2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Security Service Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Security Service Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Security Service Federal Credit Union 15000 W Interstate 10 Bldg 4 San Antonio, TX 78249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 17,012 |
| Total Mortgage Loan Application Amount | $3,715,050,000 |
| Average Mortgage Loan Application Amount | $193,000 |
| Highest Mortgage Loan Application Amount | $13,805,000 |
| Average Applicant Income | $147,400 |
| Highest Applicant Income | $6,310,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Security Service Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Service Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Security Service Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Service Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Service Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Service Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Colorado | 122 | $ 24,830,000 | $ 203,000 | $ 145,000 |
| Alamosa County Colorado | 14 | $ 2,170,000 | $ 155,000 | $ 100,000 |
| Andrews County Texas | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Angelina County Texas | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Aransas County Texas | 42 | $ 9,710,000 | $ 231,000 | $ 160,000 |
| Arapahoe County Colorado | 174 | $ 40,380,000 | $ 232,000 | $ 126,000 |
| Archuleta County Colorado | 2 | $ 610,000 | $ 305,000 | $ 99,000 |
| Atascosa County Texas | 130 | $ 22,370,000 | $ 172,000 | $ 84,000 |
| Baca County Colorado | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Bandera County Texas | 89 | $ 22,765,000 | $ 255,000 | $ 175,000 |
| Bastrop County Texas | 14 | $ 4,820,000 | $ 344,000 | $ 193,000 |
| Beaver County Utah | 3 | $ 165,000 | $ 55,000 | $ 160,000 |
| Bee County Texas | 8 | $ 1,290,000 | $ 161,000 | $ 101,000 |
| Bell County Texas | 26 | $ 3,130,000 | $ 120,000 | $ 96,000 |
| Bexar County Texas | 6,336 | $ 1,159,550,000 | $ 183,000 | $ 117,000 |
| Blanco County Texas | 30 | $ 11,090,000 | $ 369,000 | $ 166,000 |
| Bosque County Texas | 1 | $ 235,000 | $ 235,000 | $ 46,000 |
| Boulder County Colorado | 91 | $ 22,865,000 | $ 251,000 | $ 137,000 |
| Bowie County Texas | 1 | $ 285,000 | $ 285,000 | $ 560,000 |
| Box Elder County Utah | 12 | $ 4,250,000 | $ 354,000 | $ 148,000 |
| Brazoria County Texas | 8 | $ 1,490,000 | $ 186,000 | $ 110,000 |
| Brazos County Texas | 14 | $ 2,780,000 | $ 198,000 | $ 159,000 |
| Brewster County Texas | 3 | $ 555,000 | $ 185,000 | $ 141,000 |
| Brooks County Texas | 3 | $ 305,000 | $ 101,000 | $ 170,000 |
| Broomfield County Colorado | 31 | $ 8,485,000 | $ 273,000 | $ 148,000 |
| Broward County Florida | 1 | $ 3,005,000 | $ 3,005,000 | $ 1,708,000 |
| Brown County Texas | 2 | $ 190,000 | $ 95,000 | $ 330,000 |
| Burnet County Texas | 35 | $ 19,635,000 | $ 561,000 | $ 293,000 |
| Cache County Utah | 13 | $ 4,385,000 | $ 337,000 | $ 207,000 |
| Caldwell County Texas | 15 | $ 3,025,000 | $ 201,000 | $ 104,000 |
| Calhoun County Texas | 4 | $ 450,000 | $ 112,000 | $ 345,000 |
| Cameron County Texas | 626 | $ 91,900,000 | $ 146,000 | $ 107,000 |
