State Employees Credit Union Of Maryland, Incorporated
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for State Employees Credit Union Of Maryland, Incorporated.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | State Employees Credit Union Of Maryland, Incorporated 971 Corporate Blvd Linthicum, MD 21090 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,968 |
| Total Mortgage Loan Application Amount | $1,556,570,000 |
| Average Mortgage Loan Application Amount | $224,800 |
| Highest Mortgage Loan Application Amount | $3,185,000 |
| Average Applicant Income | $140,200 |
| Highest Applicant Income | $5,600,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore County Maryland | 1,657 | $ 218,415,000 | $ 131,000 | $ 130,000 |
| Anne Arundel County Maryland | 1,174 | $ 181,610,000 | $ 154,000 | $ 144,000 |
| Baltimore City County Maryland | 989 | $ 100,855,000 | $ 101,000 | $ 99,000 |
| Prince George's County Maryland | 728 | $ 115,530,000 | $ 158,000 | $ 143,000 |
| Montgomery County Maryland | 667 | $ 176,995,000 | $ 265,000 | $ 186,000 |
| Howard County Maryland | 656 | $ 156,750,000 | $ 238,000 | $ 198,000 |
| Wicomico County Maryland | 352 | $ 33,680,000 | $ 95,000 | $ 93,000 |
| Harford County Maryland | 311 | $ 43,855,000 | $ 141,000 | $ 145,000 |
| Frederick County Maryland | 273 | $ 49,205,000 | $ 180,000 | $ 151,000 |
| Carroll County Maryland | 240 | $ 34,370,000 | $ 143,000 | $ 135,000 |
| Washington County Maryland | 174 | $ 19,020,000 | $ 109,000 | $ 99,000 |
| Fairfax County Virginia | 158 | $ 81,160,000 | $ 513,000 | $ 250,000 |
| Worcester County Maryland | 156 | $ 22,490,000 | $ 144,000 | $ 144,000 |
| Queen Anne's County Maryland | 128 | $ 20,900,000 | $ 163,000 | $ 159,000 |
| Sussex County Delaware | 103 | $ 21,645,000 | $ 210,000 | $ 169,000 |
| District of Columbia County District Of Columbia | 98 | $ 42,740,000 | $ 436,000 | $ 218,000 |
| Dorchester County Maryland | 81 | $ 7,135,000 | $ 88,000 | $ 106,000 |
| Allegany County Maryland | 80 | $ 6,190,000 | $ 77,000 | $ 82,000 |
| Charles County Maryland | 79 | $ 13,125,000 | $ 166,000 | $ 133,000 |
| York County Pennsylvania | 71 | $ 9,835,000 | $ 138,000 | $ 113,000 |
| Loudoun County Virginia | 71 | $ 41,295,000 | $ 581,000 | $ 233,000 |
| Somerset County Maryland | 53 | $ 3,605,000 | $ 68,000 | $ 82,000 |
| Calvert County Maryland | 51 | $ 7,885,000 | $ 154,000 | $ 151,000 |
| Talbot County Maryland | 49 | $ 9,245,000 | $ 188,000 | $ 150,000 |
| Berkeley County West Virginia | 45 | $ 6,335,000 | $ 140,000 | $ 111,000 |
| Caroline County Maryland | 40 | $ 6,420,000 | $ 160,000 | $ 96,000 |
| Prince William County Virginia | 35 | $ 13,995,000 | $ 399,000 | $ 208,000 |
| Cecil County Maryland | 29 | $ 3,755,000 | $ 129,000 | $ 142,000 |
| Philadelphia County Pennsylvania | 29 | $ 12,825,000 | $ 442,000 | $ 207,000 |
| Kent County Maryland | 24 | $ 2,650,000 | $ 110,000 | $ 119,000 |
| Arlington County Virginia | 18 | $ 9,670,000 | $ 537,000 | $ 193,000 |
| New Castle County Delaware | 15 | $ 3,465,000 | $ 231,000 | $ 176,000 |
| St. Mary's County Maryland | 15 | $ 2,605,000 | $ 173,000 | $ 150,000 |
| Garrett County Maryland | 14 | $ 2,980,000 | $ 212,000 | $ 109,000 |
| Franklin County Pennsylvania | 14 | $ 1,450,000 | $ 103,000 | $ 104,000 |
| Kent County Delaware | 13 | $ 2,065,000 | $ 158,000 | $ 128,000 |
| Montgomery County Pennsylvania | 13 | $ 5,105,000 | $ 392,000 | $ 234,000 |
| Jefferson County West Virginia | 13 | $ 1,395,000 | $ 107,000 | $ 84,000 |
| Alexandria County Virginia | 9 | $ 4,365,000 | $ 485,000 | $ 215,000 |
| Henrico County Virginia | 8 | $ 2,720,000 | $ 340,000 | $ 207,000 |
| Stafford County Virginia | 8 | $ 3,470,000 | $ 433,000 | $ 178,000 |
| Chester County Pennsylvania | 7 | $ 2,665,000 | $ 380,000 | $ 246,000 |
| Delaware County Pennsylvania | 7 | $ 2,925,000 | $ 417,000 | $ 183,000 |
| Fulton County Pennsylvania | 7 | $ 765,000 | $ 109,000 | $ 112,000 |
