2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
South State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
South State Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | South State Bank 520 Gervais Street Columbia, SC 29201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 8,219 |
| Total Mortgage Loan Application Amount | $1,673,778,000 |
| Average Mortgage Loan Application Amount | $184,333 |
| Highest Mortgage Loan Application Amount | $14,800,000 |
| Average Applicant Income | $113,000 |
| Highest Applicant Income | $5,021,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with South State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing South State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down South State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how South State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by South State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at South State Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Abbeville County South Carolina | 8 | $ 990,000 | $ 123,000 | $ 69,000 |
| Aiken County South Carolina | 28 | $ 3,119,000 | $ 111,000 | $ 70,000 |
| Alachua County Florida | 13 | $ 874,000 | $ 67,000 | $ 47,000 |
| Alamance County North Carolina | 2 | $ 588,000 | $ 294,000 | $ 106,000 |
| Alcorn County Mississippi | 3 | $ 192,000 | $ 64,000 | $ 40,000 |
| Alexander County North Carolina | 1 | $ 292,000 | $ 292,000 | $ 166,000 |
| Alleghany County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 62,000 |
| Allendale County South Carolina | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Amelia County Virginia | 4 | $ 671,000 | $ 167,000 | $ 84,000 |
| Amherst County Virginia | 7 | $ 1,098,000 | $ 156,000 | $ 75,000 |
| Amite County Mississippi | 1 | $ 46,000 | $ 46,000 | $ 140,000 |
| Anderson County South Carolina | 285 | $ 48,160,000 | $ 168,000 | $ 89,000 |
| Anne Arundel County Maryland | 2 | $ 338,000 | $ 169,000 | $ 171,000 |
| Anson County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 22,000 |
| Appling County Georgia | 9 | $ 592,000 | $ 65,000 | $ 71,000 |
| Appomattox County Virginia | 5 | $ 1,199,000 | $ 239,000 | $ 111,000 |
| Ashe County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 135,000 |
| Atkinson County Georgia | 1 | $ 86,000 | $ 86,000 | $ 78,000 |
| Attala County Mississippi | 2 | $ 73,000 | $ 36,000 | $ 39,000 |
| Autauga County Alabama | 1 | $ 61,000 | $ 61,000 | $ 37,000 |
| Bacon County Georgia | 5 | $ 375,000 | $ 75,000 | $ 65,000 |
| Baker County Florida | 3 | $ 243,000 | $ 81,000 | $ 89,000 |
| Baker County Georgia | 1 | $ 88,000 | $ 88,000 | $ 35,000 |
| Baldwin County Alabama | 5 | $ 250,000 | $ 50,000 | $ 69,000 |
| Bamberg County South Carolina | 22 | $ 1,862,000 | $ 84,000 | $ 50,000 |
| Banks County Georgia | 25 | $ 3,352,000 | $ 134,000 | $ 76,000 |
| Barbour County Alabama | 2 | $ 108,000 | $ 54,000 | $ 50,000 |
| Barnstable County Massachusetts | 2 | $ 383,000 | $ 191,000 | $ 132,000 |
| Barnwell County South Carolina | 4 | $ 282,000 | $ 70,000 | $ 106,000 |
| Barrow County Georgia | 35 | $ 3,922,000 | $ 112,000 | $ 50,000 |
| Bay County Florida | 10 | $ 580,000 | $ 58,000 | $ 58,000 |
| Beaufort County South Carolina | 447 | $ 120,774,000 | $ 270,000 | $ 138,000 |
| Bedford County Virginia | 10 | $ 3,074,000 | $ 307,000 | $ 128,000 |
| Ben Hill County Georgia | 1 | $ 43,000 | $ 43,000 | $ 22,000 |
| Bergen County New Jersey | 1 | $ 271,000 | $ 271,000 | $ 97,000 |
| Berkeley County South Carolina | 164 | $ 31,348,000 | $ 191,000 | $ 95,000 |
| Berks County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 80,000 |
| Berrien County Georgia | 3 | $ 148,000 | $ 49,000 | $ 34,000 |
| Bertie County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 116,000 |
| Bibb County Alabama | 1 | $ 38,000 | $ 38,000 | $ 21,000 |
| Bledsoe County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Botetourt County Virginia | 3 | $ 649,000 | $ 216,000 | $ 142,000 |
| Bradford County Florida | 4 | $ 305,000 | $ 76,000 | $ 64,000 |
| Brantley County Georgia | 1 | $ 70,000 | $ 70,000 | $ 58,000 |
| Bristol County Massachusetts | 2 | $ 785,000 | $ 392,000 | $ 184,000 |
| Brooks County Georgia | 2 | $ 98,000 | $ 49,000 | $ 59,000 |
| Brunswick County North Carolina | 96 | $ 23,157,000 | $ 241,000 | $ 150,000 |
