Semper Home Loans, Inc.
Mortgage Loan Application
Totals and Details
for 2010
Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Semper Home Loans, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Semper Home Loans, Inc. 225 Dupont Drive Providence, RI 02907 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 677 |
| Total Mortgage Loan Application Amount | $168,208,000 |
| Average Mortgage Loan Application Amount | $202,500 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $92,000 |
| Highest Applicant Income | $445,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence County Rhode Island | 35 | $ 6,798,000 | $ 194,000 | $ 75,000 |
| Nassau County New York | 22 | $ 9,213,000 | $ 418,000 | $ 112,000 |
| Suffolk County New York | 22 | $ 6,887,000 | $ 313,000 | $ 110,000 |
| Hartford County Connecticut | 19 | $ 4,209,000 | $ 221,000 | $ 87,000 |
| Kings County New York | 17 | $ 6,356,000 | $ 373,000 | $ 96,000 |
| Queens County New York | 13 | $ 4,945,000 | $ 380,000 | $ 71,000 |
| Fairfax County Virginia | 13 | $ 3,477,000 | $ 267,000 | $ 84,000 |
| New Haven County Connecticut | 12 | $ 2,593,000 | $ 216,000 | $ 80,000 |
| Richmond County New York | 12 | $ 2,994,000 | $ 249,000 | $ 68,000 |
| Mecklenburg County North Carolina | 12 | $ 2,365,000 | $ 197,000 | $ 63,000 |
| Philadelphia County Pennsylvania | 12 | $ 2,704,000 | $ 225,000 | $ 103,000 |
| Middlesex County Massachusetts | 10 | $ 3,334,000 | $ 333,000 | $ 95,000 |
| Norfolk County Massachusetts | 10 | $ 3,910,000 | $ 391,000 | $ 99,000 |
| Westchester County New York | 10 | $ 4,286,000 | $ 428,000 | $ 122,000 |
| Wake County North Carolina | 10 | $ 2,558,000 | $ 255,000 | $ 89,000 |
| Worcester County Massachusetts | 9 | $ 1,899,000 | $ 211,000 | $ 63,000 |
| Bristol County Massachusetts | 8 | $ 2,234,000 | $ 279,000 | $ 89,000 |
| Erie County New York | 8 | $ 1,314,000 | $ 164,000 | $ 65,000 |
| Virginia Beach County Virginia | 8 | $ 2,347,000 | $ 293,000 | $ 64,000 |
| Orange County New York | 7 | $ 1,800,000 | $ 257,000 | $ 67,000 |
| Rockland County New York | 7 | $ 2,239,000 | $ 319,000 | $ 102,000 |
| Chester County Pennsylvania | 7 | $ 2,321,000 | $ 331,000 | $ 150,000 |
| Montgomery County Pennsylvania | 7 | $ 1,720,000 | $ 245,000 | $ 78,000 |
| Newport County Rhode Island | 7 | $ 1,502,000 | $ 214,000 | $ 78,000 |
| Hampden County Massachusetts | 6 | $ 1,132,000 | $ 188,000 | $ 65,000 |
| Atlantic County New Jersey | 6 | $ 1,121,000 | $ 186,000 | $ 63,000 |
| Bucks County Pennsylvania | 6 | $ 1,688,000 | $ 281,000 | $ 94,000 |
| York County Pennsylvania | 6 | $ 1,067,000 | $ 177,000 | $ 67,000 |
| Kent County Rhode Island | 6 | $ 1,063,000 | $ 177,000 | $ 65,000 |
| Washington County Rhode Island | 6 | $ 1,724,000 | $ 287,000 | $ 101,000 |
| Bergen County New Jersey | 5 | $ 2,075,000 | $ 415,000 | $ 143,000 |
| Burlington County New Jersey | 5 | $ 1,520,000 | $ 304,000 | $ 144,000 |
| Camden County New Jersey | 5 | $ 674,000 | $ 134,000 | $ 67,000 |
| Middlesex County New Jersey | 5 | $ 1,190,000 | $ 238,000 | $ 112,000 |
| Bronx County New York | 5 | $ 1,032,000 | $ 206,000 | $ 113,000 |
| Dutchess County New York | 5 | $ 1,505,000 | $ 301,000 | $ 91,000 |
| Fairfield County Connecticut | 4 | $ 2,252,000 | $ 563,000 | $ 161,000 |
| Litchfield County Connecticut | 4 | $ 991,000 | $ 247,000 | $ 71,000 |
| Middlesex County Connecticut | 4 | $ 810,000 | $ 202,000 | $ 48,000 |
| Windham County Connecticut | 4 | $ 701,000 | $ 175,000 | $ 58,000 |
