Security Lending Wholesale Lc 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Security Lending Wholesale Lc 1018 West Atherton Drive Salt Lake City, UT 84123 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2003 |
Total Number of Mortgage Applications | 5,872 |
Total Mortgage Loan Application Amount | $960,011,000 |
Average Mortgage Loan Application Amount | $161,045 |
Highest Mortgage Loan Application Amount | $999,000 |
Average Applicant Income | $81,750 |
Highest Applicant Income | $996,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Security Lending Wholesale Lc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Lending Wholesale Lc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Security Lending Wholesale Lc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Lending Wholesale Lc serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Lending Wholesale Lc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Lending Wholesale Lc's mortgage activity for 2003.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Ada County Idaho | 9 | $ 1,099,000 | $ 122,000 | $ 85,000 |
Adams County Colorado | 37 | $ 6,085,000 | $ 164,000 | $ 44,000 |
Alameda County California | 32 | $ 8,007,000 | $ 250,000 | $ 88,000 |
Alamosa County Colorado | 1 | $ 120,000 | $ 120,000 | $ 51,000 |
Amador County California | 1 | $ 122,000 | $ 122,000 | $ 113,000 |
Arapahoe County Colorado | 103 | $ 17,510,000 | $ 170,000 | $ 58,000 |
Bannock County Idaho | 1 | $ 70,000 | $ 70,000 | $ 77,000 |
Bell County Texas | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
Bernalillo County New Mexico | 1 | $ 81,000 | $ 81,000 | $ 0 |
Bexar County Texas | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
Bingham County Idaho | 3 | $ 285,000 | $ 95,000 | $ 25,000 |
Blaine County Idaho | 1 | $ 51,000 | $ 51,000 | $ 96,000 |
Bonneville County Idaho | 10 | $ 895,000 | $ 89,000 | $ 38,000 |
Boulder County Colorado | 13 | $ 2,773,000 | $ 213,000 | $ 83,000 |
Box Elder County Utah | 29 | $ 3,356,000 | $ 115,000 | $ 60,000 |
Burnet County Texas | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
Butte County California | 1 | $ 323,000 | $ 323,000 | $ 127,000 |
Cache County Utah | 29 | $ 3,300,000 | $ 113,000 | $ 85,000 |
Calaveras County California | 1 | $ 115,000 | $ 115,000 | $ 166,000 |
Camas County Idaho | 1 | $ 212,000 | $ 212,000 | $ 74,000 |
Cameron County Texas | 1 | $ 58,000 | $ 58,000 | $ 32,000 |
Canyon County Idaho | 1 | $ 73,000 | $ 73,000 | $ 23,000 |
Carbon County Utah | 3 | $ 272,000 | $ 90,000 | $ 50,000 |
Caribou County Idaho | 1 | $ 94,000 | $ 94,000 | $ 52,000 |
Carson City County Nevada | 1 | $ 237,000 | $ 237,000 | $ 72,000 |
Cascade County Montana | 1 | $ 102,000 | $ 102,000 | $ 0 |
Cassia County Idaho | 1 | $ 123,000 | $ 123,000 | $ 43,000 |
Clackamas County Oregon | 1 | $ 168,000 | $ 168,000 | $ 172,000 |
Clark County Nevada | 159 | $ 23,743,000 | $ 149,000 | $ 61,000 |
Clark County Washington | 1 | $ 146,000 | $ 146,000 | $ 0 |
Coconino County Arizona | 2 | $ 170,000 | $ 85,000 | $ 60,000 |
