Ardent Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Ardent Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Ardent Federal Credit Union 1500 Spring Garden St. Suite 500 Philadelphia, PA 19130 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 933 |
| Total Mortgage Loan Application Amount | $147,705,000 |
| Average Mortgage Loan Application Amount | $188,800 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $147,200 |
| Highest Applicant Income | $1,300,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Pennsylvania | 219 | $ 30,235,000 | $ 138,000 | $ 178,000 |
| Philadelphia County Pennsylvania | 148 | $ 18,050,000 | $ 121,000 | $ 115,000 |
| Chester County Pennsylvania | 104 | $ 15,320,000 | $ 147,000 | $ 171,000 |
| Delaware County Pennsylvania | 85 | $ 12,835,000 | $ 151,000 | $ 171,000 |
| Bucks County Pennsylvania | 42 | $ 6,760,000 | $ 160,000 | $ 194,000 |
| Gloucester County New Jersey | 21 | $ 2,495,000 | $ 118,000 | $ 144,000 |
| New Castle County Delaware | 20 | $ 2,260,000 | $ 113,000 | $ 127,000 |
| Camden County New Jersey | 18 | $ 1,870,000 | $ 103,000 | $ 86,000 |
| Burlington County New Jersey | 15 | $ 2,065,000 | $ 137,000 | $ 167,000 |
| Berks County Pennsylvania | 14 | $ 1,810,000 | $ 129,000 | $ 144,000 |
| Cape May County New Jersey | 13 | $ 3,805,000 | $ 292,000 | $ 161,000 |
| DeKalb County Georgia | 5 | $ 275,000 | $ 55,000 | $ 30,000 |
| Atlantic County New Jersey | 5 | $ 1,205,000 | $ 241,000 | $ 335,000 |
| Wake County North Carolina | 5 | $ 1,055,000 | $ 211,000 | $ 181,000 |
| Broward County Florida | 4 | $ 850,000 | $ 212,000 | $ 220,000 |
| Orange County Florida | 4 | $ 590,000 | $ 147,000 | $ 89,000 |
| Palm Beach County Florida | 4 | $ 2,740,000 | $ 685,000 | $ 237,000 |
| Cook County Illinois | 4 | $ 700,000 | $ 175,000 | $ 138,000 |
| Middlesex County New Jersey | 4 | $ 760,000 | $ 190,000 | $ 155,000 |
| Orange County California | 3 | $ 405,000 | $ 135,000 | $ 302,000 |
| Sussex County Delaware | 3 | $ 705,000 | $ 235,000 | $ 161,000 |
| Anne Arundel County Maryland | 3 | $ 265,000 | $ 88,000 | $ 104,000 |
| Cumberland County New Jersey | 3 | $ 225,000 | $ 75,000 | $ 106,000 |
| Morris County New Jersey | 3 | $ 1,655,000 | $ 551,000 | $ 265,000 |
| Lehigh County Pennsylvania | 3 | $ 375,000 | $ 125,000 | $ 71,000 |
| Maricopa County Arizona | 2 | $ 90,000 | $ 45,000 | $ 105,000 |
| San Diego County California | 2 | $ 580,000 | $ 290,000 | $ 125,000 |
| Hillsborough County Florida | 2 | $ 210,000 | $ 105,000 | $ 91,000 |
| Okaloosa County Florida | 2 | $ 610,000 | $ 305,000 | $ 126,000 |
| Sarasota County Florida | 2 | $ 210,000 | $ 105,000 | $ 164,000 |
| Gwinnett County Georgia | 2 | $ 80,000 | $ 40,000 | $ 98,000 |
| Montgomery County Maryland | 2 | $ 980,000 | $ 490,000 | $ 258,000 |
| Worcester County Maryland | 2 | $ 500,000 | $ 250,000 | $ 202,000 |
| Suffolk County Massachusetts | 2 | $ 920,000 | $ 460,000 | $ 244,000 |
| Clark County Nevada | 2 | $ 530,000 | $ 265,000 | $ 109,000 |
| Hunterdon County New Jersey | 2 | $ 170,000 | $ 85,000 | $ 228,000 |
| Mercer County New Jersey | 2 | $ 530,000 | $ 265,000 | $ 193,000 |
| Passaic County New Jersey | 2 | $ 80,000 | $ 40,000 | $ 155,000 |
| Chemung County New York | 2 | $ 300,000 | $ 150,000 | $ 83,000 |
| Kings County New York | 2 | $ 790,000 | $ 395,000 | $ 163,000 |
| Oswego County New York | 2 | $ 350,000 | $ 175,000 | $ 220,000 |
| New Hanover County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 87,000 |
| Carbon County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 75,000 |
| Dauphin County Pennsylvania | 2 | $ 540,000 | $ 270,000 | $ 174,000 |
| Northampton County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 98,000 |
| Horry County South Carolina | 2 | $ 150,000 | $ 75,000 | $ 81,000 |
| Davidson County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 136,000 |
| Clark County Washington | 2 | $ 510,000 | $ 255,000 | $ 59,000 |
| Coconino County Arizona | 1 | $ 85,000 | $ 85,000 | $ 172,000 |
| Pulaski County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Los Angeles County California | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Napa County California | 1 | $ 105,000 | $ 105,000 | $ 175,000 |
| Riverside County California | 1 | $ 125,000 | $ 125,000 | $ 132,000 |
| San Bernardino County California | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Arapahoe County Colorado | 1 | $ 75,000 | $ 75,000 | $ 128,000 |
| Douglas County Colorado | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Eagle County Colorado | 1 | $ 75,000 | $ 75,000 | $ 233,000 |
| Grand County Colorado | 1 | $ 255,000 | $ 255,000 | $ 375,000 |
| Larimer County Colorado | 1 | $ 95,000 | $ 95,000 | $ 160,000 |
| District of Columbia County District Of Columbia | 1 | $ 425,000 | $ 425,000 | $ 84,000 |
| Brevard County Florida | 1 | $ 205,000 | $ 205,000 | $ 284,000 |
| Charlotte County Florida | 1 | $ 25,000 | $ 25,000 | $ 107,000 |
| Flagler County Florida | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Indian River County Florida | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Lee County Florida | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Miami-Dade County Florida | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Pasco County Florida | 1 | $ 485,000 | $ 485,000 | $ 193,000 |
| Sumter County Florida | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Clayton County Georgia | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Henry County Georgia | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Walton County Georgia | 1 | $ 135,000 | $ 135,000 | $ 16,000 |