| Baltimore County Maryland | 4 | $ 643,000 | $ 160,000 | $ 50,000 |
| Prince George's County Maryland | 4 | $ 759,000 | $ 189,000 | $ 75,000 |
| Gloucester County New Jersey | 4 | $ 734,000 | $ 183,000 | $ 77,000 |
| Monmouth County New Jersey | 4 | $ 1,507,000 | $ 376,000 | $ 142,000 |
| Ocean County New Jersey | 4 | $ 1,011,000 | $ 252,000 | $ 82,000 |
| Clinton County New York | 4 | $ 783,000 | $ 195,000 | $ 74,000 |
| Monroe County New York | 4 | $ 640,000 | $ 160,000 | $ 106,000 |
| Saratoga County New York | 4 | $ 1,142,000 | $ 285,000 | $ 140,000 |
| Schenectady County New York | 4 | $ 620,000 | $ 155,000 | $ 81,000 |
| Forsyth County North Carolina | 4 | $ 586,000 | $ 146,000 | $ 77,000 |
| Allegheny County Pennsylvania | 4 | $ 566,000 | $ 141,000 | $ 64,000 |
| Berks County Pennsylvania | 4 | $ 860,000 | $ 215,000 | $ 87,000 |
| Delaware County Pennsylvania | 4 | $ 855,000 | $ 213,000 | $ 79,000 |
| Franklin County Pennsylvania | 4 | $ 525,000 | $ 131,000 | $ 56,000 |
| Lancaster County Pennsylvania | 4 | $ 590,000 | $ 147,000 | $ 55,000 |
| Northampton County Pennsylvania | 4 | $ 1,218,000 | $ 304,000 | $ 99,000 |
| Bristol County Rhode Island | 4 | $ 1,514,000 | $ 378,000 | $ 118,000 |
| Fulton County Georgia | 3 | $ 796,000 | $ 265,000 | $ 89,000 |
| Plymouth County Massachusetts | 3 | $ 613,000 | $ 204,000 | $ 62,000 |
| Suffolk County Massachusetts | 3 | $ 767,000 | $ 255,000 | $ 71,000 |
| Morris County New Jersey | 3 | $ 814,000 | $ 271,000 | $ 81,000 |
| Passaic County New Jersey | 3 | $ 1,046,000 | $ 348,000 | $ 122,000 |
| Broome County New York | 3 | $ 487,000 | $ 162,000 | $ 86,000 |
| Putnam County New York | 3 | $ 746,000 | $ 248,000 | $ 78,000 |
| Rensselaer County New York | 3 | $ 635,000 | $ 211,000 | $ 82,000 |
| Warren County New York | 3 | $ 609,000 | $ 203,000 | $ 76,000 |
| Alamance County North Carolina | 3 | $ 698,000 | $ 232,000 | $ 72,000 |
| Cabarrus County North Carolina | 3 | $ 451,000 | $ 150,000 | $ 51,000 |
| Cleveland County North Carolina | 3 | $ 416,000 | $ 138,000 | $ 53,000 |
| Cumberland County North Carolina | 3 | $ 410,000 | $ 136,000 | $ 59,000 |
| Durham County North Carolina | 3 | $ 446,000 | $ 148,000 | $ 76,000 |
| Harnett County North Carolina | 3 | $ 436,000 | $ 145,000 | $ 59,000 |
| Cumberland County Pennsylvania | 3 | $ 724,000 | $ 241,000 | $ 95,000 |
| Lackawanna County Pennsylvania | 3 | $ 719,000 | $ 239,000 | $ 61,000 |
| Lehigh County Pennsylvania | 3 | $ 645,000 | $ 215,000 | $ 65,000 |
| Westmoreland County Pennsylvania | 3 | $ 505,000 | $ 168,000 | $ 60,000 |
| Prince William County Virginia | 3 | $ 737,000 | $ 245,000 | $ 107,000 |
| New London County Connecticut | 2 | $ 505,000 | $ 252,000 | $ 67,000 |
| Chatham County Georgia | 2 | $ 306,000 | $ 153,000 | $ 52,000 |
| Cobb County Georgia | 2 | $ 222,000 | $ 111,000 | $ 63,000 |
| Harris County Georgia | 2 | $ 395,000 | $ 197,000 | $ 82,000 |
| Hart County Georgia | 2 | $ 567,000 | $ 283,000 | $ 113,000 |
| Muscogee County Georgia | 2 | $ 432,000 | $ 216,000 | $ 62,000 |
| Harford County Maryland | 2 | $ 502,000 | $ 251,000 | $ 105,000 |
| Montgomery County Maryland | 2 | $ 625,000 | $ 312,000 | $ 101,000 |
| Barnstable County Massachusetts | 2 | $ 626,000 | $ 313,000 | $ 61,000 |
| Essex County Massachusetts | 2 | $ 537,000 | $ 268,000 | $ 111,000 |
| Essex County New Jersey | 2 | $ 342,000 | $ 171,000 | $ 77,000 |
| Hudson County New Jersey | 2 | $ 379,000 | $ 189,000 | $ 80,000 |
