State Employees Credit Union Of Maryland, Incorporated
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for State Employees Credit Union Of Maryland, Incorporated.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | State Employees Credit Union Of Maryland, Incorporated 971 Corporate Blvd Linthicum, MD 21090 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,956 |
| Total Mortgage Loan Application Amount | $1,207,990,000 |
| Average Mortgage Loan Application Amount | $190,200 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $123,200 |
| Highest Applicant Income | $2,845,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore County Maryland | 1,387 | $ 148,065,000 | $ 106,000 | $ 108,000 |
| Anne Arundel County Maryland | 1,114 | $ 154,670,000 | $ 138,000 | $ 124,000 |
| Baltimore City County Maryland | 931 | $ 69,605,000 | $ 74,000 | $ 83,000 |
| Montgomery County Maryland | 696 | $ 196,580,000 | $ 282,000 | $ 165,000 |
| Prince George's County Maryland | 626 | $ 64,690,000 | $ 103,000 | $ 112,000 |
| Howard County Maryland | 522 | $ 99,650,000 | $ 190,000 | $ 163,000 |
| Wicomico County Maryland | 308 | $ 22,830,000 | $ 74,000 | $ 85,000 |
| Harford County Maryland | 300 | $ 37,350,000 | $ 124,000 | $ 124,000 |
| Fairfax County Virginia | 217 | $ 118,255,000 | $ 544,000 | $ 212,000 |
| Carroll County Maryland | 156 | $ 17,370,000 | $ 111,000 | $ 124,000 |
| Washington County Maryland | 146 | $ 13,420,000 | $ 91,000 | $ 87,000 |
| Worcester County Maryland | 145 | $ 19,635,000 | $ 135,000 | $ 117,000 |
| District of Columbia County District Of Columbia | 140 | $ 52,850,000 | $ 377,000 | $ 196,000 |
| Frederick County Maryland | 137 | $ 24,715,000 | $ 180,000 | $ 136,000 |
| Allegany County Maryland | 118 | $ 7,220,000 | $ 61,000 | $ 76,000 |
| Queen Anne's County Maryland | 114 | $ 14,150,000 | $ 124,000 | $ 114,000 |
| Sussex County Delaware | 72 | $ 10,050,000 | $ 139,000 | $ 131,000 |
| Talbot County Maryland | 64 | $ 6,710,000 | $ 104,000 | $ 119,000 |
| Calvert County Maryland | 60 | $ 6,420,000 | $ 107,000 | $ 119,000 |
| Somerset County Maryland | 56 | $ 4,530,000 | $ 80,000 | $ 90,000 |
| Loudoun County Virginia | 56 | $ 22,490,000 | $ 401,000 | $ 179,000 |
| Caroline County Maryland | 51 | $ 4,605,000 | $ 90,000 | $ 94,000 |
| Dorchester County Maryland | 44 | $ 3,050,000 | $ 69,000 | $ 90,000 |
| Garrett County Maryland | 44 | $ 4,710,000 | $ 107,000 | $ 103,000 |
| York County Pennsylvania | 42 | $ 3,840,000 | $ 91,000 | $ 101,000 |
| Arlington County Virginia | 32 | $ 16,210,000 | $ 506,000 | $ 190,000 |
| Berkeley County West Virginia | 31 | $ 3,075,000 | $ 99,000 | $ 107,000 |
| Charles County Maryland | 28 | $ 2,920,000 | $ 104,000 | $ 94,000 |
| Philadelphia County Pennsylvania | 25 | $ 8,495,000 | $ 339,000 | $ 166,000 |
| St. Mary's County Maryland | 23 | $ 3,305,000 | $ 143,000 | $ 146,000 |
| Cecil County Maryland | 20 | $ 2,380,000 | $ 119,000 | $ 84,000 |
| Prince William County Virginia | 20 | $ 5,860,000 | $ 293,000 | $ 178,000 |
| Alexandria County Virginia | 17 | $ 5,415,000 | $ 318,000 | $ 145,000 |
| Franklin County Pennsylvania | 14 | $ 1,390,000 | $ 99,000 | $ 104,000 |
| Kent County Maryland | 11 | $ 1,545,000 | $ 140,000 | $ 147,000 |
| Adams County Pennsylvania | 10 | $ 1,040,000 | $ 104,000 | $ 81,000 |
| Bedford County Pennsylvania | 10 | $ 880,000 | $ 88,000 | $ 100,000 |
| New Castle County Delaware | 9 | $ 1,505,000 | $ 167,000 | $ 150,000 |
| Chester County Pennsylvania | 8 | $ 2,880,000 | $ 360,000 | $ 234,000 |
| Somerset County Pennsylvania | 8 | $ 710,000 | $ 88,000 | $ 93,000 |
| Mineral County West Virginia | 8 | $ 360,000 | $ 45,000 | $ 65,000 |
| Kent County Delaware | 7 | $ 735,000 | $ 105,000 | $ 107,000 |
| Montgomery County Pennsylvania | 7 | $ 2,415,000 | $ 345,000 | $ 141,000 |
| Hampshire County West Virginia | 7 | $ 825,000 | $ 117,000 | $ 55,000 |
| Chesterfield County Virginia | 5 | $ 735,000 | $ 147,000 | $ 96,000 |