| Brunswick County Virginia | 4 | $ 920,000 | $ 230,000 | $ 126,000 |
| Bryan County Georgia | 42 | $ 9,859,000 | $ 234,000 | $ 104,000 |
| Buena Vista County Virginia | 1 | $ 190,000 | $ 190,000 | $ 63,000 |
| Bulloch County Georgia | 9 | $ 1,396,000 | $ 155,000 | $ 132,000 |
| Buncombe County North Carolina | 65 | $ 14,700,000 | $ 226,000 | $ 132,000 |
| Burke County Georgia | 1 | $ 106,000 | $ 106,000 | $ 80,000 |
| Cabarrus County North Carolina | 18 | $ 5,414,000 | $ 300,000 | $ 152,000 |
| Caldwell County North Carolina | 1 | $ 18,000 | $ 18,000 | $ 13,000 |
| Calhoun County Alabama | 2 | $ 126,000 | $ 63,000 | $ 72,000 |
| Calhoun County Georgia | 1 | $ 39,000 | $ 39,000 | $ 17,000 |
| Calhoun County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Calhoun County South Carolina | 22 | $ 3,016,000 | $ 137,000 | $ 76,000 |
| Camden County Georgia | 1 | $ 98,000 | $ 98,000 | $ 60,000 |
| Campbell County Virginia | 2 | $ 185,000 | $ 92,000 | $ 38,000 |
| Cannon County Tennessee | 2 | $ 82,000 | $ 41,000 | $ 25,000 |
| Carroll County Georgia | 3 | $ 220,000 | $ 73,000 | $ 78,000 |
| Carteret County North Carolina | 6 | $ 327,000 | $ 54,000 | $ 69,000 |
| Caswell County North Carolina | 2 | $ 117,000 | $ 58,000 | $ 62,000 |
| Catawba County North Carolina | 1 | $ 244,000 | $ 244,000 | $ 100,000 |
| Chambers County Alabama | 1 | $ 91,000 | $ 91,000 | $ 49,000 |
| Charleston County South Carolina | 577 | $ 198,270,000 | $ 343,000 | $ 160,000 |
| Charlotte County Florida | 1 | $ 66,000 | $ 66,000 | $ 69,000 |
| Charlotte County Virginia | 1 | $ 170,000 | $ 170,000 | $ 66,000 |
| Charlottesville County Virginia | 1 | $ 308,000 | $ 308,000 | $ 150,000 |
| Charlton County Georgia | 2 | $ 137,000 | $ 68,000 | $ 39,000 |
| Chatham County Georgia | 262 | $ 69,066,000 | $ 263,000 | $ 152,000 |
| Chatham County North Carolina | 1 | $ 379,000 | $ 379,000 | $ 267,000 |
| Cherokee County Georgia | 13 | $ 1,731,000 | $ 133,000 | $ 75,000 |
| Cherokee County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Cherokee County South Carolina | 6 | $ 497,000 | $ 82,000 | $ 67,000 |
| Chesapeake County Virginia | 2 | $ 137,000 | $ 68,000 | $ 40,000 |
| Chester County Pennsylvania | 5 | $ 1,404,000 | $ 280,000 | $ 207,000 |
| Chester County South Carolina | 12 | $ 2,909,000 | $ 242,000 | $ 89,000 |
| Chesterfield County South Carolina | 14 | $ 1,316,000 | $ 94,000 | $ 127,000 |
| Chilton County Alabama | 1 | $ 41,000 | $ 41,000 | $ 48,000 |
| Choctaw County Alabama | 3 | $ 143,000 | $ 47,000 | $ 50,000 |
| Citrus County Florida | 2 | $ 90,000 | $ 45,000 | $ 55,000 |
| Clarendon County South Carolina | 28 | $ 3,391,000 | $ 121,000 | $ 109,000 |
| Clarke County Alabama | 3 | $ 196,000 | $ 65,000 | $ 34,000 |
| Clarke County Georgia | 30 | $ 3,731,000 | $ 124,000 | $ 86,000 |
| Clarke County Mississippi | 4 | $ 157,000 | $ 39,000 | $ 27,000 |
| Clay County Florida | 2 | $ 131,000 | $ 65,000 | $ 66,000 |
| Clay County Mississippi | 1 | $ 63,000 | $ 63,000 | $ 55,000 |
| Clay County North Carolina | 4 | $ 1,082,000 | $ 270,000 | $ 147,000 |
| Clay County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 48,000 |
| Cleburne County Alabama | 3 | $ 191,000 | $ 63,000 | $ 29,000 |
| Cleveland County North Carolina | 3 | $ 521,000 | $ 173,000 | $ 101,000 |
| Cobb County Georgia | 2 | $ 402,000 | $ 201,000 | $ 65,000 |
| Coffee County Alabama | 1 | $ 76,000 | $ 76,000 | $ 36,000 |
| Coffee County Georgia | 4 | $ 263,000 | $ 65,000 | $ 46,000 |
| Coffee County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Colbert County Alabama | 5 | $ 230,000 | $ 46,000 | $ 37,000 |
| Colleton County South Carolina | 94 | $ 12,965,000 | $ 137,000 | $ 116,000 |
| Colonial Heights County Virginia | 2 | $ 254,000 | $ 127,000 | $ 154,000 |
| Colquitt County Georgia | 1 | $ 24,000 | $ 24,000 | $ 11,000 |
| Columbia County Florida | 6 | $ 333,000 | $ 55,000 | $ 55,000 |
| Columbus County North Carolina | 8 | $ 476,000 | $ 59,000 | $ 32,000 |
| Cook County Georgia | 1 | $ 69,000 | $ 69,000 | $ 121,000 |
| Coosa County Alabama | 2 | $ 161,000 | $ 80,000 | $ 33,000 |
| Copiah County Mississippi | 4 | $ 392,000 | $ 98,000 | $ 64,000 |
| Covington County Alabama | 3 | $ 183,000 | $ 61,000 | $ 119,000 |
| Coweta County Georgia | 1 | $ 58,000 | $ 58,000 | $ 89,000 |
