Sandy Spring Bank
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Sandy Spring Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Sandy Spring Bank 6831 Benjamin Frankin Drive Columbia, MD 21046 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,078 |
| Total Mortgage Loan Application Amount | $1,778,670,000 |
| Average Mortgage Loan Application Amount | $372,500 |
| Highest Mortgage Loan Application Amount | $21,005,000 |
| Average Applicant Income | $184,833 |
| Highest Applicant Income | $8,250,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 915 | $ 375,065,000 | $ 409,000 | $ 236,000 |
| District of Columbia County District Of Columbia | 378 | $ 229,290,000 | $ 606,000 | $ 251,000 |
| Prince George's County Maryland | 349 | $ 89,865,000 | $ 257,000 | $ 127,000 |
| Fairfax County Virginia | 326 | $ 191,290,000 | $ 586,000 | $ 308,000 |
| Anne Arundel County Maryland | 313 | $ 107,225,000 | $ 342,000 | $ 209,000 |
| Frederick County Maryland | 234 | $ 63,240,000 | $ 270,000 | $ 155,000 |
| Howard County Maryland | 225 | $ 113,905,000 | $ 506,000 | $ 214,000 |
| Baltimore County Maryland | 224 | $ 73,550,000 | $ 328,000 | $ 163,000 |
| Baltimore City County Maryland | 191 | $ 45,365,000 | $ 237,000 | $ 132,000 |
| Loudoun County Virginia | 126 | $ 56,150,000 | $ 445,000 | $ 245,000 |
| Carroll County Maryland | 97 | $ 28,975,000 | $ 298,000 | $ 192,000 |
| Prince William County Virginia | 88 | $ 29,020,000 | $ 329,000 | $ 169,000 |
| Arlington County Virginia | 80 | $ 73,410,000 | $ 917,000 | $ 277,000 |
| Charles County Maryland | 71 | $ 23,055,000 | $ 324,000 | $ 115,000 |
| Washington County Maryland | 37 | $ 9,675,000 | $ 261,000 | $ 120,000 |
| Sussex County Delaware | 34 | $ 26,470,000 | $ 778,000 | $ 406,000 |
| Alexandria County Virginia | 34 | $ 21,690,000 | $ 637,000 | $ 500,000 |
| Queen Anne's County Maryland | 22 | $ 7,870,000 | $ 357,000 | $ 214,000 |
| Harford County Maryland | 18 | $ 5,530,000 | $ 307,000 | $ 128,000 |
| Calvert County Maryland | 17 | $ 4,955,000 | $ 291,000 | $ 220,000 |
| Stafford County Virginia | 15 | $ 5,605,000 | $ 373,000 | $ 178,000 |
| Fauquier County Virginia | 14 | $ 4,350,000 | $ 310,000 | $ 281,000 |
| Worcester County Maryland | 12 | $ 3,870,000 | $ 322,000 | $ 258,000 |
| Garrett County Maryland | 11 | $ 5,015,000 | $ 455,000 | $ 526,000 |
| Talbot County Maryland | 11 | $ 5,725,000 | $ 520,000 | $ 303,000 |
| Frederick County Virginia | 11 | $ 2,635,000 | $ 239,000 | $ 68,000 |
| Falls Church County Virginia | 10 | $ 9,350,000 | $ 935,000 | $ 266,000 |
| Fairfax City County Virginia | 9 | $ 4,185,000 | $ 465,000 | $ 122,000 |
| Lee County Florida | 8 | $ 10,310,000 | $ 1,288,000 | $ 547,000 |
| York County Pennsylvania | 8 | $ 2,100,000 | $ 262,000 | $ 97,000 |
| Berkeley County West Virginia | 8 | $ 1,820,000 | $ 227,000 | $ 102,000 |
| St. Mary's County Maryland | 7 | $ 2,985,000 | $ 426,000 | $ 198,000 |
| Spotsylvania County Virginia | 6 | $ 3,820,000 | $ 636,000 | $ 213,000 |
| Cecil County Maryland | 5 | $ 1,505,000 | $ 301,000 | $ 300,000 |
| Charleston County South Carolina | 5 | $ 3,345,000 | $ 669,000 | $ 215,000 |
| Chesterfield County Virginia | 5 | $ 1,625,000 | $ 325,000 | $ 110,000 |
| Culpeper County Virginia | 5 | $ 1,165,000 | $ 233,000 | $ 190,000 |
| Virginia Beach County Virginia | 5 | $ 3,505,000 | $ 701,000 | $ 285,000 |
| Manatee County Florida | 4 | $ 1,570,000 | $ 392,000 | $ 207,000 |
| Miami-Dade County Florida | 4 | $ 2,800,000 | $ 700,000 | $ 437,000 |
| Monroe County Florida | 4 | $ 2,150,000 | $ 537,000 | $ 315,000 |
| Caroline County Maryland | 4 | $ 750,000 | $ 187,000 | $ 110,000 |
| Dare County North Carolina | 4 | $ 5,630,000 | $ 1,407,000 | $ 339,000 |
| Mecklenburg County North Carolina | 4 | $ 19,020,000 | $ 4,755,000 | $ 88,000 |
| Newport News County Virginia | 4 | $ 27,940,000 | $ 6,985,000 | $ 38,000 |
| Richmond City County Virginia | 4 | $ 2,960,000 | $ 740,000 | $ 194,000 |
| Warren County Virginia | 4 | $ 760,000 | $ 190,000 | $ 176,000 |