Collin County Texas | 2 | $ 383,000 | $ 191,000 | $ 115,000 |
Contra Costa County California | 27 | $ 6,029,000 | $ 223,000 | $ 106,000 |
Dallas County Texas | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
Davis County Utah | 382 | $ 56,958,000 | $ 149,000 | $ 49,000 |
Delta County Colorado | 2 | $ 135,000 | $ 67,000 | $ 72,000 |
Denver County Colorado | 64 | $ 10,559,000 | $ 164,000 | $ 46,000 |
Deschutes County Oregon | 1 | $ 104,000 | $ 104,000 | $ 0 |
Douglas County Colorado | 29 | $ 6,311,000 | $ 217,000 | $ 60,000 |
Douglas County Oregon | 1 | $ 273,000 | $ 273,000 | $ 94,000 |
Duchesne County Utah | 5 | $ 566,000 | $ 113,000 | $ 355,000 |
Eagle County Colorado | 2 | $ 545,000 | $ 272,000 | $ 559,000 |
El Dorado County California | 64 | $ 12,760,000 | $ 199,000 | $ 97,000 |
El Paso County Colorado | 74 | $ 12,195,000 | $ 164,000 | $ 35,000 |
Elbert County Colorado | 2 | $ 396,000 | $ 198,000 | $ 104,000 |
Elko County Nevada | 8 | $ 989,000 | $ 123,000 | $ 57,000 |
Escambia County Florida | 1 | $ 152,000 | $ 152,000 | $ 75,000 |
Fairfield County Connecticut | 7 | $ 2,308,000 | $ 329,000 | $ 255,000 |
Forsyth County North Carolina | 1 | $ 431,000 | $ 431,000 | $ 285,000 |
Fort Bend County Texas | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
Fremont County Colorado | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
Fremont County Idaho | 4 | $ 507,000 | $ 126,000 | $ 106,000 |
Fresno County California | 3 | $ 546,000 | $ 182,000 | $ 92,000 |
Gallatin County Montana | 2 | $ 283,000 | $ 141,000 | $ 115,000 |
Galveston County Texas | 1 | $ 91,000 | $ 91,000 | $ 79,000 |
Graham County Arizona | 2 | $ 208,000 | $ 104,000 | $ 18,000 |
Grand County Colorado | 2 | $ 900,000 | $ 450,000 | $ 174,000 |
Grand County Utah | 7 | $ 654,000 | $ 93,000 | $ 47,000 |
Greenwood County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 233,000 |
Harris County Texas | 6 | $ 546,000 | $ 91,000 | $ 90,000 |
Hood River County Oregon | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
Humboldt County Nevada | 1 | $ 101,000 | $ 101,000 | $ 76,000 |
Iron County Utah | 2 | $ 233,000 | $ 116,000 | $ 25,000 |
Jackson County Missouri | 9 | $ 810,000 | $ 90,000 | $ 0 |
Jefferson County Colorado | 48 | $ 8,658,000 | $ 180,000 | $ 49,000 |
Jefferson County Idaho | 1 | $ 323,000 | $ 323,000 | $ 180,000 |
Jefferson County Kentucky | 17 | $ 1,784,000 | $ 104,000 | $ 0 |
Jefferson County Montana | 2 | $ 277,000 | $ 138,000 | $ 100,000 |
Jefferson County Texas | 1 | $ 81,000 | $ 81,000 | $ 120,000 |
Juab County Utah | 8 | $ 938,000 | $ 117,000 | $ 54,000 |
Kane County Utah | 1 | $ 79,000 | $ 79,000 | $ 37,000 |
Kern County California | 1 | $ 169,000 | $ 169,000 | $ 101,000 |
Kitsap County Washington | 1 | $ 93,000 | $ 93,000 | $ 0 |
Lake County Colorado | 1 | $ 74,000 | $ 74,000 | $ 41,000 |
Lane County Oregon | 2 | $ 253,000 | $ 126,000 | $ 0 |
Larimer County Colorado | 15 | $ 2,163,000 | $ 144,000 | $ 45,000 |
Lee County Florida | 1 | $ 68,000 | $ 68,000 | $ 181,000 |
Lewis and Clark County Montana | 3 | $ 710,000 | $ 236,000 | $ 93,000 |