| Bucks County Pennsylvania | 4 | $ 1,250,000 | $ 312,000 | $ 142,000 |
| Delaware County Pennsylvania | 4 | $ 660,000 | $ 165,000 | $ 251,000 |
| Fairfax City County Virginia | 4 | $ 2,330,000 | $ 582,000 | $ 418,000 |
| Norfolk County Virginia | 4 | $ 560,000 | $ 140,000 | $ 110,000 |
| Virginia Beach County Virginia | 4 | $ 2,160,000 | $ 540,000 | $ 354,000 |
| Morgan County West Virginia | 4 | $ 410,000 | $ 102,000 | $ 45,000 |
| Mecklenburg County North Carolina | 3 | $ 45,000 | $ 15,000 | $ 106,000 |
| Dauphin County Pennsylvania | 3 | $ 115,000 | $ 38,000 | $ 93,000 |
| Lancaster County Pennsylvania | 3 | $ 255,000 | $ 85,000 | $ 68,000 |
| Hardy County West Virginia | 3 | $ 235,000 | $ 78,000 | $ 50,000 |
| Jefferson County West Virginia | 3 | $ 195,000 | $ 65,000 | $ 81,000 |
| Pinal County Arizona | 2 | $ 40,000 | $ 20,000 | $ 87,000 |
| Lake County Florida | 2 | $ 90,000 | $ 45,000 | $ 176,000 |
| Fulton County Georgia | 2 | $ 180,000 | $ 90,000 | $ 77,000 |
| Cumberland County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 118,000 |
| Fulton County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 73,000 |
| Indiana County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 93,000 |
| Accomack County Virginia | 2 | $ 120,000 | $ 60,000 | $ 77,000 |
| Albemarle County Virginia | 2 | $ 530,000 | $ 265,000 | $ 151,000 |
| Amherst County Virginia | 2 | $ 300,000 | $ 150,000 | $ 189,000 |
| Fauquier County Virginia | 2 | $ 310,000 | $ 155,000 | $ 85,000 |
| Henrico County Virginia | 2 | $ 1,520,000 | $ 760,000 | $ 231,000 |
| Montgomery County Virginia | 2 | $ 220,000 | $ 110,000 | $ 121,000 |
| Spotsylvania County Virginia | 2 | $ 670,000 | $ 335,000 | $ 136,000 |
| Broward County Florida | 1 | $ 55,000 | $ 55,000 | $ 189,000 |
| Palm Beach County Florida | 1 | $ 375,000 | $ 375,000 | $ 82,000 |
| Polk County Florida | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Seminole County Florida | 1 | $ 25,000 | $ 25,000 | $ 554,000 |
| Sumter County Florida | 1 | $ 15,000 | $ 15,000 | $ 160,000 |
| Douglas County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Gage County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Burlington County New Jersey | 1 | $ 465,000 | $ 465,000 | $ 51,000 |
| Essex County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Middlesex County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 104,000 |
| Oswego County New York | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Westchester County New York | 1 | $ 95,000 | $ 95,000 | $ 150,000 |
| Edgecombe County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 15,000 |
| Guilford County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Halifax County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 2,000 |
| Harnett County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Iredell County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| New Hanover County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 113,000 |
| Polk County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Wake County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Huntingdon County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| Washington County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 195,000 |
| Horry County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Harris County Texas | 1 | $ 55,000 | $ 55,000 | $ 180,000 |
| Wise County Texas | 1 | $ 25,000 | $ 25,000 | $ 119,000 |
| Culpeper County Virginia | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Falls Church County Virginia | 1 | $ 385,000 | $ 385,000 | $ 129,000 |
| Franklin County Virginia | 1 | $ 525,000 | $ 525,000 | $ 146,000 |
| Frederick County Virginia | 1 | $ 85,000 | $ 85,000 | $ 157,000 |
| Greene County Virginia | 1 | $ 335,000 | $ 335,000 | $ 158,000 |
| Hampton County Virginia | 1 | $ 55,000 | $ 55,000 | $ 213,000 |
| James City County Virginia | 1 | $ 325,000 | $ 325,000 | $ 83,000 |