| Union County New Jersey | 2 | $ 395,000 | $ 197,000 | $ 67,000 |
| Columbia County New York | 2 | $ 521,000 | $ 260,000 | $ 72,000 |
| Oneida County New York | 2 | $ 394,000 | $ 197,000 | $ 99,000 |
| Onondaga County New York | 2 | $ 320,000 | $ 160,000 | $ 47,000 |
| Ontario County New York | 2 | $ 394,000 | $ 197,000 | $ 109,000 |
| Otsego County New York | 2 | $ 297,000 | $ 148,000 | $ 54,000 |
| St. Lawrence County New York | 2 | $ 381,000 | $ 190,000 | $ 98,000 |
| Yates County New York | 2 | $ 533,000 | $ 266,000 | $ 146,000 |
| Brunswick County North Carolina | 2 | $ 488,000 | $ 244,000 | $ 58,000 |
| Chatham County North Carolina | 2 | $ 416,000 | $ 208,000 | $ 59,000 |
| Davie County North Carolina | 2 | $ 314,000 | $ 157,000 | $ 30,000 |
| Gaston County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 44,000 |
| Lincoln County North Carolina | 2 | $ 439,000 | $ 219,000 | $ 91,000 |
| New Hanover County North Carolina | 2 | $ 594,000 | $ 297,000 | $ 145,000 |
| Onslow County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 85,000 |
| Stokes County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 75,000 |
| Transylvania County North Carolina | 2 | $ 432,000 | $ 216,000 | $ 50,000 |
| Union County North Carolina | 2 | $ 622,000 | $ 311,000 | $ 84,000 |
| Vance County North Carolina | 2 | $ 301,000 | $ 150,000 | $ 109,000 |
| Blair County Pennsylvania | 2 | $ 277,000 | $ 138,000 | $ 63,000 |
| Columbia County Pennsylvania | 2 | $ 474,000 | $ 237,000 | $ 62,000 |
| Juniata County Pennsylvania | 2 | $ 259,000 | $ 129,000 | $ 46,000 |
| Lebanon County Pennsylvania | 2 | $ 383,000 | $ 191,000 | $ 62,000 |
| Lycoming County Pennsylvania | 2 | $ 316,000 | $ 158,000 | $ 65,000 |
| Monroe County Pennsylvania | 2 | $ 341,000 | $ 170,000 | $ 42,000 |
| Pike County Pennsylvania | 2 | $ 337,000 | $ 168,000 | $ 36,000 |
| Susquehanna County Pennsylvania | 2 | $ 387,000 | $ 193,000 | $ 35,000 |
| Alexandria County Virginia | 2 | $ 541,000 | $ 270,000 | $ 84,000 |
| Chesapeake County Virginia | 2 | $ 614,000 | $ 307,000 | $ 93,000 |
| Chesterfield County Virginia | 2 | $ 381,000 | $ 190,000 | $ 82,000 |
| Loudoun County Virginia | 2 | $ 756,000 | $ 378,000 | $ 194,000 |
| Newport News County Virginia | 2 | $ 378,000 | $ 189,000 | $ 45,000 |
| Richmond City County Virginia | 2 | $ 294,000 | $ 147,000 | $ 36,000 |
| Tolland County Connecticut | 1 | $ 213,000 | $ 213,000 | $ 57,000 |
| Collier County Florida | 1 | $ 238,000 | $ 238,000 | $ 157,000 |
| Monroe County Florida | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| Orange County Florida | 1 | $ 70,000 | $ 70,000 | $ 129,000 |
| Palm Beach County Florida | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Sumter County Florida | 1 | $ 128,000 | $ 128,000 | $ 87,000 |
| Banks County Georgia | 1 | $ 269,000 | $ 269,000 | $ 62,000 |
| Barrow County Georgia | 1 | $ 139,000 | $ 139,000 | $ 54,000 |
| Bryan County Georgia | 1 | $ 202,000 | $ 202,000 | $ 184,000 |
| Candler County Georgia | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Catoosa County Georgia | 1 | $ 162,000 | $ 162,000 | $ 51,000 |
| Columbia County Georgia | 1 | $ 229,000 | $ 229,000 | $ 101,000 |
| DeKalb County Georgia | 1 | $ 168,000 | $ 168,000 | $ 55,000 |
| Fayette County Georgia | 1 | $ 417,000 | $ 417,000 | $ 82,000 |
| Glynn County Georgia | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Gwinnett County Georgia | 1 | $ 71,000 | $ 71,000 | $ 157,000 |
