Scott Credit Union
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Scott Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Scott Credit Union 101 Credit Union Way Edwardsville, IL 62025 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,522 |
| Total Mortgage Loan Application Amount | $241,540,000 |
| Average Mortgage Loan Application Amount | $153,200 |
| Highest Mortgage Loan Application Amount | $1,255,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $2,626,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Clair County Illinois | 509 | $ 73,035,000 | $ 143,000 | $ 100,000 |
| Madison County Illinois | 465 | $ 75,005,000 | $ 161,000 | $ 97,000 |
| St. Louis County Missouri | 101 | $ 20,425,000 | $ 202,000 | $ 97,000 |
| Monroe County Illinois | 77 | $ 15,445,000 | $ 200,000 | $ 118,000 |
| St. Louis City County Missouri | 48 | $ 8,210,000 | $ 171,000 | $ 87,000 |
| Clinton County Illinois | 43 | $ 7,645,000 | $ 177,000 | $ 110,000 |
| Jefferson County Missouri | 30 | $ 5,320,000 | $ 177,000 | $ 93,000 |
| St. Charles County Missouri | 27 | $ 6,205,000 | $ 229,000 | $ 108,000 |
| Bond County Illinois | 19 | $ 2,355,000 | $ 123,000 | $ 68,000 |
| Macoupin County Illinois | 19 | $ 2,055,000 | $ 108,000 | $ 92,000 |
| Randolph County Illinois | 18 | $ 2,010,000 | $ 111,000 | $ 81,000 |
| Marion County Illinois | 10 | $ 930,000 | $ 93,000 | $ 54,000 |
| Washington County Illinois | 10 | $ 1,400,000 | $ 140,000 | $ 63,000 |
| Franklin County Illinois | 8 | $ 670,000 | $ 83,000 | $ 76,000 |
| Cook County Illinois | 6 | $ 1,300,000 | $ 216,000 | $ 138,000 |
| Montgomery County Illinois | 6 | $ 960,000 | $ 160,000 | $ 52,000 |
| Williamson County Illinois | 6 | $ 1,260,000 | $ 210,000 | $ 105,000 |
| Cape Girardeau County Missouri | 6 | $ 750,000 | $ 125,000 | $ 55,000 |
| Fayette County Illinois | 5 | $ 505,000 | $ 101,000 | $ 112,000 |
| Jefferson County Illinois | 5 | $ 605,000 | $ 121,000 | $ 181,000 |
| Perry County Illinois | 5 | $ 605,000 | $ 121,000 | $ 78,000 |
| Lincoln County Missouri | 5 | $ 975,000 | $ 195,000 | $ 84,000 |
| Pulaski County Missouri | 5 | $ 795,000 | $ 159,000 | $ 218,000 |
| Franklin County Missouri | 4 | $ 810,000 | $ 202,000 | $ 102,000 |
| St. Francois County Missouri | 4 | $ 790,000 | $ 197,000 | $ 152,000 |
| Warren County Missouri | 4 | $ 670,000 | $ 167,000 | $ 174,000 |
| Effingham County Illinois | 3 | $ 485,000 | $ 161,000 | $ 60,000 |
| Macon County Illinois | 3 | $ 575,000 | $ 191,000 | $ 111,000 |
| Saline County Illinois | 3 | $ 255,000 | $ 85,000 | $ 64,000 |
| Sangamon County Illinois | 3 | $ 285,000 | $ 95,000 | $ 48,000 |
| Wayne County Illinois | 3 | $ 325,000 | $ 108,000 | $ 66,000 |
| Washington County Missouri | 3 | $ 445,000 | $ 148,000 | $ 63,000 |
| Lee County Florida | 2 | $ 360,000 | $ 180,000 | $ 104,000 |
| Clay County Illinois | 2 | $ 250,000 | $ 125,000 | $ 54,000 |
| Jackson County Illinois | 2 | $ 80,000 | $ 40,000 | $ 15,000 |
| Jersey County Illinois | 2 | $ 240,000 | $ 120,000 | $ 89,000 |
| Johnson County Illinois | 2 | $ 120,000 | $ 60,000 | $ 97,000 |
| McLean County Illinois | 2 | $ 190,000 | $ 95,000 | $ 132,000 |
| Greene County Missouri | 2 | $ 580,000 | $ 290,000 | $ 143,000 |
| Stone County Missouri | 2 | $ 590,000 | $ 295,000 | $ 58,000 |
| Grand County Colorado | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Bay County Florida | 1 | $ 345,000 | $ 345,000 | $ 106,000 |
| Sumter County Florida | 1 | $ 405,000 | $ 405,000 | $ 245,000 |
| Walton County Florida | 1 | $ 455,000 | $ 455,000 | $ 257,000 |
| Champaign County Illinois | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Coles County Illinois | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| DuPage County Illinois | 1 | $ 225,000 | $ 225,000 | $ 220,000 |
| Edwards County Illinois | 1 | $ 105,000 | $ 105,000 | $ 118,000 |
| Mercer County Illinois | 1 | $ 125,000 | $ 125,000 | $ 300,000 |
| Peoria County Illinois | 1 | $ 285,000 | $ 285,000 | $ 175,000 |
| Pike County Illinois | 1 | $ 45,000 | $ 45,000 | $ 122,000 |
| Pope County Illinois | 1 | $ 95,000 | $ 95,000 | $ 121,000 |
| Shelby County Illinois | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Union County Illinois | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Will County Illinois | 1 | $ 195,000 | $ 195,000 | $ 153,000 |