| Morgan County West Virginia | 7 | $ 1,145,000 | $ 163,000 | $ 93,000 |
| Wake County North Carolina | 6 | $ 630,000 | $ 105,000 | $ 86,000 |
| Spotsylvania County Virginia | 6 | $ 1,460,000 | $ 243,000 | $ 120,000 |
| Accomack County Virginia | 5 | $ 555,000 | $ 111,000 | $ 107,000 |
| Albemarle County Virginia | 5 | $ 2,985,000 | $ 597,000 | $ 259,000 |
| Frederick County Virginia | 5 | $ 655,000 | $ 131,000 | $ 90,000 |
| Virginia Beach County Virginia | 5 | $ 1,605,000 | $ 321,000 | $ 215,000 |
| Adams County Pennsylvania | 4 | $ 950,000 | $ 237,000 | $ 218,000 |
| Bedford County Pennsylvania | 4 | $ 310,000 | $ 77,000 | $ 93,000 |
| Bucks County Pennsylvania | 4 | $ 2,810,000 | $ 702,000 | $ 285,000 |
| Somerset County Pennsylvania | 4 | $ 210,000 | $ 52,000 | $ 86,000 |
| Chesterfield County Virginia | 4 | $ 1,420,000 | $ 355,000 | $ 171,000 |
| Northumberland County Virginia | 4 | $ 2,480,000 | $ 620,000 | $ 287,000 |
| Richmond City County Virginia | 4 | $ 2,360,000 | $ 590,000 | $ 101,000 |
| Mineral County West Virginia | 4 | $ 170,000 | $ 42,000 | $ 64,000 |
| Mecklenburg County North Carolina | 3 | $ 385,000 | $ 128,000 | $ 89,000 |
| Allegheny County Pennsylvania | 3 | $ 1,135,000 | $ 378,000 | $ 178,000 |
| Dauphin County Pennsylvania | 3 | $ 695,000 | $ 231,000 | $ 134,000 |
| Lebanon County Pennsylvania | 3 | $ 185,000 | $ 61,000 | $ 31,000 |
| Halifax County Virginia | 3 | $ 125,000 | $ 41,000 | $ 50,000 |
| Norfolk County Virginia | 3 | $ 195,000 | $ 65,000 | $ 69,000 |
| Northampton County Virginia | 3 | $ 1,165,000 | $ 388,000 | $ 213,000 |
| Portsmouth County Virginia | 3 | $ 255,000 | $ 85,000 | $ 52,000 |
| Gwinnett County Georgia | 2 | $ 230,000 | $ 115,000 | $ 119,000 |
| Marion County Indiana | 2 | $ 70,000 | $ 35,000 | $ 63,000 |
| Cumberland County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 72,000 |
| Lancaster County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 94,000 |
| Luzerne County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 175,000 |
| Monroe County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 133,000 |
| Northampton County Pennsylvania | 2 | $ 1,020,000 | $ 510,000 | $ 201,000 |
| Denton County Texas | 2 | $ 230,000 | $ 115,000 | $ 201,000 |
| Bath County Virginia | 2 | $ 180,000 | $ 90,000 | $ 135,000 |
| Chesapeake County Virginia | 2 | $ 950,000 | $ 475,000 | $ 134,000 |
| Fairfax City County Virginia | 2 | $ 1,590,000 | $ 795,000 | $ 185,000 |
| Fauquier County Virginia | 2 | $ 1,210,000 | $ 605,000 | $ 206,000 |
| King George County Virginia | 2 | $ 460,000 | $ 230,000 | $ 61,000 |
| Westmoreland County Virginia | 2 | $ 280,000 | $ 140,000 | $ 66,000 |
| Hampshire County West Virginia | 2 | $ 160,000 | $ 80,000 | $ 34,000 |
| Los Angeles County California | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Nevada County California | 1 | $ 55,000 | $ 55,000 | $ 173,000 |
| Orange County California | 1 | $ 445,000 | $ 445,000 | $ 310,000 |
| San Mateo County California | 1 | $ 155,000 | $ 155,000 | $ 501,000 |
| Santa Clara County California | 1 | $ 505,000 | $ 505,000 | $ 300,000 |
| Sonoma County California | 1 | $ 55,000 | $ 55,000 | $ 200,000 |
| Boulder County Colorado | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Fairfield County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 318,000 |
| Hartford County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 170,000 |
| Alachua County Florida | 1 | $ 75,000 | $ 75,000 | $ 115,000 |
| Miami-Dade County Florida | 1 | $ 185,000 | $ 185,000 | $ 166,000 |
| Okaloosa County Florida | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Orange County Florida | 1 | $ 55,000 | $ 55,000 | $ 250,000 |
| Palm Beach County Florida | 1 | $ 45,000 | $ 45,000 | $ 220,000 |
| St. Lucie County Florida | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Clarke County Georgia | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Fannin County Georgia | 1 | $ 55,000 | $ 55,000 | $ 181,000 |