| Hall County Georgia | 1 | $ 382,000 | $ 382,000 | $ 100,000 |
| Jackson County Georgia | 1 | $ 540,000 | $ 540,000 | $ 147,000 |
| Jones County Georgia | 1 | $ 212,000 | $ 212,000 | $ 113,000 |
| Lamar County Georgia | 1 | $ 170,000 | $ 170,000 | $ 90,000 |
| Lanier County Georgia | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Richmond County Georgia | 1 | $ 79,000 | $ 79,000 | $ 56,000 |
| Towns County Georgia | 1 | $ 900,000 | $ 900,000 | $ 139,000 |
| Carroll County Maryland | 1 | $ 335,000 | $ 335,000 | $ 164,000 |
| Cecil County Maryland | 1 | $ 209,000 | $ 209,000 | $ 48,000 |
| Washington County Maryland | 1 | $ 381,000 | $ 381,000 | $ 58,000 |
| Worcester County Maryland | 1 | $ 146,000 | $ 146,000 | $ 48,000 |
| Berkshire County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Franklin County Massachusetts | 1 | $ 182,000 | $ 182,000 | $ 51,000 |
| Hampshire County Massachusetts | 1 | $ 254,000 | $ 254,000 | $ 124,000 |
| Cape May County New Jersey | 1 | $ 172,000 | $ 172,000 | $ 57,000 |
| Cumberland County New Jersey | 1 | $ 201,000 | $ 201,000 | $ 47,000 |
| Somerset County New Jersey | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| Chautauqua County New York | 1 | $ 112,000 | $ 112,000 | $ 28,000 |
| Delaware County New York | 1 | $ 139,000 | $ 139,000 | $ 46,000 |
| Essex County New York | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| New York County New York | 1 | $ 392,000 | $ 392,000 | $ 146,000 |
| Niagara County New York | 1 | $ 153,000 | $ 153,000 | $ 69,000 |
| Oswego County New York | 1 | $ 110,000 | $ 110,000 | $ 82,000 |
| Sullivan County New York | 1 | $ 213,000 | $ 213,000 | $ 47,000 |
| Ulster County New York | 1 | $ 231,000 | $ 231,000 | $ 106,000 |
| Wayne County New York | 1 | $ 130,000 | $ 130,000 | $ 120,000 |
| Buncombe County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 61,000 |
| Davidson County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 73,000 |
| Greene County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 26,000 |
| Guilford County North Carolina | 1 | $ 602,000 | $ 602,000 | $ 127,000 |
| Haywood County North Carolina | 1 | $ 237,000 | $ 237,000 | $ 72,000 |
| Iredell County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 44,000 |
| Johnston County North Carolina | 1 | $ 197,000 | $ 197,000 | $ 68,000 |
| McDowell County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 90,000 |
| Orange County North Carolina | 1 | $ 323,000 | $ 323,000 | $ 145,000 |
| Randolph County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 77,000 |
| Richmond County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Rockingham County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 200,000 |
| Rowan County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 69,000 |
| Surry County North Carolina | 1 | $ 317,000 | $ 317,000 | $ 84,000 |
| Warren County North Carolina | 1 | $ 1,200,000 | $ 1,200,000 | $ 363,000 |
| Watauga County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Adams County Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 59,000 |
| Armstrong County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 36,000 |
| Beaver County Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 105,000 |
| Bedford County Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 69,000 |
| Butler County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 113,000 |
| Carbon County Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 58,000 |
