Security Atlantic Wholesale
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Security Atlantic Wholesale 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Security Atlantic Wholesale 499 Thornall St, Suite 220 Edison, NJ 08837 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,634 |
| Total Mortgage Loan Application Amount | $328,010,000 |
| Average Mortgage Loan Application Amount | $161,375 |
| Highest Mortgage Loan Application Amount | $650,000 |
| Average Applicant Income | $47,187 |
| Highest Applicant Income | $564,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Security Atlantic Wholesale. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Atlantic Wholesale's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Security Atlantic Wholesale's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Atlantic Wholesale serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Atlantic Wholesale, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Atlantic Wholesale's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Essex County New Jersey | 315 | $ 65,667,000 | $ 208,000 | $ 79,000 |
| Union County New Jersey | 176 | $ 41,084,000 | $ 233,000 | $ 61,000 |
| Passaic County New Jersey | 164 | $ 37,143,000 | $ 226,000 | $ 52,000 |
| Hudson County New Jersey | 150 | $ 36,858,000 | $ 245,000 | $ 64,000 |
| Middlesex County New Jersey | 81 | $ 17,407,000 | $ 214,000 | $ 60,000 |
| Monmouth County New Jersey | 76 | $ 15,297,000 | $ 201,000 | $ 50,000 |
| Ocean County New Jersey | 57 | $ 10,662,000 | $ 187,000 | $ 50,000 |
| Bergen County New Jersey | 40 | $ 9,973,000 | $ 249,000 | $ 67,000 |
| Somerset County New Jersey | 38 | $ 8,103,000 | $ 213,000 | $ 62,000 |
| Broward County Florida | 35 | $ 5,047,000 | $ 144,000 | $ 52,000 |
| Mercer County New Jersey | 34 | $ 5,190,000 | $ 152,000 | $ 52,000 |
| Burlington County New Jersey | 33 | $ 4,802,000 | $ 145,000 | $ 48,000 |
| Morris County New Jersey | 30 | $ 8,045,000 | $ 268,000 | $ 54,000 |
| Miami-Dade County Florida | 22 | $ 3,251,000 | $ 147,000 | $ 45,000 |
| Philadelphia County Pennsylvania | 22 | $ 1,973,000 | $ 89,000 | $ 37,000 |
| Atlantic County New Jersey | 20 | $ 2,752,000 | $ 137,000 | $ 47,000 |
| Cumberland County New Jersey | 19 | $ 2,086,000 | $ 109,000 | $ 40,000 |
| Bucks County Pennsylvania | 19 | $ 3,021,000 | $ 159,000 | $ 46,000 |
| Camden County New Jersey | 17 | $ 1,897,000 | $ 111,000 | $ 38,000 |
| Sussex County New Jersey | 16 | $ 2,905,000 | $ 181,000 | $ 68,000 |
| Monroe County Pennsylvania | 15 | $ 2,330,000 | $ 155,000 | $ 65,000 |
| Palm Beach County Florida | 14 | $ 1,966,000 | $ 140,000 | $ 52,000 |
| Kings County New York | 10 | $ 3,497,000 | $ 349,000 | $ 106,000 |
| Warren County New Jersey | 9 | $ 1,699,000 | $ 188,000 | $ 66,000 |
| Suffolk County New York | 9 | $ 2,223,000 | $ 247,000 | $ 82,000 |
| Montgomery County Pennsylvania | 8 | $ 1,346,000 | $ 168,000 | $ 48,000 |
| Duval County Florida | 7 | $ 572,000 | $ 81,000 | $ 31,000 |
| Gloucester County New Jersey | 7 | $ 879,000 | $ 125,000 | $ 44,000 |
| Broome County New York | 7 | $ 486,000 | $ 69,000 | $ 36,000 |
| Richmond County New York | 7 | $ 1,403,000 | $ 200,000 | $ 90,000 |
| Nassau County New York | 6 | $ 1,575,000 | $ 262,000 | $ 94,000 |
| Carbon County Pennsylvania | 6 | $ 551,000 | $ 91,000 | $ 52,000 |
| Delaware County Pennsylvania | 6 | $ 680,000 | $ 113,000 | $ 52,000 |
| Hunterdon County New Jersey | 5 | $ 722,000 | $ 144,000 | $ 37,000 |
| Northampton County Pennsylvania | 5 | $ 718,000 | $ 143,000 | $ 41,000 |
| Lee County Florida | 4 | $ 352,000 | $ 88,000 | $ 45,000 |
| Okeechobee County Florida | 3 | $ 348,000 | $ 116,000 | $ 76,000 |
| Salem County New Jersey | 3 | $ 367,000 | $ 122,000 | $ 75,000 |
| Onondaga County New York | 3 | $ 336,000 | $ 112,000 | $ 61,000 |
| Orange County New York | 3 | $ 636,000 | $ 212,000 | $ 58,000 |
| Queens County New York | 3 | $ 879,000 | $ 293,000 | $ 62,000 |
| Schenectady County New York | 3 | $ 312,000 | $ 104,000 | $ 36,000 |
| Lehigh County Pennsylvania | 3 | $ 285,000 | $ 95,000 | $ 28,000 |
| Brevard County Florida | 2 | $ 432,000 | $ 216,000 | $ 0 |
| Escambia County Florida | 2 | $ 109,000 | $ 54,000 | $ 14,000 |
| Flagler County Florida | 2 | $ 319,000 | $ 159,000 | $ 55,000 |
| Hillsborough County Florida | 2 | $ 243,000 | $ 121,000 | $ 54,000 |
| Orange County Florida | 2 | $ 172,000 | $ 86,000 | $ 24,000 |
| Osceola County Florida | 2 | $ 217,000 | $ 108,000 | $ 35,000 |
| Cape May County New Jersey | 2 | $ 281,000 | $ 140,000 | $ 34,000 |