| Craven County North Carolina | 3 | $ 772,000 | $ 257,000 | $ 84,000 |
| Crisp County Georgia | 4 | $ 802,000 | $ 200,000 | $ 121,000 |
| Cullman County Alabama | 2 | $ 111,000 | $ 55,000 | $ 88,000 |
| Cumberland County Maine | 2 | $ 503,000 | $ 251,000 | $ 77,000 |
| Cumberland County North Carolina | 7 | $ 928,000 | $ 132,000 | $ 53,000 |
| Dade County Georgia | 1 | $ 72,000 | $ 72,000 | $ 78,000 |
| Dale County Alabama | 1 | $ 89,000 | $ 89,000 | $ 37,000 |
| Dare County North Carolina | 2 | $ 385,000 | $ 192,000 | $ 104,000 |
| Darlington County South Carolina | 29 | $ 3,640,000 | $ 125,000 | $ 72,000 |
| Davidson County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 60,000 |
| Dawson County Georgia | 1 | $ 351,000 | $ 351,000 | $ 205,000 |
| Decatur County Georgia | 1 | $ 81,000 | $ 81,000 | $ 74,000 |
| DeKalb County Georgia | 6 | $ 1,266,000 | $ 211,000 | $ 122,000 |
| DeKalb County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 86,000 |
| Dillon County South Carolina | 4 | $ 775,000 | $ 193,000 | $ 60,000 |
| Dinwiddie County Virginia | 1 | $ 152,000 | $ 152,000 | $ 48,000 |
| Dixie County Florida | 2 | $ 137,000 | $ 68,000 | $ 81,000 |
| Dorchester County Maryland | 1 | $ 17,000 | $ 17,000 | $ 40,000 |
| Dorchester County South Carolina | 163 | $ 19,791,000 | $ 121,000 | $ 66,000 |
| Douglas County Georgia | 2 | $ 226,000 | $ 113,000 | $ 88,000 |
| Dukes County Massachusetts | 2 | $ 875,000 | $ 437,000 | $ 208,000 |
| Duplin County North Carolina | 6 | $ 429,000 | $ 71,000 | $ 55,000 |
| Durham County North Carolina | 2 | $ 245,000 | $ 122,000 | $ 107,000 |
| Duval County Florida | 3 | $ 194,000 | $ 64,000 | $ 68,000 |
| Edgefield County South Carolina | 2 | $ 233,000 | $ 116,000 | $ 40,000 |
| Effingham County Georgia | 17 | $ 1,913,000 | $ 112,000 | $ 47,000 |
| Elbert County Georgia | 2 | $ 80,000 | $ 40,000 | $ 41,000 |
| Elmore County Alabama | 4 | $ 235,000 | $ 58,000 | $ 71,000 |
| Escambia County Alabama | 4 | $ 241,000 | $ 60,000 | $ 72,000 |
| Escambia County Florida | 3 | $ 242,000 | $ 80,000 | $ 47,000 |
| Essex County Massachusetts | 6 | $ 2,173,000 | $ 362,000 | $ 295,000 |
| Etowah County Alabama | 2 | $ 95,000 | $ 47,000 | $ 39,000 |
| Fairfield County South Carolina | 10 | $ 2,828,000 | $ 282,000 | $ 172,000 |
| Fannin County Georgia | 2 | $ 256,000 | $ 128,000 | $ 128,000 |
| Fentress County Tennessee | 1 | $ 31,000 | $ 31,000 | $ 18,000 |
| Florence County South Carolina | 185 | $ 25,124,000 | $ 135,000 | $ 94,000 |
| Forsyth County Georgia | 7 | $ 1,365,000 | $ 195,000 | $ 70,000 |
| Forsyth County North Carolina | 3 | $ 477,000 | $ 159,000 | $ 161,000 |
| Franklin County Alabama | 4 | $ 225,000 | $ 56,000 | $ 42,000 |
| Franklin County Georgia | 18 | $ 1,476,000 | $ 82,000 | $ 42,000 |
| Franklin County Mississippi | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Franklin County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 72,000 |
| Franklin County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 61,000 |
| Franklin County Virginia | 3 | $ 555,000 | $ 185,000 | $ 79,000 |
| Frederick County Virginia | 1 | $ 39,000 | $ 39,000 | $ 35,000 |
| Fulton County Georgia | 9 | $ 2,452,000 | $ 272,000 | $ 197,000 |
| Gadsden County Florida | 1 | $ 68,000 | $ 68,000 | $ 70,000 |
| Gaston County North Carolina | 17 | $ 5,505,000 | $ 323,000 | $ 146,000 |
| George County Mississippi | 7 | $ 269,000 | $ 38,000 | $ 46,000 |
| Georgetown County South Carolina | 128 | $ 29,604,000 | $ 231,000 | $ 148,000 |
| Gilchrist County Florida | 5 | $ 277,000 | $ 55,000 | $ 62,000 |
| Giles County Tennessee | 1 | $ 26,000 | $ 26,000 | $ 37,000 |
| Gilmer County Georgia | 1 | $ 70,000 | $ 70,000 | $ 39,000 |
| Glynn County Georgia | 18 | $ 2,554,000 | $ 141,000 | $ 113,000 |
| Goochland County Virginia | 1 | $ 53,000 | $ 53,000 | $ 24,000 |
| Grady County Georgia | 1 | $ 38,000 | $ 38,000 | $ 38,000 |
| Granville County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 27,000 |
| Greenbrier County West Virginia | 1 | $ 654,000 | $ 654,000 | $ 288,000 |
| Greene County Alabama | 1 | $ 41,000 | $ 41,000 | $ 38,000 |
| Greene County North Carolina | 4 | $ 181,000 | $ 45,000 | $ 29,000 |
| Greensville County Virginia | 3 | $ 250,000 | $ 83,000 | $ 65,000 |
| Greenville County South Carolina | 848 | $ 212,833,000 | $ 250,000 | $ 137,000 |