| Carbon County Utah | 5 | $ 545,000 | $ 109,000 | $ 78,000 |
| Cascade County Montana | 1 | $ 175,000 | $ 175,000 | $ 142,000 |
| Chaffee County Colorado | 5 | $ 1,565,000 | $ 313,000 | $ 72,000 |
| Chambers County Texas | 2 | $ 500,000 | $ 250,000 | $ 108,000 |
| Clay County Florida | 1 | $ 85,000 | $ 85,000 | $ 123,000 |
| Clear Creek County Colorado | 3 | $ 845,000 | $ 281,000 | $ 105,000 |
| Cleveland County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 132,000 |
| Coke County Texas | 1 | $ 95,000 | $ 95,000 | $ 132,000 |
| Collin County Texas | 42 | $ 22,540,000 | $ 536,000 | $ 260,000 |
| Colorado County Texas | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Comal County Texas | 508 | $ 170,200,000 | $ 335,000 | $ 186,000 |
| Conejos County Colorado | 6 | $ 720,000 | $ 120,000 | $ 83,000 |
| Costilla County Colorado | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Crowley County Colorado | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Custer County Colorado | 6 | $ 1,960,000 | $ 326,000 | $ 130,000 |
| Dallas County Texas | 53 | $ 20,815,000 | $ 392,000 | $ 230,000 |
| Davis County Utah | 89 | $ 24,635,000 | $ 276,000 | $ 145,000 |
| Dawson County Texas | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Delta County Colorado | 6 | $ 1,080,000 | $ 180,000 | $ 123,000 |
| Denton County Texas | 24 | $ 7,870,000 | $ 327,000 | $ 194,000 |
| Denver County Colorado | 175 | $ 38,805,000 | $ 221,000 | $ 122,000 |
| Dimmit County Texas | 13 | $ 2,065,000 | $ 158,000 | $ 185,000 |
| Dolores County Colorado | 2 | $ 980,000 | $ 490,000 | $ 207,000 |
| Douglas County Colorado | 125 | $ 32,405,000 | $ 259,000 | $ 186,000 |
| Duchesne County Utah | 1 | $ 95,000 | $ 95,000 | $ 97,000 |
| Duval County Texas | 3 | $ 355,000 | $ 118,000 | $ 129,000 |
| Eagle County Colorado | 10 | $ 3,570,000 | $ 357,000 | $ 156,000 |
| Ector County Texas | 4 | $ 570,000 | $ 142,000 | $ 78,000 |
| Edwards County Texas | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| El Paso County Colorado | 808 | $ 157,470,000 | $ 194,000 | $ 109,000 |
| El Paso County Texas | 387 | $ 50,705,000 | $ 131,000 | $ 84,000 |
| Elbert County Colorado | 14 | $ 2,670,000 | $ 190,000 | $ 150,000 |
| Ellis County Texas | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
| Emery County Utah | 3 | $ 325,000 | $ 108,000 | $ 46,000 |
| Erath County Texas | 2 | $ 590,000 | $ 295,000 | $ 131,000 |
| Fayette County Texas | 3 | $ 275,000 | $ 91,000 | $ 114,000 |
| Flathead County Montana | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Fort Bend County Texas | 14 | $ 4,010,000 | $ 286,000 | $ 310,000 |
| Freestone County Texas | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| Fremont County Colorado | 27 | $ 4,265,000 | $ 157,000 | $ 113,000 |
| Frio County Texas | 10 | $ 2,830,000 | $ 283,000 | $ 138,000 |
| Galveston County Texas | 17 | $ 7,675,000 | $ 451,000 | $ 269,000 |
| Garfield County Colorado | 7 | $ 2,875,000 | $ 410,000 | $ 126,000 |
| Gillespie County Texas | 17 | $ 7,045,000 | $ 414,000 | $ 315,000 |
| Gilpin County Colorado | 2 | $ 710,000 | $ 355,000 | $ 135,000 |
| Gonzales County Texas | 6 | $ 1,050,000 | $ 175,000 | $ 98,000 |
| Grand County Colorado | 8 | $ 2,650,000 | $ 331,000 | $ 153,000 |