| Bronx County New York | 2 | $ 341,000 | $ 170,000 | $ 25,000 |
| Saratoga County New York | 2 | $ 235,000 | $ 117,000 | $ 0 |
| Seneca County New York | 2 | $ 123,000 | $ 61,000 | $ 35,000 |
| Franklin County Pennsylvania | 2 | $ 79,000 | $ 39,000 | $ 39,000 |
| Luzerne County Pennsylvania | 2 | $ 188,000 | $ 94,000 | $ 29,000 |
| Pike County Pennsylvania | 2 | $ 205,000 | $ 102,000 | $ 36,000 |
| York County Pennsylvania | 2 | $ 194,000 | $ 97,000 | $ 37,000 |
| Maricopa County Arizona | 1 | $ 116,000 | $ 116,000 | $ 38,000 |
| Collier County Florida | 1 | $ 192,000 | $ 192,000 | $ 45,000 |
| Lake County Florida | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Levy County Florida | 1 | $ 77,000 | $ 77,000 | $ 40,000 |
| Marion County Florida | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Pasco County Florida | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Pinellas County Florida | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Santa Rosa County Florida | 1 | $ 108,000 | $ 108,000 | $ 48,000 |
| Seminole County Florida | 1 | $ 144,000 | $ 144,000 | $ 39,000 |
| Volusia County Florida | 1 | $ 147,000 | $ 147,000 | $ 36,000 |
| Clayton County Georgia | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Barnstable County Massachusetts | 1 | $ 238,000 | $ 238,000 | $ 68,000 |
| Bristol County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Chautauqua County New York | 1 | $ 38,000 | $ 38,000 | $ 39,000 |
| Dutchess County New York | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Oswego County New York | 1 | $ 61,000 | $ 61,000 | $ 43,000 |
| Rockland County New York | 1 | $ 479,000 | $ 479,000 | $ 132,000 |
| Allegheny County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 57,000 |
| Cumberland County Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 30,000 |
| Lebanon County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 34,000 |
| Lycoming County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 95,000 |
| Henrico County Virginia | 1 | $ 86,000 | $ 86,000 | $ 0 |
Mortgage Loan Application Detail Totals for Security Atlantic Wholesale in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 938 | $193,623,000 | $177,714 | $650,000 | $58,142 | $341,000 |
| Refinancing | 695 | $134,239,000 | $148,750 | $576,000 | $37,875 | $564,000 |
| Home Improvement | 1 | $148,000 | $148,000 | $148,000 | $45,000 | $45,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 656 | $121,991,000 | $150,833 | $650,000 | $48,166 | $341,000 |
| Hispanic | 513 | $118,996,000 | $184,166 | $500,000 | $50,166 | $203,000 |
| Black or African American | 362 | $65,551,000 | $158,666 | $428,000 | $49,666 | $186,000 |
| Not applicable | 35 | $6,442,000 | $156,800 | $330,000 | $43,200 | $137,000 |
| Not Provided | 34 | $7,090,000 | $202,250 | $576,000 | $59,500 | $360,000 |
| Asian | 19 | $5,027,000 | $254,333 | $536,000 | $75,333 | $148,000 |
| American Indian or Alaskan Native | 9 | $1,785,000 | $149,500 | $345,000 | $67,500 | $564,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,128,000 | $208,000 | $267,000 | $57,000 | $87,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,303 | $257,711,000 | $154,888 | $456,000 | $44,222 | $564,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 331 | $70,299,000 | $201,166 | $650,000 | $66,166 | $360,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 820 | $167,079,000 | $177,285 | $576,000 | $53,142 | $360,000 |
| Application Approved But Not Accepted | 600 | $120,660,000 | $157,857 | $650,000 | $48,142 | $564,000 |
| Loan Originated | 134 | $25,462,000 | $174,833 | $500,000 | $55,666 | $162,000 |
| Application Denied By Financial Institution | 71 | $13,360,000 | $151,600 | $366,000 | $46,400 | $165,000 |
| File Closed For Incompleteness | 8 | $1,287,000 | $160,000 | $247,000 | $28,000 | $74,000 |
| Loan Purchased By The Institution | 1 | $162,000 | $162,000 | $162,000 | $57,000 | $57,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 38 | $6,326,000 | $144,400 | $342,000 | $45,400 | $122,000 |
| Debt-To-Income Ratio | 18 | $3,619,000 | $177,250 | $297,000 | $54,250 | $107,000 |
| Other | 12 | $2,764,000 | $230,000 | $366,000 | $50,000 | $118,000 |
| Unverifiable Information | 2 | $482,000 | $241,000 | $275,000 | $122,000 | $165,000 |
| Employment History | 1 | $169,000 | $169,000 | $169,000 | $84,000 | $84,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Atlantic Wholesale's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Atlantic Wholesale's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.