Self-Help Credit Union
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Self-Help Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Self-Help Credit Union 301 W Main Street Durham, NC 27701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 622 |
| Total Mortgage Loan Application Amount | $74,750,000 |
| Average Mortgage Loan Application Amount | $77,200 |
| Highest Mortgage Loan Application Amount | $405,000 |
| Average Applicant Income | $61,800 |
| Highest Applicant Income | $162,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mecklenburg County North Carolina | 77 | $ 10,015,000 | $ 130,000 | $ 42,000 |
| Bernalillo County New Mexico | 71 | $ 8,505,000 | $ 119,000 | $ 0 |
| Durham County North Carolina | 49 | $ 6,025,000 | $ 122,000 | $ 46,000 |
| Wake County North Carolina | 49 | $ 7,465,000 | $ 152,000 | $ 54,000 |
| Forsyth County North Carolina | 47 | $ 4,425,000 | $ 94,000 | $ 37,000 |
| Buncombe County North Carolina | 31 | $ 3,675,000 | $ 118,000 | $ 51,000 |
| Guilford County North Carolina | 28 | $ 2,790,000 | $ 99,000 | $ 40,000 |
| Johnston County North Carolina | 21 | $ 2,825,000 | $ 134,000 | $ 51,000 |
| Santa Fe County New Mexico | 16 | $ 3,130,000 | $ 195,000 | $ 0 |
| Cook County Illinois | 14 | $ 210,000 | $ 15,000 | $ 44,000 |
| Henderson County North Carolina | 14 | $ 2,310,000 | $ 165,000 | $ 62,000 |
| Wilson County North Carolina | 14 | $ 730,000 | $ 52,000 | $ 34,000 |
| Gaston County North Carolina | 12 | $ 940,000 | $ 78,000 | $ 38,000 |
| Cabarrus County North Carolina | 11 | $ 1,445,000 | $ 131,000 | $ 37,000 |
| Harnett County North Carolina | 10 | $ 1,240,000 | $ 124,000 | $ 42,000 |
| Rowan County North Carolina | 10 | $ 850,000 | $ 85,000 | $ 37,000 |
| Alamance County North Carolina | 9 | $ 945,000 | $ 105,000 | $ 48,000 |
| Davidson County North Carolina | 8 | $ 690,000 | $ 86,000 | $ 44,000 |
| Randolph County North Carolina | 8 | $ 810,000 | $ 101,000 | $ 49,000 |
| Richland County South Carolina | 8 | $ 1,160,000 | $ 145,000 | $ 0 |
| Nash County North Carolina | 7 | $ 635,000 | $ 90,000 | $ 50,000 |
| Union County North Carolina | 7 | $ 1,275,000 | $ 182,000 | $ 45,000 |
| Duval County Florida | 5 | $ 725,000 | $ 145,000 | $ 104,000 |
| Iredell County North Carolina | 5 | $ 675,000 | $ 135,000 | $ 37,000 |
| Orange County North Carolina | 5 | $ 955,000 | $ 191,000 | $ 44,000 |
| Scotland County North Carolina | 5 | $ 185,000 | $ 37,000 | $ 32,000 |
| Sandoval County New Mexico | 4 | $ 660,000 | $ 165,000 | $ 0 |
| New Hanover County North Carolina | 4 | $ 430,000 | $ 107,000 | $ 38,000 |
| Berkeley County South Carolina | 4 | $ 810,000 | $ 202,000 | $ 0 |
| Orange County Florida | 3 | $ 545,000 | $ 181,000 | $ 58,000 |
| Edgecombe County North Carolina | 3 | $ 175,000 | $ 58,000 | $ 38,000 |
| Pitt County North Carolina | 3 | $ 355,000 | $ 118,000 | $ 50,000 |
| Rutherford County North Carolina | 3 | $ 225,000 | $ 75,000 | $ 50,000 |
| Wayne County North Carolina | 3 | $ 215,000 | $ 71,000 | $ 36,000 |
| Charleston County South Carolina | 3 | $ 495,000 | $ 165,000 | $ 0 |
| York County South Carolina | 3 | $ 805,000 | $ 268,000 | $ 0 |
| Catawba County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 56,000 |
| Chatham County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 58,000 |
| Craven County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Franklin County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 63,000 |
| Granville County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 40,000 |
| Halifax County North Carolina | 2 | $ 50,000 | $ 25,000 | $ 9,000 |
| Lincoln County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 23,000 |
| Pender County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 59,000 |
| Rockingham County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Surry County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 31,000 |
| Transylvania County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 37,000 |
| Lancaster County South Carolina | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Lexington County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Nassau County Florida | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Volusia County Florida | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Chaves County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Eddy County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lea County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lenoir County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Madison County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| McDowell County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Polk County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 145,000 |
| Robeson County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Swain County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Yadkin County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Chester County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Marlboro County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Danville County Virginia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Self-Help Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 564 | $69,980,000 | $124,000 | $405,000 | $45,000 | $155,000 |
| Refinancing | 32 | $3,640,000 | $113,000 | $255,000 | $66,000 | $153,000 |
| Home Improvement | 13 | $555,000 | $42,000 | $85,000 | $54,000 | $162,000 |
| Other Purpose | 12 | $510,000 | $42,000 | $105,000 | $64,000 | $117,000 |
| Cash-out Refinancing | 1 | $65,000 | $65,000 | $65,000 | $80,000 | $80,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 288 | $36,330,000 | $126,000 | $265,000 | $45,000 | $103,000 |
| Not applicable | 186 | $29,090,000 | $156,000 | $405,000 | $0 | $0 |
| Black or African American | 86 | $4,310,000 | $50,000 | $195,000 | $40,000 | $114,000 |
| White | 51 | $4,445,000 | $87,000 | $335,000 | $64,000 | $162,000 |
| Asian | 7 | $485,000 | $69,000 | $235,000 | $44,000 | $73,000 |
| American Indian or Alaskan Native | 3 | $75,000 | $25,000 | $45,000 | $51,000 | $77,000 |
| Not Provided | 1 | $15,000 | $15,000 | $15,000 | $49,000 | $49,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 622 | $74,750,000 | $120,000 | $405,000 | $46,000 | $162,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 343 | $35,785,000 | $104,000 | $335,000 | $46,000 | $162,000 |
| Loan Purchased By The Institution | 184 | $28,930,000 | $157,000 | $405,000 | $0 | $0 |
| Application Denied By Financial Institution | 64 | $6,890,000 | $107,000 | $265,000 | $44,000 | $101,000 |
| Application Withdrawn By Applicant | 18 | $1,960,000 | $108,000 | $265,000 | $44,000 | $90,000 |
| Application Approved But Not Accepted | 13 | $1,185,000 | $91,000 | $165,000 | $44,000 | $80,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 558 | $67,860,000 | $121,000 | $405,000 | $46,000 | $162,000 |
| Collateral | 19 | $2,215,000 | $116,000 | $195,000 | $42,000 | $74,000 |
| Unverifiable Information | 12 | $1,440,000 | $120,000 | $265,000 | $45,000 | $67,000 |
| Credit History | 10 | $800,000 | $80,000 | $165,000 | $49,000 | $101,000 |
| Debt-To-Income Ratio | 10 | $1,350,000 | $135,000 | $205,000 | $37,000 | $60,000 |
| Other | 6 | $220,000 | $36,000 | $145,000 | $49,000 | $80,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $550,000 | $137,000 | $195,000 | $43,000 | $67,000 |
| Employment History | 3 | $315,000 | $105,000 | $185,000 | $55,000 | $66,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.