| Audrain County Missouri | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Bollinger County Missouri | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Boone County Missouri | 1 | $ 145,000 | $ 145,000 | $ 119,000 |
| Butler County Missouri | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Camden County Missouri | 1 | $ 155,000 | $ 155,000 | $ 133,000 |
| Iron County Missouri | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Madison County Missouri | 1 | $ 255,000 | $ 255,000 | $ 150,000 |
| Marion County Missouri | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Mississippi County Missouri | 1 | $ 125,000 | $ 125,000 | $ 113,000 |
| Montgomery County Missouri | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| New Madrid County Missouri | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Osage County Missouri | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Pike County Missouri | 1 | $ 225,000 | $ 225,000 | $ 109,000 |
| Polk County Missouri | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Putnam County Missouri | 1 | $ 115,000 | $ 115,000 | $ 102,000 |
| Ste. Genevieve County Missouri | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Stoddard County Missouri | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Taney County Missouri | 1 | $ 175,000 | $ 175,000 | $ 221,000 |
| York County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Scott Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 812 | $126,790,000 | $156,000 | $1,255,000 | $100,000 | $1,020,000 |
| Home Purchase | 632 | $103,830,000 | $164,000 | $765,000 | $94,000 | $2,626,000 |
| Cash-out Refinancing | 56 | $8,370,000 | $149,000 | $365,000 | $131,000 | $1,620,000 |
| Other Purpose | 21 | $2,365,000 | $112,000 | $355,000 | $77,000 | $190,000 |
| Home Improvement | 1 | $185,000 | $185,000 | $185,000 | $148,000 | $148,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,136 | $181,010,000 | $159,000 | $1,255,000 | $101,000 | $2,626,000 |
| Not Provided | 204 | $34,260,000 | $167,000 | $1,045,000 | $109,000 | $2,284,000 |
| Black or African American | 142 | $20,840,000 | $146,000 | $545,000 | $72,000 | $391,000 |
| Hispanic | 20 | $2,160,000 | $108,000 | $205,000 | $75,000 | $280,000 |
| Asian | 8 | $1,260,000 | $157,000 | $225,000 | $116,000 | $216,000 |
| American Indian or Alaskan Native | 6 | $1,160,000 | $193,000 | $275,000 | $57,000 | $92,000 |
| Not applicable | 3 | $305,000 | $101,000 | $165,000 | $70,000 | $88,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $205,000 | $205,000 | $205,000 | $120,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,443 | $225,545,000 | $156,000 | $1,255,000 | $100,000 | $2,626,000 |
| VA-guaranteed (Veterans Administration) | 51 | $11,345,000 | $222,000 | $685,000 | $77,000 | $335,000 |
| FHA-insured (Federal Housing Administration) | 25 | $4,335,000 | $173,000 | $345,000 | $64,000 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $315,000 | $105,000 | $135,000 | $36,000 | $41,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 968 | $162,470,000 | $167,000 | $1,255,000 | $97,000 | $578,000 |
| Application Approved But Not Accepted | 258 | $39,870,000 | $154,000 | $535,000 | $94,000 | $335,000 |
| Application Denied By Financial Institution | 192 | $23,650,000 | $123,000 | $545,000 | $96,000 | $2,284,000 |
| Application Withdrawn By Applicant | 93 | $14,705,000 | $158,000 | $685,000 | $141,000 | $2,626,000 |
| File Closed For Incompleteness | 6 | $530,000 | $88,000 | $185,000 | $76,000 | $216,000 |
| Preapproval Denied by Financial Institution | 5 | $315,000 | $63,000 | $95,000 | $26,000 | $41,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,325 | $217,575,000 | $164,000 | $1,255,000 | $99,000 | $2,626,000 |
| Credit History | 108 | $12,530,000 | $116,000 | $325,000 | $124,000 | $2,284,000 |
| Debt-To-Income Ratio | 48 | $6,480,000 | $135,000 | $365,000 | $43,000 | $130,000 |
| Collateral | 27 | $2,835,000 | $105,000 | $545,000 | $75,000 | $220,000 |
| Other | 9 | $1,445,000 | $160,000 | $345,000 | $103,000 | $220,000 |
| Mortgage Insurance Denied | 2 | $90,000 | $45,000 | $55,000 | $32,000 | $33,000 |
| Unverifiable Information | 1 | $285,000 | $285,000 | $285,000 | $68,000 | $68,000 |
| Employment History | 1 | $245,000 | $245,000 | $245,000 | $55,000 | $55,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $55,000 | $55,000 | $55,000 | $56,000 | $56,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.