| Jefferson County West Virginia | 4 | $ 830,000 | $ 207,000 | $ 135,000 |
| Kent County Delaware | 3 | $ 585,000 | $ 195,000 | $ 127,000 |
| Pasco County Florida | 3 | $ 685,000 | $ 228,000 | $ 127,000 |
| Franklin County Pennsylvania | 3 | $ 955,000 | $ 318,000 | $ 103,000 |
| Albemarle County Virginia | 3 | $ 645,000 | $ 215,000 | $ 92,000 |
| Henrico County Virginia | 3 | $ 9,535,000 | $ 3,178,000 | $ 146,000 |
| Manassas County Virginia | 3 | $ 685,000 | $ 228,000 | $ 121,000 |
| Orange County Virginia | 3 | $ 1,405,000 | $ 468,000 | $ 158,000 |
| Okaloosa County Florida | 2 | $ 930,000 | $ 465,000 | $ 248,000 |
| Fayette County Georgia | 2 | $ 940,000 | $ 470,000 | $ 91,000 |
| Dorchester County Maryland | 2 | $ 1,770,000 | $ 885,000 | $ 262,000 |
| Currituck County North Carolina | 2 | $ 1,140,000 | $ 570,000 | $ 246,000 |
| Hoke County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 190,000 |
| Cuyahoga County Ohio | 2 | $ 510,000 | $ 255,000 | $ 128,000 |
| Adams County Pennsylvania | 2 | $ 510,000 | $ 255,000 | $ 91,000 |
| Montgomery County Pennsylvania | 2 | $ 860,000 | $ 430,000 | $ 159,000 |
| Beaufort County South Carolina | 2 | $ 1,010,000 | $ 505,000 | $ 220,000 |
| Davidson County Tennessee | 2 | $ 12,480,000 | $ 6,240,000 | $ 605,000 |
| Clarke County Virginia | 2 | $ 330,000 | $ 165,000 | $ 255,000 |
| Greene County Virginia | 2 | $ 650,000 | $ 325,000 | $ 110,000 |
| Louisa County Virginia | 2 | $ 360,000 | $ 180,000 | $ 193,000 |
| Mathews County Virginia | 2 | $ 760,000 | $ 380,000 | $ 308,000 |
| Northumberland County Virginia | 2 | $ 900,000 | $ 450,000 | $ 152,000 |
| Boulder County Colorado | 1 | $ 665,000 | $ 665,000 | $ 160,000 |
| Jefferson County Colorado | 1 | $ 445,000 | $ 445,000 | $ 271,000 |
| Bay County Florida | 1 | $ 365,000 | $ 365,000 | $ 99,000 |
| Broward County Florida | 1 | $ 405,000 | $ 405,000 | $ 150,000 |
| Clay County Florida | 1 | $ 2,505,000 | $ 2,505,000 | $ 6,141,000 |
| Duval County Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Marion County Florida | 1 | $ 135,000 | $ 135,000 | $ 130,000 |
| Orange County Florida | 1 | $ 155,000 | $ 155,000 | $ 146,000 |
| Palm Beach County Florida | 1 | $ 565,000 | $ 565,000 | $ 420,000 |
| St. Johns County Florida | 1 | $ 415,000 | $ 415,000 | $ 208,000 |
| Walton County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 195,000 | $ 195,000 | $ 157,000 |
| Gwinnett County Georgia | 1 | $ 395,000 | $ 395,000 | $ 120,000 |
| Morgan County Georgia | 1 | $ 475,000 | $ 475,000 | $ 97,000 |
| Allegany County Maryland | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Kent County Maryland | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
| Wicomico County Maryland | 1 | $ 405,000 | $ 405,000 | $ 207,000 |
| Brunswick County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 135,000 |
| Craven County North Carolina | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 97,000 |
| Iredell County North Carolina | 1 | $ 995,000 | $ 995,000 | $ 225,000 |
| Orange County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 151,000 |
| Wake County North Carolina | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Bucks County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 416,000 |
| Fayette County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Lancaster County Pennsylvania | 1 | $ 555,000 | $ 555,000 | $ 97,000 |
| Westmoreland County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 153,000 |
| Horry County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 311,000 |
| Lexington County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Richland County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 289,000 |
| York County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Knox County Tennessee | 1 | $ 795,000 | $ 795,000 | $ 292,000 |
| Botetourt County Virginia | 1 | $ 645,000 | $ 645,000 | $ 130,000 |
| Caroline County Virginia | 1 | $ 275,000 | $ 275,000 | $ 51,000 |
| Franklin County Virginia | 1 | $ 755,000 | $ 755,000 | $ 214,000 |