| Grand County Utah | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| Gray County Texas | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Grayson County Texas | 3 | $ 1,205,000 | $ 401,000 | $ 173,000 |
| Gregg County Texas | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Guadalupe County Texas | 303 | $ 57,635,000 | $ 190,000 | $ 118,000 |
| Gunnison County Colorado | 11 | $ 2,405,000 | $ 218,000 | $ 136,000 |
| Hamilton County Texas | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Harris County Texas | 119 | $ 26,975,000 | $ 226,000 | $ 145,000 |
| Harrison County Texas | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Hays County Texas | 81 | $ 21,925,000 | $ 270,000 | $ 224,000 |
| Hemphill County Texas | 2 | $ 370,000 | $ 185,000 | $ 102,000 |
| Henderson County Texas | 5 | $ 935,000 | $ 187,000 | $ 161,000 |
| Hidalgo County Texas | 1,210 | $ 190,810,000 | $ 157,000 | $ 111,000 |
| Hill County Texas | 2 | $ 1,270,000 | $ 635,000 | $ 257,000 |
| Hinsdale County Colorado | 2 | $ 230,000 | $ 115,000 | $ 107,000 |
| Hood County Texas | 5 | $ 935,000 | $ 187,000 | $ 107,000 |
| Hopkins County Texas | 2 | $ 320,000 | $ 160,000 | $ 156,000 |
| Howard County Texas | 2 | $ 300,000 | $ 150,000 | $ 1,668,000 |
| Huerfano County Colorado | 7 | $ 775,000 | $ 110,000 | $ 106,000 |
| Hunt County Texas | 2 | $ 1,410,000 | $ 705,000 | $ 308,000 |
| Iron County Utah | 10 | $ 3,170,000 | $ 317,000 | $ 118,000 |
| Jackson County Colorado | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Jackson County Texas | 3 | $ 325,000 | $ 108,000 | $ 90,000 |
| Jasper County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Jefferson County Colorado | 184 | $ 49,410,000 | $ 268,000 | $ 138,000 |
| Jefferson County Texas | 2 | $ 2,020,000 | $ 1,010,000 | $ 491,000 |
| Jim Wells County Texas | 12 | $ 1,970,000 | $ 164,000 | $ 153,000 |
| Johnson County Texas | 11 | $ 1,895,000 | $ 172,000 | $ 120,000 |
| Juab County Utah | 6 | $ 1,530,000 | $ 255,000 | $ 71,000 |
| Kane County Utah | 5 | $ 1,375,000 | $ 275,000 | $ 89,000 |
| Karnes County Texas | 7 | $ 855,000 | $ 122,000 | $ 98,000 |
| Kaufman County Texas | 2 | $ 460,000 | $ 230,000 | $ 163,000 |
| Keith County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Kendall County Texas | 230 | $ 98,010,000 | $ 426,000 | $ 248,000 |
| Kerr County Texas | 45 | $ 10,345,000 | $ 229,000 | $ 130,000 |
| Kimble County Texas | 3 | $ 235,000 | $ 78,000 | $ 76,000 |
| King County Washington | 1 | $ 995,000 | $ 995,000 | $ 166,000 |
| Kinney County Texas | 3 | $ 465,000 | $ 155,000 | $ 80,000 |
| Kit Carson County Colorado | 2 | $ 120,000 | $ 60,000 | $ 33,000 |
| Kleberg County Texas | 20 | $ 2,760,000 | $ 138,000 | $ 99,000 |
| La Plata County Colorado | 1 | $ 505,000 | $ 505,000 | $ 500,000 |
| La Salle County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lake County Colorado | 2 | $ 670,000 | $ 335,000 | $ 347,000 |
| Lake County Montana | 2 | $ 170,000 | $ 85,000 | $ 76,000 |
| Lamar County Texas | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Lampasas County Texas | 2 | $ 870,000 | $ 435,000 | $ 100,000 |
| Larimer County Colorado | 280 | $ 74,470,000 | $ 265,000 | $ 111,000 |