| Greenwood County South Carolina | 19 | $ 2,415,000 | $ 127,000 | $ 79,000 |
| Grundy County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 77,000 |
| Guilford County North Carolina | 5 | $ 1,065,000 | $ 213,000 | $ 104,000 |
| Gwinnett County Georgia | 21 | $ 3,522,000 | $ 167,000 | $ 111,000 |
| Habersham County Georgia | 154 | $ 15,957,000 | $ 103,000 | $ 61,000 |
| Halifax County North Carolina | 6 | $ 359,000 | $ 59,000 | $ 47,000 |
| Halifax County Virginia | 1 | $ 56,000 | $ 56,000 | $ 39,000 |
| Hall County Georgia | 75 | $ 9,133,000 | $ 121,000 | $ 78,000 |
| Hamilton County Florida | 2 | $ 135,000 | $ 67,000 | $ 58,000 |
| Hamilton County Tennessee | 1 | $ 291,000 | $ 291,000 | $ 103,000 |
| Hampden County Massachusetts | 1 | $ 258,000 | $ 258,000 | $ 72,000 |
| Hampton County South Carolina | 10 | $ 612,000 | $ 61,000 | $ 50,000 |
| Haralson County Georgia | 1 | $ 68,000 | $ 68,000 | $ 44,000 |
| Harnett County North Carolina | 7 | $ 1,203,000 | $ 171,000 | $ 69,000 |
| Harris County Georgia | 1 | $ 92,000 | $ 92,000 | $ 51,000 |
| Hart County Georgia | 4 | $ 309,000 | $ 77,000 | $ 28,000 |
| Hartford County Connecticut | 1 | $ 136,000 | $ 136,000 | $ 76,000 |
| Haywood County North Carolina | 11 | $ 1,858,000 | $ 168,000 | $ 96,000 |
| Heard County Georgia | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Henderson County North Carolina | 26 | $ 6,104,000 | $ 234,000 | $ 87,000 |
| Hendry County Florida | 1 | $ 35,000 | $ 35,000 | $ 320,000 |
| Henrico County Virginia | 2 | $ 636,000 | $ 318,000 | $ 317,000 |
| Henry County Alabama | 1 | $ 52,000 | $ 52,000 | $ 40,000 |
| Henry County Virginia | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Hernando County Florida | 2 | $ 162,000 | $ 81,000 | $ 55,000 |
| Hillsborough County Florida | 4 | $ 272,000 | $ 68,000 | $ 60,000 |
| Hillsborough County New Hampshire | 2 | $ 433,000 | $ 216,000 | $ 85,000 |
| Hoke County North Carolina | 2 | $ 98,000 | $ 49,000 | $ 31,000 |
| Holmes County Florida | 2 | $ 152,000 | $ 76,000 | $ 52,000 |
| Horry County South Carolina | 387 | $ 80,474,000 | $ 207,000 | $ 97,000 |
| Houston County Alabama | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Hudson County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 174,000 |
| Iredell County North Carolina | 9 | $ 4,975,000 | $ 552,000 | $ 151,000 |
| Itawamba County Mississippi | 3 | $ 112,000 | $ 37,000 | $ 60,000 |
| Jackson County Alabama | 1 | $ 32,000 | $ 32,000 | $ 79,000 |
| Jackson County Florida | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Jackson County Georgia | 70 | $ 5,717,000 | $ 81,000 | $ 48,000 |
| Jackson County Mississippi | 3 | $ 230,000 | $ 76,000 | $ 95,000 |
| Jackson County North Carolina | 9 | $ 3,213,000 | $ 357,000 | $ 233,000 |
| Jasper County Georgia | 1 | $ 154,000 | $ 154,000 | $ 42,000 |
| Jasper County Mississippi | 1 | $ 42,000 | $ 42,000 | $ 22,000 |
| Jasper County South Carolina | 87 | $ 8,244,000 | $ 94,000 | $ 57,000 |
| Jeff Davis County Georgia | 1 | $ 106,000 | $ 106,000 | $ 59,000 |
| Jefferson County Alabama | 4 | $ 275,000 | $ 68,000 | $ 61,000 |
| Jefferson County Florida | 2 | $ 110,000 | $ 55,000 | $ 44,000 |
| Jefferson County Mississippi | 1 | $ 41,000 | $ 41,000 | $ 16,000 |
| Jenkins County Georgia | 1 | $ 69,000 | $ 69,000 | $ 33,000 |
| Johnston County North Carolina | 12 | $ 626,000 | $ 52,000 | $ 54,000 |
| Jones County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Jones County North Carolina | 2 | $ 92,000 | $ 46,000 | $ 45,000 |
| Kemper County Mississippi | 2 | $ 163,000 | $ 81,000 | $ 70,000 |
| Kershaw County South Carolina | 17 | $ 2,613,000 | $ 153,000 | $ 93,000 |
| Lake County Florida | 4 | $ 232,000 | $ 58,000 | $ 57,000 |
| Lamar County Georgia | 1 | $ 68,000 | $ 68,000 | $ 24,000 |
| Lancaster County South Carolina | 16 | $ 3,765,000 | $ 235,000 | $ 99,000 |
| Lauderdale County Alabama | 2 | $ 77,000 | $ 38,000 | $ 24,000 |
| Lauderdale County Mississippi | 9 | $ 532,000 | $ 59,000 | $ 42,000 |
| Lauderdale County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Laurens County South Carolina | 11 | $ 2,288,000 | $ 208,000 | $ 151,000 |
| Lawrence County Alabama | 4 | $ 184,000 | $ 46,000 | $ 47,000 |
| Lawrence County Mississippi | 1 | $ 108,000 | $ 108,000 | $ 145,000 |
