Self-Help Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Self-Help Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Self-Help Federal Credit Union
301 W Main Street
Durham, NC 27701
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 2,679
Total Mortgage Loan Application Amount $450,785,000
Average Mortgage Loan Application Amount $150,250
Highest Mortgage Loan Application Amount $975,000
Average Applicant Income $42,250
Highest Applicant Income $322,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Self-Help Federal Credit Union by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CHICAGO-NAPERVILLE, IL 495 $ 88,505,000 $ 178,000 $ 62,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 91 $ 13,855,000 $ 152,000 $ 0
PHOENIX-MESA-SCOTTSDALE, AZ 71 $ 8,805,000 $ 124,000 $ 0
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 69 $ 9,715,000 $ 140,000 $ 0
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 66 $ 13,810,000 $ 209,000 $ 0
DALLAS-PLANO-IRVING, TX 64 $ 8,690,000 $ 135,000 $ 0
LAKE COUNTY-KENOSHA COUNTY, IL-WI 59 $ 9,665,000 $ 159,500 $ 53,000
DENVER-AURORA-LAKEWOOD, CO 52 $ 9,360,000 $ 180,000 $ 0
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 47 $ 6,595,000 $ 140,000 $ 0
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 44 $ 11,890,000 $ 270,000 $ 85,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 44 $ 9,730,000 $ 284,666 $ 0
WARREN-TROY-FARMINGTON HILLS, MI 43 $ 4,835,000 $ 112,000 $ 0
LOS ANGELES-LONG BEACH-GLENDALE, CA 42 $ 10,090,000 $ 240,000 $ 85,000
ST. LOUIS, MO-IL 42 $ 4,490,000 $ 100,000 $ 0
PITTSBURGH, PA 41 $ 3,585,000 $ 87,000 $ 0
BOSTON, MA 40 $ 10,360,000 $ 259,000 $ 0
INDIANAPOLIS-CARMEL-ANDERSON, IN 40 $ 4,020,000 $ 100,000 $ 0
OAKLAND-HAYWARD-BERKELEY, CA 40 $ 12,860,000 $ 321,000 $ 129,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 38 $ 5,850,000 $ 153,000 $ 0
FRESNO, CA 38 $ 8,290,000 $ 218,000 $ 74,000
ELGIN, IL 36 $ 6,080,000 $ 168,000 $ 62,000
STOCKTON-LODI, CA 36 $ 10,970,000 $ 304,000 $ 81,000
AUSTIN-ROUND ROCK, TX 35 $ 5,605,000 $ 160,000 $ 0
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 32 $ 5,490,000 $ 158,000 $ 0
VISALIA-PORTERVILLE, CA 32 $ 6,840,000 $ 213,000 $ 62,000
BAKERSFIELD, CA 31 $ 6,715,000 $ 216,000 $ 63,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 31 $ 3,725,000 $ 120,000 $ 0
TAMPA-ST. PETERSBURG-CLEARWATER, FL 31 $ 3,845,000 $ 124,000 $ 0
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 30 $ 3,540,000 $ 118,000 $ 0
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 30 $ 7,310,000 $ 243,000 $ 88,000
SEATTLE-BELLEVUE-EVERETT, WA 30 $ 6,840,000 $ 228,000 $ 0
YAKIMA, WA 28 $ 6,090,000 $ 217,000 $ 66,000
PHILADELPHIA, PA 25 $ 3,965,000 $ 158,000 $ 0
CAMDEN, NJ 23 $ 2,325,000 $ 101,000 $ 0
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 23 $ 2,605,000 $ 113,000 $ 0