| Centre County Pennsylvania | 1 | $ 148,000 | $ 148,000 | $ 31,000 |
| Greene County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 54,000 |
| Luzerne County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 88,000 |
| McKean County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 88,000 |
| Wayne County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 58,000 |
| Dallas County Texas | 1 | $ 193,000 | $ 193,000 | $ 67,000 |
| Arlington County Virginia | 1 | $ 150,000 | $ 150,000 | $ 31,000 |
| Culpeper County Virginia | 1 | $ 180,000 | $ 180,000 | $ 71,000 |
| Frederick County Virginia | 1 | $ 162,000 | $ 162,000 | $ 45,000 |
| Hampton County Virginia | 1 | $ 182,000 | $ 182,000 | $ 63,000 |
| Henrico County Virginia | 1 | $ 143,000 | $ 143,000 | $ 37,000 |
| Isle of Wight County Virginia | 1 | $ 245,000 | $ 245,000 | $ 46,000 |
| James City County Virginia | 1 | $ 212,000 | $ 212,000 | $ 134,000 |
| Portsmouth County Virginia | 1 | $ 128,000 | $ 128,000 | $ 24,000 |
| Stafford County Virginia | 1 | $ 145,000 | $ 145,000 | $ 129,000 |
| Washington County Virginia | 1 | $ 219,000 | $ 219,000 | $ 117,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Semper Home Loans, Inc. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 656 | $164,956,000 | $251,000 | $1,200,000 | $84,000 | $445,000 |
| Home Purchase | 21 | $3,252,000 | $154,000 | $393,000 | $100,000 | $193,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 527 | $130,215,000 | $247,000 | $1,200,000 | $86,000 | $445,000 |
| Not Provided | 78 | $19,480,000 | $249,000 | $900,000 | $78,000 | $204,000 |
| Black or African American | 45 | $11,280,000 | $250,000 | $611,000 | $87,000 | $208,000 |
| Hispanic | 17 | $4,141,000 | $243,000 | $539,000 | $73,000 | $183,000 |
| Asian | 8 | $2,797,000 | $349,000 | $501,000 | $90,000 | $145,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $295,000 | $147,000 | $195,000 | $46,000 | $55,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 432 | $106,584,000 | $246,000 | $745,000 | $78,000 | $253,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 244 | $61,350,000 | $251,000 | $1,200,000 | $97,000 | $445,000 |
| VA-guaranteed (Veterans Administration) | 1 | $274,000 | $274,000 | $274,000 | $150,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 493 | $115,192,000 | $233,000 | $900,000 | $83,000 | $445,000 |
| Application Denied By Financial Institution | 106 | $31,025,000 | $292,000 | $1,200,000 | $88,000 | $363,000 |
| Application Withdrawn By Applicant | 77 | $21,717,000 | $282,000 | $900,000 | $92,000 | $285,000 |
| Application Approved But Not Accepted | 1 | $274,000 | $274,000 | $274,000 | $98,000 | $98,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 58 | $15,447,000 | $266,000 | $1,200,000 | $83,000 | $363,000 |
| Debt-To-Income Ratio | 26 | $7,688,000 | $295,000 | $675,000 | $91,000 | $208,000 |
| Credit History | 8 | $2,481,000 | $310,000 | $600,000 | $110,000 | $271,000 |
| Unverifiable Information | 4 | $1,510,000 | $377,000 | $552,000 | $92,000 | $120,000 |
| Employment History | 3 | $1,701,000 | $567,000 | $900,000 | $133,000 | $215,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $946,000 | $315,000 | $402,000 | $18,000 | $54,000 |
| Other | 2 | $564,000 | $282,000 | $286,000 | $148,000 | $168,000 |
| Mortgage Insurance Denied | 1 | $307,000 | $307,000 | $307,000 | $107,000 | $107,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.