South State Bank
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for South State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | South State Bank 520 Gervais Street Columbia, SC 29201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 6,540 |
| Total Mortgage Loan Application Amount | $1,425,455,000 |
| Average Mortgage Loan Application Amount | $181,000 |
| Highest Mortgage Loan Application Amount | $2,547,000 |
| Average Applicant Income | $120,000 |
| Highest Applicant Income | $9,447,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greenville County South Carolina | 941 | $ 244,360,000 | $ 259,000 | $ 160,000 |
| Richland County South Carolina | 545 | $ 147,399,000 | $ 270,000 | $ 179,000 |
| York County South Carolina | 521 | $ 109,105,000 | $ 209,000 | $ 109,000 |
| Beaufort County South Carolina | 514 | $ 131,770,000 | $ 256,000 | $ 139,000 |
| Mecklenburg County North Carolina | 342 | $ 114,197,000 | $ 333,000 | $ 211,000 |
| Charleston County South Carolina | 334 | $ 115,207,000 | $ 344,000 | $ 223,000 |
| Anderson County South Carolina | 306 | $ 53,988,000 | $ 176,000 | $ 96,000 |
| Lexington County South Carolina | 298 | $ 70,178,000 | $ 235,000 | $ 170,000 |
| Orangeburg County South Carolina | 273 | $ 28,018,000 | $ 102,000 | $ 54,000 |
| Habersham County Georgia | 191 | $ 19,572,000 | $ 102,000 | $ 59,000 |
| Horry County South Carolina | 185 | $ 31,591,000 | $ 170,000 | $ 112,000 |
| Pickens County South Carolina | 169 | $ 25,554,000 | $ 151,000 | $ 91,000 |
| Florence County South Carolina | 141 | $ 20,569,000 | $ 145,000 | $ 95,000 |
| Oconee County South Carolina | 124 | $ 29,404,000 | $ 237,000 | $ 177,000 |
| Spartanburg County South Carolina | 117 | $ 23,776,000 | $ 203,000 | $ 139,000 |
| Georgetown County South Carolina | 109 | $ 25,425,000 | $ 233,000 | $ 150,000 |
| Dorchester County South Carolina | 108 | $ 12,634,000 | $ 116,000 | $ 70,000 |
| Jasper County South Carolina | 108 | $ 11,301,000 | $ 104,000 | $ 55,000 |
| Colleton County South Carolina | 93 | $ 14,510,000 | $ 156,000 | $ 131,000 |
| Jackson County Georgia | 92 | $ 8,300,000 | $ 90,000 | $ 72,000 |
| Berkeley County South Carolina | 90 | $ 27,976,000 | $ 310,000 | $ 121,000 |
| White County Georgia | 57 | $ 4,588,000 | $ 80,000 | $ 41,000 |
| Hall County Georgia | 56 | $ 5,406,000 | $ 96,000 | $ 68,000 |
| Stephens County Georgia | 46 | $ 2,799,000 | $ 60,000 | $ 44,000 |
| Rabun County Georgia | 44 | $ 5,430,000 | $ 123,000 | $ 52,000 |
| Calhoun County South Carolina | 43 | $ 5,701,000 | $ 132,000 | $ 57,000 |
| Buncombe County North Carolina | 42 | $ 11,196,000 | $ 266,000 | $ 145,000 |
| Union County North Carolina | 36 | $ 12,012,000 | $ 333,000 | $ 169,000 |
| Barrow County Georgia | 35 | $ 3,285,000 | $ 93,000 | $ 52,000 |
| Banks County Georgia | 32 | $ 2,622,000 | $ 81,000 | $ 37,000 |
| Lancaster County South Carolina | 29 | $ 5,603,000 | $ 193,000 | $ 81,000 |
| Bamberg County South Carolina | 23 | $ 3,011,000 | $ 130,000 | $ 89,000 |
| Clarke County Georgia | 18 | $ 1,851,000 | $ 102,000 | $ 53,000 |
| Cherokee County Georgia | 17 | $ 3,962,000 | $ 233,000 | $ 125,000 |
| Clarendon County South Carolina | 16 | $ 3,529,000 | $ 220,000 | $ 125,000 |
| Fairfield County South Carolina | 16 | $ 3,347,000 | $ 209,000 | $ 155,000 |
| Williamsburg County South Carolina | 16 | $ 1,876,000 | $ 117,000 | $ 68,000 |