| Leake County Mississippi | 1 | $ 53,000 | $ 53,000 | $ 50,000 |
| Lee County Alabama | 1 | $ 53,000 | $ 53,000 | $ 31,000 |
| Lee County Mississippi | 3 | $ 115,000 | $ 38,000 | $ 31,000 |
| Lee County North Carolina | 4 | $ 217,000 | $ 54,000 | $ 42,000 |
| Leon County Florida | 4 | $ 332,000 | $ 83,000 | $ 56,000 |
| Levy County Florida | 1 | $ 128,000 | $ 128,000 | $ 100,000 |
| Lewis County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Lexington County South Carolina | 227 | $ 45,712,000 | $ 201,000 | $ 121,000 |
| Lexington County Virginia | 2 | $ 549,000 | $ 274,000 | $ 111,000 |
| Liberty County Florida | 1 | $ 71,000 | $ 71,000 | $ 39,000 |
| Liberty County Georgia | 6 | $ 2,659,000 | $ 443,000 | $ 50,000 |
| Limestone County Alabama | 1 | $ 40,000 | $ 40,000 | $ 56,000 |
| Lincoln County Georgia | 1 | $ 31,000 | $ 31,000 | $ 18,000 |
| Lincoln County Mississippi | 10 | $ 558,000 | $ 55,000 | $ 60,000 |
| Lincoln County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 51,000 |
| Long County Georgia | 2 | $ 147,000 | $ 73,000 | $ 76,000 |
| Lowndes County Georgia | 1 | $ 47,000 | $ 47,000 | $ 35,000 |
| Lowndes County Mississippi | 2 | $ 113,000 | $ 56,000 | $ 26,000 |
| Lumpkin County Georgia | 6 | $ 728,000 | $ 121,000 | $ 49,000 |
| Lynchburg County Virginia | 12 | $ 2,135,000 | $ 177,000 | $ 102,000 |
| Macon County Alabama | 1 | $ 94,000 | $ 94,000 | $ 52,000 |
| Macon County Georgia | 1 | $ 59,000 | $ 59,000 | $ 21,000 |
| Macon County North Carolina | 5 | $ 386,000 | $ 77,000 | $ 89,000 |
| Madison County Alabama | 5 | $ 213,000 | $ 42,000 | $ 37,000 |
| Madison County Florida | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Madison County Georgia | 8 | $ 690,000 | $ 86,000 | $ 62,000 |
| Madison County North Carolina | 3 | $ 912,000 | $ 304,000 | $ 269,000 |
| Manatee County Florida | 2 | $ 133,000 | $ 66,000 | $ 76,000 |
| Marion County Alabama | 2 | $ 90,000 | $ 45,000 | $ 31,000 |
| Marion County Florida | 11 | $ 752,000 | $ 68,000 | $ 71,000 |
| Marion County Georgia | 1 | $ 89,000 | $ 89,000 | $ 35,000 |
| Marion County South Carolina | 19 | $ 2,057,000 | $ 108,000 | $ 63,000 |
| Marion County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 96,000 |
| Marlboro County South Carolina | 8 | $ 699,000 | $ 87,000 | $ 56,000 |
| Marshall County Alabama | 2 | $ 84,000 | $ 42,000 | $ 42,000 |
| Marshall County Tennessee | 1 | $ 29,000 | $ 29,000 | $ 37,000 |
| Martin County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 33,000 |
| Maury County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 22,000 |
| McDowell County North Carolina | 4 | $ 546,000 | $ 136,000 | $ 146,000 |
| McDuffie County Georgia | 1 | $ 148,000 | $ 148,000 | $ 9,000 |
| McIntosh County Georgia | 1 | $ 66,000 | $ 66,000 | $ 28,000 |
| Mecklenburg County North Carolina | 324 | $ 116,926,000 | $ 360,000 | $ 171,000 |
| Mecklenburg County Virginia | 7 | $ 1,902,000 | $ 271,000 | $ 159,000 |
| Middlesex County Massachusetts | 25 | $ 8,688,000 | $ 347,000 | $ 148,000 |
| Mitchell County Georgia | 3 | $ 132,000 | $ 44,000 | $ 184,000 |
| Mitchell County North Carolina | 4 | $ 692,000 | $ 173,000 | $ 137,000 |
| Mobile County Alabama | 2 | $ 134,000 | $ 67,000 | $ 66,000 |
| Monmouth County New Jersey | 3 | $ 1,971,000 | $ 657,000 | $ 198,000 |
| Monroe County Georgia | 1 | $ 60,000 | $ 60,000 | $ 22,000 |
| Monroe County Mississippi | 4 | $ 220,000 | $ 55,000 | $ 40,000 |
| Montgomery County Alabama | 2 | $ 130,000 | $ 65,000 | $ 66,000 |
| Montgomery County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Montgomery County Virginia | 1 | $ 136,000 | $ 136,000 | $ 296,000 |
| Moore County North Carolina | 2 | $ 68,000 | $ 34,000 | $ 33,000 |
| Moore County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Morgan County Georgia | 1 | $ 350,000 | $ 350,000 | $ 118,000 |
| Morris County New Jersey | 2 | $ 822,000 | $ 411,000 | $ 101,000 |
| Nash County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 38,000 |
| Neshoba County Mississippi | 3 | $ 198,000 | $ 66,000 | $ 46,000 |
| New Hanover County North Carolina | 23 | $ 8,109,000 | $ 352,000 | $ 181,000 |
| Newberry County South Carolina | 12 | $ 1,820,000 | $ 151,000 | $ 125,000 |
| Newton County Mississippi | 2 | $ 104,000 | $ 52,000 | $ 34,000 |
