Self-Help Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Self-Help Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Self-Help Federal Credit Union 301 W Main Street Durham, NC 27701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 1,037 |
| Total Mortgage Loan Application Amount | $155,870,000 |
| Average Mortgage Loan Application Amount | $133,333 |
| Highest Mortgage Loan Application Amount | $411,000 |
| Average Applicant Income | $24,666 |
| Highest Applicant Income | $360,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 264 | $ 27,470,000 | $ 104,000 | $ 37,000 |
| Sacramento County California | 49 | $ 7,743,000 | $ 158,000 | $ 49,000 |
| Kern County California | 38 | $ 4,385,000 | $ 115,000 | $ 37,000 |
| Tulare County California | 35 | $ 3,642,000 | $ 104,000 | $ 33,000 |
| Fresno County California | 31 | $ 3,613,000 | $ 116,000 | $ 36,000 |
| Contra Costa County California | 30 | $ 6,171,000 | $ 205,000 | $ 58,000 |
| San Joaquin County California | 29 | $ 5,122,000 | $ 176,000 | $ 61,000 |
| Wake County North Carolina | 29 | $ 5,164,000 | $ 178,000 | $ 0 |
| Lake County Illinois | 28 | $ 2,677,000 | $ 95,000 | $ 0 |
| Stanislaus County California | 26 | $ 3,717,000 | $ 142,000 | $ 42,000 |
| Solano County California | 24 | $ 4,439,000 | $ 184,000 | $ 55,000 |
| Will County Illinois | 16 | $ 2,790,000 | $ 174,000 | $ 0 |
| Alameda County California | 15 | $ 3,047,000 | $ 203,000 | $ 57,000 |
| Merced County California | 15 | $ 2,199,000 | $ 146,000 | $ 47,000 |
| San Diego County California | 13 | $ 3,948,000 | $ 303,000 | $ 0 |
| Guilford County North Carolina | 13 | $ 1,967,000 | $ 151,000 | $ 0 |
| San Bernardino County California | 12 | $ 1,997,000 | $ 166,000 | $ 55,000 |
| Madera County California | 9 | $ 1,137,000 | $ 126,000 | $ 38,000 |
| Durham County North Carolina | 8 | $ 1,229,000 | $ 153,000 | $ 0 |
| Anne Arundel County Maryland | 7 | $ 1,637,000 | $ 233,000 | $ 0 |
| Virginia Beach County Virginia | 7 | $ 1,172,000 | $ 167,000 | $ 0 |
| Pitt County North Carolina | 6 | $ 854,000 | $ 142,000 | $ 0 |
| Fairfax County Virginia | 6 | $ 1,726,000 | $ 287,000 | $ 0 |
| Charles County Maryland | 5 | $ 1,604,000 | $ 320,000 | $ 0 |
| Prince George's County Maryland | 5 | $ 1,198,000 | $ 239,000 | $ 0 |
| Buncombe County North Carolina | 5 | $ 782,000 | $ 156,000 | $ 0 |
| Catawba County North Carolina | 5 | $ 692,000 | $ 138,000 | $ 0 |
| Davidson County North Carolina | 5 | $ 685,000 | $ 137,000 | $ 0 |
| Forsyth County North Carolina | 5 | $ 597,000 | $ 119,000 | $ 0 |
| Colusa County California | 4 | $ 546,000 | $ 136,000 | $ 46,000 |
| Kings County California | 4 | $ 356,000 | $ 89,000 | $ 30,000 |
| Los Angeles County California | 4 | $ 876,000 | $ 219,000 | $ 32,000 |
| Napa County California | 4 | $ 805,000 | $ 201,000 | $ 60,000 |
| Santa Clara County California | 4 | $ 1,336,000 | $ 334,000 | $ 240,000 |
| Yolo County California | 4 | $ 671,000 | $ 167,000 | $ 54,000 |
| Hillsborough County Florida | 4 | $ 674,000 | $ 168,000 | $ 0 |
| Howard County Maryland | 4 | $ 1,036,000 | $ 259,000 | $ 0 |
| Montgomery County Maryland | 4 | $ 676,000 | $ 169,000 | $ 0 |
| Alamance County North Carolina | 4 | $ 440,000 | $ 110,000 | $ 0 |
| Johnston County North Carolina | 4 | $ 552,000 | $ 138,000 | $ 0 |
| Mecklenburg County North Carolina | 4 | $ 739,000 | $ 184,000 | $ 0 |
| New Hanover County North Carolina | 4 | $ 681,000 | $ 170,000 | $ 0 |
| Norfolk County Virginia | 4 | $ 733,000 | $ 183,000 | $ 0 |
| Duval County Florida | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Escambia County Florida | 3 | $ 274,000 | $ 91,000 | $ 0 |
| Clark County Nevada | 3 | $ 466,000 | $ 155,000 | $ 0 |
| Beaufort County North Carolina | 3 | $ 433,000 | $ 144,000 | $ 0 |
| Burke County North Carolina | 3 | $ 432,000 | $ 144,000 | $ 0 |
| Craven County North Carolina | 3 | $ 477,000 | $ 159,000 | $ 0 |
| Harnett County North Carolina | 3 | $ 412,000 | $ 137,000 | $ 0 |
| Haywood County North Carolina | 3 | $ 477,000 | $ 159,000 | $ 0 |
| Lincoln County North Carolina | 3 | $ 406,000 | $ 135,000 | $ 0 |
| Rockingham County North Carolina | 3 | $ 440,000 | $ 146,000 | $ 0 |
| Watauga County North Carolina | 3 | $ 578,000 | $ 192,000 | $ 0 |
| Prince William County Virginia | 3 | $ 862,000 | $ 287,000 | $ 0 |
| Spotsylvania County Virginia | 3 | $ 706,000 | $ 235,000 | $ 0 |
| Suffolk County Virginia | 3 | $ 698,000 | $ 232,000 | $ 0 |
| Jefferson County Alabama | 2 | $ 408,000 | $ 204,000 | $ 0 |
| San Benito County California | 2 | $ 567,000 | $ 283,000 | $ 95,000 |
| Santa Cruz County California | 2 | $ 558,000 | $ 279,000 | $ 68,000 |
| Denver County Colorado | 2 | $ 431,000 | $ 215,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 523,000 | $ 261,000 | $ 0 |
| Clay County Florida | 2 | $ 233,000 | $ 116,000 | $ 0 |
| Miami-Dade County Florida | 2 | $ 409,000 | $ 204,000 | $ 0 |
| Orange County Florida | 2 | $ 275,000 | $ 137,000 | $ 0 |
| Columbia County Georgia | 2 | $ 311,000 | $ 155,000 | $ 0 |
| Fulton County Georgia | 2 | $ 307,000 | $ 153,000 | $ 0 |
| Champaign County Illinois | 2 | $ 582,000 | $ 291,000 | $ 0 |
| Kane County Illinois | 2 | $ 151,000 | $ 75,000 | $ 50,000 |
