Self-Help Credit Union
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Self-Help Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Self-Help Credit Union 301 W Main Street Durham, NC 27701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,160 |
| Total Mortgage Loan Application Amount | $239,100,000 |
| Average Mortgage Loan Application Amount | $252,000 |
| Highest Mortgage Loan Application Amount | $1,585,000 |
| Average Applicant Income | $40,000 |
| Highest Applicant Income | $188,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mecklenburg County North Carolina | 126 | $ 19,370,000 | $ 153,000 | $ 42,000 |
| Bernalillo County New Mexico | 86 | $ 10,600,000 | $ 123,000 | $ 0 |
| Wake County North Carolina | 82 | $ 14,720,000 | $ 179,000 | $ 49,000 |
| Durham County North Carolina | 57 | $ 9,245,000 | $ 162,000 | $ 48,000 |
| Forsyth County North Carolina | 57 | $ 5,725,000 | $ 100,000 | $ 36,000 |
| Gaston County North Carolina | 36 | $ 3,820,000 | $ 106,000 | $ 41,000 |
| Guilford County North Carolina | 35 | $ 5,305,000 | $ 151,000 | $ 38,000 |
| Buncombe County North Carolina | 28 | $ 4,780,000 | $ 170,000 | $ 60,000 |
| Cabarrus County North Carolina | 28 | $ 3,810,000 | $ 136,000 | $ 45,000 |
| Johnston County North Carolina | 23 | $ 3,305,000 | $ 143,000 | $ 49,000 |
| Henderson County North Carolina | 22 | $ 3,410,000 | $ 155,000 | $ 48,000 |
| Greenville County South Carolina | 22 | $ 4,210,000 | $ 191,000 | $ 39,000 |
| Pitt County North Carolina | 17 | $ 1,795,000 | $ 105,000 | $ 42,000 |
| Charleston County South Carolina | 17 | $ 3,105,000 | $ 182,000 | $ 50,000 |
| Fairfax County Virginia | 17 | $ 8,265,000 | $ 486,000 | $ 0 |
| New Hanover County North Carolina | 14 | $ 1,810,000 | $ 129,000 | $ 51,000 |
| Union County North Carolina | 13 | $ 2,645,000 | $ 203,000 | $ 55,000 |
| Richland County South Carolina | 13 | $ 2,375,000 | $ 182,000 | $ 55,000 |
| Orange County Florida | 12 | $ 2,800,000 | $ 233,000 | $ 65,000 |
| Davidson County North Carolina | 12 | $ 1,630,000 | $ 135,000 | $ 43,000 |
| Orange County North Carolina | 11 | $ 2,745,000 | $ 249,000 | $ 55,000 |
| Wilson County North Carolina | 11 | $ 645,000 | $ 58,000 | $ 34,000 |
| Cook County Illinois | 10 | $ 320,000 | $ 32,000 | $ 61,000 |
| Randolph County North Carolina | 10 | $ 1,120,000 | $ 112,000 | $ 46,000 |
| Los Angeles County California | 9 | $ 5,435,000 | $ 603,000 | $ 0 |
| Santa Fe County New Mexico | 9 | $ 2,345,000 | $ 260,000 | $ 0 |
| Franklin County North Carolina | 9 | $ 1,815,000 | $ 201,000 | $ 50,000 |
| Granville County North Carolina | 9 | $ 1,425,000 | $ 158,000 | $ 50,000 |
| Harnett County North Carolina | 9 | $ 975,000 | $ 108,000 | $ 43,000 |
| Berkeley County South Carolina | 9 | $ 1,525,000 | $ 169,000 | $ 42,000 |
| Craven County North Carolina | 8 | $ 1,380,000 | $ 172,000 | $ 0 |
| Cumberland County North Carolina | 8 | $ 2,020,000 | $ 252,000 | $ 41,000 |
| Sandoval County New Mexico | 7 | $ 985,000 | $ 140,000 | $ 0 |
| Loudoun County Virginia | 7 | $ 3,895,000 | $ 556,000 | $ 0 |
| Catawba County North Carolina | 6 | $ 1,200,000 | $ 200,000 | $ 66,000 |
| Edgecombe County North Carolina | 6 | $ 470,000 | $ 78,000 | $ 17,000 |
| Nash County North Carolina | 6 | $ 730,000 | $ 121,000 | $ 56,000 |
| Rowan County North Carolina | 6 | $ 360,000 | $ 60,000 | $ 31,000 |
| Denton County Texas | 6 | $ 3,450,000 | $ 575,000 | $ 0 |
| Duval County Florida | 5 | $ 1,525,000 | $ 305,000 | $ 55,000 |
| Lea County New Mexico | 5 | $ 795,000 | $ 159,000 | $ 0 |
| Brunswick County North Carolina | 5 | $ 905,000 | $ 181,000 | $ 40,000 |
| Iredell County North Carolina | 5 | $ 795,000 | $ 159,000 | $ 40,000 |
| Transylvania County North Carolina | 5 | $ 525,000 | $ 105,000 | $ 61,000 |
| Lexington County South Carolina | 5 | $ 855,000 | $ 171,000 | $ 50,000 |
| Spartanburg County South Carolina | 5 | $ 735,000 | $ 147,000 | $ 29,000 |
| Prince William County Virginia | 5 | $ 1,885,000 | $ 377,000 | $ 0 |
| Maricopa County Arizona | 4 | $ 1,400,000 | $ 350,000 | $ 0 |
| San Diego County California | 4 | $ 2,630,000 | $ 657,000 | $ 0 |
| Lake County Florida | 4 | $ 650,000 | $ 162,000 | $ 49,000 |
| Howard County Maryland | 4 | $ 2,080,000 | $ 520,000 | $ 0 |
| Montgomery County Maryland | 4 | $ 2,260,000 | $ 565,000 | $ 0 |
| Clark County Nevada | 4 | $ 1,460,000 | $ 365,000 | $ 0 |
| Alamance County North Carolina | 4 | $ 440,000 | $ 110,000 | $ 38,000 |
| Person County North Carolina | 4 | $ 410,000 | $ 102,000 | $ 55,000 |
| Dorchester County South Carolina | 4 | $ 920,000 | $ 230,000 | $ 0 |
| Horry County South Carolina | 4 | $ 780,000 | $ 195,000 | $ 0 |
| York County South Carolina | 4 | $ 590,000 | $ 147,000 | $ 0 |
| Alameda County California | 3 | $ 1,805,000 | $ 601,000 | $ 0 |
| Monterey County California | 3 | $ 1,685,000 | $ 561,000 | $ 0 |
| Ventura County California | 3 | $ 1,755,000 | $ 585,000 | $ 0 |
| Miami-Dade County Florida | 3 | $ 1,135,000 | $ 378,000 | $ 0 |
| Volusia County Florida | 3 | $ 485,000 | $ 161,000 | $ 58,000 |
| Chatham County North Carolina | 3 | $ 375,000 | $ 125,000 | $ 37,000 |
| Cleveland County North Carolina | 3 | $ 365,000 | $ 121,000 | $ 25,000 |