| Norfolk County Massachusetts | 6 | $ 2,200,000 | $ 366,000 | $ 219,000 |
| Northampton County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 45,000 |
| Nottoway County Virginia | 4 | $ 569,000 | $ 142,000 | $ 74,000 |
| Noxubee County Mississippi | 2 | $ 96,000 | $ 48,000 | $ 57,000 |
| Obion County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Oconee County Georgia | 15 | $ 2,548,000 | $ 169,000 | $ 99,000 |
| Oconee County South Carolina | 144 | $ 30,005,000 | $ 208,000 | $ 126,000 |
| Oglethorpe County Georgia | 3 | $ 377,000 | $ 125,000 | $ 49,000 |
| Okaloosa County Florida | 3 | $ 114,000 | $ 38,000 | $ 61,000 |
| Okeechobee County Florida | 1 | $ 76,000 | $ 76,000 | $ 26,000 |
| Oktibbeha County Mississippi | 2 | $ 83,000 | $ 41,000 | $ 32,000 |
| Onslow County North Carolina | 6 | $ 1,579,000 | $ 263,000 | $ 116,000 |
| Orange County Florida | 1 | $ 74,000 | $ 74,000 | $ 60,000 |
| Orange County North Carolina | 3 | $ 1,578,000 | $ 526,000 | $ 299,000 |
| Orangeburg County South Carolina | 208 | $ 20,253,000 | $ 97,000 | $ 57,000 |
| Osceola County Florida | 1 | $ 88,000 | $ 88,000 | $ 24,000 |
| Palm Beach County Florida | 1 | $ 59,000 | $ 59,000 | $ 32,000 |
| Pamlico County North Carolina | 3 | $ 128,000 | $ 42,000 | $ 29,000 |
| Pasco County Florida | 1 | $ 64,000 | $ 64,000 | $ 29,000 |
| Pasquotank County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
| Paulding County Georgia | 1 | $ 124,000 | $ 124,000 | $ 60,000 |
| Pender County North Carolina | 12 | $ 2,824,000 | $ 235,000 | $ 92,000 |
| Perquimans County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Perry County Alabama | 1 | $ 20,000 | $ 20,000 | $ 23,000 |
| Perry County Mississippi | 3 | $ 279,000 | $ 93,000 | $ 47,000 |
| Pickens County Georgia | 2 | $ 368,000 | $ 184,000 | $ 68,000 |
| Pickens County South Carolina | 209 | $ 31,621,000 | $ 151,000 | $ 84,000 |
| Pike County Alabama | 1 | $ 26,000 | $ 26,000 | $ 20,000 |
| Pike County Mississippi | 2 | $ 105,000 | $ 52,000 | $ 54,000 |
| Pinellas County Florida | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Pitt County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Pittsylvania County Virginia | 1 | $ 204,000 | $ 204,000 | $ 83,000 |
| Plymouth County Massachusetts | 12 | $ 3,456,000 | $ 288,000 | $ 133,000 |
| Polk County Florida | 7 | $ 408,000 | $ 58,000 | $ 50,000 |
| Polk County Georgia | 1 | $ 61,000 | $ 61,000 | $ 30,000 |
| Polk County North Carolina | 6 | $ 1,179,000 | $ 196,000 | $ 162,000 |
| Portage County Ohio | 1 | $ 2,000 | $ 2,000 | $ 39,000 |
| Portsmouth County Virginia | 1 | $ 37,000 | $ 37,000 | $ 21,000 |
| Prentiss County Mississippi | 2 | $ 151,000 | $ 75,000 | $ 74,000 |
| Prince Edward County Virginia | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
| Prince William County Virginia | 1 | $ 160,000 | $ 160,000 | $ 125,000 |
| Rabun County Georgia | 46 | $ 4,012,000 | $ 87,000 | $ 62,000 |
| Randolph County Alabama | 4 | $ 214,000 | $ 53,000 | $ 37,000 |
| Randolph County North Carolina | 2 | $ 104,000 | $ 52,000 | $ 27,000 |
| Rankin County Mississippi | 1 | $ 34,000 | $ 34,000 | $ 135,000 |
| Richland County South Carolina | 359 | $ 89,769,000 | $ 250,000 | $ 187,000 |
| Richmond County Georgia | 8 | $ 1,273,000 | $ 159,000 | $ 65,000 |
| Richmond County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Roanoke City County Virginia | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Roanoke County Virginia | 2 | $ 181,000 | $ 90,000 | $ 49,000 |
| Robeson County North Carolina | 14 | $ 1,033,000 | $ 73,000 | $ 56,000 |
| Rockbridge County Virginia | 7 | $ 963,000 | $ 137,000 | $ 80,000 |
| Rockingham County New Hampshire | 1 | $ 361,000 | $ 361,000 | $ 174,000 |
| Rowan County North Carolina | 1 | $ 413,000 | $ 413,000 | $ 174,000 |
| Russell County Alabama | 2 | $ 193,000 | $ 96,000 | $ 96,000 |
| Rutherford County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 64,000 |
| Saluda County South Carolina | 3 | $ 487,000 | $ 162,000 | $ 87,000 |
| Sampson County North Carolina | 4 | $ 289,000 | $ 72,000 | $ 39,000 |
| Santa Rosa County Florida | 4 | $ 362,000 | $ 90,000 | $ 71,000 |
| Schley County Georgia | 1 | $ 98,000 | $ 98,000 | $ 55,000 |
| Scotland County North Carolina | 9 | $ 950,000 | $ 105,000 | $ 43,000 |