Lincoln County Montana | 1 | $ 46,000 | $ 46,000 | $ 0 |
Lincoln County Nevada | 1 | $ 106,000 | $ 106,000 | $ 36,000 |
Lincoln County Wyoming | 1 | $ 94,000 | $ 94,000 | $ 68,000 |
Litchfield County Connecticut | 1 | $ 276,000 | $ 276,000 | $ 108,000 |
Los Angeles County California | 73 | $ 16,937,000 | $ 232,000 | $ 82,000 |
Lyon County Nevada | 2 | $ 288,000 | $ 144,000 | $ 70,000 |
Madison County Idaho | 1 | $ 180,000 | $ 180,000 | $ 53,000 |
Maricopa County Arizona | 129 | $ 19,853,000 | $ 153,000 | $ 67,000 |
Marin County California | 90 | $ 24,104,000 | $ 267,000 | $ 120,000 |
Marion County Florida | 1 | $ 77,000 | $ 77,000 | $ 0 |
Marion County Oregon | 2 | $ 254,000 | $ 127,000 | $ 11,000 |
Mendocino County California | 4 | $ 707,000 | $ 176,000 | $ 57,000 |
Merced County California | 2 | $ 280,000 | $ 140,000 | $ 84,000 |
Mesa County Colorado | 145 | $ 19,972,000 | $ 137,000 | $ 47,000 |
Millard County Utah | 5 | $ 392,000 | $ 78,000 | $ 71,000 |
Missoula County Montana | 3 | $ 527,000 | $ 175,000 | $ 106,000 |
Mohave County Arizona | 1 | $ 83,000 | $ 83,000 | $ 31,000 |
Monterey County California | 3 | $ 792,000 | $ 264,000 | $ 85,000 |
Montgomery County Texas | 2 | $ 182,000 | $ 91,000 | $ 41,000 |
Montrose County Colorado | 1 | $ 113,000 | $ 113,000 | $ 65,000 |
Morgan County Colorado | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
Morgan County Utah | 4 | $ 627,000 | $ 156,000 | $ 90,000 |
Multnomah County Oregon | 2 | $ 424,000 | $ 212,000 | $ 45,000 |
Napa County California | 5 | $ 1,342,000 | $ 268,000 | $ 158,000 |
Nevada County California | 15 | $ 2,782,000 | $ 185,000 | $ 102,000 |
New London County Connecticut | 1 | $ 180,000 | $ 180,000 | $ 68,000 |
Nye County Nevada | 2 | $ 154,000 | $ 77,000 | $ 42,000 |
Oakland County Michigan | 1 | $ 300,000 | $ 300,000 | $ 262,000 |
Oneida County Idaho | 2 | $ 154,000 | $ 77,000 | $ 55,000 |
Orange County California | 21 | $ 4,846,000 | $ 230,000 | $ 95,000 |
Orange County Florida | 2 | $ 257,000 | $ 128,000 | $ 76,000 |
Orleans County Louisiana | 1 | $ 244,000 | $ 244,000 | $ 110,000 |
Park County Colorado | 1 | $ 162,000 | $ 162,000 | $ 66,000 |
Pasco County Florida | 1 | $ 297,000 | $ 297,000 | $ 700,000 |
Pierce County Washington | 4 | $ 538,000 | $ 134,000 | $ 46,000 |
Pima County Arizona | 4 | $ 389,000 | $ 97,000 | $ 87,000 |
Pinal County Arizona | 10 | $ 1,338,000 | $ 133,000 | $ 61,000 |
Placer County California | 107 | $ 24,129,000 | $ 225,000 | $ 129,000 |
Polk County Oregon | 1 | $ 117,000 | $ 117,000 | $ 30,000 |
Pottawattamie County Iowa | 1 | $ 41,000 | $ 41,000 | $ 52,000 |
Pueblo County Colorado | 4 | $ 366,000 | $ 91,000 | $ 34,000 |
Rensselaer County New York | 1 | $ 120,000 | $ 120,000 | $ 0 |
Rich County Utah | 2 | $ 215,000 | $ 107,000 | $ 89,000 |
Richland County South Carolina | 1 | $ 331,000 | $ 331,000 | $ 173,000 |
Riverside County California | 12 | $ 2,259,000 | $ 188,000 | $ 97,000 |
Robeson County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 66,000 |
Sacramento County California | 251 | $ 47,225,000 | $ 188,000 | $ 87,000 |