| Henderson County North Carolina | 15 | $ 3,819,000 | $ 254,000 | $ 131,000 |
| Chester County South Carolina | 13 | $ 2,439,000 | $ 187,000 | $ 150,000 |
| Brunswick County North Carolina | 12 | $ 3,008,000 | $ 250,000 | $ 174,000 |
| Darlington County South Carolina | 12 | $ 1,835,000 | $ 152,000 | $ 89,000 |
| Kershaw County South Carolina | 12 | $ 2,202,000 | $ 183,000 | $ 122,000 |
| Laurens County South Carolina | 12 | $ 2,254,000 | $ 187,000 | $ 142,000 |
| Franklin County Georgia | 11 | $ 1,138,000 | $ 103,000 | $ 65,000 |
| Harnett County North Carolina | 11 | $ 1,686,000 | $ 153,000 | $ 71,000 |
| Aiken County South Carolina | 11 | $ 2,500,000 | $ 227,000 | $ 219,000 |
| Hampton County South Carolina | 11 | $ 956,000 | $ 86,000 | $ 30,000 |
| Marion County South Carolina | 11 | $ 1,305,000 | $ 118,000 | $ 80,000 |
| Gwinnett County Georgia | 9 | $ 1,289,000 | $ 143,000 | $ 110,000 |
| Wayne County North Carolina | 9 | $ 1,631,000 | $ 181,000 | $ 87,000 |
| Newberry County South Carolina | 9 | $ 2,233,000 | $ 248,000 | $ 286,000 |
| Cumberland County North Carolina | 8 | $ 1,539,000 | $ 192,000 | $ 102,000 |
| Iredell County North Carolina | 8 | $ 4,479,000 | $ 559,000 | $ 447,000 |
| Wake County North Carolina | 8 | $ 2,787,000 | $ 348,000 | $ 180,000 |
| Chatham County Georgia | 7 | $ 1,143,000 | $ 163,000 | $ 63,000 |
| Fulton County Georgia | 7 | $ 1,158,000 | $ 165,000 | $ 100,000 |
| Madison County Georgia | 7 | $ 181,000 | $ 25,000 | $ 42,000 |
| Oconee County Georgia | 7 | $ 1,363,000 | $ 194,000 | $ 91,000 |
| Barnwell County South Carolina | 7 | $ 522,000 | $ 74,000 | $ 62,000 |
| Ashe County North Carolina | 6 | $ 1,626,000 | $ 271,000 | $ 186,000 |
| Cabarrus County North Carolina | 6 | $ 2,221,000 | $ 370,000 | $ 216,000 |
| Jackson County North Carolina | 6 | $ 1,332,000 | $ 222,000 | $ 140,000 |
| Macon County North Carolina | 6 | $ 779,000 | $ 129,000 | $ 94,000 |
| Rutherford County North Carolina | 6 | $ 2,118,000 | $ 353,000 | $ 368,000 |
| Watauga County North Carolina | 6 | $ 1,462,000 | $ 243,000 | $ 186,000 |
| Sumter County South Carolina | 6 | $ 858,000 | $ 143,000 | $ 80,000 |
| Bryan County Georgia | 5 | $ 1,104,000 | $ 220,000 | $ 97,000 |
| Forsyth County Georgia | 5 | $ 1,164,000 | $ 232,000 | $ 303,000 |
| Lumpkin County Georgia | 5 | $ 516,000 | $ 103,000 | $ 47,000 |
| Towns County Georgia | 5 | $ 1,701,000 | $ 340,000 | $ 38,000 |
| Walton County Georgia | 5 | $ 476,000 | $ 95,000 | $ 63,000 |
| Avery County North Carolina | 5 | $ 1,979,000 | $ 395,000 | $ 304,000 |
| Transylvania County North Carolina | 5 | $ 1,140,000 | $ 228,000 | $ 212,000 |
| Cobb County Georgia | 4 | $ 629,000 | $ 157,000 | $ 48,000 |
| DeKalb County Georgia | 4 | $ 1,012,000 | $ 253,000 | $ 109,000 |
| Hart County Georgia | 4 | $ 884,000 | $ 221,000 | $ 62,000 |
| Gaston County North Carolina | 4 | $ 1,168,000 | $ 292,000 | $ 100,000 |
| Guilford County North Carolina | 4 | $ 993,000 | $ 248,000 | $ 179,000 |
| Madison County North Carolina | 4 | $ 864,000 | $ 216,000 | $ 205,000 |
| Moore County North Carolina | 4 | $ 963,000 | $ 240,000 | $ 115,000 |
| New Hanover County North Carolina | 4 | $ 1,430,000 | $ 357,000 | $ 207,000 |
| Orange County North Carolina | 4 | $ 1,697,000 | $ 424,000 | $ 460,000 |
| Abbeville County South Carolina | 4 | $ 544,000 | $ 136,000 | $ 89,000 |
