Self-Help Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Self-Help Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Self-Help Federal Credit Union 301 W Main Street Durham, NC 27701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 680 |
| Total Mortgage Loan Application Amount | $84,138,000 |
| Average Mortgage Loan Application Amount | $103,500 |
| Highest Mortgage Loan Application Amount | $393,000 |
| Average Applicant Income | $55,000 |
| Highest Applicant Income | $297,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 63 | $ 10,820,000 | $ 171,000 | $ 72,000 |
| Durham County North Carolina | 49 | $ 6,030,000 | $ 123,000 | $ 52,000 |
| Forsyth County North Carolina | 49 | $ 4,110,000 | $ 83,000 | $ 39,000 |
| Sacramento County California | 37 | $ 3,729,000 | $ 100,000 | $ 37,000 |
| Guilford County North Carolina | 35 | $ 3,211,000 | $ 91,000 | $ 42,000 |
| Tulare County California | 34 | $ 3,020,000 | $ 88,000 | $ 34,000 |
| Mecklenburg County North Carolina | 29 | $ 3,052,000 | $ 105,000 | $ 47,000 |
| Kern County California | 26 | $ 2,326,000 | $ 89,000 | $ 37,000 |
| Fresno County California | 20 | $ 1,724,000 | $ 86,000 | $ 28,000 |
| Stanislaus County California | 18 | $ 1,726,000 | $ 95,000 | $ 36,000 |
| Alameda County California | 15 | $ 2,179,000 | $ 145,000 | $ 47,000 |
| Solano County California | 13 | $ 1,928,000 | $ 148,000 | $ 56,000 |
| Alamance County North Carolina | 13 | $ 1,303,000 | $ 100,000 | $ 61,000 |
| Contra Costa County California | 12 | $ 1,851,000 | $ 154,000 | $ 64,000 |
| Buncombe County North Carolina | 12 | $ 2,010,000 | $ 167,000 | $ 78,000 |
| Pitt County North Carolina | 12 | $ 1,707,000 | $ 142,000 | $ 79,000 |
| Davidson County North Carolina | 11 | $ 1,018,000 | $ 92,000 | $ 43,000 |
| Gaston County North Carolina | 11 | $ 1,205,000 | $ 109,000 | $ 49,000 |
| San Joaquin County California | 10 | $ 1,588,000 | $ 158,000 | $ 63,000 |
| Henderson County North Carolina | 9 | $ 1,225,000 | $ 136,000 | $ 55,000 |
| Orange County North Carolina | 9 | $ 1,705,000 | $ 189,000 | $ 83,000 |
| Union County North Carolina | 8 | $ 748,000 | $ 93,000 | $ 34,000 |
| Wilson County North Carolina | 8 | $ 755,000 | $ 94,000 | $ 52,000 |
| Napa County California | 7 | $ 1,091,000 | $ 155,000 | $ 49,000 |
| Burke County North Carolina | 7 | $ 905,000 | $ 129,000 | $ 94,000 |
| Cabarrus County North Carolina | 7 | $ 1,190,000 | $ 170,000 | $ 64,000 |
| Chatham County North Carolina | 7 | $ 1,186,000 | $ 169,000 | $ 92,000 |
| New Hanover County North Carolina | 7 | $ 1,325,000 | $ 189,000 | $ 76,000 |
| Catawba County North Carolina | 6 | $ 641,000 | $ 106,000 | $ 44,000 |
| Iredell County North Carolina | 6 | $ 1,158,000 | $ 193,000 | $ 94,000 |
| Johnston County North Carolina | 6 | $ 769,000 | $ 128,000 | $ 52,000 |
| Lee County North Carolina | 5 | $ 603,000 | $ 120,000 | $ 43,000 |
| Kings County California | 4 | $ 356,000 | $ 89,000 | $ 33,000 |
| Yolo County California | 4 | $ 477,000 | $ 119,000 | $ 49,000 |
| Beaufort County North Carolina | 4 | $ 621,000 | $ 155,000 | $ 76,000 |
| Cleveland County North Carolina | 4 | $ 769,000 | $ 192,000 | $ 92,000 |
| Cumberland County North Carolina | 4 | $ 333,000 | $ 83,000 | $ 33,000 |
| Jackson County North Carolina | 4 | $ 738,000 | $ 184,000 | $ 75,000 |
| Surry County North Carolina | 4 | $ 517,000 | $ 129,000 | $ 51,000 |
| Watauga County North Carolina | 4 | $ 877,000 | $ 219,000 | $ 101,000 |
| Madera County California | 3 | $ 274,000 | $ 91,000 | $ 31,000 |
| Merced County California | 3 | $ 409,000 | $ 136,000 | $ 64,000 |
| Sonoma County California | 3 | $ 503,000 | $ 167,000 | $ 56,000 |
| Caldwell County North Carolina | 3 | $ 303,000 | $ 101,000 | $ 44,000 |
| Edgecombe County North Carolina | 3 | $ 239,000 | $ 79,000 | $ 75,000 |
| Franklin County North Carolina | 3 | $ 469,000 | $ 156,000 | $ 84,000 |
| Person County North Carolina | 3 | $ 421,000 | $ 140,000 | $ 85,000 |
| Randolph County North Carolina | 3 | $ 326,000 | $ 108,000 | $ 47,000 |
| Wayne County North Carolina | 3 | $ 230,000 | $ 76,000 | $ 87,000 |
| Maricopa County Arizona | 2 | $ 152,000 | $ 76,000 | $ 38,000 |
| Los Angeles County California | 2 | $ 148,000 | $ 74,000 | $ 32,000 |
| Sutter County California | 2 | $ 248,000 | $ 124,000 | $ 48,000 |
| Ashe County North Carolina | 2 | $ 392,000 | $ 196,000 | $ 52,000 |
| Caswell County North Carolina | 2 | $ 249,000 | $ 124,000 | $ 88,000 |
| Davie County North Carolina | 2 | $ 279,000 | $ 139,000 | $ 89,000 |
| Granville County North Carolina | 2 | $ 209,000 | $ 104,000 | $ 97,000 |
| Halifax County North Carolina | 2 | $ 193,000 | $ 96,000 | $ 29,000 |
| Lenoir County North Carolina | 2 | $ 211,000 | $ 105,000 | $ 56,000 |
