Seattle Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Seattle Bank 600 University Street Suite 1850 Seattle, WA 98101 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 3,021 |
Total Mortgage Loan Application Amount | $647,296,000 |
Average Mortgage Loan Application Amount | $215,000 |
Highest Mortgage Loan Application Amount | $3,380,000 |
Average Applicant Income | $91,500 |
Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Seattle Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Seattle Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Seattle Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Seattle Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Seattle Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Seattle Bank's mortgage activity for 2007.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Abbeville County South Carolina | 1 | $ 34,000 | $ 34,000 | $ 23,000 |
Ada County Idaho | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
Adair County Kentucky | 2 | $ 152,000 | $ 76,000 | $ 84,000 |
Adams County Idaho | 1 | $ 417,000 | $ 417,000 | $ 165,000 |
Adams County Washington | 1 | $ 94,000 | $ 94,000 | $ 40,000 |
Anchorage County Alaska | 9 | $ 1,582,000 | $ 175,000 | $ 108,000 |
Arlington County Virginia | 1 | $ 180,000 | $ 180,000 | $ 0 |
Barren County Kentucky | 2 | $ 167,000 | $ 83,000 | $ 38,000 |
Benton County Missouri | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
Benton County Washington | 30 | $ 4,100,000 | $ 136,000 | $ 62,000 |
Blaine County Idaho | 2 | $ 1,204,000 | $ 602,000 | $ 463,000 |
Bonner County Idaho | 1 | $ 184,000 | $ 184,000 | $ 110,000 |
Boone County Arkansas | 2 | $ 287,000 | $ 143,000 | $ 77,000 |
Boone County Missouri | 1 | $ 81,000 | $ 81,000 | $ 32,000 |
Bossier County Louisiana | 3 | $ 335,000 | $ 111,000 | $ 60,000 |
Brazoria County Texas | 1 | $ 237,000 | $ 237,000 | $ 121,000 |
Breckinridge County Kentucky | 2 | $ 175,000 | $ 87,000 | $ 29,000 |
Butte County California | 1 | $ 150,000 | $ 150,000 | $ 144,000 |
Caddo County Louisiana | 3 | $ 236,000 | $ 78,000 | $ 30,000 |
Calloway County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
Camden County Missouri | 1 | $ 87,000 | $ 87,000 | $ 32,000 |
Campbell County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 59,000 |
Canyon County Idaho | 1 | $ 149,000 | $ 149,000 | $ 133,000 |
Carson City County Nevada | 4 | $ 1,240,000 | $ 310,000 | $ 117,000 |
Carter County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 45,000 |
Casey County Kentucky | 3 | $ 417,000 | $ 139,000 | $ 48,000 |
Chelan County Washington | 4 | $ 791,000 | $ 197,000 | $ 120,000 |
Christian County Kentucky | 7 | $ 1,027,000 | $ 146,000 | $ 107,000 |
Christian County Missouri | 5 | $ 876,000 | $ 175,000 | $ 62,000 |
Clackamas County Oregon | 9 | $ 3,945,000 | $ 438,000 | $ 200,000 |
Clark County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 204,000 |
Clark County Washington | 50 | $ 10,306,000 | $ 206,000 | $ 101,000 |
Clatsop County Oregon | 1 | $ 312,000 | $ 312,000 | $ 101,000 |
Contra Costa County California | 1 | $ 68,000 | $ 68,000 | $ 33,000 |
Cowlitz County Washington | 10 | $ 1,927,000 | $ 192,000 | $ 95,000 |
Crook County Oregon | 2 | $ 467,000 | $ 233,000 | $ 246,000 |
Dallas County Missouri | 6 | $ 457,000 | $ 76,000 | $ 28,000 |
Dallas County Texas | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
Davidson County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 105,000 |
Daviess County Indiana | 1 | $ 42,000 | $ 42,000 | $ 26,000 |
Daviess County Kentucky | 20 | $ 2,022,000 | $ 101,000 | $ 41,000 |
Deschutes County Oregon | 4 | $ 1,367,000 | $ 341,000 | $ 326,000 |