| Fulton County Georgia | 1 | $ 35,000 | $ 35,000 | $ 114,000 |
| Henry County Georgia | 1 | $ 55,000 | $ 55,000 | $ 121,000 |
| Honolulu County Hawaii | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Delaware County Indiana | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Ionia County Michigan | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Harrison County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| Burlington County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Mercer County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 223,000 |
| Union County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| New York County New York | 1 | $ 705,000 | $ 705,000 | $ 90,000 |
| Cumberland County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 27,000 |
| Dare County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Durham County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 184,000 |
| Forsyth County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 114,000 |
| Hoke County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 135,000 |
| Johnston County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| New Hanover County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Pitt County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Watauga County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Gallia County Ohio | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Custer County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Berks County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Butler County Pennsylvania | 1 | $ 655,000 | $ 655,000 | $ 310,000 |
| Cambria County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Carbon County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 189,000 |
| Fayette County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 82,000 |
| Lehigh County Pennsylvania | 1 | $ 855,000 | $ 855,000 | $ 395,000 |
| Union County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 95,000 |
| Washington County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Horry County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Jefferson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 175,000 |
| Collin County Texas | 1 | $ 255,000 | $ 255,000 | $ 640,000 |
| Tarrant County Texas | 1 | $ 105,000 | $ 105,000 | $ 170,000 |
| Amelia County Virginia | 1 | $ 65,000 | $ 65,000 | $ 173,000 |
| Carroll County Virginia | 1 | $ 415,000 | $ 415,000 | $ 129,000 |
| Clarke County Virginia | 1 | $ 205,000 | $ 205,000 | $ 196,000 |
| Colonial Heights County Virginia | 1 | $ 155,000 | $ 155,000 | $ 386,000 |
| Culpeper County Virginia | 1 | $ 375,000 | $ 375,000 | $ 110,000 |
| Cumberland County Virginia | 1 | $ 495,000 | $ 495,000 | $ 309,000 |
| Franklin County Virginia | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Goochland County Virginia | 1 | $ 735,000 | $ 735,000 | $ 273,000 |
| Greensville County Virginia | 1 | $ 95,000 | $ 95,000 | $ 15,000 |
| Hanover County Virginia | 1 | $ 345,000 | $ 345,000 | $ 91,000 |
| James City County Virginia | 1 | $ 455,000 | $ 455,000 | $ 140,000 |
| Lancaster County Virginia | 1 | $ 105,000 | $ 105,000 | $ 260,000 |
| Lexington County Virginia | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Louisa County Virginia | 1 | $ 715,000 | $ 715,000 | $ 320,000 |
| Manassas County Virginia | 1 | $ 285,000 | $ 285,000 | $ 268,000 |
| Newport News County Virginia | 1 | $ 1,005,000 | $ 1,005,000 | $ 244,000 |
| Orange County Virginia | 1 | $ 765,000 | $ 765,000 | $ 345,000 |
| Petersburg County Virginia | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Richmond County Virginia | 1 | $ 105,000 | $ 105,000 | $ 151,000 |
| Roanoke County Virginia | 1 | $ 595,000 | $ 595,000 | $ 162,000 |
