Security State Bank & Trust
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Security State Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Security State Bank & Trust
201 West Main Street
Fredericksburg, TX 78624
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 437
Total Mortgage Loan Application Amount $120,145,000
Average Mortgage Loan Application Amount $234,000
Highest Mortgage Loan Application Amount $8,475,000
Average Applicant Income $166,400
Highest Applicant Income $3,059,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Security State Bank & Trust by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Kerr County Texas 95 $ 13,365,000 $ 140,000 $ 91,000
Gillespie County Texas 77 $ 22,025,000 $ 286,000 $ 151,000
Burnet County Texas 73 $ 16,605,000 $ 227,000 $ 108,000
Comal County Texas 32 $ 11,850,000 $ 370,000 $ 306,000
Travis County Texas 32 $ 20,630,000 $ 644,000 $ 181,000
Llano County Texas 22 $ 5,040,000 $ 229,000 $ 110,000
Bexar County Texas 19 $ 8,465,000 $ 445,000 $ 197,000
Kendall County Texas 16 $ 5,150,000 $ 321,000 $ 244,000
Tarrant County Texas 10 $ 2,270,000 $ 227,000 $ 218,000
Blanco County Texas 9 $ 2,025,000 $ 225,000 $ 130,000
Hays County Texas 8 $ 3,610,000 $ 451,000 $ 260,000
Williamson County Texas 5 $ 1,695,000 $ 339,000 $ 118,000
Brazos County Texas 4 $ 650,000 $ 162,000 $ 144,000
Lampasas County Texas 4 $ 590,000 $ 147,000 $ 61,000
Dallas County Texas 3 $ 655,000 $ 218,000 $ 226,000
Guadalupe County Texas 3 $ 605,000 $ 201,000 $ 124,000
Bandera County Texas 2 $ 120,000 $ 60,000 $ 74,000
Bastrop County Texas 2 $ 390,000 $ 195,000 $ 113,000
Medina County Texas 2 $ 140,000 $ 70,000 $ 40,000
Nueces County Texas 2 $ 510,000 $ 255,000 $ 215,000
Parker County Texas 2 $ 330,000 $ 165,000 $ 171,000
Wilson County Texas 2 $ 590,000 $ 295,000 $ 143,000
Anderson County Texas 1 $ 265,000 $ 265,000 $ 155,000
Andrews County Texas 1 $ 205,000 $ 205,000 $ 96,000
Atascosa County Texas 1 $ 65,000 $ 65,000 $ 64,000
Bell County Texas 1 $ 115,000 $ 115,000 $ 182,000
Caldwell County Texas 1 $ 175,000 $ 175,000 $ 51,000
DeWitt County Texas 1 $ 485,000 $ 485,000 $ 291,000
Erath County Texas 1 $ 115,000 $ 115,000 $ 57,000
Galveston County Texas 1 $ 195,000 $ 195,000 $ 152,000
Grimes County Texas 1 $ 45,000 $ 45,000 $ 16,000
Harris County Texas 1 $ 795,000 $ 795,000 $ 0
Hood County Texas 1 $ 215,000 $ 215,000 $ 102,000
McLennan County Texas 1 $ 45,000 $ 45,000 $ 267,000
Tom Green County Texas 1 $ 115,000 $ 115,000 $ 92,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Security State Bank & Trust in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 237 $58,855,000 $248,000 $4,055,000 $137,000 $1,793,000
Not Applicable 91 $34,095,000 $374,000 $8,475,000 $154,000 $732,000
Refinancing 77 $22,785,000 $295,000 $1,255,000 $136,000 $660,000
Home Improvement 19 $3,525,000 $185,000 $775,000 $312,000 $3,059,000
Other Purpose 13 $885,000 $68,000 $205,000 $93,000 $380,000
Cash-out Refinancing 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 330 $84,630,000 $256,000 $4,055,000 $155,000 $3,059,000
Hispanic 62 $7,800,000 $125,000 $1,205,000 $99,000 $732,000
Not applicable 35 $24,615,000 $703,000 $8,475,000 $0 $0
American Indian or Alaskan Native 4 $1,040,000 $260,000 $405,000 $130,000 $220,000
Asian 3 $1,495,000 $498,000 $1,025,000 $159,000 $335,000
Native Hawaiian or Other Pacific Islander 1 $85,000 $85,000 $85,000 $91,000 $91,000
Black or African American 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 409 $112,735,000 $275,000 $8,475,000 $149,000 $3,059,000
VA-guaranteed (Veterans Administration) 16 $5,150,000 $321,000 $985,000 $98,000 $289,000
FHA-insured (Federal Housing Administration) 10 $1,950,000 $195,000 $325,000 $99,000 $206,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $310,000 $155,000 $175,000 $58,000 $66,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 336 $93,920,000 $279,000 $8,475,000 $152,000 $3,059,000
Application Approved But Not Accepted 44 $13,330,000 $302,000 $3,205,000 $117,000 $732,000
Application Denied By Financial Institution 35 $6,275,000 $179,000 $555,000 $98,000 $424,000
Application Withdrawn By Applicant 22 $6,620,000 $300,000 $985,000 $171,000 $660,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 437 $120,145,000 $274,000 $8,475,000 $146,000 $3,059,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.

Download the Texas Lender List