| Wayne County North Carolina | 3 | $ 275,000 | $ 91,000 | $ 28,000 |
| Lancaster County South Carolina | 3 | $ 1,055,000 | $ 351,000 | $ 45,000 |
| Comal County Texas | 3 | $ 765,000 | $ 255,000 | $ 0 |
| Orange County California | 2 | $ 1,960,000 | $ 980,000 | $ 0 |
| Placer County California | 2 | $ 1,100,000 | $ 550,000 | $ 0 |
| Riverside County California | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Sonoma County California | 2 | $ 900,000 | $ 450,000 | $ 0 |
| Broomfield County Colorado | 2 | $ 1,000,000 | $ 500,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 810,000 | $ 405,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 930,000 | $ 465,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 1,150,000 | $ 575,000 | $ 0 |
| Fulton County Georgia | 2 | $ 1,200,000 | $ 600,000 | $ 0 |
| Hall County Georgia | 2 | $ 820,000 | $ 410,000 | $ 0 |
| Ada County Idaho | 2 | $ 960,000 | $ 480,000 | $ 0 |
| Washoe County Nevada | 2 | $ 1,860,000 | $ 930,000 | $ 0 |
| Bertie County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 38,000 |
| Caldwell County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Carteret County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Duplin County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 40,000 |
| Lenoir County North Carolina | 2 | $ 80,000 | $ 40,000 | $ 60,000 |
| Moore County North Carolina | 2 | $ 1,110,000 | $ 555,000 | $ 0 |
| Rutherford County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 24,000 |
| Stokes County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 57,000 |
| Warren County Ohio | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Lancaster County Pennsylvania | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Anderson County South Carolina | 2 | $ 440,000 | $ 220,000 | $ 45,000 |
| Barnwell County South Carolina | 2 | $ 30,000 | $ 15,000 | $ 48,000 |
| Chester County South Carolina | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Georgetown County South Carolina | 2 | $ 880,000 | $ 440,000 | $ 0 |
| Pickens County South Carolina | 2 | $ 740,000 | $ 370,000 | $ 40,000 |
| Montgomery County Texas | 2 | $ 730,000 | $ 365,000 | $ 0 |
| Tarrant County Texas | 2 | $ 1,320,000 | $ 660,000 | $ 0 |
| Travis County Texas | 2 | $ 930,000 | $ 465,000 | $ 0 |
| Alexandria County Virginia | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Arlington County Virginia | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Chesterfield County Virginia | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Greensville County Virginia | 2 | $ 150,000 | $ 75,000 | $ 0 |
| King County Washington | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Snohomish County Washington | 2 | $ 1,350,000 | $ 675,000 | $ 0 |
| Blount County Alabama | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Winston County Alabama | 1 | $ 295,000 | $ 295,000 | $ 0 |
| La Paz County Arizona | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Contra Costa County California | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Santa Barbara County California | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Tulare County California | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Yolo County California | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 295,000 | $ 295,000 | $ 0 |
| El Paso County Colorado | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 705,000 | $ 705,000 | $ 0 |
| La Plata County Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Sussex County Delaware | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Bay County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Broward County Florida | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Collier County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Indian River County Florida | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Nassau County Florida | 1 | $ 315,000 | $ 315,000 | $ 132,000 |
| Okaloosa County Florida | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Pasco County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Sumter County Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Cobb County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Columbia County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Fayette County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Franklin County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| McDuffie County Georgia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Rabun County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Wilcox County Georgia | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Morgan County Indiana | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 355,000 | $ 355,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Calvert County Maryland | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Frederick County Maryland | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Harford County Maryland | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Oakland County Michigan | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 1,175,000 | $ 1,175,000 | $ 0 |