Salt Lake County Utah | 1,568 | $ 231,730,000 | $ 147,000 | $ 52,000 |
San Bernardino County California | 10 | $ 1,292,000 | $ 129,000 | $ 55,000 |
San Diego County California | 20 | $ 5,337,000 | $ 266,000 | $ 93,000 |
San Francisco County California | 56 | $ 15,826,000 | $ 282,000 | $ 124,000 |
San Joaquin County California | 2 | $ 420,000 | $ 210,000 | $ 100,000 |
San Luis Obispo County California | 3 | $ 608,000 | $ 202,000 | $ 104,000 |
San Mateo County California | 131 | $ 34,754,000 | $ 265,000 | $ 103,000 |
Sanpete County Utah | 86 | $ 9,575,000 | $ 111,000 | $ 58,000 |
Santa Barbara County California | 2 | $ 450,000 | $ 225,000 | $ 132,000 |
Santa Clara County California | 9 | $ 1,862,000 | $ 206,000 | $ 98,000 |
Santa Cruz County California | 1 | $ 411,000 | $ 411,000 | $ 694,000 |
Sarasota County Florida | 2 | $ 424,000 | $ 212,000 | $ 99,000 |
Saratoga County New York | 2 | $ 189,000 | $ 94,000 | $ 0 |
Sevier County Utah | 3 | $ 399,000 | $ 133,000 | $ 31,000 |
Shasta County California | 5 | $ 635,000 | $ 127,000 | $ 80,000 |
Sheridan County Wyoming | 1 | $ 250,000 | $ 250,000 | $ 175,000 |
Skagit County Washington | 1 | $ 102,000 | $ 102,000 | $ 34,000 |
Snohomish County Washington | 5 | $ 825,000 | $ 165,000 | $ 63,000 |
Solano County California | 8 | $ 1,812,000 | $ 226,000 | $ 103,000 |
Sonoma County California | 26 | $ 6,428,000 | $ 247,000 | $ 96,000 |
St. Louis City County Missouri | 7 | $ 525,000 | $ 75,000 | $ 0 |
St. Louis County Missouri | 22 | $ 2,115,000 | $ 96,000 | $ 0 |
Stanislaus County California | 5 | $ 902,000 | $ 180,000 | $ 101,000 |
Summit County Colorado | 1 | $ 273,000 | $ 273,000 | $ 320,000 |
Summit County Utah | 372 | $ 71,360,000 | $ 191,000 | $ 111,000 |
Sutter County California | 1 | $ 149,000 | $ 149,000 | $ 77,000 |
Sweetwater County Wyoming | 1 | $ 90,000 | $ 90,000 | $ 82,000 |
Tarrant County Texas | 3 | $ 336,000 | $ 112,000 | $ 90,000 |
Teller County Colorado | 2 | $ 339,000 | $ 169,000 | $ 59,000 |
Teton County Idaho | 1 | $ 138,000 | $ 138,000 | $ 37,000 |
Tooele County Utah | 50 | $ 5,870,000 | $ 117,000 | $ 44,000 |
Travis County Texas | 1 | $ 106,000 | $ 106,000 | $ 0 |
Tulare County California | 1 | $ 82,000 | $ 82,000 | $ 0 |
Tuolumne County California | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
Uinta County Wyoming | 7 | $ 688,000 | $ 98,000 | $ 42,000 |
Uintah County Utah | 2 | $ 371,000 | $ 185,000 | $ 122,000 |
Utah County Utah | 555 | $ 85,479,000 | $ 154,000 | $ 65,000 |
Ventura County California | 4 | $ 1,674,000 | $ 418,000 | $ 121,000 |
Wake County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 31,000 |
Walton County Florida | 2 | $ 131,000 | $ 65,000 | $ 208,000 |
Wasatch County Utah | 59 | $ 9,318,000 | $ 157,000 | $ 99,000 |
Washington County Oregon | 1 | $ 181,000 | $ 181,000 | $ 41,000 |
Washington County Utah | 76 | $ 9,763,000 | $ 128,000 | $ 53,000 |
Washoe County Nevada | 17 | $ 2,286,000 | $ 134,000 | $ 89,000 |
Wayne County Utah | 1 | $ 139,000 | $ 139,000 | $ 110,000 |
Weber County Utah | 201 | $ 23,006,000 | $ 114,000 | $ 33,000 |
