Ardent Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Ardent Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Ardent Federal Credit Union 1500 Spring Garden St. Suite 500 Philadelphia, PA 19130 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 680 |
| Total Mortgage Loan Application Amount | $144,850,000 |
| Average Mortgage Loan Application Amount | $181,800 |
| Highest Mortgage Loan Application Amount | $925,000 |
| Average Applicant Income | $139,800 |
| Highest Applicant Income | $874,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Pennsylvania | 147 | $ 31,365,000 | $ 213,000 | $ 156,000 |
| Philadelphia County Pennsylvania | 116 | $ 17,870,000 | $ 154,000 | $ 110,000 |
| Chester County Pennsylvania | 55 | $ 14,855,000 | $ 270,000 | $ 176,000 |
| Delaware County Pennsylvania | 45 | $ 9,555,000 | $ 212,000 | $ 159,000 |
| Bucks County Pennsylvania | 38 | $ 8,750,000 | $ 230,000 | $ 147,000 |
| Camden County New Jersey | 20 | $ 2,060,000 | $ 103,000 | $ 99,000 |
| Gloucester County New Jersey | 19 | $ 3,495,000 | $ 183,000 | $ 132,000 |
| Cape May County New Jersey | 18 | $ 4,930,000 | $ 273,000 | $ 216,000 |
| Burlington County New Jersey | 13 | $ 2,265,000 | $ 174,000 | $ 128,000 |
| New Castle County Delaware | 8 | $ 1,850,000 | $ 231,000 | $ 116,000 |
| Berks County Pennsylvania | 7 | $ 1,375,000 | $ 196,000 | $ 111,000 |
| Montgomery County Maryland | 6 | $ 2,130,000 | $ 355,000 | $ 167,000 |
| Sussex County Delaware | 5 | $ 995,000 | $ 199,000 | $ 155,000 |
| Palm Beach County Florida | 5 | $ 645,000 | $ 129,000 | $ 86,000 |
| Atlantic County New Jersey | 5 | $ 795,000 | $ 159,000 | $ 170,000 |
| Lehigh County Pennsylvania | 5 | $ 655,000 | $ 131,000 | $ 92,000 |
| Lancaster County Pennsylvania | 4 | $ 1,010,000 | $ 252,000 | $ 167,000 |
| DeKalb County Georgia | 3 | $ 265,000 | $ 88,000 | $ 65,000 |
| Baltimore County Maryland | 3 | $ 265,000 | $ 88,000 | $ 199,000 |
| Mercer County New Jersey | 3 | $ 865,000 | $ 288,000 | $ 187,000 |
| Northampton County Pennsylvania | 3 | $ 325,000 | $ 108,000 | $ 108,000 |
| Orange County California | 2 | $ 430,000 | $ 215,000 | $ 148,000 |
| New Haven County Connecticut | 2 | $ 480,000 | $ 240,000 | $ 144,000 |
| Miami-Dade County Florida | 2 | $ 620,000 | $ 310,000 | $ 174,000 |
| Orange County Florida | 2 | $ 250,000 | $ 125,000 | $ 83,000 |
| Sarasota County Florida | 2 | $ 140,000 | $ 70,000 | $ 73,000 |
| St. Johns County Florida | 2 | $ 310,000 | $ 155,000 | $ 66,000 |
| DuPage County Illinois | 2 | $ 270,000 | $ 135,000 | $ 63,000 |
| Anne Arundel County Maryland | 2 | $ 380,000 | $ 190,000 | $ 142,000 |
| Cecil County Maryland | 2 | $ 410,000 | $ 205,000 | $ 166,000 |
| Worcester County Maryland | 2 | $ 680,000 | $ 340,000 | $ 212,000 |
| Middlesex County New Jersey | 2 | $ 440,000 | $ 220,000 | $ 186,000 |
| Salem County New Jersey | 2 | $ 420,000 | $ 210,000 | $ 70,000 |
| Bronx County New York | 2 | $ 1,250,000 | $ 625,000 | $ 447,000 |
| Allegheny County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 174,000 |
| Madison County Alabama | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Coconino County Arizona | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Maricopa County Arizona | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| San Diego County California | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| San Luis Obispo County California | 1 | $ 275,000 | $ 275,000 | $ 61,000 |
| San Mateo County California | 1 | $ 245,000 | $ 245,000 | $ 114,000 |
| Adams County Colorado | 1 | $ 275,000 | $ 275,000 | $ 146,000 |
| District of Columbia County District Of Columbia | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Brevard County Florida | 1 | $ 485,000 | $ 485,000 | $ 164,000 |
| Hillsborough County Florida | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Marion County Florida | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Monroe County Florida | 1 | $ 105,000 | $ 105,000 | $ 232,000 |
| Pasco County Florida | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Sumter County Florida | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Bryan County Georgia | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Chatham County Georgia | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Douglas County Georgia | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Fulton County Georgia | 1 | $ 65,000 | $ 65,000 | $ 350,000 |
| Adams County Indiana | 1 | $ 85,000 | $ 85,000 | $ 99,000 |
| Frederick County Maryland | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 375,000 | $ 375,000 | $ 189,000 |
| Norfolk County Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 201,000 |
| Suffolk County Massachusetts | 1 | $ 845,000 | $ 845,000 | $ 323,000 |