NEWARK, NJ-PA 23 $ 3,475,000 $ 151,000 $ 0
KANSAS CITY, MO-KS 22 $ 2,320,000 $ 106,000 $ 0
RALEIGH, NC 21 $ 3,305,000 $ 157,000 $ 0
BRIDGEPORT-STAMFORD-NORWALK, CT 20 $ 3,370,000 $ 168,000 $ 0
CHARLOTTE-CONCORD-GASTONIA, NC-SC 20 $ 2,710,000 $ 160,000 $ 0
FORT WORTH-ARLINGTON, TX 20 $ 2,620,000 $ 131,000 $ 0
MERCED, CA 18 $ 5,290,000 $ 293,000 $ 94,000
MODESTO, CA 18 $ 5,810,000 $ 322,000 $ 103,000
PROVIDENCE-WARWICK, RI-MA 18 $ 2,460,000 $ 140,000 $ 0
ANAHEIM-SANTA ANA-IRVINE, CA 17 $ 4,025,000 $ 236,000 $ 0
NEW YORK-NEWARK, NY 17 $ 2,455,000 $ 144,500 $ 0
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 17 $ 2,175,000 $ 127,000 $ 0
BALTIMORE-COLUMBIA-TOWSON, MD 14 $ 2,170,000 $ 155,000 $ 0
TUCSON, AZ 14 $ 1,360,000 $ 97,000 $ 0
CINCINNATI, OH-KY-IN 13 $ 1,205,000 $ 92,000 $ 0
DETROIT-DEARBORN-LIVONIA, MI 13 $ 1,165,000 $ 89,000 $ 0
JACKSONVILLE, FL 12 $ 1,310,000 $ 109,000 $ 0
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 12 $ 2,650,000 $ 214,000 $ 0
NORTH PORT-SARASOTA-BRADENTON, FL 12 $ 1,370,000 $ 114,000 $ 0
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 11 $ 1,235,000 $ 112,000 $ 0
KNOXVILLE, TN 11 $ 1,105,000 $ 100,000 $ 0
ORLANDO-KISSIMMEE-SANFORD, FL 11 $ 1,485,000 $ 135,000 $ 0
RICHMOND, VA 11 $ 1,445,000 $ 131,000 $ 0
KENNEWICK-RICHLAND, WA 10 $ 2,280,000 $ 228,000 $ 63,000
MIAMI-MIAMI BEACH-KENDALL, FL 10 $ 1,380,000 $ 138,000 $ 0
SAN DIEGO-CARLSBAD, CA 10 $ 1,920,000 $ 192,000 $ 0
TULSA, OK 10 $ 920,000 $ 92,000 $ 0
ANN ARBOR, MI 9 $ 1,215,000 $ 135,000 $ 0
CHATTANOOGA, TN-GA 9 $ 1,015,000 $ 112,000 $ 0
MADERA, CA 9 $ 2,245,000 $ 249,000 $ 76,000
OXNARD-THOUSAND OAKS-VENTURA, CA 9 $ 1,545,000 $ 171,000 $ 0
CLEVELAND-ELYRIA, OH 8 $ 650,000 $ 81,000 $ 0
COLUMBUS, OH 8 $ 740,000 $ 92,000 $ 0
GRAND RAPIDS-WYOMING, MI 8 $ 900,000 $ 112,000 $ 0
GREENVILLE-ANDERSON-MAULDIN, SC 8 $ 1,200,000 $ 150,000 $ 0
HANFORD-CORCORAN, CA 8 $ 1,620,000 $ 202,000 $ 66,000
OKLAHOMA CITY, OK 8 $ 890,000 $ 111,000 $ 0
WILMINGTON, DE-MD-NJ 8 $ 1,050,000 $ 131,000 $ 0
YUBA CITY, CA 8 $ 1,720,000 $ 215,000 $ 52,000
COLUMBIA, SC 7 $ 1,025,000 $ 146,000 $ 0
MANCHESTER-NASHUA, NH 7 $ 825,000 $ 117,000 $ 0
NA (OUTSIDE OF MSA/MD) 7 $ 1,285,000 $ 166,666 $ 68,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 7 $ 1,145,000 $ 163,000 $ 0
PALM BAY-MELBOURNE-TITUSVILLE, FL 7 $ 555,000 $ 79,000 $ 0
RENO, NV 7 $ 775,000 $ 110,000 $ 0
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 7 $ 1,945,000 $ 277,000 $ 136,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 7 $ 1,065,000 $ 152,000 $ 0
WORCESTER, MA-CT 7 $ 835,000 $ 115,500 $ 0
DES MOINES-WEST DES MOINES, IA 6 $ 720,000 $ 120,000 $ 0
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 6 $ 760,000 $ 126,000 $ 56,000
ROCKFORD, IL 6 $ 880,000 $ 146,000 $ 58,000