| Dillon County South Carolina | 4 | $ 539,000 | $ 134,000 | $ 98,000 |
| Clayton County Georgia | 3 | $ 169,000 | $ 56,000 | $ 29,000 |
| Forsyth County North Carolina | 3 | $ 501,000 | $ 167,000 | $ 97,000 |
| Polk County North Carolina | 3 | $ 585,000 | $ 195,000 | $ 212,000 |
| Cherokee County South Carolina | 3 | $ 411,000 | $ 137,000 | $ 108,000 |
| Greenwood County South Carolina | 3 | $ 900,000 | $ 300,000 | $ 116,000 |
| Columbia County Georgia | 2 | $ 169,000 | $ 84,000 | $ 52,000 |
| Fannin County Georgia | 2 | $ 371,000 | $ 185,000 | $ 132,000 |
| Toombs County Georgia | 2 | $ 204,000 | $ 102,000 | $ 152,000 |
| Burke County North Carolina | 2 | $ 435,000 | $ 217,000 | $ 123,000 |
| Caldwell County North Carolina | 2 | $ 471,000 | $ 235,000 | $ 418,000 |
| Carteret County North Carolina | 2 | $ 549,000 | $ 274,000 | $ 222,000 |
| Cleveland County North Carolina | 2 | $ 555,000 | $ 277,000 | $ 156,000 |
| Davidson County North Carolina | 2 | $ 201,000 | $ 100,000 | $ 58,000 |
| Lincoln County North Carolina | 2 | $ 314,000 | $ 157,000 | $ 69,000 |
| Onslow County North Carolina | 2 | $ 438,000 | $ 219,000 | $ 76,000 |
| Rockingham County North Carolina | 2 | $ 304,000 | $ 152,000 | $ 43,000 |
| Sampson County North Carolina | 2 | $ 495,000 | $ 247,000 | $ 52,000 |
| Scotland County North Carolina | 2 | $ 388,000 | $ 194,000 | $ 75,000 |
| Wilkes County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 110,000 |
| Baldwin County Georgia | 1 | $ 146,000 | $ 146,000 | $ 76,000 |
| Bartow County Georgia | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Burke County Georgia | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Carroll County Georgia | 1 | $ 24,000 | $ 24,000 | $ 71,000 |
| Dawson County Georgia | 1 | $ 300,000 | $ 300,000 | $ 141,000 |
| Fayette County Georgia | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Gilmer County Georgia | 1 | $ 363,000 | $ 363,000 | $ 0 |
| Gordon County Georgia | 1 | $ 150,000 | $ 150,000 | $ 92,000 |
| Haralson County Georgia | 1 | $ 92,000 | $ 92,000 | $ 59,000 |
| Lincoln County Georgia | 1 | $ 36,000 | $ 36,000 | $ 18,000 |
| McDuffie County Georgia | 1 | $ 92,000 | $ 92,000 | $ 55,000 |
| Pickens County Georgia | 1 | $ 218,000 | $ 218,000 | $ 92,000 |
| Putnam County Georgia | 1 | $ 151,000 | $ 151,000 | $ 43,000 |
| Richmond County Georgia | 1 | $ 360,000 | $ 360,000 | $ 197,000 |
| Troup County Georgia | 1 | $ 160,000 | $ 160,000 | $ 106,000 |
| Union County Georgia | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Warren County Georgia | 1 | $ 178,000 | $ 178,000 | $ 48,000 |
| Alamance County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 80,000 |
| Catawba County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 61,000 |
| Columbus County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 36,000 |
| Craven County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 124,000 |
| Dare County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 400,000 |
| Graham County North Carolina | 1 | $ 73,000 | $ 73,000 | $ 68,000 |
| Lee County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| McDowell County North Carolina | 1 | $ 511,000 | $ 511,000 | $ 322,000 |
| Pitt County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 181,000 |
| Robeson County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 19,000 |