| Roanoke City County Virginia | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Rockingham County Virginia | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Scott County Virginia | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Shenandoah County Virginia | 1 | $ 375,000 | $ 375,000 | $ 101,000 |
| York County Virginia | 1 | $ 55,000 | $ 55,000 | $ 154,000 |
| Snohomish County Washington | 1 | $ 35,000 | $ 35,000 | $ 200,000 |
| Calhoun County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Hardy County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Harrison County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Marion County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
| Preston County West Virginia | 1 | $ 345,000 | $ 345,000 | $ 81,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for State Employees Credit Union Of Maryland, Incorporated in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 4,828 | $425,230,000 | $88,000 | $805,000 | $143,000 | $5,600,000 |
| Home Purchase | 1,399 | $629,205,000 | $449,000 | $3,185,000 | $173,000 | $4,688,000 |
| Cash-out Refinancing | 1,264 | $288,550,000 | $228,000 | $1,875,000 | $133,000 | $903,000 |
| Home Improvement | 999 | $80,215,000 | $80,000 | $505,000 | $123,000 | $1,980,000 |
| Refinancing | 478 | $133,370,000 | $279,000 | $1,655,000 | $129,000 | $689,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,638 | $591,260,000 | $162,000 | $1,875,000 | $149,000 | $3,163,000 |
| Black or African American | 2,438 | $317,340,000 | $130,000 | $2,005,000 | $127,000 | $5,600,000 |
| Not Provided | 1,730 | $367,950,000 | $212,000 | $1,625,000 | $138,000 | $869,000 |
| Asian | 694 | $196,740,000 | $283,000 | $1,835,000 | $188,000 | $941,000 |
| Hispanic | 377 | $54,185,000 | $143,000 | $1,245,000 | $129,000 | $1,440,000 |
| American Indian or Alaskan Native | 39 | $5,665,000 | $145,000 | $705,000 | $127,000 | $340,000 |
| Not applicable | 22 | $12,400,000 | $563,000 | $3,185,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 14 | $1,080,000 | $77,000 | $245,000 | $106,000 | $335,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,723 | $1,489,255,000 | $170,000 | $3,185,000 | $145,000 | $5,600,000 |
| FHA-insured (Federal Housing Administration) | 223 | $62,095,000 | $278,000 | $925,000 | $91,000 | $317,000 |
| VA-guaranteed (Veterans Administration) | 19 | $4,845,000 | $255,000 | $555,000 | $86,000 | $218,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $375,000 | $125,000 | $195,000 | $44,000 | $57,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,552 | $972,330,000 | $213,000 | $3,185,000 | $157,000 | $3,163,000 |
| Application Denied By Financial Institution | 3,167 | $308,205,000 | $97,000 | $1,665,000 | $120,000 | $5,600,000 |
| Application Withdrawn By Applicant | 1,135 | $256,235,000 | $225,000 | $2,005,000 | $156,000 | $4,688,000 |
| Application Approved But Not Accepted | 92 | $12,790,000 | $139,000 | $905,000 | $113,000 | $333,000 |
| File Closed For Incompleteness | 22 | $7,010,000 | $318,000 | $735,000 | $149,000 | $500,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,801 | $1,248,365,000 | $215,000 | $3,185,000 | $156,000 | $4,688,000 |
| Debt-To-Income Ratio | 1,229 | $129,915,000 | $105,000 | $1,665,000 | $91,000 | $433,000 |
| Credit History | 899 | $74,525,000 | $82,000 | $705,000 | $133,000 | $5,600,000 |
| Collateral | 612 | $53,000,000 | $86,000 | $515,000 | $142,000 | $808,000 |
| Credit Application Incomplete | 321 | $34,935,000 | $108,000 | $935,000 | $141,000 | $687,000 |
| Other | 48 | $4,390,000 | $91,000 | $335,000 | $132,000 | $347,000 |
| Unverifiable Information | 46 | $8,780,000 | $190,000 | $1,625,000 | $167,000 | $800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,480,000 | $310,000 | $705,000 | $99,000 | $146,000 |
| Employment History | 3 | $125,000 | $41,000 | $55,000 | $38,000 | $59,000 |
| Mortgage Insurance Denied | 1 | $55,000 | $55,000 | $55,000 | $40,000 | $40,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.