| Las Animas County Colorado | 9 | $ 1,295,000 | $ 143,000 | $ 62,000 |
| Lee County Florida | 1 | $ 35,000 | $ 35,000 | $ 98,000 |
| Leon County Texas | 2 | $ 110,000 | $ 55,000 | $ 53,000 |
| Live Oak County Texas | 8 | $ 790,000 | $ 98,000 | $ 50,000 |
| Llano County Texas | 10 | $ 3,290,000 | $ 329,000 | $ 270,000 |
| Logan County Colorado | 4 | $ 300,000 | $ 75,000 | $ 64,000 |
| Lubbock County Texas | 5 | $ 495,000 | $ 99,000 | $ 147,000 |
| Manatee County Florida | 2 | $ 440,000 | $ 220,000 | $ 55,000 |
| Maricopa County Arizona | 2 | $ 2,030,000 | $ 1,015,000 | $ 130,000 |
| Marion County Indiana | 1 | $ 155,000 | $ 155,000 | $ 136,000 |
| Mason County Texas | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Matagorda County Texas | 4 | $ 670,000 | $ 167,000 | $ 94,000 |
| Maverick County Texas | 45 | $ 5,685,000 | $ 126,000 | $ 96,000 |
| McLennan County Texas | 6 | $ 970,000 | $ 161,000 | $ 90,000 |
| Medina County Texas | 191 | $ 45,455,000 | $ 237,000 | $ 118,000 |
| Mesa County Colorado | 37 | $ 6,905,000 | $ 186,000 | $ 169,000 |
| Midland County Texas | 13 | $ 3,475,000 | $ 267,000 | $ 135,000 |
| Millard County Utah | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Mineral County Colorado | 2 | $ 590,000 | $ 295,000 | $ 931,000 |
| Moffat County Colorado | 2 | $ 270,000 | $ 135,000 | $ 97,000 |
| Montezuma County Colorado | 3 | $ 665,000 | $ 221,000 | $ 74,000 |
| Montgomery County Texas | 34 | $ 9,840,000 | $ 289,000 | $ 147,000 |
| Montrose County Colorado | 4 | $ 530,000 | $ 132,000 | $ 332,000 |
| Morgan County Colorado | 5 | $ 655,000 | $ 131,000 | $ 99,000 |
| Morgan County Utah | 4 | $ 1,780,000 | $ 445,000 | $ 140,000 |
| Morris County Texas | 2 | $ 130,000 | $ 65,000 | $ 138,000 |
| Nacogdoches County Texas | 1 | $ 185,000 | $ 185,000 | $ 129,000 |
| Nueces County Texas | 273 | $ 52,645,000 | $ 192,000 | $ 121,000 |
| Orange County California | 2 | $ 2,250,000 | $ 1,125,000 | $ 0 |
| Orange County Texas | 3 | $ 655,000 | $ 218,000 | $ 231,000 |
| Otero County Colorado | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| Ouray County Colorado | 6 | $ 2,110,000 | $ 351,000 | $ 189,000 |
| Palo Pinto County Texas | 2 | $ 380,000 | $ 190,000 | $ 237,000 |
| Panola County Texas | 1 | $ 175,000 | $ 175,000 | $ 203,000 |
| Park County Colorado | 26 | $ 5,500,000 | $ 211,000 | $ 105,000 |
| Parker County Texas | 6 | $ 1,680,000 | $ 280,000 | $ 148,000 |
| Pecos County Texas | 2 | $ 220,000 | $ 110,000 | $ 57,000 |
| Phillips County Colorado | 2 | $ 250,000 | $ 125,000 | $ 83,000 |
| Pierce County Washington | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Pitkin County Colorado | 3 | $ 745,000 | $ 248,000 | $ 94,000 |
| Polk County Texas | 1 | $ 235,000 | $ 235,000 | $ 165,000 |
| Prowers County Colorado | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Pueblo County Colorado | 401 | $ 59,385,000 | $ 148,000 | $ 74,000 |
| Randall County Texas | 5 | $ 565,000 | $ 113,000 | $ 83,000 |
| Ravalli County Montana | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Real County Texas | 7 | $ 1,415,000 | $ 202,000 | $ 112,000 |
| Refugio County Texas | 3 | $ 425,000 | $ 141,000 | $ 84,000 |
| Rio Blanco County Colorado | 2 | $ 290,000 | $ 145,000 | $ 53,000 |