| Kalamazoo County Michigan | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Kent County Michigan | 1 | $ 225,000 | $ 225,000 | $ 137,000 |
| Hennepin County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 246,000 |
| Clark County Nevada | 1 | $ 375,000 | $ 375,000 | $ 240,000 |
| Washoe County Nevada | 1 | $ 345,000 | $ 345,000 | $ 72,000 |
| Essex County New Jersey | 1 | $ 445,000 | $ 445,000 | $ 200,000 |
| Morris County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 166,000 |
| Ocean County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 125,000 |
| Passaic County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 51,000 |
| Somerset County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 114,000 |
| Sussex County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Warren County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Ontario County New York | 1 | $ 215,000 | $ 215,000 | $ 187,000 |
| Rensselaer County New York | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Suffolk County New York | 1 | $ 695,000 | $ 695,000 | $ 219,000 |
| Sullivan County New York | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Westchester County New York | 1 | $ 625,000 | $ 625,000 | $ 300,000 |
| Durham County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 128,000 |
| Orange County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 280,000 |
| Vance County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Wake County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 194,000 |
| Cuyahoga County Ohio | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Washington County Oregon | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Butler County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 152,000 |
| Lackawanna County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 196,000 |
| Monroe County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 130,000 |
| Potter County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Schuylkill County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 325,000 |
| Georgetown County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 480,000 |
| Lancaster County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Chester County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 155,000 |
| Maury County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 139,000 |
| Arlington County Virginia | 1 | $ 415,000 | $ 415,000 | $ 147,000 |
| Fairfax County Virginia | 1 | $ 515,000 | $ 515,000 | $ 216,000 |
| Richmond City County Virginia | 1 | $ 405,000 | $ 405,000 | $ 300,000 |
| Stafford County Virginia | 1 | $ 405,000 | $ 405,000 | $ 108,000 |
| Warren County Virginia | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| Putnam County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Ardent Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 273 | $58,905,000 | $215,000 | $685,000 | $140,000 | $874,000 |
| Cash-out Refinancing | 153 | $43,015,000 | $281,000 | $845,000 | $165,000 | $537,000 |
| Home Purchase | 122 | $33,980,000 | $278,000 | $925,000 | $132,000 | $381,000 |
| Home Improvement | 87 | $5,885,000 | $67,000 | $255,000 | $135,000 | $479,000 |
| Other Purpose | 45 | $3,065,000 | $68,000 | $245,000 | $127,000 | $382,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 380 | $80,870,000 | $212,000 | $845,000 | $153,000 | $874,000 |
| Not Provided | 175 | $44,305,000 | $253,000 | $925,000 | $134,000 | $505,000 |
| Black or African American | 81 | $10,195,000 | $125,000 | $675,000 | $102,000 | $361,000 |
| Asian | 23 | $5,395,000 | $234,000 | $515,000 | $180,000 | $386,000 |
| Hispanic | 19 | $3,915,000 | $206,000 | $485,000 | $143,000 | $475,000 |
| American Indian or Alaskan Native | 1 | $105,000 | $105,000 | $105,000 | $167,000 | $167,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 680 | $144,850,000 | $213,000 | $925,000 | $142,000 | $874,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 402 | $87,360,000 | $217,000 | $845,000 | $149,000 | $874,000 |
| Application Withdrawn By Applicant | 96 | $10,660,000 | $111,000 | $575,000 | $118,000 | $505,000 |
| Preapproval Approved but not Accepted | 57 | $17,085,000 | $299,000 | $925,000 | $135,000 | $354,000 |
| Application Denied By Financial Institution | 51 | $7,895,000 | $154,000 | $625,000 | $112,000 | $402,000 |
| Application Approved But Not Accepted | 46 | $14,330,000 | $311,000 | $625,000 | $170,000 | $557,000 |
| File Closed For Incompleteness | 27 | $7,425,000 | $275,000 | $685,000 | $164,000 | $492,000 |
| Preapproval Denied by Financial Institution | 1 | $95,000 | $95,000 | $95,000 | $82,000 | $82,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 680 | $144,850,000 | $213,000 | $925,000 | $142,000 | $874,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.