Self-Help Credit Union
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Self-Help Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Self-Help Credit Union 301 W Main Street Durham, NC 27701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 447 |
| Total Mortgage Loan Application Amount | $117,105,000 |
| Average Mortgage Loan Application Amount | $198,200 |
| Highest Mortgage Loan Application Amount | $1,435,000 |
| Average Applicant Income | $91,600 |
| Highest Applicant Income | $511,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 44 | $ 15,610,000 | $ 354,000 | $ 103,000 |
| Bernalillo County New Mexico | 29 | $ 5,005,000 | $ 172,000 | $ 63,000 |
| Mecklenburg County North Carolina | 22 | $ 6,620,000 | $ 300,000 | $ 87,000 |
| Johnston County North Carolina | 17 | $ 5,245,000 | $ 308,000 | $ 92,000 |
| Los Angeles County California | 15 | $ 7,055,000 | $ 470,000 | $ 121,000 |
| Buncombe County North Carolina | 14 | $ 3,970,000 | $ 283,000 | $ 64,000 |
| Lea County New Mexico | 12 | $ 1,460,000 | $ 121,000 | $ 65,000 |
| Guilford County North Carolina | 11 | $ 2,555,000 | $ 232,000 | $ 62,000 |
| San Bernardino County California | 10 | $ 4,060,000 | $ 406,000 | $ 113,000 |
| Henderson County North Carolina | 9 | $ 2,205,000 | $ 245,000 | $ 67,000 |
| Orange County Florida | 8 | $ 2,180,000 | $ 272,000 | $ 80,000 |
| Hennepin County Minnesota | 8 | $ 1,840,000 | $ 230,000 | $ 65,000 |
| Durham County North Carolina | 8 | $ 3,300,000 | $ 412,000 | $ 68,000 |
| Forsyth County North Carolina | 8 | $ 1,260,000 | $ 157,000 | $ 51,000 |
| Greenville County South Carolina | 8 | $ 1,930,000 | $ 241,000 | $ 59,000 |
| Richland County South Carolina | 8 | $ 1,780,000 | $ 222,000 | $ 61,000 |
| Riverside County California | 6 | $ 3,020,000 | $ 503,000 | $ 135,000 |
| Duval County Florida | 6 | $ 1,170,000 | $ 195,000 | $ 74,000 |
| Ramsey County Minnesota | 6 | $ 1,350,000 | $ 225,000 | $ 57,000 |
| Spartanburg County South Carolina | 6 | $ 1,390,000 | $ 231,000 | $ 72,000 |
| Santa Fe County New Mexico | 5 | $ 1,195,000 | $ 239,000 | $ 75,000 |
| Alamance County North Carolina | 5 | $ 875,000 | $ 175,000 | $ 50,000 |
| Franklin County North Carolina | 5 | $ 1,265,000 | $ 253,000 | $ 69,000 |
| Gaston County North Carolina | 5 | $ 1,355,000 | $ 271,000 | $ 73,000 |
| Anoka County Minnesota | 4 | $ 1,100,000 | $ 275,000 | $ 78,000 |
| Eddy County New Mexico | 4 | $ 880,000 | $ 220,000 | $ 111,000 |
| Harnett County North Carolina | 4 | $ 870,000 | $ 217,000 | $ 59,000 |
| Lee County North Carolina | 4 | $ 880,000 | $ 220,000 | $ 59,000 |
| Orange County North Carolina | 4 | $ 1,340,000 | $ 335,000 | $ 91,000 |
| Vance County North Carolina | 4 | $ 640,000 | $ 160,000 | $ 51,000 |
| Anderson County South Carolina | 4 | $ 650,000 | $ 162,000 | $ 52,000 |
| Charleston County South Carolina | 4 | $ 1,180,000 | $ 295,000 | $ 68,000 |
| Horry County South Carolina | 4 | $ 1,250,000 | $ 312,000 | $ 82,000 |
| Milwaukee County Wisconsin | 4 | $ 700,000 | $ 175,000 | $ 69,000 |
| Lake County Florida | 3 | $ 615,000 | $ 205,000 | $ 59,000 |
| Manatee County Florida | 3 | $ 815,000 | $ 271,000 | $ 142,000 |
| Osceola County Florida | 3 | $ 855,000 | $ 285,000 | $ 87,000 |
| Catawba County North Carolina | 3 | $ 475,000 | $ 158,000 | $ 89,000 |
| Nash County North Carolina | 3 | $ 545,000 | $ 181,000 | $ 40,000 |
| Randolph County North Carolina | 3 | $ 555,000 | $ 185,000 | $ 47,000 |
| Wayne County North Carolina | 3 | $ 635,000 | $ 211,000 | $ 50,000 |
| Wilson County North Carolina | 3 | $ 545,000 | $ 181,000 | $ 62,000 |
| Berkeley County South Carolina | 3 | $ 785,000 | $ 261,000 | $ 64,000 |
| Dorchester County South Carolina | 3 | $ 835,000 | $ 278,000 | $ 74,000 |
| Lexington County South Carolina | 3 | $ 755,000 | $ 251,000 | $ 66,000 |
| Maricopa County Arizona | 2 | $ 700,000 | $ 350,000 | $ 85,000 |
| Alachua County Florida | 2 | $ 190,000 | $ 95,000 | $ 74,000 |
| DeKalb County Georgia | 2 | $ 520,000 | $ 260,000 | $ 100,000 |
| Sandoval County New Mexico | 2 | $ 370,000 | $ 185,000 | $ 65,000 |
| Brunswick County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 77,000 |
| Craven County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 70,000 |
| Edgecombe County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 41,000 |
| Iredell County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 73,000 |
| McDowell County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 74,000 |
| New Hanover County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 67,000 |
| Onslow County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 48,000 |
| Person County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 69,000 |
| Rowan County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 57,000 |
| Sampson County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 56,000 |
| Georgetown County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 49,000 |
| Lancaster County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 61,000 |
| Orangeburg County South Carolina | 2 | $ 480,000 | $ 240,000 | $ 60,000 |
| Carroll County Virginia | 2 | $ 140,000 | $ 70,000 | $ 39,000 |
| Pinal County Arizona | 1 | $ 275,000 | $ 275,000 | $ 58,000 |
| Orange County California | 1 | $ 495,000 | $ 495,000 | $ 145,000 |
| San Diego County California | 1 | $ 415,000 | $ 415,000 | $ 152,000 |
| Hartford County Connecticut | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Broward County Florida | 1 | $ 355,000 | $ 355,000 | $ 77,000 |
| Charlotte County Florida | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Pinellas County Florida | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Polk County Florida | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Sarasota County Florida | 1 | $ 325,000 | $ 325,000 | $ 109,000 |
| Seminole County Florida | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Volusia County Florida | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Cherokee County Georgia | 1 | $ 295,000 | $ 295,000 | $ 84,000 |
