Security National Bank Of Omaha
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003

Security National Bank Of Omaha 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Security National Bank Of Omaha
Po Box 31400
Omaha, NE 68131
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 324
Total Mortgage Loan Application Amount $36,798,000
Average Mortgage Loan Application Amount $243,846
Highest Mortgage Loan Application Amount $2,500,000
Average Applicant Income $287,461
Highest Applicant Income $2,521,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Security National Bank Of Omaha. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security National Bank Of Omaha's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2003 breaks down Security National Bank Of Omaha's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security National Bank Of Omaha serves its applicants.

Each category highlights the total number of mortgage applications processed by Security National Bank Of Omaha, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security National Bank Of Omaha's mortgage activity for 2003.

Mortgage Loan Application Totals for Security National Bank Of Omaha by Metropolitan Area in 2003

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
OMAHA, NE-IA 294 $ 32,499,000 $ 110,000 $ 59,000
DENVER, CO 1 $ 635,000 $ 635,000 $ 218,000
LINCOLN, NE 1 $ 199,000 $ 199,000 $ 900,000
RAPID CITY, SD 1 $ 400,000 $ 400,000 $ 94,000

Mortgage Loan Application Detail Totals for Security National Bank Of Omaha in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 143 $17,611,000 $315,000 $1,900,000 $757,500 $2,521,000
Home Improvement (one-to-four family) 91 $1,590,000 $10,666 $285,000 $126,666 $740,000
Home Purchase (one-to-four family) 72 $8,776,000 $178,250 $1,800,000 $81,750 $500,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 18 $8,821,000 $582,500 $2,500,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 278 $28,924,000 $154,750 $2,246,000 $751,000 $2,521,000
Not applicable 21 $6,378,000 $235,666 $2,500,000 $103,000 $1,112,000
Hispanic 11 $164,000 $14,000 $35,000 $46,000 $98,000
Black 5 $115,000 $23,000 $70,000 $48,000 $86,000
Information not provided by applicant in mail or telephone application 4 $1,045,000 $261,250 $635,000 $106,500 $218,000
Asian or Pacific Islander 3 $163,000 $54,000 $88,000 $141,000 $200,000
American Indian or Alaskan Native 1 $4,000 $4,000 $4,000 $44,000 $44,000
Other 1 $5,000 $5,000 $5,000 $38,000 $38,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 320 $36,363,000 $264,000 $2,500,000 $376,600 $2,521,000
FHA-insured (Federal Housing Administration) 3 $289,000 $96,000 $113,000 $55,000 $67,000
VA-guaranteed (Veterans Administration) 1 $146,000 $146,000 $146,000 $45,000 $45,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 240 $30,964,000 $271,800 $2,500,000 $390,800 $2,521,000
Application Denied By Financial Institution 42 $1,078,000 $35,000 $130,000 $55,000 $114,000
Application Withdrawn By Applicant 28 $3,782,000 $117,500 $320,000 $67,500 $322,000
Application Approved But Not Accepted 14 $974,000 $79,500 $298,000 $115,000 $258,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 20 $299,000 $9,500 $70,000 $40,000 $70,000
Debt-To-Income Ratio 17 $561,000 $19,500 $115,000 $48,500 $78,000
Employment History 2 $23,000 $11,000 $18,000 $22,000 $31,000
Collateral 2 $160,000 $80,000 $130,000 $57,000 $114,000
Other 1 $35,000 $35,000 $35,000 $103,000 $103,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Security National Bank Of Omaha's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Security National Bank Of Omaha's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet with aggregated HMDA statistics today.

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