| Yancey County North Carolina | 1 | $ 237,000 | $ 237,000 | $ 168,000 |
| Chesterfield County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Saluda County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Union County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 66,000 |
| Grayson County Virginia | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for South State Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,351 | $989,785,000 | $227,000 | $2,547,000 | $137,000 | $5,157,000 |
| Home Purchase | 1,793 | $397,980,000 | $221,000 | $1,500,000 | $136,000 | $9,447,000 |
| Home Improvement | 396 | $37,690,000 | $95,000 | $1,478,000 | $87,000 | $1,594,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,671 | $1,260,636,000 | $222,000 | $1,563,000 | $138,000 | $9,447,000 |
| Not Provided | 300 | $76,459,000 | $254,000 | $1,840,000 | $165,000 | $1,924,000 |
| Black or African American | 249 | $22,272,000 | $89,000 | $750,000 | $73,000 | $5,820,000 |
| Not applicable | 147 | $30,269,000 | $205,000 | $2,547,000 | $0 | $0 |
| Asian | 80 | $19,429,000 | $242,000 | $840,000 | $143,000 | $741,000 |
| Hispanic | 75 | $12,432,000 | $165,000 | $975,000 | $84,000 | $359,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,082,000 | $231,000 | $408,000 | $180,000 | $594,000 |
| American Indian or Alaskan Native | 9 | $1,876,000 | $208,000 | $399,000 | $114,000 | $267,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,087 | $1,347,462,000 | $221,000 | $2,547,000 | $139,000 | $9,447,000 |
| FHA-insured (Federal Housing Administration) | 290 | $41,007,000 | $141,000 | $336,000 | $53,000 | $184,000 |
| VA-guaranteed (Veterans Administration) | 126 | $32,909,000 | $261,000 | $995,000 | $68,000 | $567,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 37 | $4,077,000 | $110,000 | $222,000 | $38,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,289 | $1,159,012,000 | $219,000 | $2,547,000 | $137,000 | $9,447,000 |
| Application Denied By Financial Institution | 752 | $152,011,000 | $202,000 | $1,840,000 | $116,000 | $5,157,000 |
| File Closed For Incompleteness | 194 | $47,129,000 | $242,000 | $764,000 | $136,000 | $690,000 |
| Application Approved But Not Accepted | 148 | $34,046,000 | $230,000 | $818,000 | $131,000 | $700,000 |
| Application Withdrawn By Applicant | 140 | $31,295,000 | $223,000 | $1,140,000 | $115,000 | $1,020,000 |
| Loan Purchased By The Institution | 17 | $1,962,000 | $115,000 | $312,000 | $64,000 | $184,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 260 | $62,739,000 | $241,000 | $995,000 | $146,000 | $2,389,000 |
| Credit Application Incomplete | 179 | $43,195,000 | $241,000 | $1,180,000 | $133,000 | $1,800,000 |
| Debt-To-Income Ratio | 138 | $25,981,000 | $188,000 | $1,000,000 | $69,000 | $807,000 |
| Credit History | 122 | $10,830,000 | $88,000 | $1,840,000 | $46,000 | $1,258,000 |
| Unverifiable Information | 23 | $5,314,000 | $231,000 | $749,000 | $339,000 | $5,157,000 |
| Employment History | 13 | $1,429,000 | $109,000 | $331,000 | $40,000 | $108,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,586,000 | $158,000 | $304,000 | $87,000 | $190,000 |
| Other | 5 | $884,000 | $176,000 | $296,000 | $171,000 | $540,000 |
| Mortgage Insurance Denied | 1 | $50,000 | $50,000 | $50,000 | $22,000 | $22,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.