Douglas County Nevada | 13 | $ 3,539,000 | $ 272,000 | $ 113,000 |
Douglas County Oregon | 1 | $ 155,000 | $ 155,000 | $ 174,000 |
Douglas County Washington | 1 | $ 411,000 | $ 411,000 | $ 161,000 |
Ector County Texas | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
El Dorado County California | 6 | $ 1,492,000 | $ 248,000 | $ 127,000 |
Elkhart County Indiana | 1 | $ 46,000 | $ 46,000 | $ 21,000 |
Fairbanks North Star County Alaska | 2 | $ 402,000 | $ 201,000 | $ 115,000 |
Fairfax County Virginia | 1 | $ 572,000 | $ 572,000 | $ 180,000 |
Fairfield County Ohio | 1 | $ 153,000 | $ 153,000 | $ 72,000 |
Ferry County Washington | 2 | $ 137,000 | $ 68,000 | $ 21,000 |
Floyd County Indiana | 2 | $ 210,000 | $ 105,000 | $ 53,000 |
Fort Bend County Texas | 1 | $ 112,000 | $ 112,000 | $ 35,000 |
Franklin County Ohio | 1 | $ 101,000 | $ 101,000 | $ 66,000 |
Franklin County Washington | 18 | $ 2,670,000 | $ 148,000 | $ 71,000 |
Gasconade County Missouri | 1 | $ 112,000 | $ 112,000 | $ 61,000 |
Grant County Washington | 4 | $ 535,000 | $ 133,000 | $ 126,000 |
Grays Harbor County Washington | 7 | $ 1,400,000 | $ 200,000 | $ 54,000 |
Grayson County Kentucky | 2 | $ 164,000 | $ 82,000 | $ 27,000 |
Greene County Missouri | 26 | $ 2,684,000 | $ 103,000 | $ 50,000 |
Guadalupe County Texas | 1 | $ 255,000 | $ 255,000 | $ 148,000 |
Hardin County Kentucky | 10 | $ 1,035,000 | $ 103,000 | $ 48,000 |
Harlan County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 29,000 |
Henderson County Kentucky | 3 | $ 464,000 | $ 154,000 | $ 55,000 |
Hendry County Florida | 1 | $ 241,000 | $ 241,000 | $ 101,000 |
Henry County Kentucky | 2 | $ 200,000 | $ 100,000 | $ 67,000 |
Henry County Missouri | 2 | $ 75,000 | $ 37,000 | $ 120,000 |
Hickory County Missouri | 1 | $ 51,000 | $ 51,000 | $ 32,000 |
Hood River County Oregon | 1 | $ 339,000 | $ 339,000 | $ 249,000 |
Hopkins County Kentucky | 4 | $ 422,000 | $ 105,000 | $ 37,000 |
Island County Washington | 6 | $ 1,159,000 | $ 193,000 | $ 93,000 |
Jackson County Indiana | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
Jackson County Oregon | 5 | $ 674,000 | $ 134,000 | $ 60,000 |
Jefferson County Indiana | 1 | $ 121,000 | $ 121,000 | $ 36,000 |
Jefferson County Kentucky | 42 | $ 6,195,000 | $ 147,000 | $ 80,000 |
Jefferson County Missouri | 4 | $ 685,000 | $ 171,000 | $ 44,000 |
Jefferson County Oregon | 1 | $ 132,000 | $ 132,000 | $ 38,000 |
Jefferson County Washington | 6 | $ 1,712,000 | $ 285,000 | $ 163,000 |
Jessamine County Kentucky | 2 | $ 288,000 | $ 144,000 | $ 54,000 |
Kenai Peninsula County Alaska | 1 | $ 345,000 | $ 345,000 | $ 208,000 |
King County Washington | 843 | $ 222,898,000 | $ 264,000 | $ 109,000 |
Kitsap County Washington | 124 | $ 26,911,000 | $ 217,000 | $ 90,000 |
Kittitas County Washington | 11 | $ 2,529,000 | $ 229,000 | $ 177,000 |
Knox County Indiana | 1 | $ 68,000 | $ 68,000 | $ 93,000 |
Kootenai County Idaho | 2 | $ 208,000 | $ 104,000 | $ 100,000 |
Laclede County Missouri | 1 | $ 73,000 | $ 73,000 | $ 21,000 |
Lane County Oregon | 1 | $ 191,000 | $ 191,000 | $ 80,000 |
Laurel County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 70,000 |
Lawrence County Indiana | 1 | $ 73,000 | $ 73,000 | $ 38,000 |
Lawrence County Missouri | 3 | $ 384,000 | $ 128,000 | $ 63,000 |
Lewis County Washington | 23 | $ 3,342,000 | $ 145,000 | $ 54,000 |
Lincoln County Missouri | 1 | $ 179,000 | $ 179,000 | $ 74,000 |
Lincoln County Oregon | 1 | $ 100,000 | $ 100,000 | $ 179,000 |
Lincoln County Wyoming | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
Linn County Oregon | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
Livingston County Kentucky | 1 | $ 288,000 | $ 288,000 | $ 265,000 |