| King George County Virginia | 1 | $ 345,000 | $ 345,000 | $ 152,000 |
| Lunenburg County Virginia | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| New Kent County Virginia | 1 | $ 25,000 | $ 25,000 | $ 132,000 |
| Northumberland County Virginia | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| Richmond County Virginia | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Richmond City County Virginia | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Roanoke County Virginia | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Shenandoah County Virginia | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Stafford County Virginia | 1 | $ 55,000 | $ 55,000 | $ 160,000 |
| Greenbrier County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Nicholas County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Preston County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Tucker County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 125,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for State Employees Credit Union Of Maryland, Incorporated in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 4,228 | $431,340,000 | $102,000 | $1,945,000 | $118,000 | $2,845,000 |
| Cash-out Refinancing | 2,070 | $304,240,000 | $146,000 | $1,405,000 | $122,000 | $1,356,000 |
| Home Purchase | 927 | $294,315,000 | $317,000 | $2,005,000 | $139,000 | $1,019,000 |
| Refinancing | 512 | $162,800,000 | $317,000 | $2,005,000 | $142,000 | $768,000 |
| Home Improvement | 219 | $15,295,000 | $69,000 | $545,000 | $95,000 | $450,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,759 | $547,475,000 | $145,000 | $2,005,000 | $128,000 | $1,019,000 |
| Black or African American | 1,905 | $155,455,000 | $81,000 | $1,095,000 | $93,000 | $1,356,000 |
| Not Provided | 1,369 | $258,765,000 | $189,000 | $1,225,000 | $130,000 | $2,845,000 |
| Asian | 592 | $205,970,000 | $347,000 | $2,005,000 | $164,000 | $1,258,000 |
| Hispanic | 213 | $21,705,000 | $101,000 | $725,000 | $113,000 | $477,000 |
| American Indian or Alaskan Native | 33 | $4,085,000 | $123,000 | $585,000 | $101,000 | $555,000 |
| Not applicable | 10 | $4,730,000 | $473,000 | $1,405,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,690,000 | $211,000 | $765,000 | $97,000 | $149,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,871 | $1,193,045,000 | $151,000 | $2,005,000 | $123,000 | $2,845,000 |
| FHA-insured (Federal Housing Administration) | 85 | $14,945,000 | $175,000 | $495,000 | $72,000 | $275,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,898 | $759,220,000 | $194,000 | $2,005,000 | $133,000 | $2,845,000 |
| Application Denied By Financial Institution | 2,944 | $252,520,000 | $85,000 | $1,105,000 | $107,000 | $1,356,000 |
| Application Withdrawn By Applicant | 986 | $175,120,000 | $177,000 | $2,005,000 | $127,000 | $1,019,000 |
| Application Approved But Not Accepted | 76 | $7,190,000 | $94,000 | $445,000 | $106,000 | $417,000 |
| File Closed For Incompleteness | 52 | $13,940,000 | $268,000 | $775,000 | $113,000 | $335,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,012 | $955,470,000 | $190,000 | $2,005,000 | $131,000 | $2,845,000 |
| Credit History | 845 | $64,105,000 | $75,000 | $775,000 | $106,000 | $720,000 |
| Collateral | 826 | $47,320,000 | $57,000 | $545,000 | $113,000 | $1,356,000 |
| Credit Application Incomplete | 610 | $68,550,000 | $112,000 | $645,000 | $122,000 | $600,000 |
| Debt-To-Income Ratio | 507 | $54,305,000 | $107,000 | $1,105,000 | $73,000 | $419,000 |
| Other | 102 | $9,640,000 | $94,000 | $1,105,000 | $124,000 | $572,000 |
| Unverifiable Information | 45 | $5,865,000 | $130,000 | $885,000 | $130,000 | $460,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,985,000 | $283,000 | $855,000 | $114,000 | $299,000 |
| Employment History | 2 | $750,000 | $375,000 | $645,000 | $185,000 | $277,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.