| McHenry County Illinois | 2 | $ 522,000 | $ 261,000 | $ 0 |
| Frederick County Maryland | 2 | $ 487,000 | $ 243,000 | $ 0 |
| Macomb County Michigan | 2 | $ 326,000 | $ 163,000 | $ 0 |
| Cabarrus County North Carolina | 2 | $ 314,000 | $ 157,000 | $ 0 |
| Caldwell County North Carolina | 2 | $ 212,000 | $ 106,000 | $ 0 |
| Chatham County North Carolina | 2 | $ 443,000 | $ 221,000 | $ 0 |
| Columbus County North Carolina | 2 | $ 287,000 | $ 143,000 | $ 0 |
| Davie County North Carolina | 2 | $ 291,000 | $ 145,000 | $ 0 |
| Duplin County North Carolina | 2 | $ 225,000 | $ 112,000 | $ 0 |
| Gaston County North Carolina | 2 | $ 333,000 | $ 166,000 | $ 0 |
| McDowell County North Carolina | 2 | $ 251,000 | $ 125,000 | $ 0 |
| Montgomery County North Carolina | 2 | $ 215,000 | $ 107,000 | $ 0 |
| Nash County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Orange County North Carolina | 2 | $ 314,000 | $ 157,000 | $ 0 |
| Randolph County North Carolina | 2 | $ 288,000 | $ 144,000 | $ 0 |
| Rutherford County North Carolina | 2 | $ 266,000 | $ 133,000 | $ 0 |
| Wayne County North Carolina | 2 | $ 163,000 | $ 81,000 | $ 0 |
| Wilson County North Carolina | 2 | $ 242,000 | $ 121,000 | $ 0 |
| Berkeley County South Carolina | 2 | $ 342,000 | $ 171,000 | $ 0 |
| Harris County Texas | 2 | $ 298,000 | $ 149,000 | $ 0 |
| Nueces County Texas | 2 | $ 388,000 | $ 194,000 | $ 0 |
| Loudoun County Virginia | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Snohomish County Washington | 2 | $ 458,000 | $ 229,000 | $ 0 |
| Coffee County Alabama | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Houston County Alabama | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Pima County Arizona | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Pinal County Arizona | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Yuma County Arizona | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Glenn County California | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Lake County California | 1 | $ 203,000 | $ 203,000 | $ 64,000 |
| Marin County California | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Monterey County California | 1 | $ 140,000 | $ 140,000 | $ 39,000 |
| Riverside County California | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Ventura County California | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Yuba County California | 1 | $ 168,000 | $ 168,000 | $ 41,000 |
| Douglas County Colorado | 1 | $ 234,000 | $ 234,000 | $ 0 |
| El Paso County Colorado | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Elbert County Colorado | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 206,000 | $ 206,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 122,000 | $ 122,000 | $ 0 |
| New London County Connecticut | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Brevard County Florida | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Broward County Florida | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Citrus County Florida | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Columbia County Florida | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Pasco County Florida | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Camden County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Cobb County Georgia | 1 | $ 147,000 | $ 147,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Laurens County Georgia | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Canyon County Idaho | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Adams County Illinois | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Grundy County Illinois | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Rock Island County Illinois | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Vermilion County Illinois | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Delaware County Indiana | 1 | $ 143,000 | $ 143,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Johnson County Kansas | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 136,000 | $ 136,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Somerset County Maine | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 327,000 | $ 327,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Carroll County Maryland | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Harford County Maryland | 1 | $ 225,000 | $ 225,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Kent County Michigan | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Oakland County Michigan | 1 | $ 411,000 | $ 411,000 | $ 0 |