Lyon County Nevada | 1 | $ 255,000 | $ 255,000 | $ 137,000 |
Maricopa County Arizona | 4 | $ 1,204,000 | $ 301,000 | $ 204,000 |
Marion County Indiana | 3 | $ 514,000 | $ 171,000 | $ 107,000 |
Marion County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
Marion County Oregon | 10 | $ 1,317,000 | $ 131,000 | $ 80,000 |
Mason County Washington | 14 | $ 3,152,000 | $ 225,000 | $ 83,000 |
McLean County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 40,000 |
Meade County Kentucky | 4 | $ 341,000 | $ 85,000 | $ 44,000 |
Mohave County Arizona | 2 | $ 512,000 | $ 256,000 | $ 68,000 |
Morgan County Missouri | 1 | $ 138,000 | $ 138,000 | $ 111,000 |
Muhlenberg County Kentucky | 1 | $ 31,000 | $ 31,000 | $ 18,000 |
Multnomah County Oregon | 15 | $ 4,530,000 | $ 302,000 | $ 101,000 |
Nelson County Kentucky | 8 | $ 829,000 | $ 103,000 | $ 47,000 |
Newton County Missouri | 1 | $ 69,000 | $ 69,000 | $ 27,000 |
Ohio County Kentucky | 2 | $ 156,000 | $ 78,000 | $ 23,000 |
Okanogan County Washington | 2 | $ 420,000 | $ 210,000 | $ 123,000 |
Oldham County Kentucky | 3 | $ 784,000 | $ 261,000 | $ 74,000 |
Osage County Missouri | 1 | $ 98,000 | $ 98,000 | $ 49,000 |
Pacific County Washington | 4 | $ 690,000 | $ 172,000 | $ 93,000 |
Pierce County Washington | 696 | $ 147,647,000 | $ 212,000 | $ 89,000 |
Pima County Arizona | 1 | $ 158,000 | $ 158,000 | $ 37,000 |
Pinal County Arizona | 2 | $ 535,000 | $ 267,000 | $ 296,000 |
Placer County California | 2 | $ 477,000 | $ 238,000 | $ 180,000 |
Polk County Missouri | 3 | $ 284,000 | $ 94,000 | $ 30,000 |
Polk County Oregon | 3 | $ 540,000 | $ 180,000 | $ 70,000 |
Pulaski County Kentucky | 2 | $ 252,000 | $ 126,000 | $ 71,000 |
Pulaski County Missouri | 3 | $ 280,000 | $ 93,000 | $ 30,000 |
Riverside County California | 2 | $ 396,000 | $ 198,000 | $ 94,000 |
Rockcastle County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
Russell County Kentucky | 8 | $ 1,094,000 | $ 136,000 | $ 65,000 |
Sacramento County California | 2 | $ 617,000 | $ 308,000 | $ 85,000 |
Salt Lake County Utah | 8 | $ 1,549,000 | $ 193,000 | $ 112,000 |
San Bernardino County California | 1 | $ 260,000 | $ 260,000 | $ 99,000 |
San Juan County Washington | 3 | $ 628,000 | $ 209,000 | $ 104,000 |
San Luis Obispo County California | 1 | $ 447,000 | $ 447,000 | $ 135,000 |
San Mateo County California | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
Scott County Missouri | 1 | $ 153,000 | $ 153,000 | $ 78,000 |
Shelby County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 33,000 |
Simpson County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
Skagit County Washington | 18 | $ 4,049,000 | $ 224,000 | $ 91,000 |
Snohomish County Washington | 325 | $ 70,221,000 | $ 216,000 | $ 88,000 |
Sonoma County California | 1 | $ 339,000 | $ 339,000 | $ 94,000 |
Spencer County Indiana | 4 | $ 604,000 | $ 151,000 | $ 83,000 |
Spencer County Kentucky | 2 | $ 449,000 | $ 224,000 | $ 51,000 |
Spokane County Washington | 67 | $ 10,671,000 | $ 159,000 | $ 70,000 |
St. Charles County Missouri | 2 | $ 953,000 | $ 476,000 | $ 217,000 |
St. Clair County Missouri | 1 | $ 26,000 | $ 26,000 | $ 120,000 |
St. Francois County Missouri | 1 | $ 115,000 | $ 115,000 | $ 196,000 |
St. Louis City County Missouri | 10 | $ 1,482,000 | $ 148,000 | $ 46,000 |
St. Louis County Missouri | 10 | $ 1,534,000 | $ 153,000 | $ 49,000 |
Stevens County Washington | 8 | $ 1,272,000 | $ 159,000 | $ 45,000 |
Stone County Missouri | 3 | $ 613,000 | $ 204,000 | $ 49,000 |
Summit County Utah | 2 | $ 3,637,000 | $ 1,818,000 | $ 758,000 |
Taney County Missouri | 5 | $ 449,000 | $ 89,000 | $ 30,000 |
Thurston County Washington | 55 | $ 11,969,000 | $ 217,000 | $ 85,000 |
