Mary's County Maryland | 1 | $ 233,000 | $ 233,000 | $ 81,000 |
Hall County Nebraska | 1 | $ 131,000 | $ 131,000 | $ 69,000 |
Lancaster County Nebraska | 1 | $ 114,000 | $ 114,000 | $ 65,000 |
Cape May County New Jersey | 1 | $ 220,000 | $ 220,000 | $ 69,000 |
Hunterdon County New Jersey | 1 | $ 470,000 | $ 470,000 | $ 175,000 |
Sandoval County New Mexico | 1 | $ 112,000 | $ 112,000 | $ 46,000 |
Albany County New York | 1 | $ 139,000 | $ 139,000 | $ 91,000 |
Chemung County New York | 1 | $ 144,000 | $ 144,000 | $ 48,000 |
Chenango County New York | 1 | $ 149,000 | $ 149,000 | $ 52,000 |
Fulton County New York | 1 | $ 168,000 | $ 168,000 | $ 52,000 |
Genesee County New York | 1 | $ 172,000 | $ 172,000 | $ 114,000 |
Hamilton County New York | 1 | $ 171,000 | $ 171,000 | $ 92,000 |
Jefferson County New York | 1 | $ 153,000 | $ 153,000 | $ 51,000 |
Niagara County New York | 1 | $ 143,000 | $ 143,000 | $ 78,000 |
Onondaga County New York | 1 | $ 122,000 | $ 122,000 | $ 58,000 |
Putnam County New York | 1 | $ 326,000 | $ 326,000 | $ 165,000 |
Rensselaer County New York | 1 | $ 163,000 | $ 163,000 | $ 74,000 |
Sullivan County New York | 1 | $ 90,000 | $ 90,000 | $ 41,000 |
Ulster County New York | 1 | $ 159,000 | $ 159,000 | $ 57,000 |
Warren County New York | 1 | $ 146,000 | $ 146,000 | $ 52,000 |
Washington County New York | 1 | $ 200,000 | $ 200,000 | $ 111,000 |
Wayne County New York | 1 | $ 149,000 | $ 149,000 | $ 42,000 |
Beaufort County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 43,000 |
Catawba County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 39,000 |
Chowan County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 132,000 |
Cleveland County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 64,000 |
Dare County North Carolina | 1 | $ 386,000 | $ 386,000 | $ 134,000 |
Durham County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
Iredell County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 30,000 |
Lincoln County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
Moore County North Carolina | 1 | $ 211,000 | $ 211,000 | $ 63,000 |
New Hanover County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 47,000 |
Wilson County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
Yancey County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 97,000 |
Cass County North Dakota | 1 | $ 206,000 | $ 206,000 | $ 72,000 |
Stark County North Dakota | 1 | $ 139,000 | $ 139,000 | $ 75,000 |
Cleveland County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
Delaware County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
Lincoln County Oklahoma | 1 | $ 147,000 | $ 147,000 | $ 44,000 |
McClain County Oklahoma | 1 | $ 159,000 | $ 159,000 | $ 41,000 |
Nowata County Oklahoma | 1 | $ 193,000 | $ 193,000 | $ 58,000 |
Ottawa County Oklahoma | 1 | $ 162,000 | $ 162,000 | $ 84,000 |
Rogers County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
Sequoyah County Oklahoma | 1 | $ 117,000 | $ 117,000 | $ 57,000 |
Texas County Oklahoma | 1 | $ 258,000 | $ 258,000 | $ 82,000 |
Tulsa County Oklahoma | 1 | $ 149,000 | $ 149,000 | $ 80,000 |
Clackamas County Oregon | 1 | $ 209,000 | $ 209,000 | $ 45,000 |
Josephine County Oregon | 1 | $ 299,000 | $ 299,000 | $ 56,000 |
Marion County Oregon | 1 | $ 148,000 | $ 148,000 | $ 59,000 |
Union County Oregon | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
Wasco County Oregon | 1 | $ 137,000 | $ 137,000 | $ 56,000 |
Allegheny County Pennsylvania | 1 | $ 121,000 | $ 121,000 | $ 39,000 |
Beaver County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 43,000 |
Bedford County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 56,000 |
Bradford County Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 51,000 |
Butler County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 79,000 |
Cambria County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 41,000 |
Clinton County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 98,000 |
Franklin County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 41,000 |
Jefferson County Pennsylvania | 1 | $ 223,000 | $ 223,000 | $ 59,000 |
Lancaster County Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 61,000 |