| Rio Grande County Colorado | 5 | $ 805,000 | $ 161,000 | $ 89,000 |
| Robertson County Texas | 2 | $ 290,000 | $ 145,000 | $ 51,000 |
| Rockwall County Texas | 3 | $ 1,285,000 | $ 428,000 | $ 291,000 |
| Routt County Colorado | 2 | $ 390,000 | $ 195,000 | $ 262,000 |
| Salt Lake County Utah | 631 | $ 156,805,000 | $ 248,000 | $ 145,000 |
| San Diego County California | 2 | $ 1,880,000 | $ 940,000 | $ 218,000 |
| San Jacinto County Texas | 1 | $ 305,000 | $ 305,000 | $ 48,000 |
| San Juan County Utah | 2 | $ 370,000 | $ 185,000 | $ 233,000 |
| San Miguel County Colorado | 3 | $ 4,815,000 | $ 1,605,000 | $ 997,000 |
| San Patricio County Texas | 79 | $ 12,235,000 | $ 154,000 | $ 129,000 |
| San Saba County Texas | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Sanpete County Utah | 4 | $ 400,000 | $ 100,000 | $ 176,000 |
| Santa Fe County New Mexico | 1 | $ 1,975,000 | $ 1,975,000 | $ 0 |
| Smith County Texas | 4 | $ 1,210,000 | $ 302,000 | $ 123,000 |
| Snohomish County Washington | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Starr County Texas | 26 | $ 3,970,000 | $ 152,000 | $ 114,000 |
| Stephens County Texas | 1 | $ 55,000 | $ 55,000 | $ 137,000 |
| Summit County Colorado | 10 | $ 4,270,000 | $ 427,000 | $ 258,000 |
| Summit County Utah | 80 | $ 108,020,000 | $ 1,350,000 | $ 563,000 |
| Tarrant County Texas | 28 | $ 8,540,000 | $ 305,000 | $ 134,000 |
| Teller County Colorado | 23 | $ 5,335,000 | $ 231,000 | $ 104,000 |
| Tom Green County Texas | 13 | $ 2,255,000 | $ 173,000 | $ 165,000 |
| Tooele County Utah | 20 | $ 3,560,000 | $ 178,000 | $ 121,000 |
| Travis County Texas | 228 | $ 95,040,000 | $ 416,000 | $ 206,000 |
| Tulsa County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Uintah County Utah | 2 | $ 370,000 | $ 185,000 | $ 175,000 |
| Utah County Utah | 719 | $ 192,705,000 | $ 268,000 | $ 136,000 |
| Uvalde County Texas | 125 | $ 17,455,000 | $ 139,000 | $ 110,000 |
| Val Verde County Texas | 44 | $ 6,620,000 | $ 150,000 | $ 154,000 |
| Victoria County Texas | 9 | $ 1,055,000 | $ 117,000 | $ 99,000 |
| Walker County Texas | 2 | $ 130,000 | $ 65,000 | $ 71,000 |
| Waller County Texas | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Wasatch County Utah | 36 | $ 52,590,000 | $ 1,460,000 | $ 551,000 |
| Washington County Utah | 172 | $ 43,450,000 | $ 252,000 | $ 137,000 |
| Webb County Texas | 71 | $ 8,885,000 | $ 125,000 | $ 94,000 |
| Weber County Utah | 91 | $ 34,505,000 | $ 379,000 | $ 163,000 |
| Weld County Colorado | 315 | $ 59,665,000 | $ 189,000 | $ 116,000 |
| Wharton County Texas | 3 | $ 1,065,000 | $ 355,000 | $ 0 |
| Wilkes County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Willacy County Texas | 9 | $ 1,305,000 | $ 145,000 | $ 198,000 |
| Williamson County Texas | 98 | $ 27,510,000 | $ 280,000 | $ 155,000 |
| Wilson County Texas | 105 | $ 26,905,000 | $ 256,000 | $ 131,000 |
| Winnebago County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Wise County Texas | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Wood County Texas | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Zapata County Texas | 2 | $ 310,000 | $ 155,000 | $ 120,000 |
| Zavala County Texas | 13 | $ 1,255,000 | $ 96,000 | $ 98,000 |