Weld County Colorado | 19 | $ 2,925,000 | $ 153,000 | $ 67,000 |
Whatcom County Washington | 1 | $ 176,000 | $ 176,000 | $ 86,000 |
Williamson County Texas | 1 | $ 161,000 | $ 161,000 | $ 106,000 |
Yavapai County Arizona | 2 | $ 259,000 | $ 129,000 | $ 111,000 |
Yolo County California | 16 | $ 3,088,000 | $ 193,000 | $ 99,000 |
Yuba County California | 2 | $ 269,000 | $ 134,000 | $ 105,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing (home purchase or home improvement, one-to-four family) | 4,510 | $750,965,000 | $156,950 | $999,000 | $68,000 | $994,000 |
Home Purchase (one-to-four family) | 1,289 | $197,285,000 | $177,933 | $800,000 | $118,600 | $996,000 |
Home Improvement (one-to-four family) | 73 | $11,761,000 | $142,000 | $375,000 | $50,888 | $379,000 |
Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 4,721 | $771,032,000 | $169,318 | $999,000 | $90,363 | $994,000 |
Information not provided by applicant in mail or telephone application | 583 | $97,865,000 | $147,333 | $800,000 | $85,733 | $996,000 |
Hispanic | 330 | $48,204,000 | $120,636 | $640,000 | $37,818 | $262,000 |
Asian or Pacific Islander | 145 | $27,933,000 | $184,000 | $522,000 | $86,857 | $360,000 |
Black | 79 | $12,697,000 | $169,900 | $425,000 | $53,200 | $358,000 |
American Indian or Alaskan Native | 14 | $2,280,000 | $142,800 | $264,000 | $74,000 | $240,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,689 | $804,635,000 | $178,250 | $999,000 | $107,600 | $996,000 |
FHA-insured (Federal Housing Administration) | 1,057 | $136,288,000 | $113,428 | $269,000 | $18,785 | $611,000 |
VA-guaranteed (Veterans Administration) | 126 | $19,088,000 | $151,000 | $263,000 | $25,125 | $129,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 4,618 | $759,804,000 | $155,555 | $728,000 | $73,611 | $996,000 |
Application Approved But Not Accepted | 561 | $95,016,000 | $216,400 | $999,000 | $103,133 | $696,000 |
Application Denied By Financial Institution | 486 | $70,711,000 | $142,687 | $999,000 | $67,000 | $780,000 |
File Closed For Incompleteness | 207 | $34,480,000 | $152,300 | $900,000 | $71,900 | $486,000 |
Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 244 | $34,647,000 | $147,769 | $520,000 | $68,000 | $780,000 |
Debt-To-Income Ratio | 96 | $14,454,000 | $157,857 | $800,000 | $73,285 | $420,000 |
Other | 63 | $10,360,000 | $175,700 | $999,000 | $78,200 | $444,000 |
Collateral | 51 | $7,295,000 | $154,142 | $443,000 | $80,571 | $254,000 |
Employment History | 21 | $2,311,000 | $101,200 | $217,000 | $75,800 | $268,000 |
Insufficient Cash (Downpayment, Closing Cost) | 5 | $757,000 | $155,500 | $250,000 | $27,250 | $96,000 |
Unverifiable Information | 4 | $567,000 | $141,000 | $181,000 | $54,000 | $108,000 |
Credit Application Incomplete | 2 | $320,000 | $160,000 | $169,000 | $47,000 | $95,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Lending Wholesale Lc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Lending Wholesale Lc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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