Lawrence County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 118,000 |
Pike County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 58,000 |
Pickens County South Carolina | 1 | $ 123,000 | $ 123,000 | $ 28,000 |
Spartanburg County South Carolina | 1 | $ 168,000 | $ 168,000 | $ 46,000 |
York County South Carolina | 1 | $ 288,000 | $ 288,000 | $ 151,000 |
Bexar County Texas | 1 | $ 221,000 | $ 221,000 | $ 89,000 |
Denton County Texas | 1 | $ 216,000 | $ 216,000 | $ 141,000 |
Fannin County Texas | 1 | $ 134,000 | $ 134,000 | $ 135,000 |
Gregg County Texas | 1 | $ 163,000 | $ 163,000 | $ 131,000 |
Harris County Texas | 1 | $ 129,000 | $ 129,000 | $ 97,000 |
Harrison County Texas | 1 | $ 156,000 | $ 156,000 | $ 65,000 |
Travis County Texas | 1 | $ 417,000 | $ 417,000 | $ 135,000 |
Victoria County Texas | 1 | $ 198,000 | $ 198,000 | $ 120,000 |
Williamson County Texas | 1 | $ 153,000 | $ 153,000 | $ 54,000 |
Amherst County Virginia | 1 | $ 166,000 | $ 166,000 | $ 54,000 |
Appomattox County Virginia | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
Botetourt County Virginia | 1 | $ 146,000 | $ 146,000 | $ 41,000 |
Henrico County Virginia | 1 | $ 174,000 | $ 174,000 | $ 62,000 |
Henry County Virginia | 1 | $ 179,000 | $ 179,000 | $ 30,000 |
Loudoun County Virginia | 1 | $ 628,000 | $ 628,000 | $ 171,000 |
Louisa County Virginia | 1 | $ 177,000 | $ 177,000 | $ 79,000 |
Middlesex County Virginia | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
Prince George County Virginia | 1 | $ 189,000 | $ 189,000 | $ 42,000 |
Roanoke City County Virginia | 1 | $ 137,000 | $ 137,000 | $ 44,000 |
Southampton County Virginia | 1 | $ 134,000 | $ 134,000 | $ 56,000 |
Spotsylvania County Virginia | 1 | $ 351,000 | $ 351,000 | $ 98,000 |
Tazewell County Virginia | 1 | $ 232,000 | $ 232,000 | $ 131,000 |
Washington County Virginia | 1 | $ 210,000 | $ 210,000 | $ 90,000 |
Boone County West Virginia | 1 | $ 184,000 | $ 184,000 | $ 82,000 |
Kanawha County West Virginia | 1 | $ 260,000 | $ 260,000 | $ 66,000 |
Monroe County West Virginia | 1 | $ 133,000 | $ 133,000 | $ 53,000 |
Platte County Wyoming | 1 | $ 124,000 | $ 124,000 | $ 44,000 |
Sweetwater County Wyoming | 1 | $ 261,000 | $ 261,000 | $ 91,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 417 | $93,740,000 | $224,000 | $830,000 | $78,000 | $321,000 |
Home Purchase | 73 | $18,950,000 | $259,000 | $615,000 | $91,000 | $383,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 308 | $73,037,000 | $237,000 | $830,000 | $86,000 | $383,000 |
Not Provided | 97 | $19,394,000 | $199,000 | $718,000 | $68,000 | $208,000 |
Black or African American | 39 | $8,367,000 | $214,000 | $421,000 | $68,000 | $201,000 |
Hispanic | 26 | $6,582,000 | $253,000 | $517,000 | $78,000 | $165,000 |
Asian | 16 | $3,927,000 | $245,000 | $436,000 | $65,000 | $173,000 |
Native Hawaiian or Other Pacific Islander | 3 | $1,226,000 | $408,000 | $441,000 | $105,000 | $180,000 |
American Indian or Alaskan Native | 1 | $157,000 | $157,000 | $157,000 | $51,000 | $51,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
FHA-insured (Federal Housing Administration) | 328 | $72,578,000 | $221,000 | $718,000 | $72,000 | $245,000 |
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 159 | $39,358,000 | $247,000 | $830,000 | $96,000 | $383,000 |
VA-guaranteed (Veterans Administration) | 3 | $754,000 | $251,000 | $403,000 | $113,000 | $120,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 456 | $103,254,000 | $226,000 | $830,000 | $79,000 | $383,000 |
Application Denied By Financial Institution | 18 | $5,235,000 | $290,000 | $545,000 | $96,000 | $211,000 |
Application Withdrawn By Applicant | 11 | $2,860,000 | $260,000 | $436,000 | $98,000 | $166,000 |
Application Approved But Not Accepted | 5 | $1,341,000 | $268,000 | $351,000 | $75,000 | $98,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 7 | $1,996,000 | $285,000 | $421,000 | $100,000 | $211,000 |
Collateral | 3 | $828,000 | $276,000 | $545,000 | $88,000 | $125,000 |
Credit History | 3 | $493,000 | $164,000 | $335,000 | $48,000 | $66,000 |
Other | 1 | $334,000 | $334,000 | $334,000 | $150,000 | $150,000 |
Unverifiable Information | 1 | $384,000 | $384,000 | $384,000 | $129,000 | $129,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.