| Sedgwick County Kansas | 1 | $ 15,000 | $ 15,000 | $ 94,000 |
| Waldo County Maine | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Baltimore County Maryland | 1 | $ 165,000 | $ 165,000 | $ 858,000 |
| Baltimore City County Maryland | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| Frederick County Maryland | 1 | $ 435,000 | $ 435,000 | $ 195,000 |
| St. Mary's County Maryland | 1 | $ 385,000 | $ 385,000 | $ 386,000 |
| Talbot County Maryland | 1 | $ 155,000 | $ 155,000 | $ 288,000 |
| Essex County Massachusetts | 1 | $ 95,000 | $ 95,000 | $ 144,000 |
| Washtenaw County Michigan | 1 | $ 85,000 | $ 85,000 | $ 183,000 |
| Hennepin County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 157,000 |
| Ramsey County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 155,000 |
| Scott County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| DeSoto County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 102,000 |
| Marshall County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Cheshire County New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 123,000 |
| Hillsborough County New Hampshire | 1 | $ 65,000 | $ 65,000 | $ 122,000 |
| Essex County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Monmouth County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 226,000 |
| Ocean County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 158,000 |
| Salem County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Queens County New York | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Schuyler County New York | 1 | $ 25,000 | $ 25,000 | $ 94,000 |
| Suffolk County New York | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Buncombe County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 428,000 |
| Dare County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 363,000 |
| Durham County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 135,000 |
| Franklin County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 87,000 |
| Guilford County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 344,000 |
| Henderson County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Union County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Warren County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Stark County Ohio | 1 | $ 65,000 | $ 65,000 | $ 136,000 |
| Warren County Ohio | 1 | $ 35,000 | $ 35,000 | $ 117,000 |
| Allegheny County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 141,000 |
| Lancaster County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| Luzerne County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Potter County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Wayne County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 260,000 |
| Greenville County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Wilson County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 133,000 |
| Davis County Utah | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| Chesapeake County Virginia | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Chesterfield County Virginia | 1 | $ 385,000 | $ 385,000 | $ 106,000 |
| Culpeper County Virginia | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Fairfax County Virginia | 1 | $ 155,000 | $ 155,000 | $ 160,000 |
| Stafford County Virginia | 1 | $ 115,000 | $ 115,000 | $ 161,000 |
| King County Washington | 1 | $ 55,000 | $ 55,000 | $ 141,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Ardent Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 482 | $53,480,000 | $110,000 | $645,000 | $163,000 | $858,000 |
| Other Purpose | 159 | $17,015,000 | $107,000 | $505,000 | $143,000 | $1,300,000 |
| Home Purchase | 152 | $50,920,000 | $335,000 | $2,005,000 | $153,000 | $520,000 |
| Refinancing | 89 | $14,585,000 | $163,000 | $635,000 | $144,000 | $449,000 |
| Cash-out Refinancing | 51 | $11,705,000 | $229,000 | $755,000 | $133,000 | $383,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 552 | $89,430,000 | $162,000 | $2,005,000 | $170,000 | $1,300,000 |
| Black or African American | 150 | $14,900,000 | $99,000 | $575,000 | $99,000 | $858,000 |
| Not Provided | 146 | $31,600,000 | $216,000 | $1,105,000 | $156,000 | $1,241,000 |
| Hispanic | 50 | $6,590,000 | $131,000 | $595,000 | $131,000 | $505,000 |
| Asian | 28 | $4,190,000 | $149,000 | $305,000 | $191,000 | $420,000 |
| American Indian or Alaskan Native | 5 | $575,000 | $115,000 | $185,000 | $128,000 | $295,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 933 | $147,705,000 | $158,000 | $2,005,000 | $155,000 | $1,300,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 534 | $81,870,000 | $153,000 | $855,000 | $175,000 | $1,241,000 |
| Application Denied By Financial Institution | 159 | $20,425,000 | $128,000 | $2,005,000 | $109,000 | $520,000 |
| File Closed For Incompleteness | 91 | $11,055,000 | $121,000 | $475,000 | $138,000 | $1,300,000 |
| Application Withdrawn By Applicant | 51 | $7,535,000 | $147,000 | $595,000 | $155,000 | $600,000 |
| Preapproval Approved but not Accepted | 40 | $14,930,000 | $373,000 | $1,105,000 | $171,000 | $477,000 |
| Application Approved But Not Accepted | 35 | $6,705,000 | $191,000 | $655,000 | $138,000 | $441,000 |
| Preapproval Denied by Financial Institution | 23 | $5,185,000 | $225,000 | $555,000 | $68,000 | $155,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 933 | $147,705,000 | $158,000 | $2,005,000 | $155,000 | $1,300,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.