| Scott County Mississippi | 1 | $ 57,000 | $ 57,000 | $ 50,000 |
| Scott County Virginia | 1 | $ 68,000 | $ 68,000 | $ 21,000 |
| Screven County Georgia | 1 | $ 360,000 | $ 360,000 | $ 112,000 |
| Sequatchie County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 28,000 |
| Sevier County Tennessee | 1 | $ 220,000 | $ 220,000 | $ 73,000 |
| Sharkey County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Shelby County Alabama | 4 | $ 273,000 | $ 68,000 | $ 59,000 |
| Simpson County Mississippi | 1 | $ 120,000 | $ 120,000 | $ 168,000 |
| Smyth County Virginia | 9 | $ 908,000 | $ 100,000 | $ 70,000 |
| Spartanburg County South Carolina | 153 | $ 32,456,000 | $ 212,000 | $ 107,000 |
| St. Clair County Alabama | 7 | $ 402,000 | $ 57,000 | $ 35,000 |
| St. Johns County Florida | 1 | $ 52,000 | $ 52,000 | $ 102,000 |
| St. Lucie County Florida | 5 | $ 360,000 | $ 72,000 | $ 69,000 |
| Stafford County Virginia | 1 | $ 103,000 | $ 103,000 | $ 46,000 |
| Stephens County Georgia | 44 | $ 2,437,000 | $ 55,000 | $ 47,000 |
| Stokes County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 144,000 |
| Suffolk County Massachusetts | 3 | $ 732,000 | $ 244,000 | $ 125,000 |
| Sumter County Alabama | 1 | $ 23,000 | $ 23,000 | $ 40,000 |
| Sumter County Georgia | 2 | $ 141,000 | $ 70,000 | $ 25,000 |
| Sumter County South Carolina | 7 | $ 438,000 | $ 62,000 | $ 85,000 |
| Surry County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 26,000 |
| Suwannee County Florida | 6 | $ 417,000 | $ 69,000 | $ 52,000 |
| Swain County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 201,000 |
| Talbot County Georgia | 1 | $ 77,000 | $ 77,000 | $ 34,000 |
| Talbot County Maryland | 3 | $ 149,000 | $ 49,000 | $ 36,000 |
| Talladega County Alabama | 11 | $ 671,000 | $ 61,000 | $ 49,000 |
| Tallapoosa County Alabama | 1 | $ 78,000 | $ 78,000 | $ 21,000 |
| Tattnall County Georgia | 4 | $ 332,000 | $ 83,000 | $ 113,000 |
| Taylor County Florida | 3 | $ 262,000 | $ 87,000 | $ 47,000 |
| Tazewell County Virginia | 2 | $ 208,000 | $ 104,000 | $ 48,000 |
| Telfair County Georgia | 1 | $ 97,000 | $ 97,000 | $ 56,000 |
| Thomas County Georgia | 6 | $ 688,000 | $ 114,000 | $ 55,000 |
| Tift County Georgia | 1 | $ 36,000 | $ 36,000 | $ 24,000 |
| Toombs County Georgia | 1 | $ 47,000 | $ 47,000 | $ 31,000 |
| Towns County Georgia | 11 | $ 2,687,000 | $ 244,000 | $ 81,000 |
| Transylvania County North Carolina | 7 | $ 2,027,000 | $ 289,000 | $ 196,000 |
| Troup County Georgia | 2 | $ 128,000 | $ 64,000 | $ 41,000 |
| Tuscaloosa County Alabama | 6 | $ 431,000 | $ 71,000 | $ 51,000 |
| Union County Florida | 2 | $ 77,000 | $ 38,000 | $ 23,000 |
| Union County Georgia | 4 | $ 366,000 | $ 91,000 | $ 58,000 |
| Union County Mississippi | 2 | $ 107,000 | $ 53,000 | $ 43,000 |
| Union County North Carolina | 31 | $ 12,410,000 | $ 400,000 | $ 184,000 |
| Union County South Carolina | 2 | $ 265,000 | $ 132,000 | $ 502,000 |
| Upson County Georgia | 1 | $ 144,000 | $ 144,000 | $ 165,000 |
| Van Buren County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 35,000 |
| Volusia County Florida | 2 | $ 122,000 | $ 61,000 | $ 69,000 |
| Wake County North Carolina | 11 | $ 2,788,000 | $ 253,000 | $ 120,000 |
| Wakulla County Florida | 1 | $ 53,000 | $ 53,000 | $ 66,000 |
| Walker County Alabama | 10 | $ 563,000 | $ 56,000 | $ 39,000 |
| Walker County Georgia | 1 | $ 255,000 | $ 255,000 | $ 576,000 |
| Walton County Florida | 5 | $ 605,000 | $ 121,000 | $ 109,000 |
| Walton County Georgia | 7 | $ 919,000 | $ 131,000 | $ 294,000 |
| Ware County Georgia | 5 | $ 281,000 | $ 56,000 | $ 47,000 |
| Warren County Georgia | 2 | $ 58,000 | $ 29,000 | $ 45,000 |
| Warren County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 23,000 |
| Warren County North Carolina | 1 | $ 376,000 | $ 376,000 | $ 82,000 |
| Warren County Tennessee | 2 | $ 112,000 | $ 56,000 | $ 42,000 |
| Washington County Georgia | 2 | $ 91,000 | $ 45,000 | $ 25,000 |
| Washington County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Washington County Virginia | 7 | $ 845,000 | $ 120,000 | $ 71,000 |
| Watauga County North Carolina | 4 | $ 1,146,000 | $ 286,000 | $ 243,000 |
| Wayne County Georgia | 9 | $ 612,000 | $ 68,000 | $ 75,000 |
| Wayne County Mississippi | 1 | $ 48,000 | $ 48,000 | $ 55,000 |