| Wright County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Strafford County New Hampshire | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Albany County New York | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Kings County New York | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Queens County New York | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Suffolk County New York | 1 | $ 1,035,000 | $ 1,035,000 | $ 0 |
| Beaufort County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Burke County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Chowan County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Greene County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Halifax County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Haywood County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lee County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Lincoln County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| McDowell County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Montgomery County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Pasquotank County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Robeson County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Rockingham County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Sampson County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Surry County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Vance County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Yancey County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Butler County Ohio | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Summit County Ohio | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Washington County Oregon | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Laurens County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Codington County South Dakota | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Bradley County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Collin County Texas | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Harris County Texas | 1 | $ 475,000 | $ 475,000 | $ 0 |
| McLennan County Texas | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Utah County Utah | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Bedford County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Campbell County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Goochland County Virginia | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Hanover County Virginia | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Mecklenburg County Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Middlesex County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Rockbridge County Virginia | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Winchester County Virginia | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Self-Help Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 987 | $183,005,000 | $185,000 | $1,335,000 | $46,000 | $188,000 |
| Refinancing | 70 | $18,340,000 | $262,000 | $1,145,000 | $49,000 | $78,000 |
| Cash-out Refinancing | 58 | $27,960,000 | $482,000 | $885,000 | $0 | $0 |
| Home Improvement | 34 | $9,090,000 | $267,000 | $1,585,000 | $53,000 | $96,000 |
| Other Purpose | 11 | $705,000 | $64,000 | $105,000 | $52,000 | $126,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 590 | $175,670,000 | $297,000 | $1,585,000 | $71,000 | $71,000 |
| Hispanic | 393 | $52,085,000 | $132,000 | $315,000 | $46,000 | $188,000 |
| Black or African American | 113 | $6,635,000 | $58,000 | $295,000 | $45,000 | $177,000 |
| White | 44 | $2,570,000 | $58,000 | $315,000 | $52,000 | $132,000 |
| Not Provided | 12 | $1,720,000 | $143,000 | $215,000 | $37,000 | $57,000 |
| Asian | 8 | $420,000 | $52,000 | $165,000 | $36,000 | $45,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,160 | $239,100,000 | $206,000 | $1,585,000 | $46,000 | $188,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 586 | $174,030,000 | $296,000 | $1,585,000 | $0 | $0 |
| Loan Originated | 434 | $50,330,000 | $115,000 | $1,335,000 | $46,000 | $177,000 |
| Application Denied By Financial Institution | 88 | $8,230,000 | $93,000 | $315,000 | $47,000 | $188,000 |
| Application Withdrawn By Applicant | 37 | $4,815,000 | $130,000 | $225,000 | $45,000 | $78,000 |
| Application Approved But Not Accepted | 15 | $1,695,000 | $113,000 | $255,000 | $38,000 | $59,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,072 | $230,870,000 | $215,000 | $1,585,000 | $46,000 | $177,000 |
| Collateral | 33 | $4,055,000 | $122,000 | $255,000 | $44,000 | $75,000 |
| Unverifiable Information | 21 | $2,175,000 | $103,000 | $315,000 | $48,000 | $188,000 |
| Debt-To-Income Ratio | 13 | $1,225,000 | $94,000 | $275,000 | $49,000 | $124,000 |
| Credit History | 10 | $480,000 | $48,000 | $125,000 | $48,000 | $78,000 |
| Other | 9 | $135,000 | $15,000 | $15,000 | $58,000 | $108,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $145,000 | $145,000 | $145,000 | $33,000 | $33,000 |
| Credit Application Incomplete | 1 | $15,000 | $15,000 | $15,000 | $48,000 | $48,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.