| Macon County North Carolina | 2 | $ 251,000 | $ 125,000 | $ 40,000 |
| Robeson County North Carolina | 2 | $ 188,000 | $ 94,000 | $ 46,000 |
| Scotland County North Carolina | 2 | $ 158,000 | $ 79,000 | $ 53,000 |
| Vance County North Carolina | 2 | $ 297,000 | $ 148,000 | $ 49,000 |
| Wilkes County North Carolina | 2 | $ 542,000 | $ 271,000 | $ 167,000 |
| Yancey County North Carolina | 2 | $ 372,000 | $ 186,000 | $ 74,000 |
| Monterey County California | 1 | $ 238,000 | $ 238,000 | $ 92,000 |
| Placer County California | 1 | $ 122,000 | $ 122,000 | $ 31,000 |
| San Benito County California | 1 | $ 159,000 | $ 159,000 | $ 39,000 |
| Santa Cruz County California | 1 | $ 393,000 | $ 393,000 | $ 132,000 |
| Yuba County California | 1 | $ 193,000 | $ 193,000 | $ 81,000 |
| Cook County Illinois | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Bladen County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 75,000 |
| Carteret County North Carolina | 1 | $ 318,000 | $ 318,000 | $ 266,000 |
| Columbus County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
| Craven County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 34,000 |
| Currituck County North Carolina | 1 | $ 226,000 | $ 226,000 | $ 76,000 |
| Duplin County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 84,000 |
| Harnett County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 36,000 |
| Lincoln County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 31,000 |
| Madison County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Mitchell County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
| Moore County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 36,000 |
| Nash County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 16,000 |
| Onslow County North Carolina | 1 | $ 352,000 | $ 352,000 | $ 142,000 |
| Pender County North Carolina | 1 | $ 258,000 | $ 258,000 | $ 102,000 |
| Richmond County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 38,000 |
| Rowan County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 32,000 |
| Rutherford County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 102,000 |
| Stanly County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 50,000 |
| Stokes County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 37,000 |
| Transylvania County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Yadkin County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 43,000 |
| Lancaster County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 110,000 |
| York County South Carolina | 1 | $ 243,000 | $ 243,000 | $ 100,000 |
| Henry County Virginia | 1 | $ 34,000 | $ 34,000 | $ 19,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Self-Help Federal Credit Union in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 667 | $83,052,000 | $124,000 | $393,000 | $54,000 | $297,000 |
| Refinancing | 13 | $1,086,000 | $83,000 | $139,000 | $56,000 | $109,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 402 | $39,106,000 | $97,000 | $238,000 | $38,000 | $101,000 |
| White | 243 | $40,291,000 | $165,000 | $393,000 | $80,000 | $297,000 |
| Black or African American | 25 | $3,524,000 | $140,000 | $383,000 | $68,000 | $144,000 |
| Asian | 8 | $1,073,000 | $134,000 | $294,000 | $61,000 | $93,000 |
| American Indian or Alaskan Native | 1 | $45,000 | $45,000 | $45,000 | $31,000 | $31,000 |
| Not applicable | 1 | $99,000 | $99,000 | $99,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 680 | $84,138,000 | $123,000 | $393,000 | $54,000 | $297,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 304 | $30,004,000 | $98,000 | $230,000 | $40,000 | $121,000 |
| Loan Purchased By The Institution | 227 | $40,014,000 | $176,000 | $387,000 | $83,000 | $297,000 |
| Application Denied By Financial Institution | 101 | $9,164,000 | $90,000 | $393,000 | $38,000 | $132,000 |
| Application Withdrawn By Applicant | 45 | $4,660,000 | $103,000 | $238,000 | $44,000 | $109,000 |
| Application Approved But Not Accepted | 3 | $296,000 | $98,000 | $118,000 | $35,000 | $37,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 70 | $6,088,000 | $86,000 | $225,000 | $38,000 | $83,000 |
| Credit History | 17 | $1,567,000 | $92,000 | $393,000 | $35,000 | $132,000 |
| Debt-To-Income Ratio | 4 | $314,000 | $78,000 | $97,000 | $26,000 | $32,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $441,000 | $147,000 | $216,000 | $65,000 | $120,000 |
| Other | 2 | $198,000 | $99,000 | $117,000 | $45,000 | $45,000 |
| Unverifiable Information | 2 | $200,000 | $100,000 | $142,000 | $32,000 | $39,000 |
| Employment History | 2 | $250,000 | $125,000 | $193,000 | $55,000 | $81,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.