| Wayne County North Carolina | 10 | $ 976,000 | $ 97,000 | $ 43,000 |
| Wayne County Tennessee | 3 | $ 184,000 | $ 61,000 | $ 72,000 |
| White County Georgia | 64 | $ 5,024,000 | $ 78,000 | $ 44,000 |
| Wilcox County Alabama | 1 | $ 58,000 | $ 58,000 | $ 28,000 |
| Wilkes County North Carolina | 3 | $ 124,000 | $ 41,000 | $ 44,000 |
| Williamsburg County South Carolina | 16 | $ 1,540,000 | $ 96,000 | $ 61,000 |
| Williamson County Tennessee | 1 | $ 36,000 | $ 36,000 | $ 145,000 |
| Wilson County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 57,000 |
| Winchester County Virginia | 1 | $ 40,000 | $ 40,000 | $ 23,000 |
| Winston County Alabama | 4 | $ 367,000 | $ 91,000 | $ 59,000 |
| Winston County Mississippi | 1 | $ 59,000 | $ 59,000 | $ 86,000 |
| Worcester County Massachusetts | 6 | $ 1,604,000 | $ 267,000 | $ 91,000 |
| Worth County Georgia | 3 | $ 228,000 | $ 76,000 | $ 42,000 |
| Wythe County Virginia | 2 | $ 624,000 | $ 312,000 | $ 12,000 |
| Yancey County North Carolina | 1 | $ 62,000 | $ 62,000 | $ 29,000 |
| York County Maine | 1 | $ 300,000 | $ 300,000 | $ 75,000 |
| York County South Carolina | 474 | $ 101,965,000 | $ 215,000 | $ 103,000 |
Mortgage Loan Application Detail Totals for South State Bank in 2013
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,990 | $778,741,000 | $195,000 | $14,800,000 | $101,000 | $1,753,000 |
| Refinancing | 3,751 | $829,156,000 | $221,000 | $2,446,000 | $124,000 | $5,021,000 |
| Home Improvement | 478 | $65,881,000 | $137,000 | $3,750,000 | $114,000 | $2,991,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,914 | $1,419,289,000 | $205,000 | $3,750,000 | $118,000 | $5,021,000 |
| Black or African American | 489 | $48,545,000 | $99,000 | $1,280,000 | $59,000 | $973,000 |
| Not Provided | 338 | $92,640,000 | $274,000 | $3,500,000 | $148,000 | $1,633,000 |
| Not applicable | 244 | $66,886,000 | $274,000 | $14,800,000 | $0 | $0 |
| Hispanic | 104 | $13,859,000 | $133,000 | $861,000 | $77,000 | $320,000 |
| Asian | 97 | $28,214,000 | $290,000 | $1,245,000 | $155,000 | $750,000 |
| American Indian or Alaskan Native | 28 | $3,064,000 | $109,000 | $387,000 | $61,000 | $161,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,281,000 | $256,000 | $773,000 | $261,000 | $816,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,715 | $1,593,656,000 | $206,000 | $14,800,000 | $116,000 | $5,021,000 |
| FHA-insured (Federal Housing Administration) | 272 | $36,647,000 | $134,000 | $310,000 | $53,000 | $201,000 |
| VA-guaranteed (Veterans Administration) | 138 | $31,900,000 | $231,000 | $789,000 | $78,000 | $525,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 94 | $11,575,000 | $123,000 | $299,000 | $40,000 | $93,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,910 | $1,282,653,000 | $217,000 | $14,800,000 | $118,000 | $5,021,000 |
| Application Denied By Financial Institution | 1,620 | $257,406,000 | $158,000 | $2,446,000 | $93,000 | $1,656,000 |
| Application Approved But Not Accepted | 407 | $70,848,000 | $174,000 | $3,750,000 | $99,000 | $1,368,000 |
| Application Withdrawn By Applicant | 192 | $45,413,000 | $236,000 | $1,500,000 | $129,000 | $1,753,000 |
| File Closed For Incompleteness | 73 | $13,623,000 | $186,000 | $493,000 | $102,000 | $540,000 |
| Loan Purchased By The Institution | 17 | $3,835,000 | $225,000 | $1,734,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 462 | $36,113,000 | $78,000 | $2,446,000 | $55,000 | $548,000 |
| Debt-To-Income Ratio | 400 | $49,178,000 | $122,000 | $937,000 | $53,000 | $435,000 |
| Credit Application Incomplete | 391 | $92,290,000 | $236,000 | $1,500,000 | $148,000 | $954,000 |
| Collateral | 249 | $59,471,000 | $238,000 | $1,600,000 | $147,000 | $1,656,000 |
| Employment History | 47 | $4,563,000 | $97,000 | $408,000 | $51,000 | $256,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $3,752,000 | $144,000 | $520,000 | $83,000 | $375,000 |
| Other | 22 | $3,929,000 | $178,000 | $553,000 | $107,000 | $376,000 |
| Unverifiable Information | 20 | $7,733,000 | $386,000 | $1,575,000 | $163,000 | $576,000 |
| Mortgage Insurance Denied | 3 | $377,000 | $125,000 | $206,000 | $56,000 | $76,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South State Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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