Trigg County Kentucky | 6 | $ 1,265,000 | $ 210,000 | $ 119,000 |
Trimble County Kentucky | 3 | $ 381,000 | $ 127,000 | $ 84,000 |
Union County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 35,000 |
Vanderburgh County Indiana | 6 | $ 782,000 | $ 130,000 | $ 81,000 |
Ventura County California | 1 | $ 101,000 | $ 101,000 | $ 112,000 |
Warren County Missouri | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
Warrick County Indiana | 1 | $ 78,000 | $ 78,000 | $ 32,000 |
Washington County Indiana | 11 | $ 1,235,000 | $ 112,000 | $ 52,000 |
Washington County Kentucky | 1 | $ 171,000 | $ 171,000 | $ 90,000 |
Washington County Oregon | 231 | $ 36,959,000 | $ 159,000 | $ 72,000 |
Washoe County Nevada | 2 | $ 496,000 | $ 248,000 | $ 176,000 |
Webster County Missouri | 3 | $ 240,000 | $ 80,000 | $ 46,000 |
Whatcom County Washington | 6 | $ 1,279,000 | $ 213,000 | $ 41,000 |
Whitman County Washington | 1 | $ 330,000 | $ 330,000 | $ 0 |
Wright County Missouri | 1 | $ 106,000 | $ 106,000 | $ 29,000 |
Yakima County Washington | 8 | $ 730,000 | $ 91,000 | $ 60,000 |
Yamhill County Oregon | 1 | $ 142,000 | $ 142,000 | $ 172,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,844 | $389,519,000 | $211,000 | $1,750,000 | $93,000 | $1,500,000 |
Refinancing | 1,177 | $257,777,000 | $219,000 | $3,380,000 | $90,000 | $1,390,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,336 | $500,314,000 | $214,000 | $1,750,000 | $93,000 | $1,500,000 |
Not Provided | 301 | $68,651,000 | $228,000 | $3,380,000 | $95,000 | $1,390,000 |
Asian | 149 | $31,276,000 | $209,000 | $417,000 | $84,000 | $466,000 |
Black or African American | 109 | $21,886,000 | $200,000 | $496,000 | $85,000 | $364,000 |
Hispanic | 101 | $19,295,000 | $191,000 | $728,000 | $72,000 | $364,000 |
Native Hawaiian or Other Pacific Islander | 17 | $3,926,000 | $230,000 | $398,000 | $97,000 | $406,000 |
American Indian or Alaskan Native | 7 | $1,849,000 | $264,000 | $404,000 | $76,000 | $165,000 |
Not applicable | 1 | $99,000 | $99,000 | $99,000 | $24,000 | $24,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,559 | $556,370,000 | $217,000 | $3,380,000 | $96,000 | $1,500,000 |
FHA-insured (Federal Housing Administration) | 319 | $55,930,000 | $175,000 | $417,000 | $66,000 | $406,000 |
VA-guaranteed (Veterans Administration) | 142 | $34,906,000 | $245,000 | $417,000 | $69,000 | $182,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $90,000 | $90,000 | $90,000 | $30,000 | $30,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,473 | $542,042,000 | $219,000 | $1,343,000 | $92,000 | $1,500,000 |
Application Withdrawn By Applicant | 334 | $64,843,000 | $194,000 | $1,000,000 | $91,000 | $452,000 |
Application Denied By Financial Institution | 113 | $22,569,000 | $199,000 | $3,380,000 | $90,000 | $1,390,000 |
Application Approved But Not Accepted | 101 | $17,842,000 | $176,000 | $1,750,000 | $88,000 | $734,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 36 | $5,544,000 | $154,000 | $437,000 | $62,000 | $240,000 |
Debt-To-Income Ratio | 28 | $5,223,000 | $186,000 | $549,000 | $67,000 | $204,000 |
Collateral | 18 | $3,215,000 | $178,000 | $524,000 | $130,000 | $860,000 |
Other | 15 | $6,084,000 | $405,000 | $3,380,000 | $180,000 | $1,390,000 |
Unverifiable Information | 7 | $966,000 | $138,000 | $328,000 | $61,000 | $102,000 |
Employment History | 4 | $658,000 | $164,000 | $295,000 | $62,000 | $132,000 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Seattle Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Seattle Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.
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