SEBASTIAN-VERO BEACH, FL 6 $ 510,000 $ 85,000 $ 0
PORT ST. LUCIE, FL 5 $ 485,000 $ 97,000 $ 0
SAVANNAH, GA 5 $ 475,000 $ 95,000 $ 0
SPOKANE-SPOKANE VALLEY, WA 5 $ 645,000 $ 129,000 $ 0
TRENTON, NJ 5 $ 585,000 $ 117,000 $ 0
ALBUQUERQUE, NM 4 $ 570,000 $ 142,000 $ 0
ASHEVILLE, NC 4 $ 380,000 $ 95,000 $ 0
DURHAM-CHAPEL HILL, NC 4 $ 530,000 $ 132,000 $ 0
GREENSBORO-HIGH POINT, NC 4 $ 380,000 $ 95,000 $ 0
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 4 $ 510,000 $ 127,000 $ 0
SANTA FE, NM 4 $ 440,000 $ 110,000 $ 0
SPARTANBURG, SC 4 $ 410,000 $ 102,000 $ 0
VALLEJO-FAIRFIELD, CA 4 $ 1,900,000 $ 475,000 $ 148,000
ATLANTIC CITY-HAMMONTON, NJ 3 $ 315,000 $ 105,000 $ 0
BOULDER, CO 3 $ 285,000 $ 95,000 $ 0
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 3 $ 285,000 $ 95,000 $ 0
EUGENE, OR 3 $ 435,000 $ 145,000 $ 0
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 3 $ 255,000 $ 85,000 $ 0
LAKELAND-WINTER HAVEN, FL 3 $ 255,000 $ 85,000 $ 0
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 3 $ 505,000 $ 152,500 $ 0
OCEAN CITY, NJ 3 $ 355,000 $ 118,000 $ 0
PORTLAND-SOUTH PORTLAND, ME 3 $ 505,000 $ 168,000 $ 0
SALEM, OR 3 $ 555,000 $ 185,000 $ 0
SALISBURY, MD-DE 3 $ 275,000 $ 91,000 $ 0
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 3 $ 1,565,000 $ 521,000 $ 322,000
TACOMA-LAKEWOOD, WA 3 $ 525,000 $ 175,000 $ 0
WASHINGTON-BALTIMORE-ARLINGTON, DC 3 $ 475,000 $ 158,000 $ 0
BARNSTABLE TOWN, MA 2 $ 280,000 $ 140,000 $ 0
BEAUMONT-PORT ARTHUR, TX 2 $ 160,000 $ 80,000 $ 0
BRUNSWICK, GA 2 $ 210,000 $ 105,000 $ 0
CAPE CORAL-FORT MYERS, FL 2 $ 230,000 $ 115,000 $ 0
CHARLOTTESVILLE, VA 2 $ 360,000 $ 180,000 $ 0
CHICO, CA 2 $ 430,000 $ 215,000 $ 106,000
COLLEGE STATION-BRYAN, TX 2 $ 330,000 $ 165,000 $ 0
GAINESVILLE, FL 2 $ 200,000 $ 100,000 $ 0
GAINESVILLE, GA 2 $ 190,000 $ 95,000 $ 0
HICKORY-LENOIR-MORGANTON, NC 2 $ 150,000 $ 75,000 $ 0
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 2 $ 270,000 $ 135,000 $ 0
LAS VEGAS-HENDERSON-PARADISE, NV 2 $ 410,000 $ 205,000 $ 0
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 2 $ 180,000 $ 90,000 $ 0
LUBBOCK, TX 2 $ 260,000 $ 130,000 $ 0
MEMPHIS, TN-MS-AR 2 $ 120,000 $ 60,000 $ 0
NAPA, CA 2 $ 1,000,000 $ 500,000 $ 140,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 2 $ 110,000 $ 55,000 $ 0
NEW HAVEN-MILFORD, CT 2 $ 280,000 $ 140,000 $ 0
OCALA, FL 2 $ 190,000 $ 95,000 $ 0
PRESCOTT VALLEY-PRESCOTT, AZ 2 $ 270,000 $ 135,000 $ 0
RACINE, WI 2 $ 410,000 $ 205,000 $ 69,000
SAN ANTONIO-NEW BRAUNFELS, TX 2 $ 190,000 $ 95,000 $ 0
SPRINGFIELD, MO 2 $ 120,000 $ 60,000 $ 0
WICHITA, KS 2 $ 150,000 $ 75,000 $ 0
ABILENE, TX 1 $ 35,000 $ 35,000 $ 0
ATHENS-CLARKE COUNTY, GA 1 $ 215,000 $ 215,000 $ 0
BELLINGHAM, WA 1 $ 65,000 $ 65,000 $ 0
BEND-REDMOND, OR 1 $ 145,000 $ 145,000 $ 0
BREMERTON-SILVERDALE, WA 1 $ 185,000 $ 185,000 $ 0