| Goochland County Virginia | 1 | $ 665,000 | $ 665,000 | $ 196,000 |
| Madison County Virginia | 1 | $ 725,000 | $ 725,000 | $ 184,000 |
| Manassas Park County Virginia | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Norfolk County Virginia | 1 | $ 285,000 | $ 285,000 | $ 136,000 |
| Northampton County Virginia | 1 | $ 365,000 | $ 365,000 | $ 296,000 |
| Petersburg County Virginia | 1 | $ 95,000 | $ 95,000 | $ 143,000 |
| Portsmouth County Virginia | 1 | $ 1,115,000 | $ 1,115,000 | $ 0 |
| Rappahannock County Virginia | 1 | $ 295,000 | $ 295,000 | $ 62,000 |
| Surry County Virginia | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Winchester County Virginia | 1 | $ 285,000 | $ 285,000 | $ 51,000 |
| Greenbrier County West Virginia | 1 | $ 1,525,000 | $ 1,525,000 | $ 1,007,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Sandy Spring Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,836 | $1,077,780,000 | $587,000 | $21,005,000 | $202,000 | $7,762,000 |
| Home Improvement | 994 | $168,640,000 | $169,000 | $5,805,000 | $212,000 | $8,062,000 |
| Refinancing | 708 | $362,680,000 | $512,000 | $3,205,000 | $247,000 | $1,961,000 |
| Other Purpose | 273 | $44,235,000 | $162,000 | $835,000 | $216,000 | $3,648,000 |
| Cash-out Refinancing | 264 | $124,330,000 | $470,000 | $2,345,000 | $232,000 | $8,250,000 |
| Not Applicable | 3 | $1,005,000 | $335,000 | $385,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,025 | $854,025,000 | $421,000 | $2,965,000 | $240,000 | $8,250,000 |
| Black or African American | 755 | $232,145,000 | $307,000 | $1,805,000 | $135,000 | $1,680,000 |
| Not Provided | 444 | $219,760,000 | $494,000 | $3,905,000 | $253,000 | $8,062,000 |
| Asian | 378 | $192,690,000 | $509,000 | $3,505,000 | $255,000 | $7,762,000 |
| Hispanic | 332 | $117,650,000 | $354,000 | $2,505,000 | $161,000 | $1,007,000 |
| Not applicable | 129 | $159,145,000 | $1,233,000 | $21,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 11 | $1,755,000 | $159,000 | $405,000 | $125,000 | $282,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $840,000 | $420,000 | $545,000 | $133,000 | $174,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,746 | $1,658,640,000 | $442,000 | $21,005,000 | $226,000 | $8,250,000 |
| FHA-insured (Federal Housing Administration) | 263 | $83,385,000 | $317,000 | $975,000 | $91,000 | $485,000 |
| VA-guaranteed (Veterans Administration) | 65 | $35,595,000 | $547,000 | $2,255,000 | $147,000 | $432,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $1,050,000 | $262,000 | $305,000 | $86,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,919 | $1,318,765,000 | $451,000 | $21,005,000 | $228,000 | $8,250,000 |
| Application Denied By Financial Institution | 518 | $134,530,000 | $259,000 | $2,945,000 | $149,000 | $4,677,000 |
| Application Withdrawn By Applicant | 444 | $238,280,000 | $536,000 | $3,905,000 | $195,000 | $1,260,000 |
| File Closed For Incompleteness | 100 | $61,400,000 | $614,000 | $2,505,000 | $245,000 | $1,680,000 |
| Application Approved But Not Accepted | 88 | $20,230,000 | $229,000 | $1,005,000 | $273,000 | $3,648,000 |
| Loan Purchased By The Institution | 9 | $5,465,000 | $607,000 | $1,335,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,560 | $1,644,140,000 | $461,000 | $21,005,000 | $225,000 | $8,250,000 |
| Debt-To-Income Ratio | 203 | $61,515,000 | $303,000 | $2,945,000 | $96,000 | $832,000 |
| Credit History | 195 | $31,355,000 | $160,000 | $1,905,000 | $168,000 | $4,677,000 |
| Collateral | 94 | $34,120,000 | $362,000 | $2,805,000 | $219,000 | $758,000 |
| Other | 8 | $2,870,000 | $358,000 | $975,000 | $205,000 | $645,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,975,000 | $282,000 | $755,000 | $147,000 | $459,000 |
| Unverifiable Information | 5 | $1,805,000 | $361,000 | $1,305,000 | $41,000 | $81,000 |
| Credit Application Incomplete | 4 | $390,000 | $97,000 | $125,000 | $266,000 | $386,000 |
| Employment History | 2 | $500,000 | $250,000 | $455,000 | $75,000 | $93,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.