| Hart County Georgia | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Newton County Georgia | 1 | $ 435,000 | $ 435,000 | $ 144,000 |
| Cook County Illinois | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Lake County Indiana | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Baltimore County Maryland | 1 | $ 195,000 | $ 195,000 | $ 175,000 |
| Baltimore City County Maryland | 1 | $ 275,000 | $ 275,000 | $ 158,000 |
| Wayne County Michigan | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Dakota County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Washington County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Douglas County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Essex County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Chaves County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 166,000 |
| Rio Arriba County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Valencia County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Bladen County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Burke County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Cleveland County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Cumberland County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Davidson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Gates County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 131,000 |
| Granville County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Greene County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Haywood County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Hertford County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Hoke County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 50,000 |
| Pender County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Pitt County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 57,000 |
| Robeson County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Stanly County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Stokes County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Union County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 204,000 |
| Philadelphia County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 227,000 |
| Providence County Rhode Island | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| Aiken County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Cherokee County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Dillon County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Greenwood County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Pickens County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Union County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| York County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Brazoria County Texas | 1 | $ 245,000 | $ 245,000 | $ 205,000 |
| Denton County Texas | 1 | $ 275,000 | $ 275,000 | $ 114,000 |
| Galveston County Texas | 1 | $ 595,000 | $ 595,000 | $ 511,000 |
| Harris County Texas | 1 | $ 175,000 | $ 175,000 | $ 139,000 |
| Tarrant County Texas | 1 | $ 165,000 | $ 165,000 | $ 231,000 |
| Chesapeake County Virginia | 1 | $ 85,000 | $ 85,000 | $ 143,000 |
| Danville County Virginia | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Montgomery County Virginia | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
| Roanoke County Virginia | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Grays Harbor County Washington | 1 | $ 335,000 | $ 335,000 | $ 195,000 |
| Snohomish County Washington | 1 | $ 475,000 | $ 475,000 | $ 271,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Self-Help Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 429 | $113,565,000 | $264,000 | $1,435,000 | $79,000 | $511,000 |
| Cash-out Refinancing | 10 | $2,440,000 | $244,000 | $555,000 | $158,000 | $271,000 |
| Refinancing | 5 | $665,000 | $133,000 | $255,000 | $106,000 | $231,000 |
| Other Purpose | 2 | $170,000 | $85,000 | $85,000 | $20,000 | $41,000 |
| Home Improvement | 1 | $265,000 | $265,000 | $265,000 | $95,000 | $95,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 199 | $44,185,000 | $222,000 | $625,000 | $71,000 | $300,000 |
| White | 113 | $31,665,000 | $280,000 | $585,000 | $80,000 | $239,000 |
| Black or African American | 110 | $29,250,000 | $265,000 | $635,000 | $93,000 | $511,000 |
| Asian | 12 | $5,900,000 | $491,000 | $695,000 | $133,000 | $167,000 |
| Not Provided | 9 | $2,175,000 | $241,000 | $505,000 | $76,000 | $122,000 |
| Not applicable | 4 | $3,930,000 | $982,000 | $1,435,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 447 | $117,105,000 | $261,000 | $1,435,000 | $80,000 | $511,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 302 | $83,280,000 | $275,000 | $695,000 | $88,000 | $511,000 |
| Loan Originated | 114 | $27,480,000 | $241,000 | $1,435,000 | $68,000 | $210,000 |
| Application Denied By Financial Institution | 24 | $4,520,000 | $188,000 | $315,000 | $45,000 | $116,000 |
| Application Withdrawn By Applicant | 6 | $1,540,000 | $256,000 | $305,000 | $77,000 | $100,000 |
| Application Approved But Not Accepted | 1 | $285,000 | $285,000 | $285,000 | $63,000 | $63,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 423 | $112,585,000 | $266,000 | $1,435,000 | $83,000 | $511,000 |
| Collateral | 7 | $1,455,000 | $207,000 | $245,000 | $53,000 | $64,000 |
| Unverifiable Information | 7 | $1,405,000 | $200,000 | $315,000 | $51,000 | $116,000 |
| Employment History | 4 | $570,000 | $142,000 | $295,000 | $13,000 | $28,000 |
| Debt-To-Income Ratio | 3 | $495,000 | $165,000 | $235,000 | $51,000 | $57,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $440,000 | $220,000 | $225,000 | $53,000 | $58,000 |
| Credit History | 1 | $155,000 | $155,000 | $155,000 | $40,000 | $40,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.