| Wayne County Michigan | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Wright County Minnesota | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Cole County Missouri | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Johnson County Missouri | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| St. Louis County Missouri | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Camden County New Jersey | 1 | $ 286,000 | $ 286,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Albany County New York | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Erie County New York | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Saratoga County New York | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Bertie County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Chowan County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Dare County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Franklin County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Lee County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Lenoir County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Macon County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Moore County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Richmond County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Robeson County North Carolina | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Rowan County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Stanly County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Surry County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Union County North Carolina | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Wilkes County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Yadkin County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Yancey County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Franklin County Ohio | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Greene County Ohio | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Pittsburg County Oklahoma | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Lake County Oregon | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Washington County Oregon | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Wayne County Pennsylvania | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 230,000 | $ 230,000 | $ 0 |
| York County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Washington County Rhode Island | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Dallas County Texas | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Denton County Texas | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Kaufman County Texas | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Lubbock County Texas | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Val Verde County Texas | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Williamson County Texas | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Fauquier County Virginia | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Hampton County Virginia | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Harrisonburg County Virginia | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Manassas Park County Virginia | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Newport News County Virginia | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Orange County Virginia | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Stafford County Virginia | 1 | $ 353,000 | $ 353,000 | $ 0 |
| Warren County Virginia | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Westmoreland County Virginia | 1 | $ 148,000 | $ 148,000 | $ 0 |
| King County Washington | 1 | $ 334,000 | $ 334,000 | $ 0 |
| Kitsap County Washington | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 164,000 | $ 164,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Self-Help Federal Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 969 | $147,138,000 | $151,000 | $411,000 | $27,000 | $360,000 |
| Home Improvement | 47 | $6,302,000 | $134,000 | $403,000 | $0 | $0 |
| Refinancing | 21 | $2,430,000 | $115,000 | $224,000 | $47,000 | $75,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 573 | $76,643,000 | $133,000 | $400,000 | $47,000 | $360,000 |
| Not applicable | 293 | $45,361,000 | $154,000 | $410,000 | $0 | $0 |
| White | 134 | $26,298,000 | $196,000 | $411,000 | $1,000 | $140,000 |
| Black or African American | 25 | $5,001,000 | $200,000 | $399,000 | $0 | $0 |
| Asian | 10 | $2,227,000 | $222,000 | $403,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $340,000 | $170,000 | $177,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,037 | $155,870,000 | $150,000 | $411,000 | $26,000 | $360,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 462 | $78,807,000 | $170,000 | $411,000 | $0 | $53,000 |
| Loan Originated | 394 | $51,930,000 | $131,000 | $400,000 | $46,000 | $360,000 |
| Application Denied By Financial Institution | 118 | $15,196,000 | $128,000 | $367,000 | $45,000 | $95,000 |
| Application Withdrawn By Applicant | 63 | $9,937,000 | $157,000 | $390,000 | $55,000 | $263,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 63 | $8,130,000 | $129,000 | $367,000 | $48,000 | $95,000 |
| Debt-To-Income Ratio | 12 | $1,493,000 | $124,000 | $184,000 | $34,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,693,000 | $169,000 | $312,000 | $52,000 | $85,000 |
| Credit History | 8 | $1,022,000 | $127,000 | $216,000 | $45,000 | $56,000 |
| Unverifiable Information | 4 | $410,000 | $102,000 | $135,000 | $36,000 | $54,000 |
| Other | 1 | $179,000 | $179,000 | $179,000 | $56,000 | $56,000 |
| Credit Application Incomplete | 1 | $46,000 | $46,000 | $46,000 | $30,000 | $30,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.