BROWNSVILLE-HARLINGEN, TX 1 $ 55,000 $ 55,000 $ 0
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY 1 $ 115,000 $ 115,000 $ 0
CHARLESTON-NORTH CHARLESTON, SC 1 $ 155,000 $ 155,000 $ 0
COLUMBIA, MO 1 $ 115,000 $ 115,000 $ 0
COLUMBUS, GA-AL 1 $ 85,000 $ 85,000 $ 0
CORVALLIS, OR 1 $ 155,000 $ 155,000 $ 0
DALTON, GA 1 $ 65,000 $ 65,000 $ 0
FLAGSTAFF, AZ 1 $ 135,000 $ 135,000 $ 0
HOMOSASSA SPRINGS, FL 1 $ 75,000 $ 75,000 $ 0
LANSING-EAST LANSING, MI 1 $ 105,000 $ 105,000 $ 0
LONGVIEW, WA 1 $ 105,000 $ 105,000 $ 0
MACON-BIBB COUNTY, GA 1 $ 85,000 $ 85,000 $ 0
MCALLEN-EDINBURG-MISSION, TX 1 $ 95,000 $ 95,000 $ 0
NORWICH-NEW LONDON, CT 1 $ 135,000 $ 135,000 $ 0
REDDING, CA 1 $ 145,000 $ 145,000 $ 0
SALINAS, CA 1 $ 385,000 $ 385,000 $ 104,000
SANTA CRUZ-WATSONVILLE, CA 1 $ 305,000 $ 305,000 $ 0
SPRINGFIELD, MA 1 $ 65,000 $ 65,000 $ 0
VALDOSTA, GA 1 $ 105,000 $ 105,000 $ 0
WARNER ROBINS, GA 1 $ 85,000 $ 85,000 $ 0
WINSTON-SALEM, NC 1 $ 95,000 $ 95,000 $ 47,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Self-Help Federal Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,076 $357,730,000 $172,000 $975,000 $69,000 $322,000
Refinancing 394 $62,830,000 $159,000 $585,000 $43,000 $80,000
Cash-out Refinancing 203 $29,475,000 $145,000 $455,000 $0 $0
Other Purpose 6 $750,000 $125,000 $205,000 $57,000 $77,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,896 $276,970,000 $146,000 $645,000 $0 $0
Hispanic 764 $169,060,000 $221,000 $975,000 $68,000 $322,000
Black or African American 13 $2,605,000 $200,000 $325,000 $68,000 $128,000
White 4 $1,600,000 $400,000 $455,000 $131,000 $146,000
Not Provided 1 $125,000 $125,000 $125,000 $80,000 $80,000
Asian 1 $425,000 $425,000 $425,000 $229,000 $229,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,679 $450,785,000 $168,000 $975,000 $69,000 $322,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,895 $276,875,000 $146,000 $645,000 $0 $0
Loan Originated 564 $121,780,000 $215,000 $975,000 $68,000 $322,000
Application Denied By Financial Institution 136 $31,800,000 $233,000 $665,000 $69,000 $229,000
Application Withdrawn By Applicant 62 $15,990,000 $257,000 $625,000 $76,000 $191,000
Application Approved But Not Accepted 22 $4,340,000 $197,000 $405,000 $60,000 $115,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,543 $418,985,000 $164,000 $975,000 $69,000 $322,000
Collateral 80 $17,750,000 $221,000 $535,000 $70,000 $203,000
Debt-To-Income Ratio 26 $6,500,000 $250,000 $665,000 $59,000 $150,000
Unverifiable Information 12 $3,130,000 $260,000 $575,000 $76,000 $229,000
Employment History 7 $1,565,000 $223,000 $365,000 $63,000 $108,000
Credit History 6 $1,650,000 $275,000 $495,000 $87,000 $135,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,205,000 $241,000 $405,000 $70,000 $101,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List