Mortgage Loan Application Detail Totals for Security Service Federal Credit Union in 2021
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 5,603 | $1,144,675,000 | $204,000 | $3,005,000 | $113,000 | $3,663,000 |
| Refinancing | 4,984 | $984,560,000 | $197,000 | $3,055,000 | $120,000 | $4,768,000 |
| Other Purpose | 3,195 | $399,045,000 | $124,000 | $3,005,000 | $136,000 | $3,936,000 |
| Home Purchase | 3,186 | $1,183,710,000 | $371,000 | $13,805,000 | $171,000 | $6,310,000 |
| Home Improvement | 44 | $3,060,000 | $69,000 | $255,000 | $197,000 | $684,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 7,357 | $1,219,265,000 | $165,000 | $2,985,000 | $107,000 | $4,768,000 |
| White | 6,621 | $1,790,715,000 | $270,000 | $3,005,000 | $151,000 | $6,310,000 |
| Not Provided | 1,958 | $425,250,000 | $217,000 | $3,005,000 | $140,000 | $3,704,000 |
| Asian | 523 | $135,615,000 | $259,000 | $1,905,000 | $158,000 | $1,585,000 |
| Black or African American | 410 | $87,940,000 | $214,000 | $2,625,000 | $124,000 | $3,663,000 |
| American Indian or Alaskan Native | 79 | $17,335,000 | $219,000 | $1,205,000 | $106,000 | $736,000 |
| Native Hawaiian or Other Pacific Islander | 58 | $13,100,000 | $225,000 | $1,755,000 | $110,000 | $435,000 |
| Not applicable | 6 | $25,830,000 | $4,305,000 | $13,805,000 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,000 | $3,712,280,000 | $218,000 | $13,805,000 | $131,000 | $6,310,000 |
| FHA-insured (Federal Housing Administration) | 7 | $1,205,000 | $172,000 | $435,000 | $24,000 | $48,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,565,000 | $313,000 | $625,000 | $92,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,746 | $2,020,930,000 | $231,000 | $13,805,000 | $126,000 | $6,310,000 |
| File Closed For Incompleteness | 4,410 | $923,960,000 | $209,000 | $2,645,000 | $144,000 | $4,320,000 |
| Application Denied By Financial Institution | 2,527 | $440,005,000 | $174,000 | $3,005,000 | $95,000 | $4,768,000 |
| Application Withdrawn By Applicant | 857 | $222,445,000 | $259,000 | $3,005,000 | $177,000 | $2,717,000 |
| Application Approved But Not Accepted | 472 | $107,710,000 | $228,000 | $3,005,000 | $122,000 | $1,516,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,485 | $3,275,045,000 | $226,000 | $13,805,000 | $135,000 | $6,310,000 |
| Credit History | 1,004 | $134,620,000 | $134,000 | $1,005,000 | $105,000 | $1,221,000 |
| Debt-To-Income Ratio | 913 | $172,125,000 | $188,000 | $1,555,000 | $51,000 | $1,665,000 |
| Other | 334 | $78,030,000 | $233,000 | $3,005,000 | $161,000 | $4,768,000 |
| Collateral | 139 | $30,265,000 | $217,000 | $1,275,000 | $133,000 | $1,048,000 |
| Unverifiable Information | 104 | $20,060,000 | $192,000 | $925,000 | $185,000 | $3,168,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $3,595,000 | $171,000 | $435,000 | $121,000 | $600,000 |
| Employment History | 11 | $1,185,000 | $107,000 | $235,000 | $76,000 | $204,000 |
| Mortgage Insurance Denied | 1 | $125,000 | $125,000 | $125,000 | $40,000 | $40,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Service Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Service Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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